Return-Path: <bounce-85_HTML-17924247-740706-514005474-1725@bounce.afs.ameriprise.com>
Delivered-To: danny@sterlingcal.com
Received: from reseller401.webserversystems.com
	by reseller401.webserversystems.com with LMTP
	id BvKTFabvg2bIag0AchKAPA
	(envelope-from <bounce-85_HTML-17924247-740706-514005474-1725@bounce.afs.ameriprise.com>)
	for <danny@sterlingcal.com>; Tue, 02 Jul 2024 07:16:38 -0500
Return-path: <bounce-85_HTML-17924247-740706-514005474-1725@bounce.afs.ameriprise.com>
Envelope-to: danny@sterlingcal.com
Delivery-date: Tue, 02 Jul 2024 07:16:38 -0500
Received: from mta.afs.ameriprise.com ([13.111.172.164]:43038)
	by reseller401.webserversystems.com with esmtps  (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384
	(Exim 4.96.2)
	(envelope-from <bounce-85_HTML-17924247-740706-514005474-1725@bounce.afs.ameriprise.com>)
	id 1sOcR3-003gfg-24
	for danny@sterlingcal.com;
	Tue, 02 Jul 2024 07:16:38 -0500
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; s=11dkim1; d=afs.ameriprise.com;
 h=From:To:Subject:Date:List-Unsubscribe:List-Unsubscribe-Post:MIME-Version:
 List-ID:Reply-To:Message-ID:Content-Type; i=scott.durrett@afs.ameriprise.com;
 bh=a2oShJ9clW90dHz0NqV0zFlKViC//UXv02+CHPgaTHg=;
 b=hK4x0HTP3PpYl2/mAfOLwlqBfkCjwTtpFsKV0Xuqzos9Ct3gZxigIIPvoHHi3+wBuhA99Ihglv5l
   y3KRyylI1SNTEHxtU5266ZRABbROkn8lKimbut7nB6gmgV5txmjLW9bvT5CXg6deerVnxXniAm5f
   NhdxTq1K1b1ujdNm3thjPU89YLA+KtLBvAIQiEb+0gJnQlAcKhIi5VKOEUMDfPwOJFZZ7eq2jZWV
   5iqQ90REqXZEaXVDDk5q5Z+FUHIoT7HM8eUQKTNcW2RNguqETImpjo5cWDItjsGpExhi67niNhHe
   /Or+Gx6CjCTB8cIElaf7HKm/2NVhDE8SepEdEA==
Received: by mta.afs.ameriprise.com id hgfnqa2fmd4r for <danny@sterlingcal.com>; Tue, 2 Jul 2024 12:16:26 +0000 (envelope-from <bounce-85_HTML-17924247-740706-514005474-1725@bounce.afs.ameriprise.com>)
From: "Scott Durrett" <scott.durrett@afs.ameriprise.com>
To: <danny@sterlingcal.com>
Subject: Discover this lesser-known tax strategy
Date: Tue, 02 Jul 2024 06:16:25 -0600
List-Unsubscribe: <https://click.afs.ameriprise.com/subscription_center.aspx?jwt=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJtaWQiOiI1MTQwMDU0NzQiLCJzIjoiMTc5MjQyNDciLCJsaWQiOiI4NSIsImoiOiI3NDA3MDYiLCJqYiI6IjE3MjUiLCJkIjoiMTEwMDQ0In0.d2HHjvOpj3meH1o5HDsxl3jsnDgD7Ylrn8Fp4zAh-mA>, <mailto:leave-fd7e1c751a3c402029-fe5b15777c66007f7113-fec713747563047b-fe31117171640478711374-ff3015777761@leave.afs.ameriprise.com>
List-Unsubscribe-Post: List-Unsubscribe=One-Click
MIME-Version: 1.0
List-ID: <514002146.xt.local>
X-SFMC-Stack: 11
x-job: 514005474_740706
Reply-To: "Scott Durrett" <reply-fec713747563047b-85_HTML-17924247-514005474-1725@reply.afs.ameriprise.com>
Message-ID: <8b284bf7-d5fa-422d-b2cb-91ca66d78354@atl1s11mta416.xt.local>
Content-Type: multipart/alternative;
	boundary="fvQMoyjkyovI=_?:"
X-Spam-Status: No, score=-0.5
X-Spam-Score: -4
X-Spam-Bar: /
X-Spam-Flag: NO

This is a multi-part message in MIME format.

--fvQMoyjkyovI=_?:
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

Ameriprise
 


 
 

 

  
 


  
 
  
 https://click.afs.ameriprise.com/?qs=aae9b02892b1d5365c83c93e9177c169c75e22f4843848f08c5b1e2b4352825defd64af421548e0c05db46d01d2f6c153a40d95a1cc20c7b2de30278a791ffba 

 Dalton and Associates 
 July 2024From My Practice(R)
  
 
 Prepared for: Danny Groina
 

  
 

https://click.afs.ameriprise.com/?qs=aae9b02892b1d53626fd597f961fe926f8ba8fd96fb1fcb2bd4e42eefcb2991f4d7802f41498ff7f69b1f4aaa730946afd180b7a83cf67f095f56df227045df0 

https://click.afs.ameriprise.com/?qs=aae9b02892b1d53626fd597f961fe926f8ba8fd96fb1fcb2bd4e42eefcb2991f4d7802f41498ff7f69b1f4aaa730946afd180b7a83cf67f095f56df227045df0 

 

 
 Potentially save on taxes with this lesser-known tax strategy

 
 Learn how to take advantage of tax-gain harvesting to help lower taxes you pay over the course of your lifetime.

 
https://click.afs.ameriprise.com/?qs=aae9b02892b1d53626fd597f961fe926f8ba8fd96fb1fcb2bd4e42eefcb2991f4d7802f41498ff7f69b1f4aaa730946afd180b7a83cf67f095f56df227045df0 
EXPLORE THE STRATEGY 
 
 

 

 
https://click.afs.ameriprise.com/?qs=aae9b02892b1d536aa9ac3ecd0ccbc4effbb97d65ff59e5b8624c1c833478fc1fd8c4fd509842b3030d0e62aa6143f96c24734d7ff4071de3cec510ee061eb8d 
 

 
 Common annuity myths – debunked 

 Contrary to popular belief, annuities are not only for retirees. Get the facts on this and other common misconceptions and see how annuities could benefit you.

 
https://click.afs.ameriprise.com/?qs=aae9b02892b1d536aa9ac3ecd0ccbc4effbb97d65ff59e5b8624c1c833478fc1fd8c4fd509842b3030d0e62aa6143f96c24734d7ff4071de3cec510ee061eb8d 
GET THE FACTS 
 
 
 
 
https://click.afs.ameriprise.com/?qs=aae9b02892b1d5361591e7e3d957becc3cb00cc81067db3731e2793eceba5774c4792e7b2e043fc24a3e7d98b2481941d563f7bac560c20b09319589a5675e70 
 

 
 Saving for college: Know about your options 

 
 Whether your child’s college years are far off or right around the corner, these different saving vehicles can help you stay ahead of rising education costs.

 
https://click.afs.ameriprise.com/?qs=aae9b02892b1d5361591e7e3d957becc3cb00cc81067db3731e2793eceba5774c4792e7b2e043fc24a3e7d98b2481941d563f7bac560c20b09319589a5675e70 
SEE SAVINGS OPTIONS 
 
 
 
 




https://click.afs.ameriprise.com/?qs=aae9b02892b1d536c8587575d59f7829b2ac51dfd997dcd4fd84ec47b32931a4ce037b25e110b9c27be7f2fe897e6d7497c4432b70830364d7d267a11b239ffd 
 
  
 Proud to join Ameriprise in celebrating 130 years of putting clients first
  
  
 




 
 

 

  

 Connect with me
 

  
 
  
 
 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
      
 
  
 
 562.308.4526562 


  
 

 
mailto:scott.durrett@ampf.com 

  
 
mailto:scott.durrett@ampf.com 
Email me  


  
 

https://click.afs.ameriprise.com/?qs=aae9b02892b1d536ae595528deaf9757a91597db209bbf93a4c1af1e98fb66b50441381ebb8b7f9d9f1c2ae67e0feb31c1cfdaf6c7b2af67f3ce7006caf3645c 

  
 
https://click.afs.ameriprise.com/?qs=aae9b02892b1d536ae595528deaf9757a91597db209bbf93a4c1af1e98fb66b50441381ebb8b7f9d9f1c2ae67e0feb31c1cfdaf6c7b2af67f3ce7006caf3645c 
Visit my site 


  
 

https://click.afs.ameriprise.com/?qs=aae9b02892b1d53633a77f575aff56af712a3526bcd68200d82210b99b92fb613845f6eec07174ae5e3373b7f465966a84d520b62d02cb1ef2a14646a8743f5e 

  
 
https://click.afs.ameriprise.com/?qs=aae9b02892b1d53633a77f575aff56af712a3526bcd68200d82210b99b92fb613845f6eec07174ae5e3373b7f465966a84d520b62d02cb1ef2a14646a8743f5e 
Office Locations 


  
 
 
  
 
 
https://click.afs.ameriprise.com/?qs=aae9b02892b1d53655944df33ac7009ff98b3e5eff208f7d705c1e37cb06d303d2cde091eaf37cd881cd2f7e0b8b594ef87fb3900601b40b497921ff258a426d 

  
 
 


  
 





 

 


 Scott Durrett 
 Financial Advisor

  Associate Vice President
  
  Dalton and Associates
 
  A private wealth advisory practice of Ameriprise Financial Services, LLC

 
 
 
 
 2029 Century Park E Ste 2550
 
 Los Angeles, California 90067-2936
 
 

  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

   Website: https://www.ameripriseadvisors.com/scott.durrett 
 


 Arkansas Insurance Producer License Number 17721044

  CA Insurance # 0K48038

 


 This email is an advertisement.
 


 To stop receiving emails from Ameriprise, please click on 
 
https://click.afs.ameriprise.com/?qs=aae9b02892b1d536f0a29053f588dcc71f9813264a56ad27b6225cd6a3ab5b42e3bda236e05e959a31926a3d98c90acb5aa92035a8d0e8a87004c0d5b8b42707 
Unsubscribe .
 

https://click.afs.ameriprise.com/?qs=aae9b02892b1d53678beb2deccf57be299c441b73f29cb2545cd72cc13a4f890664c40729b1d771c6a75514c40a573b56c0442845720f0c980d19f58b6d21897 
Customer Service |
https://click.afs.ameriprise.com/?qs=aae9b02892b1d5363a8d906627335014e3af6ea9bc6bf9dbef36da3af7b7f6402b66bc23443309ca562a56ac379710c980cdac7fdeb02ec74db340b09308ad30 
Privacy |
https://click.afs.ameriprise.com/?qs=aae9b02892b1d5369e9f1b5e485b3f5745ff5a704b27712af4db27058533791b73897ad02b3f65692abd875aa998d8312f321d658833aa62e753310236a986b0 
Fraud Instructions 
 
 


Ameriprise Financial
 

 70100 Ameriprise Financial Center | Minneapolis, MN 55474
 

   
  
 
   
 
 



 The content in this publication was written exclusively for Ameriprise Financial.
 

 
 The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
 


 Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
 

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.


 Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
 





 Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
 


 (c) 2024 Ameriprise Financial, Inc. All rights reserved. 
  27839_707-CACBCCPCU (07/24)

 Email sent to: danny@sterlingcal.com 


 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 

 
 

                                     

--fvQMoyjkyovI=_?:
Content-Type: text/html;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office">
   <head>
      <meta http-equiv="content-type" content="text/html; charset=utf-8"/>
      <meta name="viewport" content="width=device-width, user-scalable=no, initial-scale=1.0, minimum-scale=1.0, maximum-scale=1.0"/>
      <link href="https://fe31117171640478711374.pub.s11.sfmc-content.com/k1dddle1akv" rel="stylesheet" type="text/css">
      <title>Ameriprise</title>
      <style type="text/css">
         .ReadMsgBody { width: 100%; }
         .ExternalClass { width: 100%; }
         .ExternalClass * { line-height: 100%; }
         div, p, a, li, td { -webkit-text-size-adjust: none; -ms-text-size-adjust: none; }
         TD IMG { display: block; border: 0; }
         table { border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; }
         table td { border-collapse: collapse; }
         a:link { color: #000001; text-decoration: none; }
         a:active { color: #000001; text-decoration: none; }
         a:visited { color: #000001; text-decoration: none; }
         a:hover { color: #000001; text-decoration: none; }
         textarea { resize: none; }
         textarea:focus, input:focus { outline: none; }
         body { background-color: #ffffff; margin: 0;}
         .appleLinks a { color: inherit !important; text-decoration: none; }
                
         @-ms-viewport { width: device-width; }
         table th { margin:0; padding:0; font-weight:normal; vertical-align:top;}   
         .hide { max-height: 0px !important; font-size: 0 !important; display: none !important; line-height: 0 !important; mso-hide:all !important; overflow: hidden !important; visibility: hidden !important; }
         @media only screen and (max-width: 600px) {
         .container { width: 100% !important; }
         .mobile-hidden { display: none !important; }
         .photo { width: 100% !important; height: auto !important; }
         .mobile-padding { padding-right: 15px !important; padding-left: 15px !important; }
           .mobile-padding-top {
           padding: 20px 15px 0 15px !important
           }
         .drop { width: 100% !important; float: left !important; }
         .center { margin: 0 auto !important; }
           .mobilepadleft0 {padding-left:0px !important;}
           .padding-outlookMobile\0 {
    padding: 15px 32px !important;
  }
           .mob-hide {
           display: none !important;
           }
           .mob-full {
           width: 100% !important;
           }
         }
      </style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
      <!--[if mso]>       <style>          td{          font-family: Arial, Helvetica, sans-serif !important;          }            </style>       <![endif]-->
      <!--[if gte mso 9]>       <xml>          <o:OfficeDocumentSettings>             <o:AllowPNG/>             <o:PixelsPerInch>96</o:PixelsPerInch>          </o:OfficeDocumentSettings>       </xml>       <![endif]-->
      <!--[if gte mso 9]>       <style>          .outlookfix{font-size:0%; line-height:0;}       </style>       <![endif]-->
         
<style type="text/css">
.ReadMsgBody { width: 100%; }
.ExternalClass { width: 100%; }
.ExternalClass * { line-height: 100%; }
div, p, a, li, td { -webkit-text-size-adjust: none; -ms-text-size-adjust: none; }
TD IMG { display: block; border: 0; }
table { border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; }
table td { border-collapse: collapse; }
a:link { color: #000001; text-decoration: none; }
a:active { color: #000001; text-decoration: none; }
a:visited { color: #000001; text-decoration: none; }
a:hover { color: #000001; text-decoration: none; }
textarea { resize: none; }
textarea:focus, input:focus { outline: none; }
body { background-color: #ffffff; margin: 0;}
.appleLinks a { color: inherit !important; text-decoration: none; }
@-ms-viewport { width: device-width; }
table th { margin:0; padding:0; font-weight:normal; vertical-align:top;}   
.hide { max-height: 0px !important; font-size: 0 !important; display: none !important; line-height: 0 !important; mso-hide:all !important; overflow: hidden !important; visibility: hidden !important; }
body, table, td, p, a, li, blockquote { -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; }

 /* fix for outlook.com image gaps */
 .owa div { display: block !important; }
 /******/
 #outlook a { padding:0; }
body { width:100% !important; -webkit-text-size-adjust:100%; -ms-text-size-adjust:100%; margin:0; padding:0;
  font-family: Helvetica, Arial, sans-serif; font-size: 11px; line-height: 13px; }
.ExternalClass, .ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td, .ExternalClass div { line-height: 100%; }
 
@media only screen and (max-width: 600px) {
        .container { width: 100% !important; }
        .mobile-hidden { display: none !important; }
        .photo { width: 100% !important; height: auto !important; }
        .mobile-padding { padding-right: 15px !important; padding-left: 15px !important; }
        .drop { width: 100% !important; float: left !important; }
        .center { margin: 0 auto !important; }
        .desktopHide { display: none !important}
        .mobileLeft { float:left !important; text-align: left !important; }
        .mobileShowBanner { display: inline-block !important; height: auto !important; overflow: visible !important; visibility: visible !important; max-height: none !important; width: 100% !important;font-size: 15px !important; line-height: 19px !important; color:#ffffff !important; margin-bottom:10px !important; }
        .mobilePromoButton { color:#ffffff !important;background:#00BDDD; border:6px solid #00BDDD; text-decoration:none;border-width:4px 10px; border-radius: 3px;font-family:Arial, Helvetica, sans-serif; font-size:13px !important; line-height:24px !important; height: 24px; font-weight:bold; }
  .mobileBanner { width: 280px; /*border-radius: 10px;*/ }
  .mobileBannerCopy { padding: 24px 0px;}
  .mobileBannerImage img { width: 64px!important; height: auto !important; padding-top: 10px !important;}
  .mobileSpacing {
   padding: 20px 17px !important;
  }
  .buttonSpacing {
   padding: 6px 8px !important;
  }
  .padding-outlookMobile\0 {
    padding: 15px 32px !important;
  }
  } 
   
@media only screen and (max-width: 598px) {
  .mobileWidth100Percent { width: 100% !important; height: auto !important; }
  .mobileCenter { text-align: center; margin: 0 auto; }
  .mobileWidth13Percent { width: 13% !important; height: auto !important; }
  .mobileCss {display: block}            
  .mobile320px {width:320px !important;}
  .mobileStack mobileLeft 
  .body { min-width: 100vw; /* force Gmail iOS to full-width */ }
  .mobileBlock { display: block !important; }
  .mobileScale { width: 100% !important; height: auto !important; }
  .mobileHero { display: block !important; width: 100% !important; height: auto !important; }
  .mobileBottomPadding {padding-bottom:18px !important;}
  .mobileLogo{ width:200px !important; height:auto !important; }
  .mobileHide  {display: none !important;}
  .mobile20px{width:20px !important;}
  .mobileStack { display:block !important; width: 100% !important; text-align: left !important; float: left !important;}
  .pubName{font-size: 20px !important; line-height:22px !important;}
  .mobileWidth34px {width: 34px !important;}
  .mobileHeight18px { height: 18px !important; font-size: 18px !important; line-height: 18px !important;}
  .mobileHeight20px { height: 20px !important; font-size: 20px !important; line-height: 20px !important; }
  .mobileWidth22px {width: 22px !important;}
  .mobileWidth12px {width: 12px !important;}
  .mobileWidth11Percent { width: 11% !important; height: auto !important; }
  .mobileWidth250px { width: 250px !important; height: auto !important; }
  .mobileWidth20px { width: 20px !important; }
  .mobileWidth10px { width: 10px !important; }
  .mobileHeight12px { height: 12px !important; font-size: 12px !important; line-height: 12px !important;}
  .mobilePadTopBot20px {padding: 20px 0 !important;}
  .mobilePadTop12px { padding-top: 12px !important; }
  .mobilePadBot20px{ padding-bottom: 20px !important; }
  .mobileFont20px { font-size: 20px !important; line-height: 23px !important;}
  .mobileFont21px{ font-size: 21px !important; line-height: 24px !important; }
  .mobileFont18px{ font-size: 18px !important; line-height: 21px !important; }
  .mobileFont14px{ font-size: 14px !important; line-height: 18px !important; }
  .mobileFloatNone{ float: none !important; }
  .width100 {width:100% !important;}
  .mobileShow { display: inline-block !important; height: auto !important; overflow: visible !important; visibility: visible !important; max-height: none !important; width: 100% !important;}
  .mobileArticleImage {display: block !important; width: 280px !important; height: auto !important; }
  .mobileCenter img{ text-align: center; margin: 0 auto; }
        .mobileBannerImage img { width: 64px!important; height: auto !important; }
        }
  
@media only screen and (min-width: 620px) {
        .desktopShow { display:block!important; /*no space before !important because of Yahoo bug*/ }
        .desktopHide { display:none!important; }
        .desktopDisplayInline { display: inline!important; }
        .desktopWidth360px { max-width: 360px!important; }
        .desktopWidth300px { max-width: 300px!important; }
        .desktopWidth290px { max-width: 290px!important; }
        .desktopWidth280px { max-width: 280px!important; }
        .desktopWidth240px { max-width: 240px!important; }
        .desktopWidth220px { max-width: 220px!important; }
        .desktopWidth206px { max-width: 206px!important; }
        .desktopWidth186px { max-width: 186px!important; }
        .desktopWidth180px { max-width: 180px!important; }
        .desktopWidth160px { max-width: 160px!important; }
        .desktopWidth154px { max-width: 154px!important; }
        .desktopWidth142px { max-width: 142px!important; }
        .desktopWidth130px { max-width: 130px!important; }
        .desktopWidth120px { max-width: 120px!important; }
        .desktopWidth64px { width: 64px!important; }
        .desktopWidth40px { width: 40px!important; }
        .desktopWidth20px { width: 20px!important; }
        .desktopFont36px { font-size: 36px!important; line-height: 40px!important; }
        .desktopPaddingBottom40px { padding-bottom: 40px!important; }
        .desktopPaddingBottom35px { padding-bottom: 35px!important; }
        .desktopPaddingBottom0px { padding-bottom: 0px!important; }
        .desktopPaddingTop40px { padding-top: 40px!important; }
        .desktopPaddingTop35px { padding-top: 35px!important; }
        .desktopPaddingTop30px { padding-top: 30px!important; }
        .desktopPaddingLeft40px { padding-left: 40px!important; }
        .desktopPaddingRight40px { padding-right: 40px!important; }
        .desktopPaddingRight30px { padding-right: 30px!important; }
        .desktopPaddingRight20px { padding-right: 20px!important; }
        }
  
@media only screen and (max-width: 588px) {
  *[width="620"]{ width:320px !important; }
  *[width="600"]{ width:300px !important; }
  .mobileHide { display: none !important; }
  .mobilePadding { width:12px !important; }
  .mobileLeft { float:left !important; }
  .width100 { width:100% !important; float:left !important; }
  .heroScale { width:100% !important; height:auto !important; }
  .mobileFullWidth { width:276px !important; float:left !important; }
  .mobileStack { width:276px !important; float:left !important; display: block !important; }
  .mobile300px { width:300px !important; }
  .mobile236px { width:236px !important; }
  .mobile274px { width:274px !important; }
  .mobile76px { width:76px !important; }
  .mobileHeight20px { height:20px !important; font-size:20px !important; line-height:20px !important; }
  }


@media only screen and (min-width: 480px) {
        .desktopShowInline { display: inline!important; /*no space before !important because of Yahoo bug*/ }
        }
  
@media only screen and (max-width: 619px) {
            /* force Gmail iOS email body to full-width */
            .body { min-width: 100vw; }
            /* force link styling on addresses, etc. in the Gmail App */
            #body a,
            #body a:hover,
            #body a:visited{ color:inherit; font:inherit; text-decoration:none; }
        }
  
body { margin: 0 auto!important; padding: 0; background-color: #ffffff; -webkit-text-size-adjust: none; }
table { border-spacing: 0; font-family: sans-serif; color: #4d4e53; }
td { padding: 0; }
img { border: 0; }
/* outlook visited link state */
span.MsoHyperlink { mso-style-priority:99; color:inherit; text-decoration: inherit; }
span.MsoHyperlinkFollowed { mso-style-priority:99; color:inherit; text-decoration: inherit; }
/* end outlook visited link state */
.wrapper { width: 100%; table-layout: fixed; -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; }
.webkit { max-width: 620px; /* set to max-width of full email */ 
   margin: 0 auto; }
.full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto; }
.multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */ }
.multi-column-align-middle .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;vertical-align: middle; /* this will align the column just as if it's a table cell */ }
.multi-column-align-bottom .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
   display:inline-block; vertical-align: bottom; /* this will align the column just as if it's a table cell */ }
</style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
      <!--[if mso]>       <style>          td{          font-family: Arial, Helvetica, sans-serif !important;          }            </style>       <![endif]-->
      <!--[if gte mso 9]>       <xml>          <o:OfficeDocumentSettings>             <o:AllowPNG/>             <o:PixelsPerInch>96</o:PixelsPerInch>          </o:OfficeDocumentSettings>       </xml>       <![endif]-->
      <!--[if gte mso 9]>       <style>          .outlookfix{font-size:0%; line-height:0;}  </style> <![endif]-->
 
<style type="text/css">
 body { margin:0; padding:0; width:100% !important; overflow-y:scroll; -ms-text-size-adjust:100%; -webkit-text-size-adjust: 100%; font-family:Helvetica, Arial, sans-serif; }
 table { mso-table-lspace:0pt; mso-table-rspace:0pt; border-collapse: collapse; }
 a[href^=tel]{ color:inherit; text-decoration:none; }
 a { color:inherit; text-decoration:none; }
 .ExternalClass * { line-height: 100%; } 
</style>

<style>
        /*Outlook.com does not support media queries. Target Outlook.com using this format.*/
        /*Force Outlook 365 to full width so it doesn't look broken when browser window is smaller than max width.*/
        [owa] .webkit{
            width:620px!important;
        }
        [owa] .desktopShow{
            display:block!important;
        }
        [owa] .desktopHide {
            display:none!important;
        }
        [owa] .desktopDisplayInline {
            display: inline!important;
        }
        [owa] .desktopWidth360px {
            max-width: 360px!important;
        }
        [owa] .desktopWidth300px {
            max-width: 300px!important;
        }
        [owa] .desktopWidth290px {
            max-width: 290px!important;
        }
        [owa] .desktopWidth280px {
            max-width: 280px!important;
        }
        [owa] .desktopWidth240px {
            max-width: 240px!important;
        }
        [owa] .desktopWidth220px {
            max-width: 220px!important;
        }
        [owa] .desktopWidth206px {
            max-width: 206px!important;
        }
        [owa] .desktopWidth186px {
            max-width: 186px!important;
        }
        [owa] .desktopWidth180px {
            max-width: 180px!important;
        }
        [owa] .desktopWidth160px {
            max-width: 160px!important;
        }
        [owa] .desktopWidth154px {
            max-width: 154px!important;
        }
        [owa] .desktopWidth142px {
            max-width: 142px!important;
        }
        [owa] .desktopWidth130px {
            max-width: 130px!important;
        }
        [owa] .desktopWidth120px {
            max-width: 120px!important;
        }
        [owa] .desktopWidth64px {
            width: 64px!important;
        }
        [owa] .desktopWidth40px {
            width: 40px!important;
        }
        [owa] .desktopWidth20px {
            width: 20px!important;
        }
        [owa] .desktopFont36px {
            font-size: 36px!important;
            line-height: 40px!important;
        }
        [owa] .desktopPaddingBottom40px {
            padding-bottom: 40px!important;
        }
        [owa] .desktopPaddingBottom35px {
            padding-bottom: 35px!important;
        }
        [owa] .desktopPaddingBottom0px {
            padding-bottom: 0px!important;
        }
        [owa] .desktopPaddingTop40px {
            padding-top: 40px!important;
        }
        [owa] .desktopPaddingTop35px {
            padding-top: 35px!important;
        }
        [owa] .desktopPaddingTop30px {
            padding-top: 30px!important;
        }
        [owa] .desktopPaddingLeft40px {
            padding-left: 40px!important;
        }
        [owa] .desktopPaddingRight40px {
            padding-right: 40px!important;
        }
        [owa] .desktopPaddingRight30px {
            padding-right: 30px!important;
        }
        [owa] .desktopPaddingRight20px {
            padding-right: 20px!important;
        }
</style>

<style>
        /*Modules*/
        h2 {
            font-family: Arial, Helvetica, sans-serif; 
            color: #4d4e53;
            font-size: 18px;
            margin: 0 0 0 20px;
            padding: 20px;
            border: solid 1px #4d4e53;
            background-color: #fad7b1;
            text-transform: uppercase;
        }
        
        /* Basics */
        body {
            margin: 0 auto!important;
            padding: 0;
            background-color: #ffffff;
            -webkit-text-size-adjust: none; 
        }
        table {
            border-spacing: 0;
            font-family: sans-serif;
            color: #4d4e53;
        }
        td {
            padding: 0;
        }
        img {
            border: 0;
        }
        /* outlook visited link state */
        span.MsoHyperlink {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        span.MsoHyperlinkFollowed {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        /* end outlook visited link state */
        .wrapper {
            width: 100%;
            table-layout: fixed;
            -webkit-text-size-adjust: 100%;
            -ms-text-size-adjust: 100%;
        }
        .webkit {
            max-width: 620px; /* set to max-width of full email */
            margin: 0 auto;
        }
        .full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto;
        }
        .multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-middle .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: middle; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-bottom .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: bottom; /* this will align the column just as if it's a table cell */
        }   
 </style><style type="text/css">
.ExternalClass * { line-height: 112%; }
.ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td { line-height: 112%; }
a[href^=tel], .nolinkcolor > a { /* this is the iOS and Outlook.com styling override */
 color: inherit;
 text-decoration: none;
}
.sup, td { -webkit-text-size-adjust: none; }
table, td {
 border-collapse: collapse;
 padding: 0px;
 margin: 0px;
 mso-table-lspace: 0pt;
 mso-table-rspace: 0pt;
}
em { font-style: italic; }
strong { font-weight: bold; }
.link { /* use this span insde the link tag to fix links for Outlook 2013/16 */
 color: inherit;
 text-decoration: inherit;
}
.appleLinks a {
 color: inherit !important;
 text-decoration: none !important;
}
.appleLinks2 a { color: inherit !important; }
a[x-apple-data-detectors] {
 color: inherit !important;
 text-decoration: none !important;
 font-size: inherit !important;
 font-family: inherit !important;
 font-weight: inherit !important;
 line-height: inherit !important;
}
th { font-weight: normal; }

@media screen and (max-width: 550px) {
/***** Global Styles *****/
*[class].full, .full { width: 100% !important; }
*[class].table-main, .table-main { width: 100% !important }
*[class].table90, .table90 { width: 70% !important }
*[class].fullgmail, .fullgmail {width: 100% !important; min-width: 320px !important;}
*[class].hide, .hide { display: none !important; }
*[class].mobileshow, .mobileshow {
 display: block !important;
 width: auto !important;
 overflow: visible !important;
 float: none !important;
 max-height: none !important;
 line-height: normal !important;
 visibility:visible !important;
 font-size:inherit !important;
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padmain, .padmain {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 0 !important
}
*[class].padmain2, .padmain2 {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 20px !important
}
*[class].displayBlock, .displayBlock {
 width: 100% !important;
 display: block !important;
}
*[class].widthauto, .widthauto { width: auto !important }
*[class].borderadius, .borderadius { border-radius:3px !important;-moz-border-radius:3px !important;-webkit-border-radius:3px !important; height:40px !important; width:auto !important}
*[class].padT10, .padT10 {
 padding-top: 15px !important;
 padding-bottom: 15px !important;
 padding-left: 0 !important;
}
*[class].padbot2, .padbot2 { padding: 42px 0px 21px 0px !important; }
*[class].padbtm, .padbtm { padding-bottom: 20px !important; }
*[class].padbtm10, .padbtm10 { padding-bottom: 10px !important; }
*[class].padBTM, .padBTM { padding-bottom: 20px !important }
*[class].alignleft, .alignleft {
 text-align: left !important;
 padding-bottom: 5px !important;
 padding-left: 20px !important
}
*[class].alignleft2, .alignleft2 {
 text-align: left !important;
 padding-bottom: 22px !important;
 padding-left: 20px !important
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padR20, .padR20 { padding-right: 50px !important; }
*[class].padterms20, .padterms20 { padding-right: 20px !important }
*[class].imgwdth90, .imgwdth90 { width: 90% !important }
*[class].heroheading, .heroheading { padding-top: 38px !important; }
*[class].heroheadPadBtm, .heroheadPadBtm { padding-bottom: 38px !important; }
*[class].brkblk, .brkblk {
 display: block !important;
 margin-bottom: 15px;
}
*[class].aligncenter, .aligncenter {
 text-align: center !important;
 padding: 0 30px 12px 30px !important
}
*[class].heightinher, .heightinher { height: inherit !important }
*[class].padleft20, .padleft20 { padding-left: 20px !important;padding-right: 20px !important; }

*[class].pad11, .pad11 { padding-left: 20px !important;padding-right: 20px !important; }
*[class].txtalign, .txtalign { padding: 0px 0px 18px 15px !important; }
*[class].txtalign2, .txtalign2 {
 text-align: right !important;
 padding: 8px 4px 12px 15px !important;
}
 *[class].Acenter, .Acenter{text-align:center !important;}
 *[class].pdl30, .pdl30{padding-left: 30px !important;}
  *[class].setblock, .setblock{display: block !important;}
 *[class].Mtext, .Mtext{font-size: 14px !important; line-height: 16px !important; color: #000000 !important; letter-spacing: 0px !important; padding-top: 5px !important; }
 *[class].Lpad, .Lpad{ padding-left:10px !important;}
 *[class].set90P, .set90P{width:88px !important; height: auto !important;}
 *[class].set40P, .set40P{width:45px !important; height: auto !important;}
 *[class].set200P, .set200P{width:201px !important; height: auto !important;}
 *[class].padleft37, .padleft37 { padding-left: 40px !important;padding-right: 39px !important; width: auto !important; }
 *[class].paddr5P, .paddr5P{padding-right:5px;}
}
</style>
   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">Plus, annuity myths debunked.</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-fec713747563047b-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff3015777761&d=110044&bmt=0" width="1" height="1" alt="">
      <table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%" style="table-layout:fixed;">
         <tr class="outlookfix">
            <td align="center" valign="top">
               <div align="center">
                  <table width="620" border="0" cellspacing="0" cellpadding="0" align="center" class="container" style="width: 620px;">
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<table border="0" cellpadding="0" cellspacing="0" width="100%">
  <!-- START FORCE WIDTH 600px FOR GMAIL/ANDROID -->
  <tr class="mobileHide">
    <td>
      <table align="center" border="0" cellpadding="0" cellspacing="0" width="600">
        <tr>
          <td border="0" cellpadding="0" cellspacing="0" height="1" style="height: 1px; line-height: 1px; font-size: 1px; min-width: 600px;">
            &nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
  <!-- END FORCE WIDTH 600px FOR GMAIL/ANDROID-->
  <tr>
    <td align="center">
      <div style="height: 12px; line-height: 12px; font-size: 12px; mso-line-height-rule: exactly;">
        &nbsp;
      </div>
      <!--start header-->
      <table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="margin: 0px auto; width: 600px;" width="600">
        <tr>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
          <td>
            <table border="0" cellpadding="0" cellspacing="0" dir="rtl">
              <tr>
                <th align="right" class="mobileStack mobilePadBot20px" dir="ltr" style="width: 200px; text-align: right; font-weight: normal; vertical-align: middle;" valign="middle" width="200">
                  <!--Comerica brand--><div style="width: 200px; text-align: center;">
                  <a  href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d5365c83c93e9177c169c75e22f4843848f08c5b1e2b4352825defd64af421548e0c05db46d01d2f6c153a40d95a1cc20c7b2de30278a791ffba" target="_blank"><img alt="Ameriprise" border="0" height="43" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/d8f88d3a-66ca-479a-9629-21537266f7b2.png" style="display: block;" width="200"> </a>
                  <div style="text-align: center; color: rgb(95, 106, 114); line-height: 17px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 14px; mso-line-height-rule: exactly;">
                    Dalton and Associates</div>
                  </div> 
                  <!--PWA Team brand end--> 
                  <!--PWA advisor brand--> </th>
                <th align="left" class="mobileStack" dir="ltr" style="width: 344px; text-align: left; color: rgb(77, 78, 83); line-height: 30px; font-family: &quot;FranklinGothicBook&quot;, Arial, Helvetica, sans-serif; font-weight: normal; vertical-align: bottom; mso-line-height-rule: exactly;" valign="bottom" width="344">
                  <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
                    July 2024</div>
                  <div style="font-family: &quot;PublicoHeadlineRoman&quot;, &quot;Times New Roman&quot;, Times, serif; font-size: 24px;">From My Practice<span style="line-height: 14px; font-size: 10px; vertical-align: 11px; mso-line-height-rule: exactly;">&reg;</span>
                  </div>
                  <div style="height: 4px; line-height: 4px; font-size: 4px;">
                    &nbsp;
                  </div>
                  <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
                    Prepared for: Danny Groina
                  </div>
                </th>
              </tr>
            </table>
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
        </tr>
      </table>
      <!--end header-->
    </td>
  </tr>
</table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--start prospect body--> 
<div style="height:12px; font-size:12px; mso-line-height-rule: exactly; line-height:12px;">&nbsp;
</div>
<!--start hero-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" style="width: 600px; margin: 0 auto;">
        <tr>
          <td class="mobileWidth22px" width="28" style="width: 28px;">&nbsp;
          </td>
          <td bgcolor="#003f6b">
            <!--start article 1 prospect-->
            <!--start hero image-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#003f6b">
              <tr>
                <td>
                  <div style="display:none; visibility:hidden; width:0; height:0; overflow:hidden; mso-line-height-rule: exactly; line-height:0; font-size:0; margin:0; padding:0; max-height:0;" class="mobileShow">
                    <a href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536140b6641024e42f3cb3d682b80d1d60f904d8fea1b3dedc41b7bf21c87ee77f626894ad066a30945f7436835d02f983aa14ca407070c7cb8"  target="_blank">
                      <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/67e171d6-004c-4da7-83cd-414ed2916d9e.png" alt="Article Image" width="0" height="0" border="0" style="display: block;" class="mobileHero">
                    </a>
                  </div>
                  <table width="100%" cellpadding="0" cellspacing="0" border="0" class="mobileHide">
                    <tr>
                      <td valign="top" style="text-align: center; border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">
                        <a href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536140b6641024e42f3cb3d682b80d1d60f904d8fea1b3dedc41b7bf21c87ee77f626894ad066a30945f7436835d02f983aa14ca407070c7cb8"  target="_blank">
                          <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/98006ed1-6ebc-4aef-846f-17cabc28c0ce.png" alt="Article Image" width="572" height="235" border="0" style="display: block;">
                        </a>
                      </td>
                    </tr>
                  </table>
                </td>
              </tr>
            </table>
            <!--end hero image-->
            <!--start hero copy-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#003f6b">
              <tr>
                <td width="18" class="mobileWidth12px">&nbsp;
                </td>
                <td align="left" style="font-size: 15px; mso-line-height-rule: exactly; line-height: 23px; color: #ffffff; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif;">
                  <div class="mobileHeight12px" style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">&nbsp;
                  </div>
                  <div style="font-size: 25px; mso-line-height-rule: exactly; line-height: 28px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Potentially save on taxes with this lesser-known tax strategy
                  </div>
                  <div style="height: 8px; font-size: 8px; mso-line-height-rule: exactly; line-height: 8px;">&nbsp;
                  </div>
                  Learn how to take advantage of tax-gain harvesting to help lower taxes you pay over the course of your lifetime.
                  <div style="height: 12px; font-size: 12px; mso-line-height-rule: exactly; line-height: 12px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0" style="border-collapse: collapse;">
                    <tr>
                      <td style="border: solid 3px #CBCCCE; mso-padding-alt: 6px 14px;">
                        <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d5363e643342fceeaaf5c9d1d581dfd4dedbd118ba013f6f935ec8730ac6223e33577d90a58f662121ffaedd390d64a5bacfb25df971c1695394" target="_blank" style="padding: 6px 9px; text-transform: uppercase; color: #ffffff; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">EXPLORE THE STRATEGY</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 18px; font-size: 18px; mso-line-height-rule: exactly; line-height: 18px;">&nbsp;
                  </div>
                </td>
                <td valign="bottom" class="mobileWidth13Percent" width="40" style="vertical-align: bottom;">
                  <img class="dark-img" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/e9bf1acd-d53b-4de7-aa79-85a288fa4bb8.gif" alt="" width="40" height="40" border="0" style="display: block;">
                </td>
              </tr>
            </table>
            <!--end hero copy-->
            <!--end article 1 prospect-->
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<!--end hero-->
<!--start body articles-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" style="width: 600px; margin: 0 auto;">
        <tr>
          <td class="mobileWidth34px" width="28" style="width: 28px;">&nbsp;
          </td>
          <td>
            <!--start article 2 prospect-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0">
              <tr>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; vertical-align: top;">
                  <div style="height: 28px; font-size: 28px; mso-line-height-rule: exactly; line-height: 28px;">&nbsp;
                  </div>
                  <a href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536afd387e330de7785f10bbaa756e98632e6166d3bc50407f6ff04d053001f4416f6754ae3799bbe3a58744e7cfe092f0f5b35f7d8db49829b"  target="_blank">
                    <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/a337510e-f05f-4d29-ab21-ac99bfb1572b.jpg" class="mobileWidth100Percent" width="260" height="158" border="0" alt="Article Image" style="display: block;">         </a>
                </th>
                <th class="mobileHide" width="24" style="font-weight: normal; text-align: left;">&nbsp;
                </th>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; font-size: 15px; mso-line-height-rule: exactly; line-height: 22px; color: #4d4e53; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; vertical-align: top;">
                  <div class="mobileHeight18px" style="height: 25px; font-size: 25px; mso-line-height-rule: exactly; line-height: 25px;">&nbsp;
                  </div>
                  <div style="font-size: 22px; mso-line-height-rule: exactly; line-height: 24px; mso-line-height-alt: 25px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Common annuity myths – debunked 
                  </div>
                  <div style="height: 6px; mso-default-height: 2px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px; mso-line-height-alt: 2px;">&nbsp;
                  </div>Contrary to popular belief, annuities are not only for retirees. Get the facts on this and other common misconceptions and see how annuities could benefit you.
                  <div style="height: 6px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0">
                    <tr>
                      <td style="border: solid 3px #003f6b; mso-padding-alt: 6px 14px;">
                        <a  href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536afd387e330de7785f10bbaa756e98632e6166d3bc50407f6ff04d053001f4416f6754ae3799bbe3a58744e7cfe092f0f5b35f7d8db49829b" target="_blank" style="padding: 6px 14px; text-transform: uppercase; color: #4d4e53; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">GET THE FACTS</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 4px; font-size: 4px; mso-line-height-rule: exactly; line-height: 4px;">&nbsp;
                  </div>
                </th>
              </tr>
            </table>
            <!--end article 2 prospect-->
            <!--start article 3 prospect-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0">
              <tr>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; vertical-align: top;">
                  <div style="height: 28px; font-size: 28px; mso-line-height-rule: exactly; line-height: 28px;">&nbsp;
                  </div>
                  <a href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d53692ce99a8ca0c973d37388e39773c2742ce7cabf4da81a42966acf559c3f7fac4f2c8a6b8808b057c6cab1840c2abed8cea6ffa9ed952eedf"  target="_blank">
                    <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/419596a3-2219-4abb-9698-b770ba38491f.png" class="mobileWidth100Percent" width="260" height="158" border="0" alt="Article Image" style="display: block;">
                  </a>
                </th>
                <th class="mobileHide" width="24" style="font-weight: normal; text-align: left;">&nbsp;
                </th>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; font-size: 15px; mso-line-height-rule: exactly; line-height: 22px; color: #4d4e53; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; vertical-align: top;">
                  <div class="mobileHeight18px" style="height: 25px; font-size: 25px; mso-line-height-rule: exactly; line-height: 25px;">&nbsp;
                  </div>
                  <div style="font-size: 22px; mso-line-height-rule: exactly; line-height: 24px; mso-line-height-alt: 25px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Saving for college: Know about your options 
                  </div>
                  <div style="height: 6px; mso-default-height: 2px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px; mso-line-height-alt: 2px;">&nbsp;
                  </div>
                  Whether your child’s college years are far off or right around the corner, these different saving vehicles can help you stay ahead of rising education costs.
                  <div style="height: 6px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0">
                    <tr>
                      <td style="border: solid 3px #003f6b; mso-padding-alt: 6px 14px;">
                        <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d53692ce99a8ca0c973d37388e39773c2742ce7cabf4da81a42966acf559c3f7fac4f2c8a6b8808b057c6cab1840c2abed8cea6ffa9ed952eedf" target="_blank" style="padding: 6px 14px; text-transform: uppercase; color: #4d4e53; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">SEE SAVINGS OPTIONS</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 4px; font-size: 4px; mso-line-height-rule: exactly; line-height: 4px;">&nbsp;
                  </div>
                </th>
              </tr>
            </table>
            <!--end article 3 prospect-->
          </td>
          <td class="mobileWidth11Percent" width="30" style="width: 30px;">&nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<br>
<br>
<!--end body articles prospect-->
<!--end prospect body-->
<!--end all segment body--></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">

<!--Start Client Version-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536bd207203a9679c34b09ca058bb68da2f4269457a9a357d94c495d23c7562c772e4b4538de2f36c1883e912878d3cd8f5e8a08f17c17ed7bb" target="_blank" style="text-decoration:none;">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" bgcolor="#0f7987" style="width: 600px; margin: 0 auto;">
        <tr>
          <td class="mobileHide">&nbsp;
          </td>
          <td class="mobileHide" valign="top" style="padding: 24px 0;">
            <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/cdc6f2a5-e6c5-4faa-ac29-4fbce22e0395.png" width="150" alt="Search Image" border="0" style="display: block;">
          </td>
          <td class="mobileWidth34px mobileHide">&nbsp;
          </td>
          <td class="mobileSpacing" align="left" style="color: #ffffff; font-size: 16px; line-height: 22px; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; padding: 20px 0px 26px 0px;">
            <span style="color: #ffffff; font-size: 26px; mso-line-height-rule: exactly; line-height: 28px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">Proud to join Ameriprise in celebrating <strong>130 years</strong> of <i>putting clients first
              </i></span>
            <div style="height: 8px; font-size: 8px; mso-line-height-rule: exactly; line-height: 8px; clear: both;">&nbsp;
            </div>
          </td>
          <td class="mobileWidth22px mobileHide" width="40">&nbsp;
          </td>
        </tr>
      </table>
      </a>
    </td>
  </tr>
</table>
<!--End Prospect Version-->
</td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><div style="height: 30px; font-size: 30px; mso-line-height-rule: exactly; line-height: 30px;">
  &nbsp;
</div> 
<!--start advisor section-->
<table border="0" cellpadding="0" cellspacing="0" width="100%">
  <tr>
    <td align="center">
      <table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="width: 600px; margin: 0 auto;" width="600">
        <tr>
          <td class="mobileWidth34px" style="width: 28px;" width="28">
          </td>
          <td align="left" style="font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif; font-size: 20px; mso-line-height-rule: exactly; line-height: 22px; color: #003d6d; padding: 16px 0;">
            Connect with me
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
          </td>
        </tr>
        <tr>
          <td class="mobileWidth34px" style="width: 28px;" width="28">
            &nbsp;
          </td>
          <td>
             <table border="0" cellpadding="0" cellspacing="0" width="100%">
            <tr>
              <th class="mobileStack" style="width: 100px; font-weight: normal; text-align: left; vertical-align: top;" valign="top">
                <img alt="" border="0" src="https://cdn.ameriprisecontent.com/cds/alwp/advisor/scott.durrett/scott-durrett_68cb9_227x235.jpg" style="display: block;" width="100">
              </th>
              <th class="mobileHide" style="width: 14px; font-weight: normal; text-align: left;" width="14">
              </th>
              <th class="mobileStack mobilePadTop12px" style="width: 270px; font-weight: normal; text-align: left; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; color: #4d4e53; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; vertical-align: top;" valign="top" width="270">
                <div style="font-family: 'PublicoHeadlineRoman', 'Times New Roman', Times, serif; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; mso-line-height-alt: 23px;">
                Scott Durrett</div> <div style="padding: 10px 0px 0px 0px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                </div>
                <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                   Financial Advisor</div> <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                 Associate Vice President</div> <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                 Dalton and Associates</div>
                <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
                   A private wealth advisory practice of Ameriprise Financial Services, LLC</div> </th>
              <th class="mobileHide" style="width: 20px; font-weight: normal; text-align: left;" width="20">
              </th>
              <th class="mobileStack mobilePadTop12px" style="width: 140px; font-weight: normal; text-align: left; vertical-align: top;" valign="top" width="140">
                     <table border="0" cellpadding="0" cellspacing="0">
                <tr>
                  <td>
                    <table border="0" cellpadding="0" cellspacing="0">
                    <tr>
                      <td align="center" valign="middle" width="25">
                        <img alt="" border="0" data-assetid="18080" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/2652932a-1f16-4f91-a94f-d4b09b8584b9.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25">
                      </td>
                      <td width="6">
                        &nbsp;
                      </td>
                      <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                        562.308.4526 </td>
                    </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                    &nbsp;
                  </td>
                </tr>
                <tr>
                  <td>
                    <table border="0" cellpadding="0" cellspacing="0">
                    <tr>
                      <td align="center" valign="middle" width="25">
                        <a alias="Advisor Email" conversion="false" data-linkto="mailto:" href="mailto:scott.durrett@ampf.com" style="color: #4d4e53; text-decoration: none;" title=""><img alt="" data-assetid="18085" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/bfa9599e-45b0-4552-94f1-5c73b9b5dc39.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a>
                      </td>
                      <td width="6">
                        &nbsp;
                      </td>
                      <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                        <a alias="Advisor Email Label" href="mailto:scott.durrett@ampf.com" style="color: #4d4e53; text-decoration: none;">Email me </a>
                      </td>
                    </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                    &nbsp;
                  </td>
                </tr>
                <tr>
                  <td>
                    <table border="0" cellpadding="0" cellspacing="0">
                      <tr>
                        <td align="center" valign="middle" width="25">
                          <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536622bee2265a4211ffa892aeb0e359337ca3c146e4e39a118c3801919b25d933416d61ef657358b1ed38be838e1cb97b6074aa5de4c0bf244" style="color: #4d4e53; text-decoration: none;" target="_blank" title=""><img alt="Advisor Website" data-assetid="18081" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/32c53f38-5a91-4f51-8427-f3ed24eab13a.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a>
                        </td>
                        <td width="6">
                          &nbsp;
                        </td>
                        <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                          <a  href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d5368deac0f519a05405d11a695fc853b5e53274b5a3b640897716adace04911c81b7175e63005edaaacc343e206a7085fa42aa1c32a71964f13" style="color: #4d4e53; text-decoration: none;" target="_blank">Visit my site</a>
                        </td>
                      </tr>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                    &nbsp;
                  </td>
                </tr>
                <tr>
                      <td>
                        <table border="0" cellpadding="0" cellspacing="0">
                          <tr>
                            <td align="center" valign="middle" width="25">
                              <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536261db82ab98fed68e4376bbef39086d07a220ad5f753836c21844fc7bd9041be637407603ecc8121f30fa7c5c219f81c281587bfadb39dcf" style="color: #4d4e53; text-decoration: none;" target="_blank" title=""><img alt="location image" data-assetid="18081" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/468d6336-ca44-4a3d-b8af-97d81e7a4add.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a>
                            </td>
                            <td width="6">
                              &nbsp;
                            </td>
                            <td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                              <a  href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536261db82ab98fed68e4376bbef39086d07a220ad5f753836c21844fc7bd9041be637407603ecc8121f30fa7c5c219f81c281587bfadb39dcf" style="color: #4d4e53; text-decoration: none;" target="_blank">Office Locations</a>
                            </td>
                          </tr>
                        </table>
                      </td>
                    </tr>
                </table>
                <div style="height: 10px; font-size: 10px; mso-line-height-rule: exactly; line-height: 10px;">
                  &nbsp;
                </div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td>
                      </a>
                    </td>
                    <td width="8">
                      &nbsp;
                    </td>
                    <td>
                      <a  href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536156510836793c65d7e9c42c9354a52b2fa667c103e4c83cbb010644504b471b2f4db97bce563ec589a60bd626f18220239382610f33f6a44" target="_blank"><img alt="" border="0" height="18" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/ccc26ae7-fc1e-4b99-a1a7-635f4e751378.gif" style="display: block;" width="18"></a>
                    </td>
                    <td width="8">
                      &nbsp;
                    </td>
                    <td>
                      </a>
                    </td>
                  </tr>
                </table>
              </th>
            </tr>
            <tr>
              <th class="mobileStack" style="width: 100px; font-weight: normal; text-align: left; vertical-align: top;" valign="top">
              </th>
              <th class="mobileHide" style="width: 14px; font-weight: normal; text-align: left;" width="14">
              </th>
              <th class="mobileStack mobilePadTop12px" style="width: 270px; font-weight: normal; text-align: left; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; color: #4d4e53; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; vertical-align: top;" valign="top" width="270">
              </th>
              <th class="mobileHide" style="width: 20px; font-weight: normal; text-align: left;" width="20">
              </th>
              <th class="mobileStack mobilePadTop12px" style="width: 140px; font-weight: normal; text-align: left; vertical-align: top;" valign="top" width="140">
              </th>
            </tr>
            </table>
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table> 
<!--end advisor section--></td></tr></table>

</td></tr></table>
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><div style="height: 30px; font-size: 30px; mso-line-height-rule: exactly; line-height: 30px;">
 &nbsp;</div><table border="0" cellpadding="0" cellspacing="0" width="100%">
 
  <tr>
   <td align="center">
    <table bgcolor="#003f6b" border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="width: 600px; margin: 0 auto;" width="600">
     
      <tr>
       <td style="width: 28px;" width="28">
        &nbsp;</td><td align="left" class="mobileCenter" style="color: #ffffff; font-size: 16px; line-height: 19px; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif;">
        <div style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">
         &nbsp;</div><img alt="Ameriprise Financial" border="0" height="44" src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/fc31ad24-d379-427e-9406-f883cc1853be.png" style="display: block;" width="131"><div style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">
         &nbsp;</div></td><td style="width: 28px;" width="28">
        &nbsp;</td></tr></table></td></tr></table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Start From My/Our Practice Newsletter Contact Block-->

<table align="center" border="0" cellpadding="0" cellspacing="0" style="max-width: 600px;" width="100%">
  <tr>
    <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 20px 20px 0px; width: 20px;">
      <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]--> 
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]-->
            Scott Durrett 
            Financial Advisor<br>
             Associate Vice President<br>  
             Dalton and Associates<br> 
             A private wealth advisory practice of Ameriprise Financial Services, LLC<br><br> 
            
            
            
            2029 Century Park E Ste 2550<br> 
            Los Angeles, California 90067-2936<br> 
            <br>
             Office Phone: 562.308.4526<br>
              Email: scott.durrett@ampf.com<br>
              Website: https://www.ameripriseadvisors.com/scott.durrett 
            <br>
            <br>
            Arkansas Insurance Producer License Number 17721044<br>
             CA Insurance # 0K48038<br>
            <br>            
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<!--End From My/Our Practice Newsletter Contact Block--></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Type of Send From My/Our Practice Newsletter-->
<!--Start Email Disclosures-->
<table align="center" border="0" cellpadding="0" cellspacing="0" style="max-width: 600px;" width="100%">
  <tr>
    <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 20px 20px 0px; width: 20px;">
      <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <!--Client Unsubscribe--> This email is an advertisement.
            <br>
            <br>
            To stop receiving emails from Ameriprise, please click on 
            <a  href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536040c759b108256665e22118f8ec88a921981c4c1bdae9fbc47cc241ca09ee2a3c014e53b1d33011121967f971c4d85b67be3e4ab3e2996dc" style="color: rgb(77, 78, 83); text-decoration: underline;" target="_blank">Unsubscribe</a>.
            <br>
            <br>
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536f6951b49e33e111820a3fd538145d51da31492f3d97dbbe5c262ff69d5fb2a9952af0a1a31e985497239fea3b32a79d1dc043b3ee6cbbbe2" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Customer Service</a> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;">|</span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> | <![endif]--> 
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d536ccbf86a30887aa7e0e34f255e986f6489407c77fb815bfd053b2ae9a8bdc2b6f53891c765fb4a528f110ece719f89fb5ba9dc119c3d48794" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Privacy</a> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;">|</span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> | <![endif]--> 
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=aae9b02892b1d53688afcca35d22bde3d727a1e91a546cea5b5ee1625fae008dad22dd4b71a6c0233ecfefc9f3a772fdeb3af71551151887ca322238ccb960f0" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Fraud Instructions</a>
            
          </td>
        </tr>
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <div style="height: 12px; line-height: 24px; font-size: 24px; mso-line-height-rule: exactly;">
              &nbsp;
            </div> Ameriprise Financial
            <br>
            70100 Ameriprise Financial Center | Minneapolis, MN 55474
            <br>
            <br>
            <!--Variable Practice Disclosures Start--> 
            <!--CKA Disclosure Start-->   
            <!--CKA Disclosure End--> 
            <!--CMFA Disclosure Start-->   
            <!--CMFA Disclosure End--> 
            <!--CFP Disclosure Starts-->  
            <!--CFP Disclosure End--> 
            <!--Compass Disclosure Start-->    
            <!--Compass Disclosure End--> 
            <!--Franchise Disclosure Start-->  
            <!--Franchise Disclosure End--> 
            <!--Associate Advisor Disclosure Start-->  
            <!--Associate Advisor Disclosure End--> 
            <!--Bank Channel Disclosure Start-->  
            <!--Bank Channel Disclosure End--> 
            <!--Variable Practice Disclosures End-->
            <!--End Email Disclosure-->
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Type of Send = From My/Our Practice Newsletter Disclosures-->

<table align="center" border="0" cellpadding="0" cellspacing="0" style="max-width: 600px;" width="100%">
  <tr>
    <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 20px 20px 0px; width: 20px;">
      <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]--> 
            <!--[if mso]><!--> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]-->
            <!--Start Additional Disclosures-->
            The content in this publication was written exclusively for Ameriprise Financial.
            <br>
            <br>            
            The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
            <br>
            <br>
            Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
            <br>
            <br>
            <strong>Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.</strong>
            <br>
            <br>
            Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
            <!--End Additional Disclosures-->
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--Type of Send = From My Practice Newsletter -->

<table align="center" border="0" cellpadding="0" cellspacing="0" style="max-width: 600px;" width="100%">
  <tr>
    <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 20px 20px 0px; width: 20px;">
      <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">           
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;"></span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]><![endif]--> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;"></span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> <![endif]-->
            <br>
            Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
            <br>
            <br>
            &copy; 2024 Ameriprise Financial, Inc. All rights reserved. 
            <span style="white-space: nowrap;"> 27839_707-<span id="RecipVer"><!---->P<!----> (07/24)<br>
              Email sent to: danny@sterlingcal.com <!--end standard footer--> </span></span>
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table></td></tr></table>
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr><tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                  </table>
               </div>
            </td>
         </tr>
      </table>
      <!--Inserted to Prevent Gmail Font Resizing//--> 
      <div style="letter-spacing: 626px; line-height: 0; mso-hide: all" class="mobile-hidden">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</div>
      <!--//Inserted to Prevent Gmail Font Resizing-->
   </body>
</html>

--fvQMoyjkyovI=_?:--

