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From: "Scott Durrett" <scott.durrett@afs.ameriprise.com>
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Subject: Rising costs of living: How to minimize your expenses
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 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
      
 
  
 
 562.308.4526562 


  
 

 
mailto:scott.durrett@ampf.com 

  
 
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 Scott Durrett

 Financial Advisor

  Associate Vice President

   Dalton and Associates

  A private wealth advisory practice of Ameriprise Financial Services, LLC 

  

    2029 Century Park E Ste 2550

  Los Angeles, California 90067-2936

 

  

  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

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@media only screen and (min-width: 480px) {
        .desktopShowInline { display: inline!important; /*no space before !important because of Yahoo bug*/ }
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@media only screen and (max-width: 619px) {
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            /* force link styling on addresses, etc. in the Gmail App */
            #body a,
            #body a:hover,
            #body a:visited{ color:inherit; font:inherit; text-decoration:none; }
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body { margin: 0 auto!important; padding: 0; background-color: #ffffff; -webkit-text-size-adjust: none; }
table { border-spacing: 0; font-family: sans-serif; color: #4d4e53; }
td { padding: 0; }
img { border: 0; }
/* outlook visited link state */
span.MsoHyperlink { mso-style-priority:99; color:inherit; text-decoration: inherit; }
span.MsoHyperlinkFollowed { mso-style-priority:99; color:inherit; text-decoration: inherit; }
/* end outlook visited link state */
.wrapper { width: 100%; table-layout: fixed; -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; }
.webkit { max-width: 620px; /* set to max-width of full email */ 
   margin: 0 auto; }
.full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto; }
.multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */ }
.multi-column-align-middle .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;vertical-align: middle; /* this will align the column just as if it's a table cell */ }
.multi-column-align-bottom .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
   display:inline-block; vertical-align: bottom; /* this will align the column just as if it's a table cell */ }
</style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
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<style type="text/css">
 body { margin:0; padding:0; width:100% !important; overflow-y:scroll; -ms-text-size-adjust:100%; -webkit-text-size-adjust: 100%; font-family:Helvetica, Arial, sans-serif; }
 table { mso-table-lspace:0pt; mso-table-rspace:0pt; border-collapse: collapse; }
 a[href^=tel]{ color:inherit; text-decoration:none; }
 a { color:inherit; text-decoration:none; }
 .ExternalClass * { line-height: 100%; } 
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<style>
        /*Outlook.com does not support media queries. Target Outlook.com using this format.*/
        /*Force Outlook 365 to full width so it doesn't look broken when browser window is smaller than max width.*/
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            width:620px!important;
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        [owa] .desktopShow{
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        [owa] .desktopHide {
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        [owa] .desktopDisplayInline {
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        [owa] .desktopWidth360px {
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        [owa] .desktopWidth300px {
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        [owa] .desktopWidth290px {
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        [owa] .desktopWidth280px {
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        [owa] .desktopWidth240px {
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        [owa] .desktopWidth220px {
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        [owa] .desktopWidth206px {
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        [owa] .desktopWidth186px {
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        [owa] .desktopWidth180px {
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        [owa] .desktopWidth160px {
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        }
        [owa] .desktopWidth154px {
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        [owa] .desktopWidth142px {
            max-width: 142px!important;
        }
        [owa] .desktopWidth130px {
            max-width: 130px!important;
        }
        [owa] .desktopWidth120px {
            max-width: 120px!important;
        }
        [owa] .desktopWidth64px {
            width: 64px!important;
        }
        [owa] .desktopWidth40px {
            width: 40px!important;
        }
        [owa] .desktopWidth20px {
            width: 20px!important;
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        [owa] .desktopFont36px {
            font-size: 36px!important;
            line-height: 40px!important;
        }
        [owa] .desktopPaddingBottom40px {
            padding-bottom: 40px!important;
        }
        [owa] .desktopPaddingBottom35px {
            padding-bottom: 35px!important;
        }
        [owa] .desktopPaddingBottom0px {
            padding-bottom: 0px!important;
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        [owa] .desktopPaddingTop40px {
            padding-top: 40px!important;
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        [owa] .desktopPaddingTop35px {
            padding-top: 35px!important;
        }
        [owa] .desktopPaddingTop30px {
            padding-top: 30px!important;
        }
        [owa] .desktopPaddingLeft40px {
            padding-left: 40px!important;
        }
        [owa] .desktopPaddingRight40px {
            padding-right: 40px!important;
        }
        [owa] .desktopPaddingRight30px {
            padding-right: 30px!important;
        }
        [owa] .desktopPaddingRight20px {
            padding-right: 20px!important;
        }
</style>

<style>
        /*Modules*/
        h2 {
            font-family: Arial, Helvetica, sans-serif; 
            color: #4d4e53;
            font-size: 18px;
            margin: 0 0 0 20px;
            padding: 20px;
            border: solid 1px #4d4e53;
            background-color: #fad7b1;
            text-transform: uppercase;
        }
        
        /* Basics */
        body {
            margin: 0 auto!important;
            padding: 0;
            background-color: #ffffff;
            -webkit-text-size-adjust: none; 
        }
        table {
            border-spacing: 0;
            font-family: sans-serif;
            color: #4d4e53;
        }
        td {
            padding: 0;
        }
        img {
            border: 0;
        }
        /* outlook visited link state */
        span.MsoHyperlink {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        span.MsoHyperlinkFollowed {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        /* end outlook visited link state */
        .wrapper {
            width: 100%;
            table-layout: fixed;
            -webkit-text-size-adjust: 100%;
            -ms-text-size-adjust: 100%;
        }
        .webkit {
            max-width: 620px; /* set to max-width of full email */
            margin: 0 auto;
        }
        .full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto;
        }
        .multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-middle .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: middle; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-bottom .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: bottom; /* this will align the column just as if it's a table cell */
        }   
 </style><style type="text/css">
.ExternalClass * { line-height: 112%; }
.ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td { line-height: 112%; }
a[href^=tel], .nolinkcolor > a { /* this is the iOS and Outlook.com styling override */
 color: inherit;
 text-decoration: none;
}
.sup, td { -webkit-text-size-adjust: none; }
table, td {
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 padding: 0px;
 margin: 0px;
 mso-table-lspace: 0pt;
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}
em { font-style: italic; }
strong { font-weight: bold; }
.link { /* use this span insde the link tag to fix links for Outlook 2013/16 */
 color: inherit;
 text-decoration: inherit;
}
.appleLinks a {
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 text-decoration: none !important;
}
.appleLinks2 a { color: inherit !important; }
a[x-apple-data-detectors] {
 color: inherit !important;
 text-decoration: none !important;
 font-size: inherit !important;
 font-family: inherit !important;
 font-weight: inherit !important;
 line-height: inherit !important;
}
th { font-weight: normal; }

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/***** Global Styles *****/
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*[class].table90, .table90 { width: 70% !important }
*[class].fullgmail, .fullgmail {width: 100% !important; min-width: 320px !important;}
*[class].hide, .hide { display: none !important; }
*[class].mobileshow, .mobileshow {
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 width: auto !important;
 overflow: visible !important;
 float: none !important;
 max-height: none !important;
 line-height: normal !important;
 visibility:visible !important;
 font-size:inherit !important;
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padmain, .padmain {
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 padding-left: 0 !important
}
*[class].padmain2, .padmain2 {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 20px !important
}
*[class].displayBlock, .displayBlock {
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 display: block !important;
}
*[class].widthauto, .widthauto { width: auto !important }
*[class].borderadius, .borderadius { border-radius:3px !important;-moz-border-radius:3px !important;-webkit-border-radius:3px !important; height:40px !important; width:auto !important}
*[class].padT10, .padT10 {
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*[class].padbot2, .padbot2 { padding: 42px 0px 21px 0px !important; }
*[class].padbtm, .padbtm { padding-bottom: 20px !important; }
*[class].padbtm10, .padbtm10 { padding-bottom: 10px !important; }
*[class].padBTM, .padBTM { padding-bottom: 20px !important }
*[class].alignleft, .alignleft {
 text-align: left !important;
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}
*[class].alignleft2, .alignleft2 {
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}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padR20, .padR20 { padding-right: 50px !important; }
*[class].padterms20, .padterms20 { padding-right: 20px !important }
*[class].imgwdth90, .imgwdth90 { width: 90% !important }
*[class].heroheading, .heroheading { padding-top: 38px !important; }
*[class].heroheadPadBtm, .heroheadPadBtm { padding-bottom: 38px !important; }
*[class].brkblk, .brkblk {
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 margin-bottom: 15px;
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*[class].aligncenter, .aligncenter {
 text-align: center !important;
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*[class].heightinher, .heightinher { height: inherit !important }
*[class].padleft20, .padleft20 { padding-left: 20px !important;padding-right: 20px !important; }

*[class].pad11, .pad11 { padding-left: 20px !important;padding-right: 20px !important; }
*[class].txtalign, .txtalign { padding: 0px 0px 18px 15px !important; }
*[class].txtalign2, .txtalign2 {
 text-align: right !important;
 padding: 8px 4px 12px 15px !important;
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 *[class].Acenter, .Acenter{text-align:center !important;}
 *[class].pdl30, .pdl30{padding-left: 30px !important;}
  *[class].setblock, .setblock{display: block !important;}
 *[class].Mtext, .Mtext{font-size: 14px !important; line-height: 16px !important; color: #000000 !important; letter-spacing: 0px !important; padding-top: 5px !important; }
 *[class].Lpad, .Lpad{ padding-left:10px !important;}
 *[class].set90P, .set90P{width:88px !important; height: auto !important;}
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 *[class].set200P, .set200P{width:201px !important; height: auto !important;}
 *[class].padleft37, .padleft37 { padding-left: 40px !important;padding-right: 39px !important; width: auto !important; }
 *[class].paddr5P, .paddr5P{padding-right:5px;}
}
</style>
   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">Plus, real estate investing strategies to consider.</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-fec212787560017b-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff5f17757d&d=110047&bmt=0" width="1" height="1" alt="">
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            <td align="center" valign="top">
               <div align="center">
                  <table width="620" border="0" cellspacing="0" cellpadding="0" align="center" class="container" style="width: 620px;">
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<table border="0" cellpadding="0" cellspacing="0" width="100%">
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    <td>
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        <tr>
          <td border="0" cellpadding="0" cellspacing="0" height="1" style="height: 1px; line-height: 1px; font-size: 1px; min-width: 600px;">
            &nbsp;
          </td>
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    </td>
  </tr>
  <!-- END FORCE WIDTH 600px FOR GMAIL/ANDROID-->
  <tr>
    <td align="center">
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        &nbsp;
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          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
          <td>
            <table border="0" cellpadding="0" cellspacing="0" dir="rtl">
              <tr>
                <th align="right" class="mobileStack mobilePadBot20px" dir="ltr" style="width: 200px; text-align: right; font-weight: normal; vertical-align: middle;" valign="middle" width="200">
                  <!--Comerica brand--><div style="width: 200px; text-align: center;">
                  <a  href="https://click.afs.ameriprise.com/?qs=91d1b7863cead2438d5a83659782ec69d25d88f33b9cfb971992022ce6c32af2d5877a8bfe5cd4e9b4dc1e9e714153cc148cf7ed86689ec204e935efeaff0d48" target="_blank"><img alt="Ameriprise" border="0" height="43" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/d8f88d3a-66ca-479a-9629-21537266f7b2.png" style="display: block;" width="200"> </a>
                  <div style="text-align: center; color: rgb(95, 106, 114); line-height: 17px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 14px; mso-line-height-rule: exactly;">
                    Dalton and Associates</div>
                  </div> 
                  <!--PWA Team brand end--> 
                  <!--PWA advisor brand--> </th>
                <th align="left" class="mobileStack" dir="ltr" style="width: 344px; text-align: left; color: rgb(77, 78, 83); line-height: 30px; font-family: &quot;FranklinGothicBook&quot;, Arial, Helvetica, sans-serif; font-weight: normal; vertical-align: bottom; mso-line-height-rule: exactly;" valign="bottom" width="344">
                  <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
                    March 2024</div>
                  <div style="font-family: &quot;PublicoHeadlineRoman&quot;, &quot;Times New Roman&quot;, Times, serif; font-size: 24px;">From My Practice<span style="line-height: 14px; font-size: 10px; vertical-align: 11px; mso-line-height-rule: exactly;">&reg;</span>
                  </div>
                  <div style="height: 4px; line-height: 4px; font-size: 4px;">
                    &nbsp;
                  </div>
                  <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
                    Prepared for: Danny Groina
                  </div>
                </th>
              </tr>
            </table>
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
        </tr>
      </table>
      <!--end header-->
    </td>
  </tr>
</table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--start prospect body--> 
<div style="height:12px; font-size:12px; mso-line-height-rule: exactly; line-height:12px;">&nbsp;
</div>
<!--start hero-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
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    <td align="center">
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          <td class="mobileWidth22px" width="28" style="width: 28px;">&nbsp;
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          <td bgcolor="#003f6b">
            <!--start article 1-->
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                    <a href="https://click.afs.ameriprise.com/?qs=722d9ea99cce063fe6848860a5e523f93a66e1f3b8d2d23e13e2b310b8069d26c4693c4af98ff90370dae80873cbe31b21d24f238f6cc36267b70ba5bba56232"  target="_blank">
                      <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/3cb1af05-c39d-495b-82c9-85d1ef41932c.png" alt="Article Image" width="0" height="0" border="0" style="display: block;" class="mobileHero">
                    </a>
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                  <table width="100%" cellpadding="0" cellspacing="0" border="0" class="mobileHide">
                    <tr>
                      <td valign="top" style="text-align: center; border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">
                        <a href="https://click.afs.ameriprise.com/?qs=722d9ea99cce063fe6848860a5e523f93a66e1f3b8d2d23e13e2b310b8069d26c4693c4af98ff90370dae80873cbe31b21d24f238f6cc36267b70ba5bba56232"  target="_blank">
                          <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/9f37b793-30f3-4b11-b51d-818f260a9158.png" alt="Article Image" width="572" height="235" border="0" style="display: block;">
                        </a>
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            <!--end hero image-->
            <!--start hero copy-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#003f6b">
              <tr>
                <td width="18" class="mobileWidth12px">&nbsp;
                </td>
                <td align="left" style="font-size: 15px; mso-line-height-rule: exactly; line-height: 23px; color: #ffffff; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif;">
                  <div class="mobileHeight12px" style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">&nbsp;
                  </div>
                  <div style="font-size: 25px; mso-line-height-rule: exactly; line-height: 28px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Smart strategies to minimize your expenses
                  </div>
                  <div style="height: 8px; font-size: 8px; mso-line-height-rule: exactly; line-height: 8px;">&nbsp;
                  </div>
                  Cut spending and save more by incorporating these strategies into your financial routine.
                  <div style="height: 12px; font-size: 12px; mso-line-height-rule: exactly; line-height: 12px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0" style="border-collapse: collapse;">
                    <tr>
                      <td style="border: solid 3px #CBCCCE; mso-padding-alt: 6px 14px;">
                        <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=722d9ea99cce063fe6848860a5e523f93a66e1f3b8d2d23e13e2b310b8069d26c4693c4af98ff90370dae80873cbe31b21d24f238f6cc36267b70ba5bba56232" target="_blank" style="padding: 6px 9px; text-transform: uppercase; color: #ffffff; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">CUT YOUR SPENDING</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 18px; font-size: 18px; mso-line-height-rule: exactly; line-height: 18px;">&nbsp;
                  </div>
                </td>
                <td valign="bottom" class="mobileWidth13Percent" width="40" style="vertical-align: bottom;">
                  <img class="dark-img" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/e9bf1acd-d53b-4de7-aa79-85a288fa4bb8.gif" alt="" width="40" height="40" border="0" style="display: block;">
                </td>
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            <!--end hero copy-->
            <!--end article 1-->
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<table width="100%" cellpadding="0" cellspacing="0" border="0">
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                Scott Durrett</div> <div style="padding: 10px 0px 0px 0px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
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                   A private wealth advisory practice of Ameriprise Financial Services, LLC</div> </th>
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            Scott Durrett</td></tr><tr>
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            Financial Advisor<br>
             Associate Vice President<br>
              Dalton and Associates<br>
             A private wealth advisory practice of Ameriprise Financial Services, LLC&nbsp;</td></tr><tr>
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               2029 Century Park E Ste 2550<br>
             Los Angeles, California 90067-2936<br>
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             Office Phone: 562.308.4526<br>
              Email: scott.durrett@ampf.com<br>
              Website: https://www.ameripriseadvisors.com/scott.durrett </td></tr><tr>
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