Return-Path: <bounce-85_HTML-17924247-649482-514005474-7322@bounce.afs.ameriprise.com>
Delivered-To: danny@sterlingcal.com
Received: from reseller401.webserversystems.com
	by reseller401.webserversystems.com with LMTP
	id tZG8JkQHlGXoOAcAchKAPA
	(envelope-from <bounce-85_HTML-17924247-649482-514005474-7322@bounce.afs.ameriprise.com>)
	for <danny@sterlingcal.com>; Tue, 02 Jan 2024 06:53:24 -0600
Return-path: <bounce-85_HTML-17924247-649482-514005474-7322@bounce.afs.ameriprise.com>
Envelope-to: danny@sterlingcal.com
Delivery-date: Tue, 02 Jan 2024 06:53:24 -0600
Received: from mta.afs.ameriprise.com ([13.111.172.164]:33962)
	by reseller401.webserversystems.com with esmtps  (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384
	(Exim 4.96.2)
	(envelope-from <bounce-85_HTML-17924247-649482-514005474-7322@bounce.afs.ameriprise.com>)
	id 1rKeGp-001z6V-38
	for danny@sterlingcal.com;
	Tue, 02 Jan 2024 06:53:24 -0600
DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; s=11dkim1; d=afs.ameriprise.com;
 h=From:To:Subject:Date:List-Unsubscribe:List-Unsubscribe-Post:MIME-Version:
 List-ID:X-CSA-Complaints:Reply-To:Message-ID:Content-Type;
 i=scott.durrett@afs.ameriprise.com;
 bh=swED3RQhe1Yf33JeWifTMwTUNYa2HoaztMWR/YK1sfA=;
 b=vSWiD/NafxmZ7GCpI0voM40qm5BrilUR9s8b+nq3ZPQ7YBjgIqU53XlNfZ4fAR4W7mUxx/BTmjhc
   KC9VkEm4ArMYQzYgDWxNKucZhM2TzUxnwKhbJRQIybGHIsIhlZeWReJHjTIM9kzpGHUWHhewR0fe
   x4UOHLxbSyyBsuG7jYd5O+JVSyULKbWCC5XX1m59Xxha6NQypnWd7sLEzLO7ABocPPuTyt4GJR7f
   ZQ/x5+CLkXZ1Rqx7ojKgNeshQjLOiue/M8UthbenVl8oqQjjcjOsUUvBb1xwy/irQkgAw3A6j9J6
   S9n+6d2wd670cU2zMIfhf7/dmiOu9ENkp7BNkQ==
Received: by mta.afs.ameriprise.com id hig3k82fmd4u for <danny@sterlingcal.com>; Tue, 2 Jan 2024 12:53:12 +0000 (envelope-from <bounce-85_HTML-17924247-649482-514005474-7322@bounce.afs.ameriprise.com>)
From: "Scott Durrett" <scott.durrett@afs.ameriprise.com>
To: <danny@sterlingcal.com>
Subject: 5 smart actions to take in the new year
Date: Tue, 02 Jan 2024 06:53:11 -0600
List-Unsubscribe: <https://click.afs.ameriprise.com/subscription_center.aspx?jwt=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJtaWQiOiI1MTQwMDU0NzQiLCJzIjoiMTc5MjQyNDciLCJsaWQiOiI4NSIsImoiOiI2NDk0ODIiLCJqYiI6IjczMjIiLCJkIjoiMTEwMDQwIn0.BygytA_GS_I-RimFyZ6pk1K5rmwEzL5m2LYhoNRDzjM>, <mailto:leave-fd7e1c751a3c402029-fe5b15777c66007f7113-febe12747c600c7f-fe31117171640478711374-ff3113737766@leave.afs.ameriprise.com>
List-Unsubscribe-Post: List-Unsubscribe=One-Click
x-CSA-Compliance-Source: SFMC
MIME-Version: 1.0
List-ID: <514002146.xt.local>
X-CSA-Complaints: csa-complaints@eco.de
X-SFMC-Stack: 11
x-job: 514005474_649482
Reply-To: "Scott Durrett" <reply-febe12747c600c7f-85_HTML-17924247-514005474-7322@reply.afs.ameriprise.com>
Message-ID: <c5cf2cb3-ecda-44f0-9802-b08233a896f4@atl1s11mta414.xt.local>
Content-Type: multipart/alternative;
	boundary="CvmEZ5aLUswK=_?:"
X-Spam-Status: No, score=-0.5
X-Spam-Score: -4
X-Spam-Bar: /
X-Spam-Flag: NO

This is a multi-part message in MIME format.

--CvmEZ5aLUswK=_?:
Content-Type: text/plain;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

Ameriprise
 


  
 


  
 
  
 https://click.afs.ameriprise.com/?qs=b475d5b105f81b95cdb84045a91c23102a0ac63d9cc5aa04c51fb53c738c48e9f5caa7836116b1a0b498c586a6edfac0882329c6813c83b1b4d1cc69c80298a4 

 Dalton and Associates 
 January 2024From My Practice(R)
  
 
 Prepared for: Danny Groina
 

  
 



 
 

 https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba82c23de98dd73ade3a3a2ebf00807191054f9aac864ff834060fc6dac3a4491c8e3ed568ba5604f618713983f93136cad138daf4251577e12 

https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba82c23de98dd73ade3a3a2ebf00807191054f9aac864ff834060fc6dac3a4491c8e3ed568ba5604f618713983f93136cad138daf4251577e12 

 
  
 
 5 smart actions to take in the new year
  
 
 Start 2024 on a strong note with our beginning-of-the-year financial checklist.
  
 
https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba82c23de98dd73ade3a3a2ebf00807191054f9aac864ff834060fc6dac3a4491c8e3ed568ba5604f618713983f93136cad138daf4251577e12 
REVIEW THE CHECKLIST 
 
 

 
  
 
https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba8d7c035966a524fdea1986ab5ad9443d1565e651dd7c0f0dc589ed6a5da19c4c583617baad7c9b1a75d7a237d8084b57d185d434ad4f65acc 
 
  
 
 Retirement limits, tax brackets and other changes in 2024 
  
 Stay on top of the latest COLA changes from the IRS and Social Security Administration that may affect how you save, spend and invest.
  
 
https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba8d7c035966a524fdea1986ab5ad9443d1565e651dd7c0f0dc589ed6a5da19c4c583617baad7c9b1a75d7a237d8084b57d185d434ad4f65acc 
SEE THE CHANGES 
 
 
 
 
https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba82ef4cd62be0791a5df7ffb0ad11d2a8d16feb3ea00a169545e75fc942e262a0559faca8247b5fab18404ae50f81ac9834bd785e618a975b9 
 
  
 
 2024 market and economic outlook 
  
 
 Chief Market Strategist Anthony Saglimbene and Chief Economist Russell Price provide insights on key themes to watch in the year ahead.
  
 
https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba82ef4cd62be0791a5df7ffb0ad11d2a8d16feb3ea00a169545e75fc942e262a0559faca8247b5fab18404ae50f81ac9834bd785e618a975b9 
GET THE OUTLOOK 
 
 
 
 


 What's happening in the markets and economy today? 
 
 Stay informed on the current landscape with expert analysis from the Ameriprise Investment Research Group.
  
 
https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba8f2561f3af9e3d276be3599eff2399713cbc272e4f6cde64ef207833c7059bff7148703c338b77f05c4725a0ef05e32fa7f451d5b26136397 
Get the latest 
 
 



 
 

 

  
 Connect with me

  
  
 
 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
      
 
  
 562.308.4526562 


  

 
mailto:scott.durrett@ampf.com 

  
mailto:scott.durrett@ampf.com 
Email me  


  

https://click.afs.ameriprise.com/?qs=70361abbaf57ecb5fed62bd4182af1c78617df43aee55186c83c0f71247ff9c3b2fb2c3f67a7fcb9f8537181c8d2144628b79575c5b3cc46f804fdfb73acb963 

  
https://click.afs.ameriprise.com/?qs=70361abbaf57ecb5fed62bd4182af1c78617df43aee55186c83c0f71247ff9c3b2fb2c3f67a7fcb9f8537181c8d2144628b79575c5b3cc46f804fdfb73acb963 
Visit my site 


  

  
 
  
 
https://click.afs.ameriprise.com/?qs=70361abbaf57ecb5b072acc5d095536ce5ed445066cb530941f708a7f62be30969fcd7cc8929f386e17fb8d32e9555f35c467034605ba5c576b2a64ed1fbdd42 

  
 


  





 

 
 Scott Durrett

 Financial Advisor

  Associate Vice President

   Dalton and Associates

  A private wealth advisory practice of Ameriprise Financial Services, LLC 

  

    2029 Century Park E Ste 2550

  Los Angeles, California 90067-2936

 

  

  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

   Website: https://www.ameripriseadvisors.com/scott.durrett 


 Arkansas Insurance Producer License Number 17721044

  CA Insurance # 0K48038

 

  


This email is an advertisement.
 


 The content in this publication was written exclusively for Ameriprise Financial.
 


 To stop receiving emails from Ameriprise, please click on 
 
https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba874d1f82e6ef74d9441028f2b81be1eaee22a1e2ee66b87e858bceac7ca059760d595e618938c3e506cd985d935c9ff52c54186b85e3f736a 
Unsubscribeand follow the instructions.
 


 

https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba82f172d5cf299fc0a214f0c9a05dac5878b919bb3909e3d85258b6dbaf328ff2012cc1c63d475c225cc03a45a0935c417eb55925d5df47ab6 
Customer Service |
https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba8839f5a30377e530cc8755823b71600e77304f334d48d7be021a140ae0c73e7d5e93f79b3fd59ec7b6d783a5126049981050b2f3a9234fcc2 
Privacy |
https://click.afs.ameriprise.com/?qs=70361abbaf57ecb558e1a50467aee1c938edae446b42b8f11c71c9ff2d23feaecf58e66f96a52a21e8bdab98a3608b6436f1784e5d8836372f2a620adde11813 
Fraud Instructions 
 
 


Ameriprise Financial
 

 70100 Ameriprise Financial Center | Minneapolis, MN 55474
 


 The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
 


 Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
 


  
 
   
 
 
 
   

 

  
 
  
 Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.


 Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
 


 Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
 


 (c) 2024 Ameriprise Financial, Inc. All rights reserved. 
27839_707-CACBCCPCU (01/24)
 

 Email sent to: danny@sterlingcal.com
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 

 
 

                                     

--CvmEZ5aLUswK=_?:
Content-Type: text/html;
	charset="utf-8"
Content-Transfer-Encoding: 8bit

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office">
   <head>
      <meta http-equiv="content-type" content="text/html; charset=utf-8"/>
      <meta name="viewport" content="width=device-width, user-scalable=no, initial-scale=1.0, minimum-scale=1.0, maximum-scale=1.0"/>
      <link href="https://fe31117171640478711374.pub.s11.sfmc-content.com/k1dddle1akv" rel="stylesheet" type="text/css">
      <title>Ameriprise</title>
      <style type="text/css">
         .ReadMsgBody { width: 100%; }
         .ExternalClass { width: 100%; }
         .ExternalClass * { line-height: 100%; }
         div, p, a, li, td { -webkit-text-size-adjust: none; -ms-text-size-adjust: none; }
         TD IMG { display: block; border: 0; }
         table { border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; }
         table td { border-collapse: collapse; }
         a:link { color: #000001; text-decoration: none; }
         a:active { color: #000001; text-decoration: none; }
         a:visited { color: #000001; text-decoration: none; }
         a:hover { color: #000001; text-decoration: none; }
         textarea { resize: none; }
         textarea:focus, input:focus { outline: none; }
         body { background-color: #ffffff; margin: 0;}
         .appleLinks a { color: inherit !important; text-decoration: none; }
                
         @-ms-viewport { width: device-width; }
         table th { margin:0; padding:0; font-weight:normal; vertical-align:top;}   
         .hide { max-height: 0px !important; font-size: 0 !important; display: none !important; line-height: 0 !important; mso-hide:all !important; overflow: hidden !important; visibility: hidden !important; }
         @media only screen and (max-width: 600px) {
         .container { width: 100% !important; }
         .mobile-hidden { display: none !important; }
         .photo { width: 100% !important; height: auto !important; }
         .mobile-padding { padding-right: 15px !important; padding-left: 15px !important; }
           .mobile-padding-top {
           padding: 20px 15px 0 15px !important
           }
         .drop { width: 100% !important; float: left !important; }
         .center { margin: 0 auto !important; }
           .mobilepadleft0 {padding-left:0px !important;}
           .padding-outlookMobile\0 {
    padding: 15px 32px !important;
  }
         }
      </style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
      <!--[if mso]>       <style>          td{          font-family: Arial, Helvetica, sans-serif !important;          }            </style>       <![endif]-->
      <!--[if gte mso 9]>       <xml>          <o:OfficeDocumentSettings>             <o:AllowPNG/>             <o:PixelsPerInch>96</o:PixelsPerInch>          </o:OfficeDocumentSettings>       </xml>       <![endif]-->
      <!--[if gte mso 9]>       <style>          .outlookfix{font-size:0%; line-height:0;}       </style>       <![endif]-->
         
<style type="text/css">
.ReadMsgBody { width: 100%; }
.ExternalClass { width: 100%; }
.ExternalClass * { line-height: 100%; }
div, p, a, li, td { -webkit-text-size-adjust: none; -ms-text-size-adjust: none; }
TD IMG { display: block; border: 0; }
table { border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt; }
table td { border-collapse: collapse; }
a:link { color: #000001; text-decoration: none; }
a:active { color: #000001; text-decoration: none; }
a:visited { color: #000001; text-decoration: none; }
a:hover { color: #000001; text-decoration: none; }
textarea { resize: none; }
textarea:focus, input:focus { outline: none; }
body { background-color: #ffffff; margin: 0;}
.appleLinks a { color: inherit !important; text-decoration: none; }
@-ms-viewport { width: device-width; }
table th { margin:0; padding:0; font-weight:normal; vertical-align:top;}   
.hide { max-height: 0px !important; font-size: 0 !important; display: none !important; line-height: 0 !important; mso-hide:all !important; overflow: hidden !important; visibility: hidden !important; }
body, table, td, p, a, li, blockquote { -ms-text-size-adjust: 100%; -webkit-text-size-adjust: 100%; }

 /* fix for outlook.com image gaps */
 .owa div { display: block !important; }
 /******/
 #outlook a { padding:0; }
body { width:100% !important; -webkit-text-size-adjust:100%; -ms-text-size-adjust:100%; margin:0; padding:0;
  font-family: Helvetica, Arial, sans-serif; font-size: 11px; line-height: 13px; }
.ExternalClass, .ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td, .ExternalClass div { line-height: 100%; }
 
@media only screen and (max-width: 600px) {
        .container { width: 100% !important; }
        .mobile-hidden { display: none !important; }
        .photo { width: 100% !important; height: auto !important; }
        .mobile-padding { padding-right: 15px !important; padding-left: 15px !important; }
        .drop { width: 100% !important; float: left !important; }
        .center { margin: 0 auto !important; }
        .desktopHide { display: none !important}
        .mobileLeft { float:left !important; text-align: left !important; }
        .mobileShowBanner { display: inline-block !important; height: auto !important; overflow: visible !important; visibility: visible !important; max-height: none !important; width: 100% !important;font-size: 15px !important; line-height: 19px !important; color:#ffffff !important; margin-bottom:10px !important; }
        .mobilePromoButton { color:#ffffff !important;background:#00BDDD; border:6px solid #00BDDD; text-decoration:none;border-width:4px 10px; border-radius: 3px;font-family:Arial, Helvetica, sans-serif; font-size:13px !important; line-height:24px !important; height: 24px; font-weight:bold; }
  .mobileBanner { width: 280px; /*border-radius: 10px;*/ }
  .mobileBannerCopy { padding: 24px 0px;}
  .mobileBannerImage img { width: 64px!important; height: auto !important; padding-top: 10px !important;}
  .mobileSpacing {
   padding: 20px 17px !important;
  }
  .buttonSpacing {
   padding: 6px 8px !important;
  }
  .padding-outlookMobile\0 {
    padding: 15px 32px !important;
  }
  } 
   
@media only screen and (max-width: 598px) {
  .mobileWidth100Percent { width: 100% !important; height: auto !important; }
  .mobileCenter { text-align: center; margin: 0 auto; }
  .mobileWidth13Percent { width: 13% !important; height: auto !important; }
  .mobileCss {display: block}            
  .mobile320px {width:320px !important;}
  .mobileStack mobileLeft 
  .body { min-width: 100vw; /* force Gmail iOS to full-width */ }
  .mobileBlock { display: block !important; }
  .mobileScale { width: 100% !important; height: auto !important; }
  .mobileHero { display: block !important; width: 100% !important; height: auto !important; }
  .mobileBottomPadding {padding-bottom:18px !important;}
  .mobileLogo{ width:200px !important; height:auto !important; }
  .mobileHide  {display: none !important;}
  .mobile20px{width:20px !important;}
  .mobileStack { display:block !important; width: 100% !important; text-align: left !important; float: left !important;}
  .pubName{font-size: 20px !important; line-height:22px !important;}
  .mobileWidth34px {width: 34px !important;}
  .mobileHeight18px { height: 18px !important; font-size: 18px !important; line-height: 18px !important;}
  .mobileHeight20px { height: 20px !important; font-size: 20px !important; line-height: 20px !important; }
  .mobileWidth22px {width: 22px !important;}
  .mobileWidth12px {width: 12px !important;}
  .mobileWidth11Percent { width: 11% !important; height: auto !important; }
  .mobileWidth250px { width: 250px !important; height: auto !important; }
  .mobileWidth20px { width: 20px !important; }
  .mobileWidth10px { width: 10px !important; }
  .mobileHeight12px { height: 12px !important; font-size: 12px !important; line-height: 12px !important;}
  .mobilePadTopBot20px {padding: 20px 0 !important;}
  .mobilePadTop12px { padding-top: 12px !important; }
  .mobilePadBot20px{ padding-bottom: 20px !important; }
  .mobileFont20px { font-size: 20px !important; line-height: 23px !important;}
  .mobileFont21px{ font-size: 21px !important; line-height: 24px !important; }
  .mobileFont18px{ font-size: 18px !important; line-height: 21px !important; }
  .mobileFont14px{ font-size: 14px !important; line-height: 18px !important; }
  .mobileFloatNone{ float: none !important; }
  .width100 {width:100% !important;}
  .mobileShow { display: inline-block !important; height: auto !important; overflow: visible !important; visibility: visible !important; max-height: none !important; width: 100% !important;}
  .mobileArticleImage {display: block !important; width: 280px !important; height: auto !important; }
  .mobileCenter img{ text-align: center; margin: 0 auto; }
        .mobileBannerImage img { width: 64px!important; height: auto !important; }
        }
  
@media only screen and (min-width: 620px) {
        .desktopShow { display:block!important; /*no space before !important because of Yahoo bug*/ }
        .desktopHide { display:none!important; }
        .desktopDisplayInline { display: inline!important; }
        .desktopWidth360px { max-width: 360px!important; }
        .desktopWidth300px { max-width: 300px!important; }
        .desktopWidth290px { max-width: 290px!important; }
        .desktopWidth280px { max-width: 280px!important; }
        .desktopWidth240px { max-width: 240px!important; }
        .desktopWidth220px { max-width: 220px!important; }
        .desktopWidth206px { max-width: 206px!important; }
        .desktopWidth186px { max-width: 186px!important; }
        .desktopWidth180px { max-width: 180px!important; }
        .desktopWidth160px { max-width: 160px!important; }
        .desktopWidth154px { max-width: 154px!important; }
        .desktopWidth142px { max-width: 142px!important; }
        .desktopWidth130px { max-width: 130px!important; }
        .desktopWidth120px { max-width: 120px!important; }
        .desktopWidth64px { width: 64px!important; }
        .desktopWidth40px { width: 40px!important; }
        .desktopWidth20px { width: 20px!important; }
        .desktopFont36px { font-size: 36px!important; line-height: 40px!important; }
        .desktopPaddingBottom40px { padding-bottom: 40px!important; }
        .desktopPaddingBottom35px { padding-bottom: 35px!important; }
        .desktopPaddingBottom0px { padding-bottom: 0px!important; }
        .desktopPaddingTop40px { padding-top: 40px!important; }
        .desktopPaddingTop35px { padding-top: 35px!important; }
        .desktopPaddingTop30px { padding-top: 30px!important; }
        .desktopPaddingLeft40px { padding-left: 40px!important; }
        .desktopPaddingRight40px { padding-right: 40px!important; }
        .desktopPaddingRight30px { padding-right: 30px!important; }
        .desktopPaddingRight20px { padding-right: 20px!important; }
        }
  
@media only screen and (max-width: 588px) {
  *[width="620"]{ width:320px !important; }
  *[width="600"]{ width:300px !important; }
  .mobileHide { display: none !important; }
  .mobilePadding { width:12px !important; }
  .mobileLeft { float:left !important; }
  .width100 { width:100% !important; float:left !important; }
  .heroScale { width:100% !important; height:auto !important; }
  .mobileFullWidth { width:276px !important; float:left !important; }
  .mobileStack { width:276px !important; float:left !important; display: block !important; }
  .mobile300px { width:300px !important; }
  .mobile236px { width:236px !important; }
  .mobile274px { width:274px !important; }
  .mobile76px { width:76px !important; }
  .mobileHeight20px { height:20px !important; font-size:20px !important; line-height:20px !important; }
  }


@media only screen and (min-width: 480px) {
        .desktopShowInline { display: inline!important; /*no space before !important because of Yahoo bug*/ }
        }
  
@media only screen and (max-width: 619px) {
            /* force Gmail iOS email body to full-width */
            .body { min-width: 100vw; }
            /* force link styling on addresses, etc. in the Gmail App */
            #body a,
            #body a:hover,
            #body a:visited{ color:inherit; font:inherit; text-decoration:none; }
        }
  
body { margin: 0 auto!important; padding: 0; background-color: #ffffff; -webkit-text-size-adjust: none; }
table { border-spacing: 0; font-family: sans-serif; color: #4d4e53; }
td { padding: 0; }
img { border: 0; }
/* outlook visited link state */
span.MsoHyperlink { mso-style-priority:99; color:inherit; text-decoration: inherit; }
span.MsoHyperlinkFollowed { mso-style-priority:99; color:inherit; text-decoration: inherit; }
/* end outlook visited link state */
.wrapper { width: 100%; table-layout: fixed; -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; }
.webkit { max-width: 620px; /* set to max-width of full email */ 
   margin: 0 auto; }
.full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto; }
.multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */ }
.multi-column-align-middle .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;vertical-align: middle; /* this will align the column just as if it's a table cell */ }
.multi-column-align-bottom .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
   display:inline-block; vertical-align: bottom; /* this will align the column just as if it's a table cell */ }
</style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
      <!--[if mso]>       <style>          td{          font-family: Arial, Helvetica, sans-serif !important;          }            </style>       <![endif]-->
      <!--[if gte mso 9]>       <xml>          <o:OfficeDocumentSettings>             <o:AllowPNG/>             <o:PixelsPerInch>96</o:PixelsPerInch>          </o:OfficeDocumentSettings>       </xml>       <![endif]-->
      <!--[if gte mso 9]>       <style>          .outlookfix{font-size:0%; line-height:0;}  </style> <![endif]-->
 
<style type="text/css">
 body { margin:0; padding:0; width:100% !important; overflow-y:scroll; -ms-text-size-adjust:100%; -webkit-text-size-adjust: 100%; font-family:Helvetica, Arial, sans-serif; }
 table { mso-table-lspace:0pt; mso-table-rspace:0pt; border-collapse: collapse; }
 a[href^=tel]{ color:inherit; text-decoration:none; }
 a { color:inherit; text-decoration:none; }
 .ExternalClass * { line-height: 100%; } 
</style>

<style>
        /*Outlook.com does not support media queries. Target Outlook.com using this format.*/
        /*Force Outlook 365 to full width so it doesn't look broken when browser window is smaller than max width.*/
        [owa] .webkit{
            width:620px!important;
        }
        [owa] .desktopShow{
            display:block!important;
        }
        [owa] .desktopHide {
            display:none!important;
        }
        [owa] .desktopDisplayInline {
            display: inline!important;
        }
        [owa] .desktopWidth360px {
            max-width: 360px!important;
        }
        [owa] .desktopWidth300px {
            max-width: 300px!important;
        }
        [owa] .desktopWidth290px {
            max-width: 290px!important;
        }
        [owa] .desktopWidth280px {
            max-width: 280px!important;
        }
        [owa] .desktopWidth240px {
            max-width: 240px!important;
        }
        [owa] .desktopWidth220px {
            max-width: 220px!important;
        }
        [owa] .desktopWidth206px {
            max-width: 206px!important;
        }
        [owa] .desktopWidth186px {
            max-width: 186px!important;
        }
        [owa] .desktopWidth180px {
            max-width: 180px!important;
        }
        [owa] .desktopWidth160px {
            max-width: 160px!important;
        }
        [owa] .desktopWidth154px {
            max-width: 154px!important;
        }
        [owa] .desktopWidth142px {
            max-width: 142px!important;
        }
        [owa] .desktopWidth130px {
            max-width: 130px!important;
        }
        [owa] .desktopWidth120px {
            max-width: 120px!important;
        }
        [owa] .desktopWidth64px {
            width: 64px!important;
        }
        [owa] .desktopWidth40px {
            width: 40px!important;
        }
        [owa] .desktopWidth20px {
            width: 20px!important;
        }
        [owa] .desktopFont36px {
            font-size: 36px!important;
            line-height: 40px!important;
        }
        [owa] .desktopPaddingBottom40px {
            padding-bottom: 40px!important;
        }
        [owa] .desktopPaddingBottom35px {
            padding-bottom: 35px!important;
        }
        [owa] .desktopPaddingBottom0px {
            padding-bottom: 0px!important;
        }
        [owa] .desktopPaddingTop40px {
            padding-top: 40px!important;
        }
        [owa] .desktopPaddingTop35px {
            padding-top: 35px!important;
        }
        [owa] .desktopPaddingTop30px {
            padding-top: 30px!important;
        }
        [owa] .desktopPaddingLeft40px {
            padding-left: 40px!important;
        }
        [owa] .desktopPaddingRight40px {
            padding-right: 40px!important;
        }
        [owa] .desktopPaddingRight30px {
            padding-right: 30px!important;
        }
        [owa] .desktopPaddingRight20px {
            padding-right: 20px!important;
        }
</style>

<style>
        /*Modules*/
        h2 {
            font-family: Arial, Helvetica, sans-serif; 
            color: #4d4e53;
            font-size: 18px;
            margin: 0 0 0 20px;
            padding: 20px;
            border: solid 1px #4d4e53;
            background-color: #fad7b1;
            text-transform: uppercase;
        }
        
        /* Basics */
        body {
            margin: 0 auto!important;
            padding: 0;
            background-color: #ffffff;
            -webkit-text-size-adjust: none; 
        }
        table {
            border-spacing: 0;
            font-family: sans-serif;
            color: #4d4e53;
        }
        td {
            padding: 0;
        }
        img {
            border: 0;
        }
        /* outlook visited link state */
        span.MsoHyperlink {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        span.MsoHyperlinkFollowed {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
        }
        /* end outlook visited link state */
        .wrapper {
            width: 100%;
            table-layout: fixed;
            -webkit-text-size-adjust: 100%;
            -ms-text-size-adjust: 100%;
        }
        .webkit {
            max-width: 620px; /* set to max-width of full email */
            margin: 0 auto;
        }
        .full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto;
        }
        .multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-middle .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: middle; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-bottom .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: bottom; /* this will align the column just as if it's a table cell */
        }   
 </style><style type="text/css">
.ExternalClass * { line-height: 112%; }
.ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td { line-height: 112%; }
a[href^=tel], .nolinkcolor > a { /* this is the iOS and Outlook.com styling override */
 color: inherit;
 text-decoration: none;
}
.sup, td { -webkit-text-size-adjust: none; }
table, td {
 border-collapse: collapse;
 padding: 0px;
 margin: 0px;
 mso-table-lspace: 0pt;
 mso-table-rspace: 0pt;
}
em { font-style: italic; }
strong { font-weight: bold; }
.link { /* use this span insde the link tag to fix links for Outlook 2013/16 */
 color: inherit;
 text-decoration: inherit;
}
.appleLinks a {
 color: inherit !important;
 text-decoration: none !important;
}
.appleLinks2 a { color: inherit !important; }
a[x-apple-data-detectors] {
 color: inherit !important;
 text-decoration: none !important;
 font-size: inherit !important;
 font-family: inherit !important;
 font-weight: inherit !important;
 line-height: inherit !important;
}
th { font-weight: normal; }

@media screen and (max-width: 550px) {
/***** Global Styles *****/
*[class].full, .full { width: 100% !important; }
*[class].table-main, .table-main { width: 100% !important }
*[class].table90, .table90 { width: 70% !important }
*[class].fullgmail, .fullgmail {width: 100% !important; min-width: 320px !important;}
*[class].hide, .hide { display: none !important; }
*[class].mobileshow, .mobileshow {
 display: block !important;
 width: auto !important;
 overflow: visible !important;
 float: none !important;
 max-height: none !important;
 line-height: normal !important;
 visibility:visible !important;
 font-size:inherit !important;
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padmain, .padmain {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 0 !important
}
*[class].padmain2, .padmain2 {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 20px !important
}
*[class].displayBlock, .displayBlock {
 width: 100% !important;
 display: block !important;
}
*[class].widthauto, .widthauto { width: auto !important }
*[class].borderadius, .borderadius { border-radius:3px !important;-moz-border-radius:3px !important;-webkit-border-radius:3px !important; height:40px !important; width:auto !important}
*[class].padT10, .padT10 {
 padding-top: 15px !important;
 padding-bottom: 15px !important;
 padding-left: 0 !important;
}
*[class].padbot2, .padbot2 { padding: 42px 0px 21px 0px !important; }
*[class].padbtm, .padbtm { padding-bottom: 20px !important; }
*[class].padbtm10, .padbtm10 { padding-bottom: 10px !important; }
*[class].padBTM, .padBTM { padding-bottom: 20px !important }
*[class].alignleft, .alignleft {
 text-align: left !important;
 padding-bottom: 5px !important;
 padding-left: 20px !important
}
*[class].alignleft2, .alignleft2 {
 text-align: left !important;
 padding-bottom: 22px !important;
 padding-left: 20px !important
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padR20, .padR20 { padding-right: 50px !important; }
*[class].padterms20, .padterms20 { padding-right: 20px !important }
*[class].imgwdth90, .imgwdth90 { width: 90% !important }
*[class].heroheading, .heroheading { padding-top: 38px !important; }
*[class].heroheadPadBtm, .heroheadPadBtm { padding-bottom: 38px !important; }
*[class].brkblk, .brkblk {
 display: block !important;
 margin-bottom: 15px;
}
*[class].aligncenter, .aligncenter {
 text-align: center !important;
 padding: 0 30px 12px 30px !important
}
*[class].heightinher, .heightinher { height: inherit !important }
*[class].padleft20, .padleft20 { padding-left: 20px !important;padding-right: 20px !important; }

*[class].pad11, .pad11 { padding-left: 20px !important;padding-right: 20px !important; }
*[class].txtalign, .txtalign { padding: 0px 0px 18px 15px !important; }
*[class].txtalign2, .txtalign2 {
 text-align: right !important;
 padding: 8px 4px 12px 15px !important;
}
 *[class].Acenter, .Acenter{text-align:center !important;}
 *[class].pdl30, .pdl30{padding-left: 30px !important;}
  *[class].setblock, .setblock{display: block !important;}
 *[class].Mtext, .Mtext{font-size: 14px !important; line-height: 16px !important; color: #000000 !important; letter-spacing: 0px !important; padding-top: 5px !important; }
 *[class].Lpad, .Lpad{ padding-left:10px !important;}
 *[class].set90P, .set90P{width:88px !important; height: auto !important;}
 *[class].set40P, .set40P{width:45px !important; height: auto !important;}
 *[class].set200P, .set200P{width:201px !important; height: auto !important;}
 *[class].padleft37, .padleft37 { padding-left: 40px !important;padding-right: 39px !important; width: auto !important; }
 *[class].paddr5P, .paddr5P{padding-right:5px;}
}
</style>
   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">2024 changes: retirement limits, tax brackets and more</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-febe12747c600c7f-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff3113737766&d=110040&bmt=0" width="1" height="1" alt="">
      <table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%" style="table-layout:fixed;">
         <tr class="outlookfix">
            <td align="center" valign="top">
               <div align="center">
                  <table width="620" border="0" cellspacing="0" cellpadding="0" align="center" class="container" style="width: 620px;">
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<table border="0" cellpadding="0" cellspacing="0" width="100%">
  <!-- START FORCE WIDTH 600px FOR GMAIL/ANDROID -->
  <tr class="mobileHide">
    <td>
      <table align="center" border="0" cellpadding="0" cellspacing="0" width="600">
        <tr>
          <td border="0" cellpadding="0" cellspacing="0" height="1" style="height: 1px; line-height: 1px; font-size: 1px; min-width: 600px;">
            &nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
  <!-- END FORCE WIDTH 600px FOR GMAIL/ANDROID-->
  <tr>
    <td align="center">
      <div style="height: 12px; line-height: 12px; font-size: 12px; mso-line-height-rule: exactly;">
        &nbsp;
      </div>
      <!--start header-->
      <table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="margin: 0px auto; width: 600px;" width="600">
        <tr>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
          <td>
            <table border="0" cellpadding="0" cellspacing="0" dir="rtl">
              <tr>
                <th align="right" class="mobileStack mobilePadBot20px" dir="ltr" style="width: 200px; text-align: right; font-weight: normal; vertical-align: middle;" valign="middle" width="200">
                  <!--Comerica brand--><div style="width: 200px; text-align: center;">
                  <a  href="https://click.afs.ameriprise.com/?qs=b475d5b105f81b95cdb84045a91c23102a0ac63d9cc5aa04c51fb53c738c48e9f5caa7836116b1a0b498c586a6edfac0882329c6813c83b1b4d1cc69c80298a4" target="_blank"><img alt="Ameriprise" border="0" height="43" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/d8f88d3a-66ca-479a-9629-21537266f7b2.png" style="display: block;" width="200"> </a>
                  <div style="text-align: center; color: rgb(95, 106, 114); line-height: 17px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 14px; mso-line-height-rule: exactly;">
                    Dalton and Associates</div>
                  </div> 
                  <!--PWA Team brand end--> 
                  <!--PWA advisor brand--> </th>
                <th align="left" class="mobileStack" dir="ltr" style="width: 344px; text-align: left; color: rgb(77, 78, 83); line-height: 30px; font-family: &quot;FranklinGothicBook&quot;, Arial, Helvetica, sans-serif; font-weight: normal; vertical-align: bottom; mso-line-height-rule: exactly;" valign="bottom" width="344">
                  <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
                    January 2024</div>
                  <div style="font-family: &quot;PublicoHeadlineRoman&quot;, &quot;Times New Roman&quot;, Times, serif; font-size: 24px;">From My Practice<span style="line-height: 14px; font-size: 10px; vertical-align: 11px; mso-line-height-rule: exactly;">&reg;</span>
                  </div>
                  <div style="height: 4px; line-height: 4px; font-size: 4px;">
                    &nbsp;
                  </div>
                  <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
                    Prepared for: Danny Groina
                  </div>
                </th>
              </tr>
            </table>
          </td>
          <td class="mobileWidth22px" style="width: 28px;" width="28">
            &nbsp;
          </td>
        </tr>
      </table>
      <!--end header-->
    </td>
  </tr>
</table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--start prospect body--> 
<div style="height:12px; font-size:12px; mso-line-height-rule: exactly; line-height:12px;">&nbsp;
</div>
<!--start hero-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" style="width: 600px; margin: 0 auto;">
        <tr>
          <td class="mobileWidth22px" width="28" style="width: 28px;">&nbsp;
          </td>
          <td bgcolor="#003f6b">
            <!--start article 1-->
            <!--start hero image-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#003f6b">
              <tr>
                <td>
                  <div style="display:none; visibility:hidden; width:0; height:0; overflow:hidden; mso-line-height-rule: exactly; line-height:0; font-size:0; margin:0; padding:0; max-height:0;" class="mobileShow">
                    <a href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5c1fe7512619810cf11876b0bb1876a6cb510451092cfe029fa68822960eef853d6d7950a88db538dd3c171a635a9a96be900bc701070cf741"  target="_blank">
                      <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/d2d2ca1e-3154-4daf-af1c-3a92eeaad9a7.png" alt="Article Image" width="0" height="0" border="0" style="display: block;" class="mobileHero">
                    </a>
                  </div>
                  <table width="100%" cellpadding="0" cellspacing="0" border="0" class="mobileHide">
                    <tr>
                      <td valign="top" style="text-align: center; border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">
                        <a href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5c1fe7512619810cf11876b0bb1876a6cb510451092cfe029fa68822960eef853d6d7950a88db538dd3c171a635a9a96be900bc701070cf741"  target="_blank">
                          <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/2b1de807-cb42-4403-b390-6a3b2de62258.png" alt="Article Image" width="572" height="235" border="0" style="display: block;">
                        </a>
                      </td>
                    </tr>
                  </table>
                </td>
              </tr>
            </table>
            <!--end hero image-->
            <!--start hero copy-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#003f6b">
              <tr>
                <td width="18" class="mobileWidth12px">&nbsp;
                </td>
                <td align="left" style="font-size: 15px; mso-line-height-rule: exactly; line-height: 23px; color: #ffffff; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif;">
                  <div class="mobileHeight12px" style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">&nbsp;
                  </div>
                  <div style="font-size: 25px; mso-line-height-rule: exactly; line-height: 28px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    5 smart actions to take in the new year
                  </div>
                  <div style="height: 8px; font-size: 8px; mso-line-height-rule: exactly; line-height: 8px;">&nbsp;
                  </div>
                  Start 2024 on a strong note with our beginning-of-the-year financial checklist.
                  <div style="height: 12px; font-size: 12px; mso-line-height-rule: exactly; line-height: 12px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0" style="border-collapse: collapse;">
                    <tr>
                      <td style="border: solid 3px #CBCCCE; mso-padding-alt: 6px 14px;">
                        <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5c1fe7512619810cf11876b0bb1876a6cb510451092cfe029fa68822960eef853d6d7950a88db538dd3c171a635a9a96be900bc701070cf741" target="_blank" style="padding: 6px 9px; text-transform: uppercase; color: #ffffff; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">REVIEW THE CHECKLIST</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 18px; font-size: 18px; mso-line-height-rule: exactly; line-height: 18px;">&nbsp;
                  </div>
                </td>
                <td valign="bottom" class="mobileWidth13Percent" width="40" style="vertical-align: bottom;">
                  <img class="dark-img" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/e9bf1acd-d53b-4de7-aa79-85a288fa4bb8.gif" alt="" width="40" height="40" border="0" style="display: block;">
                </td>
              </tr>
            </table>
            <!--end hero copy-->
            <!--end article 1-->
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<!--end hero-->
<!--start body articles-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" style="width: 600px; margin: 0 auto;">
        <tr>
          <td class="mobileWidth34px" width="28" style="width: 28px;">&nbsp;
          </td>
          <td>
            <!--start article 2-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0">
              <tr>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; vertical-align: top;">
                  <div style="height: 28px; font-size: 28px; mso-line-height-rule: exactly; line-height: 28px;">&nbsp;
                  </div>
                  <a href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5c3e601a5a8c4c7f5b872b5236a2ab62fa69739cd73e1801411f796b5e8eb7c11cbad184967294b22c7cd5f9923984b3a28f6225ec23e97f4b"  target="_blank">
                    <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/84fbda8c-0660-4a54-91c3-e5b7ae19faf0.jpg" class="mobileWidth100Percent" width="260" height="158" border="0" alt="Article Image" style="display: block;">         </a>
                </th>
                <th class="mobileHide" width="24" style="font-weight: normal; text-align: left;">&nbsp;
                </th>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; font-size: 15px; mso-line-height-rule: exactly; line-height: 22px; color: #4d4e53; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; vertical-align: top;">
                  <div class="mobileHeight18px" style="height: 25px; font-size: 25px; mso-line-height-rule: exactly; line-height: 25px;">&nbsp;
                  </div>
                  <div style="font-size: 22px; mso-line-height-rule: exactly; line-height: 24px; mso-line-height-alt: 25px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Retirement limits, tax brackets and other changes in 2024 
                  </div>
                  <div style="height: 6px; mso-default-height: 2px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px; mso-line-height-alt: 2px;">&nbsp;
                  </div>Stay on top of the latest COLA changes from the IRS and Social Security Administration that may affect how you save, spend and invest.
                  <div style="height: 6px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0">
                    <tr>
                      <td style="border: solid 3px #003f6b; mso-padding-alt: 6px 14px;">
                        <a  href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5c3e601a5a8c4c7f5b872b5236a2ab62fa69739cd73e1801411f796b5e8eb7c11cbad184967294b22c7cd5f9923984b3a28f6225ec23e97f4b" target="_blank" style="padding: 6px 14px; text-transform: uppercase; color: #4d4e53; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">SEE THE CHANGES</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 4px; font-size: 4px; mso-line-height-rule: exactly; line-height: 4px;">&nbsp;
                  </div>
                </th>
              </tr>
            </table>
            <!--end article 2-->
            <!--start article 3-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0">
              <tr>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; vertical-align: top;">
                  <div style="height: 28px; font-size: 28px; mso-line-height-rule: exactly; line-height: 28px;">&nbsp;
                  </div>
                  <a href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5ca75db330ee485e7581702832392b43228ab77bcdb50a7ea7f8429c36226284b7121238911fc5604a837746e5bb37f8155ce2ea846fe61d84"  target="_blank">
                    <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/6f8813e0-7799-4582-94de-383212dcfbb4.jpg" class="mobileWidth100Percent" width="260" height="158" border="0" alt="Article Image" style="display: block;">
                  </a>
                </th>
                <th class="mobileHide" width="24" style="font-weight: normal; text-align: left;">&nbsp;
                </th>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; font-size: 15px; mso-line-height-rule: exactly; line-height: 22px; color: #4d4e53; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; vertical-align: top;">
                  <div class="mobileHeight18px" style="height: 25px; font-size: 25px; mso-line-height-rule: exactly; line-height: 25px;">&nbsp;
                  </div>
                  <div style="font-size: 22px; mso-line-height-rule: exactly; line-height: 24px; mso-line-height-alt: 25px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    2024 market and economic outlook 
                  </div>
                  <div style="height: 6px; mso-default-height: 2px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px; mso-line-height-alt: 2px;">&nbsp;
                  </div>
                  Chief Market Strategist Anthony Saglimbene and Chief Economist Russell Price provide insights on key themes to watch in the year ahead.
                  <div style="height: 6px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0">
                    <tr>
                      <td style="border: solid 3px #003f6b; mso-padding-alt: 6px 14px;">
                        <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5ca75db330ee485e7581702832392b43228ab77bcdb50a7ea7f8429c36226284b7121238911fc5604a837746e5bb37f8155ce2ea846fe61d84" target="_blank" style="padding: 6px 14px; text-transform: uppercase; color: #4d4e53; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">GET THE OUTLOOK</a>
                      </td>
                    </tr>
                  </table>
                  <div style="height: 4px; font-size: 4px; mso-line-height-rule: exactly; line-height: 4px;">&nbsp;
                  </div>
                </th>
              </tr>
            </table>
            <!--end article 3-->
          </td>
          <td class="mobileWidth11Percent" width="30" style="width: 30px;">&nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<br>
<br>
<!--end body articles-->
<!--end prospect body--></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"> <!--Start Prospect Version-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" bgcolor="#0f7987" style="width: 600px; margin: 0 auto;">
        <tr>
          <td class="mobileHide">&nbsp;
          </td>
          <td class="mobileHide" valign="top" style="padding: 24px 0;">
            <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/518daf0f-9b7e-4213-a00a-525b0591064d.png" width="150" alt="Search Image" border="0" style="display: block;">
          </td>
          <td class="mobileWidth34px mobileHide">&nbsp;
          </td>
          <td class="mobileSpacing" align="left" style="color: #ffffff; font-size: 16px; line-height: 22px; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; padding: 20px 0px 26px 0px;">
            <span style="color: #ffffff; font-size: 26px; mso-line-height-rule: exactly; line-height: 28px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">What's happening in the markets and economy today?</span>
            <div style="height: 8px; font-size: 8px; mso-line-height-rule: exactly; line-height: 8px; clear: both;">&nbsp;
            </div>
            Stay informed on the current landscape with expert analysis from the Ameriprise Investment Research Group.
            <div style="height: 14px; font-size: 14px; mso-line-height-rule: exactly; line-height: 14px; clear: both;">&nbsp;
            </div>                        
            <table cellpadding="0" cellspacing="0" border="0">
              <tr>
                <td style="border: solid 3px #CBCCCE; mso-padding-alt: 6px 14px;">
                  <a class="buttonSpacing"   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5c6b130787b3de22678ca299baae84a55616c7051cc4d33b0cc10e5ae1c22abf8de96eded5310806bec37d81363eeca3036e81e7347d0a65f7" target="_blank" style="padding: 6px 14px; color: #ffffff; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">Get the latest</a>
                </td>
              </tr>
            </table>
          </td>
          <td class="mobileWidth22px mobileHide" width="40">&nbsp;
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table>
<!--End Prospect Version--></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><div style="height: 30px; font-size: 30px; mso-line-height-rule: exactly; line-height: 30px;">
 &nbsp;</div> <!--start advisor section--><table border="0" cellpadding="0" cellspacing="0" width="100%">
 
  <tr>
   <td align="center">
    <table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="width: 600px; margin: 0 auto;" width="600">
     
      <tr>
       <td class="mobileWidth34px" style="width: 28px;" width="28">
       </td><td align="left" style="font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif; font-size: 20px; mso-line-height-rule: exactly; line-height: 22px; color: #003d6d; padding: 16px 0;">
        Connect with me</td><td class="mobileWidth22px" style="width: 28px;" width="28">
       </td></tr><tr>
       <td class="mobileWidth34px" style="width: 28px;" width="28">
        &nbsp;</td><td>
         <table border="0" cellpadding="0" cellspacing="0" width="100%">
         
          <tr>
           <th class="mobileStack" style="width: 100px; font-weight: normal; text-align: left; vertical-align: top;" valign="top">
            <img alt="" border="0" src="https://cdn.ameriprisecontent.com/cds/alwp/advisor/scott.durrett/scott-durrett_68cb9_227x235.jpg" style="display: block;" width="100"></th><th class="mobileHide" style="width: 14px; font-weight: normal; text-align: left;" width="14">
           </th><th class="mobileStack mobilePadTop12px" style="width: 270px; font-weight: normal; text-align: left; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; color: #4d4e53; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; vertical-align: top;" valign="top" width="270">
            <div style="font-family: 'PublicoHeadlineRoman', 'Times New Roman', Times, serif; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; mso-line-height-alt: 23px;">
             Scott Durrett</div> <div style="padding: 10px 0px 0px 0px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
            </div><div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
              Financial Advisor</div> <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
              Associate Vice President</div> <div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
              Dalton and Associates</div><div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
              A private wealth advisory practice of Ameriprise Financial Services, LLC</div> </th><th class="mobileHide" style="width: 20px; font-weight: normal; text-align: left;" width="20">
           </th><th class="mobileStack mobilePadTop12px" style="width: 140px; font-weight: normal; text-align: left; vertical-align: top;" valign="top" width="140">
                 <table border="0" cellpadding="0" cellspacing="0">
             
              <tr>
               <td>
                <table border="0" cellpadding="0" cellspacing="0">
                 
                  <tr>
                   <td align="center" valign="middle" width="25">
                    <img alt="" border="0" data-assetid="18080" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/2652932a-1f16-4f91-a94f-d4b09b8584b9.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></td><td width="6">
                    &nbsp;</td><td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                    562.308.4526 </td></tr></table></td></tr><tr>
               <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                &nbsp;</td></tr><tr>
               <td>
                <table border="0" cellpadding="0" cellspacing="0">
                 
                  <tr>
                   <td align="center" valign="middle" width="25">
                    <a alias="Advisor Email" conversion="false" data-linkto="mailto:" href="mailto:scott.durrett@ampf.com" style="color: #4d4e53; text-decoration: none;" title=""><img alt="" data-assetid="18085" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/bfa9599e-45b0-4552-94f1-5c73b9b5dc39.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a></td><td width="6">
                    &nbsp;</td><td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                    <a alias="Advisor Email Label" href="mailto:scott.durrett@ampf.com" style="color: #4d4e53; text-decoration: none;">Email me </a></td></tr></table></td></tr><tr>
               <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                &nbsp;</td></tr><tr>
               <td>
                <table border="0" cellpadding="0" cellspacing="0">
                 
                  <tr>
                   <td align="center" valign="middle" width="25">
                    <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=70361abbaf57ecb5014fb6c7eea46bbf073d8364fbaf475547860bf45e1b9a8c54c07b92343b8c1e81a9b1824a0675e3f1435da5c8a1884f10a267da38012b0e" style="color: #4d4e53; text-decoration: none;" target="_blank" title=""><img alt="Advisor Website" data-assetid="18081" height="23" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/32c53f38-5a91-4f51-8427-f3ed24eab13a.png" style="display: block; padding: 0px; text-align: center; height: 23px; width: 25px;" width="25"></a></td><td width="6">
                    &nbsp;</td><td style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; color: #4d4e53;" valign="middle">
                    <a  href="https://click.afs.ameriprise.com/?qs=70361abbaf57ecb5aae5b60ae5175e55ec4c39dc4ba233c12c473e3f69c0bef0dc9266854de07a02233cfafa3609e1b01f611b0d9bc52db1335484ea8d0e3666" style="color: #4d4e53; text-decoration: none;" target="_blank">Visit my site</a></td></tr></table></td></tr><tr>
               <td height="6" style="font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">
                &nbsp;</td></tr></table><div style="height: 10px; font-size: 10px; mso-line-height-rule: exactly; line-height: 10px;">
             &nbsp;</div><table border="0" cellpadding="0" cellspacing="0">
             
              <tr>
               <td>
                </a></td><td width="8">
                &nbsp;</td><td>
                <a  href="https://click.afs.ameriprise.com/?qs=70361abbaf57ecb51a2807ee25087e77b2aacf024bc4cda9a3829285bf30824d68c772ef54939eb2efd860536c154eaa6d6f75e655f4c2b476ae4b40737391d6" target="_blank"><img alt="" border="0" height="18" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/ccc26ae7-fc1e-4b99-a1a7-635f4e751378.gif" style="display: block;" width="18"></a></td><td width="8">
                &nbsp;</td><td>
                </a></td></tr></table></th></tr><tr>
           <th class="mobileStack" style="width: 100px; font-weight: normal; text-align: left; vertical-align: top;" valign="top">
           </th><th class="mobileHide" style="width: 14px; font-weight: normal; text-align: left;" width="14">
           </th><th class="mobileStack mobilePadTop12px" style="width: 270px; font-weight: normal; text-align: left; font-size: 18px; mso-line-height-rule: exactly; line-height: 20px; color: #4d4e53; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; vertical-align: top;" valign="top" width="270">
           </th><th class="mobileHide" style="width: 20px; font-weight: normal; text-align: left;" width="20">
           </th><th class="mobileStack mobilePadTop12px" style="width: 140px; font-weight: normal; text-align: left; vertical-align: top;" valign="top" width="140">
           </th></tr></table></td><td class="mobileWidth22px" style="width: 28px;" width="28">
        &nbsp;</td></tr></table></td></tr></table> <!--end advisor section--></td></tr></table>

</td></tr></table>
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="background-color: transparent; min-width: 100%; " class="stylingblock-content-wrapper"><tr><td style="padding: 0px; " class="stylingblock-content-wrapper camarker-inner"><!--Advisor Contact Block Footer Start--><table align="center" border="0" cellpadding="0" cellspacing="0" style="max-width: 600px;" width="100%">
 
  <tr>
   <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 20px 20px 20px; width: 20px;">
    <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
     
      <tr>
       <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
        <table align="center" bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" style="margin:0px auto;max-width:620px;" width="100%">
         
          <tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
            Scott Durrett</td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
            Financial Advisor<br>
             Associate Vice President<br>
              Dalton and Associates<br>
             A private wealth advisory practice of Ameriprise Financial Services, LLC&nbsp;</td></tr><tr>
           <td>
            &nbsp;</td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
               2029 Century Park E Ste 2550<br>
             Los Angeles, California 90067-2936<br>
            </td></tr><tr>
           <td>
            &nbsp;</td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
             Office Phone: 562.308.4526<br>
              Email: scott.durrett@ampf.com<br>
              Website: https://www.ameripriseadvisors.com/scott.durrett </td></tr><tr>
          </tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
           </td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
            Arkansas Insurance Producer License Number 17721044<br>
             CA Insurance # 0K48038<br>
            <br>
            &nbsp;</td></tr><tr>
           <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: FranklinGothicBook, Arial, Helvetica, sans-serif; font-size: 12px; mso-line-height-rule: exactly;" width="100%">
           </td></tr></table></td></tr></table></td></tr></table><!--Advisor Contact Block Footer End--></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><div style="height: 30px; font-size: 30px; mso-line-height-rule: exactly; line-height: 30px;">
 &nbsp;</div><table border="0" cellpadding="0" cellspacing="0" width="100%">
 
  <tr>
   <td align="center">
    <table bgcolor="#003f6b" border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="width: 600px; margin: 0 auto;" width="600">
     
      <tr>
       <td style="width: 28px;" width="28">
        &nbsp;</td><td align="left" class="mobileCenter" style="color: #ffffff; font-size: 16px; line-height: 19px; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif;">
        <div style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">
         &nbsp;</div><img alt="Ameriprise Financial" border="0" height="44" src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/fc31ad24-d379-427e-9406-f883cc1853be.png" style="display: block;" width="131"><div style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">
         &nbsp;</div></td><td style="width: 28px;" width="28">
        &nbsp;</td></tr></table></td></tr></table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--From My Practice Newsletter Disclosure-->
<table align="center" border="0" cellpadding="0" cellspacing="0" style="max-width: 600px;" width="100%">
  <tr>
    <td class="desktopPaddingRight40px desktopPaddingLeft40px" style="padding: 20px 20px 20px; width: 20px;">
      <table border="0" cellpadding="0" cellspacing="0" style="max-width: 540px;" width="100%">
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <!--Client Unsubscribe Start--><!--Prospect Unsubscribe Start-->This email is an advertisement.
            <br>
            <br>
            The content in this publication was written exclusively for Ameriprise Financial.
            <br>
            <br>
            To stop receiving emails from Ameriprise, please click on 
            <a  href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5c190fab4e09121ce23785e5155a7e17c6d3ce032ad0c26be4c0199abbfc6501166b64648491c0337b8c379c286992d93c08191917a4987d32" style="color: rgb(77, 78, 83); text-decoration: underline;" target="_blank">Unsubscribe</a> and follow the instructions.
            <br>
            &nbsp;
          </td>
        </tr>
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=eae256d933f51a5cd3ab90a39500dbfc5475e522b07c763762361e3170b067dc3f6949a46558dea272c090dfe7859118c0f2993df206e5ffa632360f6aa5de0b" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Customer Service</a> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;">|</span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> | <![endif]--> 
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba8f09bef041249c70d377d9e640a319d8bdf6e9b3ede2e24377f1d98b6772e1def1800470bb965e319da15f4a0b7db175864cd6816766b2f1e" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Privacy</a> 
            <!--[if mso]><!--> 
            <span class="desktopDisplayInline" style="display: none;">|</span> 
            <!--<![endif]--> 
            <!--[if (gte mso 12)|(IE)]> | <![endif]--> 
            <a  class="desktopDisplayInline" href="https://click.afs.ameriprise.com/?qs=48d97488f7ee8ba84cd20760b7175accadeb804b619e57dd5869221e91b00a7bb2a696fd0ee6f7a514af71b547a223c43dc4cbe0bf827e85c4aa6dc12bb76c5f" style="padding: 4px 0px; color: rgb(77, 78, 83); text-decoration: underline; display: block;" target="_blank">Fraud Instructions</a>
            <!--Dislosure and Unsubscribe - prospect end--> &nbsp;
          </td>
        </tr>
        <tr>
          <td align="left" style="color: rgb(77, 78, 83); line-height: 22px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size: 12px; max-width: 600px; mso-line-height-rule: exactly;" width="100%">
            <div style="height: 24px; line-height: 24px; font-size: 24px; mso-line-height-rule: exactly;">
              &nbsp;
            </div> Ameriprise Financial
            <br>
            70100 Ameriprise Financial Center | Minneapolis, MN 55474
            <br>
            <br>
            The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
            <br>
            <br>
            Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
            <br>
            <br>
            <!--Variable Profile Disclosures Start-->
            <!--CKA Disclosure Start-->
             
            <!--CKA Disclosure End-->
            <!--CMFA Disclosure Start-->
              
            <!--CMFA Disclosure End-->
            <!--CFP Disclosure Starts-->
            
            <!--CFP Disclosure End-->
            <!--Compass Disclosure Start-->
              
            <!--Compass Disclosure End-->
            <!--Franchise Disclosure Start--> 
            
            <!--Franchise Disclosure End-->
            <!--Associate Advisor Disclosure Start--> 
             
            <!--Associate Advisor Disclosure End-->
            <!--Bank Channel Disclosure Start-->
             
            <!--Bank Channel Disclosure End-->
            <!--Variable Profile Disclosures End-->
            <strong>Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.</strong>
            <br>
            <br>
            Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
            <br>
            <br>
            Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
            <br>
            <br>
            &copy; 2024 Ameriprise Financial, Inc. All rights reserved. 
            <span style="white-space: nowrap;"> 27839_707-<span id="RecipVer"><!---->P<!----> (01/24)
              <!--End Disclosure Footer--></span><br>
              Email sent to: danny@sterlingcal.com</span>
          </td>
        </tr>
      </table>
    </td>
  </tr>
</table></td></tr></table>
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                    <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr><tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                  </table>
               </div>
            </td>
         </tr>
      </table>
      <!--Inserted to Prevent Gmail Font Resizing//--> 
      <div style="letter-spacing: 626px; line-height: 0; mso-hide: all" class="mobile-hidden">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</div>
      <!--//Inserted to Prevent Gmail Font Resizing-->
   </body>
</html>

--CvmEZ5aLUswK=_?:--