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From: "Scott Durrett" <scott.durrett@afs.ameriprise.com>
To: <danny@sterlingcal.com>
Subject: 2023: A visual look back at 9 key themes
Date: Tue, 19 Dec 2023 06:06:22 -0600
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Ameriprise
 


 
 

 
https://click.afs.ameriprise.com/?qs=86332de48cbff59da1a86f41f9e5fe264e621c6ba94115b14936b6b8f7a054771e354ac697ef8acc057b5dedf16ca7550243345a683c5c5e723e1d7356afd53a 
Dalton and Associates

 
 
  
 

December 2023

 Prepared for: Danny Groina

https://click.afs.ameriprise.com/?qs=9419baaab60e15fdfcda58d6ce52d2c8f5e6666da190d8ead7ebf72813bfd57ef596c1a4557c3438a3b68e16fbc26436ac48f94d4f5cd57eedd5603c106ce465 

Market update 
 

2023: A visual look back at 9 key themes

See how the markets and economy (actually) fared in 2023 — illustrated through 9 key charts.

https://click.afs.ameriprise.com/?qs=9419baaab60e15fdfcda58d6ce52d2c8f5e6666da190d8ead7ebf72813bfd57ef596c1a4557c3438a3b68e16fbc26436ac48f94d4f5cd57eedd5603c106ce465 
Look back
   
 

https://click.afs.ameriprise.com/?qs=2248de08975077fb8d7e9c8383447c59f34c72a160be8122c5dcbfface57dd411a14000bfc78284c3db1d5cde3c31422c94702bc98944a1d2d70c0a227791729 

Stock market reflections

As an eventful year for equities ends, it’s worth reflecting on 2023’s highs and lows — so you can prepare for what’s ahead.

https://click.afs.ameriprise.com/?qs=2248de08975077fb8d7e9c8383447c59f34c72a160be8122c5dcbfface57dd411a14000bfc78284c3db1d5cde3c31422c94702bc98944a1d2d70c0a227791729 
Stock reflections
  
 
https://click.afs.ameriprise.com/?qs=2248de08975077fb099e019b9460286557f71d3d5c465d244111908cbdff97ca1df02fbbf4c7149fd16557d6630f14bd6ae88de12d612fae0f102b2b50155278 

The upside of higher interest rates

This consumer benefit is often missing from the conversation about higher interest rates.

https://click.afs.ameriprise.com/?qs=2248de08975077fb099e019b9460286557f71d3d5c465d244111908cbdff97ca1df02fbbf4c7149fd16557d6630f14bd6ae88de12d612fae0f102b2b50155278 
Find out

  
 
 
2024 economic outlook


https://click.afs.ameriprise.com/?qs=25e2875c2c4061649cd95ffe9ad0d046d5d61b440fe362afdc79e4d3545980c3290ece9943360634eb0b2e33abd6e5904e451e525b71182e7bcbb6a7aa4b0279 
  

https://click.afs.ameriprise.com/?qs=25e2875c2c4061649cd95ffe9ad0d046d5d61b440fe362afdc79e4d3545980c3290ece9943360634eb0b2e33abd6e5904e451e525b71182e7bcbb6a7aa4b0279 
Watch the video 





 
 

 

  
 Connect with me

  
  
 
 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
      
 
  
 562.308.4526562 


  

 
mailto:scott.durrett@ampf.com 

  
mailto:scott.durrett@ampf.com 
Email me  


  

https://click.afs.ameriprise.com/?qs=5cb5f9eb1fd473595a235c55fce3b1cb3de539bcb217a536574b8a3277f559bb40abcf977829083707d8b4e95db3fe214e510144e957a0577b9b047aefd5681d 

  
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Visit my site 


  

  
 
  
 
https://click.afs.ameriprise.com/?qs=5cb5f9eb1fd47359257fb49be0420600eb5dd2c5da812c24f005ab9be287918e2780fc2481e89f3459482a691b66d865cc18bfe4048546f5df952ce236ff2529 

  
 


  





 

 
https://click.afs.ameriprise.com/?qs=25e2875c2c406164e9bd75921877317c06b208a3f57d16edf3e140ffd95f3be9f5f21e842f1c82ef7917167a77e184cfcf067062e6cd4c157782bbf5ef33ece5 

 Scott Durrett

 Financial Advisor

  Associate Vice President

   Dalton and Associates

  A private wealth advisory practice of Ameriprise Financial Services, LLC 

  

    2029 Century Park E Ste 2550

  Los Angeles, California 90067-2936

 

  

  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

   Website: https://www.ameripriseadvisors.com/scott.durrett 


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Email sent to: danny@sterlingcal.com
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 

 
 

                                     

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body { margin: 0 auto!important; padding: 0; background-color: #ffffff; -webkit-text-size-adjust: none; }
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/* outlook visited link state */
span.MsoHyperlink { mso-style-priority:99; color:inherit; text-decoration: inherit; }
span.MsoHyperlinkFollowed { mso-style-priority:99; color:inherit; text-decoration: inherit; }
/* end outlook visited link state */
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.multi-column-align-middle .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;vertical-align: middle; /* this will align the column just as if it's a table cell */ }
.multi-column-align-bottom .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
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        [owa] .desktopWidth64px {
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        [owa] .desktopPaddingTop35px {
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        h2 {
            font-family: Arial, Helvetica, sans-serif; 
            color: #4d4e53;
            font-size: 18px;
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            padding: 20px;
            border: solid 1px #4d4e53;
            background-color: #fad7b1;
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        /* Basics */
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        td {
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        img {
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        /* outlook visited link state */
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            margin: 0 auto;
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        .full-width-image img {
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            max-width: 620px; /* set to max-width of full email */
            height: auto;
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        .multi-column-align-top .column {
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            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
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        }
        .multi-column-align-middle .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
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        .multi-column-align-bottom .column {
            width: 100%;
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.ExternalClass * { line-height: 112%; }
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th { font-weight: normal; }

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*[class].fullgmail, .fullgmail {width: 100% !important; min-width: 320px !important;}
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*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
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*[class].padmain2, .padmain2 {
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*[class].displayBlock, .displayBlock {
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*[class].widthauto, .widthauto { width: auto !important }
*[class].borderadius, .borderadius { border-radius:3px !important;-moz-border-radius:3px !important;-webkit-border-radius:3px !important; height:40px !important; width:auto !important}
*[class].padT10, .padT10 {
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*[class].pad11, .pad11 { padding-left: 20px !important;padding-right: 20px !important; }
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</style>
   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">The upside of higher interest rates</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-febf127470650d7a-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff60167971&d=110039&bmt=0" width="1" height="1" alt="">
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         <tr class="outlookfix">
            <td align="center" valign="top">
               <div align="center">
                  <table width="620" border="0" cellspacing="0" cellpadding="0" align="center" class="container" style="width: 620px;">
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<div role="article" aria-roledescription="email" lang="en" style="-webkit-text-size-adjust:100%;                                                                   -ms-text-size-adjust:100%;                                                                   background-color:#ffffff;">
  <table border="0" cellspacing="0" cellpadding="0" width="100%">
    <tr>
      <td align="center">
        <!--Comerica brand--><!--PWA Qualified Branding-->
        <a href="https://click.afs.ameriprise.com/?qs=9a1eed2c6b7ba32fcab8b5a10e9422222a5c4f7d9d670276b3b16edd17b601a4904aa9084e8116b9a0bcfe9f114ee23076ef41d274f974ded476daeb3e9370d5" ><img width="176" height="" style="display: block;" alt="Ameriprise Private Wealth Practice" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/d8f88d3a-66ca-479a-9629-21537266f7b2.png" border="0"></a>
        <div style="width: 176px; text-align: center; color: rgb(94, 108, 117); line-height: 15px; font-family: &quot;PublicoHeadlineRoman&quot;, Georgia, serif; font-size: 13px;">Dalton and Associates<br>
        </div>
        <!--PWA Qualified Branding End-->
        <!--PWA Branding Start-->
        <!--End Standard Branding-->
        <div style="height: 4px; line-height: 6px; font-size: 12px;">
          &nbsp;
        </div>
        <table class="mobile320px" style="border-top-color: rgb(83, 98, 111); border-top-width: 0px; border-top-style: solid;" width="600" cellspacing="0" cellpadding="0" border="0" bgcolor="#ffffff">
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            <td width="600">
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  <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; ">
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      <td class="stylingblock-content-wrapper camarker-inner">
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            <td align="center" valign="top">
              <!--start mobile image-->
              <!--[if mso]><!-->
              <div class="desktopHide mobileShow mobileWidth100Percent">
                <img alt="" border="0" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/99aedbea-118f-4271-a2ec-05fc8fb3d965.png" style="display: block;" width="100%">
              </div>
              <!--<![endif]-->
              <!--end mobile image-->
              <!--start desktop image-->
              <!--[if mso]><!-->
              <table border="0" cellpadding="0" cellspacing="0" class="desktopShow" style="display: none;">
                <!--<![endif]-->
                <!--[if (gte mso 12)|(IE)]> <table cellpadding="0" cellspacing="0" border="0" style="width: 600px;"> <![endif]-->
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                  <td style="text-align: center; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;" valign="top">
                    <img alt="" border="0" height="" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/99aedbea-118f-4271-a2ec-05fc8fb3d965.png" width="600" style="display: block; padding: 0px; text-align: center; height: 100px; width: 600px; border: 0px;">
                    <div align="center" height="100px">
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                        <td align="center" valign="top">
                        </td>
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                    <!--[if gte mso 9]>                                                     </v:textbox> </v:rect> </v:image>                                                 <![endif]-->
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        <table class="mobile320px" style="border-top-color=" ";="" border-top-width:="" 0px;="" border-top-style:="" "";"="" width="600" cellspacing="0" cellpadding="0" border="0" bgcolor="#ffffff">
          <tr>
            <th width="600px" height="50" valign="middle" style="padding: 10px; padding-left:25px; text-align:left;">
              <span style="font-family:Helvetica,Arial,sans-serif;font-size:13px;font-weight:400;line-height:1.5">December 2023<br>
                Prepared for: Danny Groina</span>
            </th>
          </tr>
        </table>
      </td>
    </tr>
  </table>
</div></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--start prospect body-->
<div role="article" aria-roledescription="email" lang="en" style="-webkit-text-size-adjust:100%;                                                                   -ms-text-size-adjust:100%;                                                                   background-color:#ffffff;">
  <table width="100%" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation">
    <tr>
      <td align="center">
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        <div class="outer" style="width:100%;                                   max-width:600px;                                   margin:00px auto;">
          <div class="one-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5;"> 
            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <td style="width:100%; padding:0px;"  valign="middle"> <![endif]-->
            <div class="column" style="width:100%;                                        max-width:600px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:0px;                           text-align:center">
                <p style="margin:0;                           padding:0px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;                           font-size:14px;                           line-height:18px;                           align:center"> 
                  <a href="https://click.afs.ameriprise.com/?qs=9419baaab60e15fd4a9fa6e3e6d9ae14c0c6e11bcc22f06d2c37009e253a42e55c85368ba61fed1cf799f00aa9355a711c44f999028f54cca710edc53a1760a1" ><img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/d0f11601-356f-4b00-9d07-ac8cf376cdac.jpg" width="600" alt="Article 1 Image" style="display:block;                     width:100%;                     height:auto;                     max-width:600px;"> </a>
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            <!--[if mso]> </td> </tr> </table> <![endif]--> 
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          <div class="one-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5"> 
            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <!--[if mso]> </td> <td style="width:100%; padding: 0px 20px 0px 20px;"  valign="middle">&nbsp; <![endif]-->
            <div class="column" style="width:100%;                                        max-width:600px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:20px;                           font-size:14px;                           line-height:18px;                           text-align:left;">
                <p style="margin-top:0;                           margin-bottom:9px;                           line-height:30px;                           font-family:'PublicoHeadlineRoman', 'Times New Roman', Times, serif;                           font-size:24px;                            font-weight:400;                            color:#007886;">Market update 
                </p>
                <p style="margin-top:0;                           margin-bottom:20px;                           line-height:30px;                           font-family: 'PublicoHeadlineRoman', 'Times New Roman', Times, serif;                           font-size:24px;                            font-weight:400;                            color:#053e6a;">2023: A visual look back at 9 key themes</p>
                <p style="margin-top:0;                           margin-bottom:24px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">See how the markets and economy (actually) fared in 2023 — illustrated through 9 key charts.</p>
                <p style="margin:0;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;" align="center"> 
                  
<a href="https://click.afs.ameriprise.com/?qs=9419baaab60e15fd4a9fa6e3e6d9ae14c0c6e11bcc22f06d2c37009e253a42e55c85368ba61fed1cf799f00aa9355a711c44f999028f54cca710edc53a1760a1"  style="background: #f5f5f5;                                                                                                            border: 2px solid #003D6D;                                                                                                            text-decoration: none;                                                                                                            padding: 7px 40px;                                                                                                            color: #003D6D;                                                                                                            border-radius: 0px;                                                                      
                                      display:inline-block;                                                                                                           mso-padding-alt:0;                                                                                                           text-underline-color:#003D6D"> 
                    <!--[if mso]> <i style="letter-spacing: 25px; mso-font-width:-100%; mso-text-raise:30pt" hidden>&nbsp;</i><![endif]--> 
                    <span style="mso-text-raise:15pt;">Look back</span><!--[if mso]><i style="letter-spacing: 25px;mso-font-width:-100%" hidden>&nbsp;</i><br><br><br><![endif]--> 
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                <p style="margin-top:0;                           margin-bottom:24px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">As an eventful year for equities ends, it’s worth reflecting on 2023’s highs and lows — so you can prepare for what’s ahead.</p>
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                    <!--[if mso]> <i style="letter-spacing: 25px; mso-font-width:-100%; mso-text-raise:30pt" hidden>&nbsp;</i><![endif]--> 
                    <span style="mso-text-raise:15pt;">Stock reflections</span><!--[if mso]><i style="letter-spacing: 25px;mso-font-width:-100%" hidden>&nbsp;</i><![endif]--> 
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                              <p style="margin-top:0;                                         margin-bottom:24px;                                         font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">This consumer benefit is often missing from the conversation about higher interest rates.</p>
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             Scott Durrett</div> <div style="padding: 10px 0px 0px 0px; font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
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              Dalton and Associates</div><div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
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            Scott Durrett</td></tr><tr>
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            Financial Advisor<br>
             Associate Vice President<br>
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             A private wealth advisory practice of Ameriprise Financial Services, LLC&nbsp;</td></tr><tr>
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