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From: "Scott Durrett" <scott.durrett@afs.ameriprise.com>
To: <danny@sterlingcal.com>
Subject: 6 myths about retirement planning
Date: Wed, 05 Jul 2023 06:30:00 -0600
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Ameriprise
 

  


  
  Dalton and Associates 
 July 2023
 From My Practice(R)
  
 Prepared for: Danny Groina

  



 
 

 6 common retirement planning myths
  
 
 Misinformation can send you down the wrong path to retirement. Get the facts behind common retirement planning myths.
  
 
https://click.afs.ameriprise.com/?qs=3825bb9bac6b6af6b395c9ef2f6e0a10a78afa871aeb303b952a73d0e09488d36397c223692903c4da614503ef29ee1a451fb978d26d0072c8f76394bdd41aa9 
GET THE FACTS 
 
 

 
  
  
  
 
 Strategies for managing student loan debt 
  
 The Supreme Court recently issued a ruling against the administration’s plan for federal student loan forgiveness, which would have cancelled debt for millions of borrowers. Consider these strategies to efficiently pay down student debt.
  
 
https://click.afs.ameriprise.com/?qs=3825bb9bac6b6af6dfea0b24bb610a321ceaa30c476b45573247367f4429e596e29096d4cc7d00468e3e7fa85684dc479b2e9cef9fd6d3021332a74cd51a957d 
MANAGE STUDENT DEBT 
 
 
 
  
  
 
 How to plan for a major purchase 
  
 
 Fund a significant purchase or major life event while keeping your long-term financial goals on track.
  
 
https://click.afs.ameriprise.com/?qs=3825bb9bac6b6af6f093de8423512f747ff86fbc1476ecbf1ce4976575e4ce6ae91655f2a5b7a3b775000fd7c766cc034ed27eea9fd2b4e077a302365c741a99 
PLAN WITH CONFIDENCE 
 
 
 
 


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 Stay informed on the current landscape with expert analysis from the Ameriprise Investment Research Group.
  
 
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 Connect with me

  
  
 
 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
      
 
  
 562.308.4526562 


  

 
mailto:scott.durrett@ampf.com 

  
mailto:scott.durrett@ampf.com 
Email me  


  

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Visit my site 


  

  
 
  
 
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 Scott Durrett

 Financial Advisor

  Associate Vice President

   Dalton and Associates

  A private wealth advisory practice of Ameriprise Financial Services, LLC 

  

    2029 Century Park E Ste 2550

  Los Angeles, California 90067-2936

 

  

  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

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   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">Plus, strategies to manage student debt.</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-fec2117574670d7b-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff261c77776c&d=110032&bmt=0" width="1" height="1" alt="">
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              Dalton and Associates</div></div> <!--PWA Team brand end--> <!--PWA advisor brand--> </th><th align="left" class="mobileStack" dir="ltr" style="width: 344px; text-align: left; color: rgb(77, 78, 83); line-height: 30px; font-family: &quot;FranklinGothicBook&quot;, Arial, Helvetica, sans-serif; font-weight: normal; vertical-align: bottom; mso-line-height-rule: exactly;" valign="bottom" width="344">
            <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
             July 2023</div><div style="font-family: &quot;PublicoHeadlineRoman&quot;, &quot;Times New Roman&quot;, Times, serif; font-size: 24px;">
             From My Practice<span style="line-height: 14px; font-size: 10px; vertical-align: 11px; mso-line-height-rule: exactly;">&reg;</span></div><div style="height: 4px; line-height: 4px; font-size: 4px;">
             &nbsp;</div><div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
             Prepared for: Danny Groina</div></th></tr></table></td><td class="mobileWidth22px" style="width: 28px;" width="28">
        &nbsp;</td></tr></table><!--end header--></td></tr></table></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
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<div style="height:12px; font-size:12px; mso-line-height-rule: exactly; line-height:12px;">&nbsp;
</div>
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<table width="100%" cellpadding="0" cellspacing="0" border="0">
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      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" style="width: 600px; margin: 0 auto;">
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          <td class="mobileWidth22px" width="28" style="width: 28px;">&nbsp;
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                    <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/9b00d8dc-99fa-4b7e-a6fe-3649b63162fc.png" alt="" width="0" height="0" border="0" style="display: block;" class="mobileHero">
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                        <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/0092c51a-993e-428d-9427-333411eb72e4.png" alt="" width="572" height="235" border="0" style="display: block;">
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                <td width="18" class="mobileWidth12px">&nbsp;
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                  <div class="mobileHeight12px" style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">&nbsp;
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                  <div style="font-size: 25px; mso-line-height-rule: exactly; line-height: 28px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    6 common retirement planning myths
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                  <div style="height: 8px; font-size: 8px; mso-line-height-rule: exactly; line-height: 8px;">&nbsp;
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                  Misinformation can send you down the wrong path to retirement. Get the facts behind common retirement planning myths.
                  <div style="height: 12px; font-size: 12px; mso-line-height-rule: exactly; line-height: 12px;">&nbsp;
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                  <table cellpadding="0" cellspacing="0" border="0" style="border-collapse: collapse;">
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                      <td style="border: solid 3px #CBCCCE; mso-padding-alt: 6px 14px;">
                        <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=3825bb9bac6b6af6a8222b4d91f6b7a2300db643604e5e5cccb86e4590ef0cd0f5b3d5ebc4a2f788c2e0f676dff01c02541360b3adf5711ae8687209dc88a9de" target="_blank" style="padding: 6px 9px; text-transform: uppercase; color: #ffffff; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">GET THE FACTS</a>
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            <!--start article 2-->
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                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; font-size: 15px; mso-line-height-rule: exactly; line-height: 22px; color: #4d4e53; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; vertical-align: top;">
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                  <div style="font-size: 22px; mso-line-height-rule: exactly; line-height: 24px; mso-line-height-alt: 25px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Strategies for managing student loan debt 
                  </div>
                  <div style="height: 6px; mso-default-height: 2px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px; mso-line-height-alt: 2px;">&nbsp;
                  </div>The Supreme Court recently issued a ruling against the administration’s plan for federal student loan forgiveness, which would have cancelled debt for millions of borrowers. Consider these strategies to efficiently pay down student debt.
                  <div style="height: 6px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">&nbsp;
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                        <a  href="https://click.afs.ameriprise.com/?qs=3825bb9bac6b6af6f0f89dfbc6e280f3522c59c55ecc775fe3736de91905a9b58513262b26a1a253aca6495b1a6dd3e664abd8e277b96e7ee934983a057f2b51" target="_blank" style="padding: 6px 14px; text-transform: uppercase; color: #4d4e53; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">MANAGE STUDENT DEBT</a>
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            Scott Durrett</td></tr><tr>
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            Financial Advisor<br>
             Associate Vice President<br>
              Dalton and Associates<br>
             A private wealth advisory practice of Ameriprise Financial Services, LLC&nbsp;</td></tr><tr>
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               2029 Century Park E Ste 2550<br>
             Los Angeles, California 90067-2936<br>
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