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Ameriprise
 


 
 

 
 Dalton and Associates
 
  
 

May 2023

 Prepared for: Danny Groina

Market update 
 

The transformative potential of AI

The recent and rapid rise of next-generation artificial intelligence has fueled near-term gains in the tech sector — and it’s likely to remain a major market theme for years to come.

https://click.afs.ameriprise.com/?qs=4fd11f5a1addf6aa1ed2c6859e15c1ec30d011b4755439de814cf96ba5f62a254d8988d09fce36443a0867587f723ee47e1a585eede5a827b256cdb6df0983e3 
Investor considerations
   
 

Sell in May and go away?

The best 6-month rolling period for stocks tends to be between Nov. 1 and April 30. Will this historical trend hold true for 2023?

https://click.afs.ameriprise.com/?qs=4fd11f5a1addf6aae639bf291915fd6d98dffe16935141bb4670f3565b07b5eb7cb740ac8402aa116b42243b2ae28cff6ddcf4eb2d4ddadb1c905f1209c01284 
Read more
  
 

Private real estate: A potential hedge against inflation?

Why some investors are increasingly turning to this alternative asset class.

https://click.afs.ameriprise.com/?qs=4fd11f5a1addf6aa6511a7f2d0c4839491983c6affb4b032819677e73815e1e54a1d0728bc5479c36afa91014572c59d3323c034623c2f3622304f4a58cc8e29 
Find out why

  
 
 
Why investors should consider<i> this key ingredient</i> in their portfolios


https://click.afs.ameriprise.com/?qs=4fd11f5a1addf6aa62526865cdce65807cf6ccc528c305b70d203508cf382d55ec716b4693d4e9c2eb22c9242017f6fbc49b3be582e77135623a06d3d614c825 
  

https://click.afs.ameriprise.com/?qs=4fd11f5a1addf6aa62526865cdce65807cf6ccc528c305b70d203508cf382d55ec716b4693d4e9c2eb22c9242017f6fbc49b3be582e77135623a06d3d614c825 
Watch the video 





 
 

 

  
 Connect with me

  
  
 
 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
      
 
  
 562.308.4526562 


  

 
mailto:scott.durrett@ampf.com 

  
mailto:scott.durrett@ampf.com 
Email me  


  

https://click.afs.ameriprise.com/?qs=141139896d7573442da1b5a30a28f4001bc632e3881df79dd2e3f859cc038b79962dc393083fb2c582d7e9cb591bed77a1d7dee3208c7e287774ba26d27aab71 

  
https://click.afs.ameriprise.com/?qs=141139896d7573442da1b5a30a28f4001bc632e3881df79dd2e3f859cc038b79962dc393083fb2c582d7e9cb591bed77a1d7dee3208c7e287774ba26d27aab71 
Visit my site 


  

  
 
  
 
https://click.afs.ameriprise.com/?qs=141139896d757344f92d185fb71fa5bff14012d40a0808dc2b935691ece0b67d28aaace81da5905174da52f9b9ec3b31846c943a842ff154de8dc6b0ad686a17 

  
 


  





 

 
https://click.afs.ameriprise.com/?qs=4fd11f5a1addf6aaf30308fa3c5544b91a98084b09e995fdc649916dbb2a1b3feed09dfb9dc28ae8de124c79d3c3dce86a2acfc7136c9773d51965ec8061e0d6 

 Scott Durrett

 Financial Advisor

  Associate Vice President

   Dalton and Associates

  A private wealth advisory practice of Ameriprise Financial Services, LLC 

  

    2029 Century Park E Ste 2550

  Los Angeles, California 90067-2936

 

  

  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

   Website: www.ameripriseadvisors.com/scott.durrett 


 AR License # 17721044

  CA Insurance # 0K48038

 

  


 

 
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Ameriprise Financial
 

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 The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
 


  
 
   
       Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value. 


 Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
 


 Ameriprise Financial Services, LLC. Member FINRA and SIPC.
 


 (c) 2023 Ameriprise Financial, Inc. All rights reserved. 
27862_711-CACBCCCDPC (05/23)
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

 

 
 

                                     

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body { margin: 0 auto!important; padding: 0; background-color: #ffffff; -webkit-text-size-adjust: none; }
table { border-spacing: 0; font-family: sans-serif; color: #4d4e53; }
td { padding: 0; }
img { border: 0; }
/* outlook visited link state */
span.MsoHyperlink { mso-style-priority:99; color:inherit; text-decoration: inherit; }
span.MsoHyperlinkFollowed { mso-style-priority:99; color:inherit; text-decoration: inherit; }
/* end outlook visited link state */
.wrapper { width: 100%; table-layout: fixed; -webkit-text-size-adjust: 100%; -ms-text-size-adjust: 100%; }
.webkit { max-width: 620px; /* set to max-width of full email */ 
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.full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto; }
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            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */ }
.multi-column-align-middle .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;vertical-align: middle; /* this will align the column just as if it's a table cell */ }
.multi-column-align-bottom .column { width: 100%; max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
   display:inline-block; vertical-align: bottom; /* this will align the column just as if it's a table cell */ }
</style>
      <!--[if gt mso 15]>       <style type="text/css" media="all">          /* Outlook 2016 Height Fix */          table, tr, td {border-collapse: collapse;}          tr { font-size:0px; line-height:0px; border-collapse: collapse; }       </style>       <![endif]-->
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<style type="text/css">
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 table { mso-table-lspace:0pt; mso-table-rspace:0pt; border-collapse: collapse; }
 a[href^=tel]{ color:inherit; text-decoration:none; }
 a { color:inherit; text-decoration:none; }
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<style>
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        [owa] .desktopWidth290px {
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        [owa] .desktopWidth240px {
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        [owa] .desktopWidth220px {
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        [owa] .desktopWidth206px {
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        [owa] .desktopWidth186px {
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        [owa] .desktopWidth180px {
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        [owa] .desktopWidth160px {
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        [owa] .desktopWidth154px {
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        [owa] .desktopWidth142px {
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        [owa] .desktopWidth130px {
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        [owa] .desktopWidth120px {
            max-width: 120px!important;
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        [owa] .desktopWidth64px {
            width: 64px!important;
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        [owa] .desktopWidth40px {
            width: 40px!important;
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        [owa] .desktopWidth20px {
            width: 20px!important;
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        [owa] .desktopFont36px {
            font-size: 36px!important;
            line-height: 40px!important;
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        [owa] .desktopPaddingBottom40px {
            padding-bottom: 40px!important;
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        [owa] .desktopPaddingBottom35px {
            padding-bottom: 35px!important;
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        [owa] .desktopPaddingBottom0px {
            padding-bottom: 0px!important;
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        [owa] .desktopPaddingTop40px {
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        [owa] .desktopPaddingTop35px {
            padding-top: 35px!important;
        }
        [owa] .desktopPaddingTop30px {
            padding-top: 30px!important;
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        [owa] .desktopPaddingLeft40px {
            padding-left: 40px!important;
        }
        [owa] .desktopPaddingRight40px {
            padding-right: 40px!important;
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        [owa] .desktopPaddingRight30px {
            padding-right: 30px!important;
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        [owa] .desktopPaddingRight20px {
            padding-right: 20px!important;
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</style>

<style>
        /*Modules*/
        h2 {
            font-family: Arial, Helvetica, sans-serif; 
            color: #4d4e53;
            font-size: 18px;
            margin: 0 0 0 20px;
            padding: 20px;
            border: solid 1px #4d4e53;
            background-color: #fad7b1;
            text-transform: uppercase;
        }
        
        /* Basics */
        body {
            margin: 0 auto!important;
            padding: 0;
            background-color: #ffffff;
            -webkit-text-size-adjust: none; 
        }
        table {
            border-spacing: 0;
            font-family: sans-serif;
            color: #4d4e53;
        }
        td {
            padding: 0;
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        img {
            border: 0;
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        /* outlook visited link state */
        span.MsoHyperlink {
            mso-style-priority:99;
            color:inherit;
            text-decoration: inherit;
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        span.MsoHyperlinkFollowed {
            mso-style-priority:99;
            color:inherit;
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        /* end outlook visited link state */
        .wrapper {
            width: 100%;
            table-layout: fixed;
            -webkit-text-size-adjust: 100%;
            -ms-text-size-adjust: 100%;
        }
        .webkit {
            max-width: 620px; /* set to max-width of full email */
            margin: 0 auto;
        }
        .full-width-image img {
            width: 100%;
            max-width: 620px; /* set to max-width of full email */
            height: auto;
        }
        .multi-column-align-top .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: top; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-middle .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: middle; /* this will align the column just as if it's a table cell */
        }
        .multi-column-align-bottom .column {
            width: 100%;
            max-width: 620px;  /* set to width at which you'd like the column to scale to 100% */
            display:inline-block;
            vertical-align: bottom; /* this will align the column just as if it's a table cell */
        }   
 </style><style type="text/css">
.ExternalClass * { line-height: 112%; }
.ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td { line-height: 112%; }
a[href^=tel], .nolinkcolor > a { /* this is the iOS and Outlook.com styling override */
 color: inherit;
 text-decoration: none;
}
.sup, td { -webkit-text-size-adjust: none; }
table, td {
 border-collapse: collapse;
 padding: 0px;
 margin: 0px;
 mso-table-lspace: 0pt;
 mso-table-rspace: 0pt;
}
em { font-style: italic; }
strong { font-weight: bold; }
.link { /* use this span insde the link tag to fix links for Outlook 2013/16 */
 color: inherit;
 text-decoration: inherit;
}
.appleLinks a {
 color: inherit !important;
 text-decoration: none !important;
}
.appleLinks2 a { color: inherit !important; }
a[x-apple-data-detectors] {
 color: inherit !important;
 text-decoration: none !important;
 font-size: inherit !important;
 font-family: inherit !important;
 font-weight: inherit !important;
 line-height: inherit !important;
}
th { font-weight: normal; }

@media screen and (max-width: 550px) {
/***** Global Styles *****/
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*[class].table-main, .table-main { width: 100% !important }
*[class].table90, .table90 { width: 70% !important }
*[class].fullgmail, .fullgmail {width: 100% !important; min-width: 320px !important;}
*[class].hide, .hide { display: none !important; }
*[class].mobileshow, .mobileshow {
 display: block !important;
 width: auto !important;
 overflow: visible !important;
 float: none !important;
 max-height: none !important;
 line-height: normal !important;
 visibility:visible !important;
 font-size:inherit !important;
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padmain, .padmain {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 0 !important
}
*[class].padmain2, .padmain2 {
 padding-top: 15px !important;
 padding-bottom: 10px !important;
 padding-left: 20px !important
}
*[class].displayBlock, .displayBlock {
 width: 100% !important;
 display: block !important;
}
*[class].widthauto, .widthauto { width: auto !important }
*[class].borderadius, .borderadius { border-radius:3px !important;-moz-border-radius:3px !important;-webkit-border-radius:3px !important; height:40px !important; width:auto !important}
*[class].padT10, .padT10 {
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 padding-bottom: 15px !important;
 padding-left: 0 !important;
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*[class].padbot2, .padbot2 { padding: 42px 0px 21px 0px !important; }
*[class].padbtm, .padbtm { padding-bottom: 20px !important; }
*[class].padbtm10, .padbtm10 { padding-bottom: 10px !important; }
*[class].padBTM, .padBTM { padding-bottom: 20px !important }
*[class].alignleft, .alignleft {
 text-align: left !important;
 padding-bottom: 5px !important;
 padding-left: 20px !important
}
*[class].alignleft2, .alignleft2 {
 text-align: left !important;
 padding-bottom: 22px !important;
 padding-left: 20px !important
}
*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padR20, .padR20 { padding-right: 50px !important; }
*[class].padterms20, .padterms20 { padding-right: 20px !important }
*[class].imgwdth90, .imgwdth90 { width: 90% !important }
*[class].heroheading, .heroheading { padding-top: 38px !important; }
*[class].heroheadPadBtm, .heroheadPadBtm { padding-bottom: 38px !important; }
*[class].brkblk, .brkblk {
 display: block !important;
 margin-bottom: 15px;
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*[class].aligncenter, .aligncenter {
 text-align: center !important;
 padding: 0 30px 12px 30px !important
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*[class].heightinher, .heightinher { height: inherit !important }
*[class].padleft20, .padleft20 { padding-left: 20px !important;padding-right: 20px !important; }

*[class].pad11, .pad11 { padding-left: 20px !important;padding-right: 20px !important; }
*[class].txtalign, .txtalign { padding: 0px 0px 18px 15px !important; }
*[class].txtalign2, .txtalign2 {
 text-align: right !important;
 padding: 8px 4px 12px 15px !important;
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 *[class].Acenter, .Acenter{text-align:center !important;}
 *[class].pdl30, .pdl30{padding-left: 30px !important;}
  *[class].setblock, .setblock{display: block !important;}
 *[class].Mtext, .Mtext{font-size: 14px !important; line-height: 16px !important; color: #000000 !important; letter-spacing: 0px !important; padding-top: 5px !important; }
 *[class].Lpad, .Lpad{ padding-left:10px !important;}
 *[class].set90P, .set90P{width:88px !important; height: auto !important;}
 *[class].set40P, .set40P{width:45px !important; height: auto !important;}
 *[class].set200P, .set200P{width:201px !important; height: auto !important;}
 *[class].padleft37, .padleft37 { padding-left: 40px !important;padding-right: 39px !important; width: auto !important; }
 *[class].paddr5P, .paddr5P{padding-right:5px;}
}
</style>
   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">Considerations for investors</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-fec911727362077d-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff3411707364&d=110023&bmt=0" width="1" height="1" alt="">
      <table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%" style="table-layout:fixed;">
         <tr class="outlookfix">
            <td align="center" valign="top">
               <div align="center">
                  <table width="620" border="0" cellspacing="0" cellpadding="0" align="center" class="container" style="width: 620px;">
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><div role="article" aria-roledescription="email" lang="en" style="-webkit-text-size-adjust:100%;                                                                   -ms-text-size-adjust:100%;                                                                   background-color:#ffffff;">
  <table border="0" cellspacing="0" cellpadding="0" width="100%">
    <tr>
      <td align="center">
        <!--PWA Qualified version-->
        <img width="176" height="" style="display: block;" alt="Ameriprise Private Wealth Practice" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/d8f88d3a-66ca-479a-9629-21537266f7b2.png" border="0">
        <div style="width: 176px; text-align: center; color: rgb(94, 108, 117); line-height: 15px; font-family: &quot;PublicoHeadlineRoman&quot;, Georgia, serif; font-size: 13px;">Dalton and Associates<br>
        </div> <div style="height: 4px; line-height: 6px; font-size: 12px;">
        &nbsp;
        </div>
        <table class="mobile320px" style="border-top-color: rgb(83, 98, 111); border-top-width: 0px; border-top-style: solid;" width="600" cellspacing="0" cellpadding="0" border="0" bgcolor="#ffffff">
          <tr>
            <td width="600">
              <div style="height: 4px; line-height:6px; font-size: 12px;">
              </div>
            </td>
          </tr>
        </table>
      </td>
    </tr>
  </table>
  <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; ">
    <tr>
      <td class="stylingblock-content-wrapper camarker-inner">
        <table border="0" cellpadding="0" cellspacing="0" class="dashedBorder" width="100%" style="padding-top:20px; padding-bottom: 20px;">
          <tr>
            <td align="center" valign="top">
              <!--start mobile image-->
              <!--[if mso]><!-->
              <div class="desktopHide mobileShow mobileWidth100Percent">
                <img alt="" border="0" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/0b607a09-1c98-49ae-b140-9b2be7e111ac.jpg" style="display: block;" width="100%">
              </div>
              <!--<![endif]-->
              <!--end mobile image-->
              <!--start desktop image-->
              <!--[if mso]><!-->
              <table border="0" cellpadding="0" cellspacing="0" class="desktopShow" style="display: none;">
                <!--<![endif]-->
                <!--[if (gte mso 12)|(IE)]> <table cellpadding="0" cellspacing="0" border="0" style="width: 600px;"> <![endif]-->
                <tr>
                  <td style="text-align: center; border-collapse: collapse; mso-table-lspace: 0pt; mso-table-rspace: 0pt;" valign="top">
                    <img alt="" border="0" height="" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/5b76b597-e9c0-447f-9b52-9c5199192a43.jpg" width="600" style="display: block; padding: 0px; text-align: center; height: 100px; width: 600px; border: 0px;">
                    <div align="center" height="100px">
                    </div>
                    <table border="0" cellpadding="0" cellspacing="0" class="container" style="width: 600px">
                      <tr>
                      </tr>
                    </table>
                    <table border="0" cellpadding="0" cellspacing="0" width="100%">
                      <tr>
                        <td align="center" valign="top">
                        </td>
                      </tr>
                    </table>
                    <!--[if gte mso 9]>                                                     </v:textbox> </v:rect> </v:image>                                                 <![endif]-->
                  </td>
                </tr>
              </table>
            </td>
          </tr>
        </table>
        <table class="mobile320px" style="border-top-color=" ";="" border-top-width:="" 0px;="" border-top-style:="" "";"="" width="600" cellspacing="0" cellpadding="0" border="0" bgcolor="#ffffff">
          <tr>
            <th width="600px" height="50" valign="middle" style="padding: 10px; padding-left:25px; text-align:left;">
              <span style="font-family:Helvetica,Arial,sans-serif;font-size:13px;font-weight:400;line-height:1.5">May 2023<br>
                Prepared for: Danny Groina</span>
            </th>
          </tr>
        </table>
    </td></tr></table></div></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--start prospect body-->
<div role="article" aria-roledescription="email" lang="en" style="-webkit-text-size-adjust:100%;                                                                   -ms-text-size-adjust:100%;                                                                   background-color:#ffffff;">
  <table width="100%" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation">
    <tr>
      <td align="center">
        <!--[if mso]> <table role="presentation"  align="center"  style="width:600px;"> <tr> <td style="padding:00px 0;"> <![endif]-->
        <div class="outer" style="width:100%;                                   max-width:600px;                                   margin:00px auto;">
          <div class="one-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5;"> 
            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <td style="width:100%; padding:0px;"  valign="middle"> <![endif]-->
            <div class="column" style="width:100%;                                        max-width:600px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:0px;                           text-align:center">
                <p style="margin:0;                           padding:0px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;                           font-size:14px;                           line-height:18px;                           align:center"> 
                  <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/dfdf2530-47a2-4439-b5d0-cfd813c1f5b8.jpg" width="600" alt="Article 1 Image" style="display:block;                                                                                               width:100%;                                                                                               height:auto;                                                                                               max-width:600px;"> 
                </p>
              </div>
            </div>
            <!--[if mso]> </td> </tr> </table> <![endif]--> 
          </div>
          <div class="one-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5"> 
            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <!--[if mso]> </td> <td style="width:100%; padding: 0px 20px 0px 20px;"  valign="middle">&nbsp; <![endif]-->
            <div class="column" style="width:100%;                                        max-width:600px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:20px;                           font-size:14px;                           line-height:18px;                           text-align:left;">
                <p style="margin-top:0;                           margin-bottom:9px;                           line-height:30px;                           font-family:'PublicoHeadlineRoman', 'Times New Roman', Times, serif;                           font-size:24px;                            font-weight:400;                            color:#007886;">Market update 
                </p>
                <p style="margin-top:0;                           margin-bottom:20px;                           line-height:30px;                           font-family: 'PublicoHeadlineRoman', 'Times New Roman', Times, serif;                           font-size:24px;                            font-weight:400;                            color:#053e6a;">The transformative potential of AI</p>
                <p style="margin-top:0;                           margin-bottom:24px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">The recent and rapid rise of next-generation artificial intelligence has fueled  near-term gains in the tech sector — and it’s likely to remain a major market theme for years to come.</p>
                <p style="margin:0;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;" align="center"> 
                  
<a href="https://click.afs.ameriprise.com/?qs=4fd11f5a1addf6aab80f9cef65ea6b4c8f62415fa9ac6819108994d60800cd5a0af55becdb4c509c47dc8a8339731143955c066da33ea2a41bbbe5d31efffd6c"  style="background: #f5f5f5;                                                                                                                     border: 2px solid #003D6D;                                                                                                                     text-decoration: none;                                                                                                                     padding: 7px 40px;                                                                                                                     color: #003D6D;                                                                                                                     border-radius: 0px;                          
                                                                                           display:inline-block;                                                                                                                    mso-padding-alt:0;                                                                                                                    text-underline-color:#003D6D"> 
                    <!--[if mso]> <i style="letter-spacing: 25px; mso-font-width:-100%; mso-text-raise:30pt" hidden>&nbsp;</i><![endif]--> 
                    <span style="mso-text-raise:15pt;">Investor considerations</span><!--[if mso]><i style="letter-spacing: 25px;mso-font-width:-100%" hidden>&nbsp;</i><br><br><br><![endif]--> 
                  </a> 
                </p>
              </div>
            </div>
            <!--[if mso]> </td> </tr> </table> <![endif]--> 
          </div>
          <div class="spacer" style="line-height:24px;                                      height:24px;                                      mso-line-height-rule:exactly;">&nbsp;&nbsp; 
          </div>
          <div class="two-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5;"> 
            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <td style="width:50%; padding:0px;"  valign="middle"> <![endif]-->
            <div class="column" style="width:100%;                                        max-width:300px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:0px;">
                <p style="margin:0;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;                           font-size:14px;                           line-height:18px;"> 
                  <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/e707617e-25a4-48f8-960c-68549cdd55ec.jpg" width="300" alt="Article 2 Image" style="display:inline-block;                                                                                               width:100%;                                                                                               height:auto;                                                                                               max-width:300px;"> 
                </p>
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                <p style="margin-top:0;                           margin-bottom:24px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">The best 6-month rolling period for stocks tends to be between Nov. 1 and April 30. Will this historical trend hold true for 2023?</p>
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                              <p style="margin-top:0;                                         margin-bottom:24px;                                         font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">Why some investors are increasingly turning to this alternative asset class.</p>
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              Dalton and Associates</div><div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
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            Scott Durrett</td></tr><tr>
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            Financial Advisor<br>
             Associate Vice President<br>
              Dalton and Associates<br>
             A private wealth advisory practice of Ameriprise Financial Services, LLC&nbsp;</td></tr><tr>
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               2029 Century Park E Ste 2550<br>
             Los Angeles, California 90067-2936<br>
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            <br>Ameriprise Financial
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