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From: "Scott Durrett" <scott.durrett@afs.ameriprise.com>
To: <danny@sterlingcal.com>
Subject: Are you making the most of your 401(k)?
Date: Tue, 04 Apr 2023 05:25:50 -0600
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Ameriprise
 

  


  
  Dalton and Associates 
 April 2023
 From My Practice(R)
  
 Prepared for: Danny Groina

  


 
 

 Make the most of your 401(k) investments
  
 
 Consider these 7 questions to evaluate whether you’re taking full advantage of your employer-sponsored savings plan.
  
 
https://click.afs.ameriprise.com/?qs=810f165eca6952e10e839f5969c36bfad8d4ad3597e6311335bbf6f9a19654b42e58bfceeb08a3d951c03012eb9db3cbc52c9f30e726374c7b95dd2a49e28d00 
MAXIMIZE YOUR 401(K) 
 
 

 
  
  
  
 
 Retire confidently during a challenging market 
  
 Don’t let the market stand in the way of achieving the retirement you’ve earned. Consider these strategies that may help you retire more confidently and comfortably.
  
 
https://click.afs.ameriprise.com/?qs=810f165eca6952e1c42ff241ec41e07ddd4b8d8e51857996d997f93e8cd3565ad819313092716ad00a885ad4d5f0299cedeb5aca4788d93bde6e18a73489d9f2 
STRATEGIES TO CONSIDER 
 
 
 
  
  
 
 What is your ideal retirement lifestyle? 
  
 
 Tips for how to define the activities, ideals and lifestyle traits you value most for your retirement years.
  
 
https://click.afs.ameriprise.com/?qs=810f165eca6952e1ff55dbcade17c8153ca4f7a36f6e4420b9ba29d74463f7cdb7a259e8ae9d7913b4751a9442590d0e2c75ab14430cb20708423cb5a0ca5e5d 
ENVISION YOUR RETIREMENT 
 
 
 
 


 What's happening in the markets and economy today? 
 
 Stay informed on the current landscape with expert analysis from the Ameriprise Investment Research Group.
  
 
https://click.afs.ameriprise.com/?qs=810f165eca6952e1615e0323bc779e648248a887837a1e7f2d51ba14bf42067882c15f55973635946369dbf3075679138657d28b1f85f0ce003383c82ff91b52 
Get the latest 
 
 



 
 

 

  
 Connect with me

  
  
 
 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
      
 
  
 562.308.4526562 


  

 
mailto:scott.durrett@ampf.com 

  
mailto:scott.durrett@ampf.com 
Email me  


  

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Visit my site 


  

  
 
  
 
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 Scott Durrett

 Financial Advisor

  Associate Vice President

   Dalton and Associates

  A private wealth advisory practice of Ameriprise Financial Services, LLC 

  

    2029 Century Park E Ste 2550

  Los Angeles, California 90067-2936

 

  

  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

   Website: www.ameripriseadvisors.com/scott.durrett 


  

  

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        [owa] .desktopWidth142px {
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        [owa] .desktopWidth64px {
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            text-transform: uppercase;
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        /* Basics */
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.appleLinks2 a { color: inherit !important; }
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*[class].nopad, .nopad { padding: 0px 0px 0px 0px !important; }
*[class].padmain, .padmain {
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   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">7 questions to consider.</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-fec110797662017e-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff3516787564&d=110017&bmt=0" width="1" height="1" alt="">
      <table bgcolor="#ffffff" border="0" cellpadding="0" cellspacing="0" width="100%" style="table-layout:fixed;">
         <tr class="outlookfix">
            <td align="center" valign="top">
               <div align="center">
                  <table width="620" border="0" cellspacing="0" cellpadding="0" align="center" class="container" style="width: 620px;">
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><table border="0" cellpadding="0" cellspacing="0" width="100%">
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        &nbsp;</td></tr></table></td></tr><!-- END FORCE WIDTH 600px FOR GMAIL/ANDROID--><tr>
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     &nbsp;</div><!--start header--><table border="0" cellpadding="0" cellspacing="0" class="mobileWidth100Percent" style="margin: 0px auto; width: 600px;" width="600">
     
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        &nbsp;</td><td>
        <table border="0" cellpadding="0" cellspacing="0" dir="rtl">
         
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           <th align="right" class="mobileStack mobilePadBot20px" dir="ltr" style="width: 200px; text-align: right; font-weight: normal; vertical-align: middle;" valign="middle" width="200">
            <!--AFIG brand--><div style="width: 200px; text-align: center;">
             <img alt="Ameriprise" border="0" height="43" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/d8f88d3a-66ca-479a-9629-21537266f7b2.png" style="display: block;" width="200"><div style="text-align: center; color: rgb(95, 106, 114); line-height: 17px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 14px; mso-line-height-rule: exactly;">
              Dalton and Associates</div></div> <!--PWA Team brand end--> <!--PWA advisor brand--> </th><th align="left" class="mobileStack" dir="ltr" style="width: 344px; text-align: left; color: rgb(77, 78, 83); line-height: 30px; font-family: &quot;FranklinGothicBook&quot;, Arial, Helvetica, sans-serif; font-weight: normal; vertical-align: bottom; mso-line-height-rule: exactly;" valign="bottom" width="344">
            <div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
             April 2023</div><div style="font-family: &quot;PublicoHeadlineRoman&quot;, &quot;Times New Roman&quot;, Times, serif; font-size: 24px;">
             From My Practice<span style="line-height: 14px; font-size: 10px; vertical-align: 11px; mso-line-height-rule: exactly;">&reg;</span></div><div style="height: 4px; line-height: 4px; font-size: 4px;">
             &nbsp;</div><div style="line-height: 18px; font-size: 14px; mso-line-height-rule: exactly;">
             Prepared for: Danny Groina</div></th></tr></table></td><td class="mobileWidth22px" style="width: 28px;" width="28">
        &nbsp;</td></tr></table><!--end header--></td></tr></table></td></tr></table>
                           
                        </td>
                     </tr>
                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--start prospect body--> 
<div style="height:12px; font-size:12px; mso-line-height-rule: exactly; line-height:12px;">&nbsp;
</div>
<!--start hero-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
  <tr>
    <td align="center">
      <table class="mobileWidth100Percent" width="600" cellpadding="0" cellspacing="0" border="0" style="width: 600px; margin: 0 auto;">
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          <td class="mobileWidth22px" width="28" style="width: 28px;">&nbsp;
          </td>
          <td bgcolor="#003f6b">
            <!--start article 1-->
            <!--start hero image-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#003f6b">
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                <td>
                  <div style="display:none; visibility:hidden; width:0; height:0; overflow:hidden; mso-line-height-rule: exactly; line-height:0; font-size:0; margin:0; padding:0; max-height:0;" class="mobileShow">
                    <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/2d03fc3b-079f-46af-bd05-bd0244246c8e.png" alt="" width="0" height="0" border="0" style="display: block;" class="mobileHero">
                  </div>
                  <table width="100%" cellpadding="0" cellspacing="0" border="0" class="mobileHide">
                    <tr>
                      <td valign="top" style="text-align: center; border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;">
                        <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/5eddb430-b106-486c-9ddc-da831ded7dbe.png" alt="" width="572" height="235" border="0" style="display: block;">
                      </td>
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                  </table>
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            <!--end hero image-->
            <!--start hero copy-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0" bgcolor="#003f6b">
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                <td width="18" class="mobileWidth12px">&nbsp;
                </td>
                <td align="left" style="font-size: 15px; mso-line-height-rule: exactly; line-height: 23px; color: #ffffff; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif;">
                  <div class="mobileHeight12px" style="height: 20px; font-size: 20px; mso-line-height-rule: exactly; line-height: 20px;">&nbsp;
                  </div>
                  <div style="font-size: 25px; mso-line-height-rule: exactly; line-height: 28px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Make the most of your 401(k) investments
                  </div>
                  <div style="height: 8px; font-size: 8px; mso-line-height-rule: exactly; line-height: 8px;">&nbsp;
                  </div>
                  Consider these 7 questions to evaluate whether you’re taking full advantage of your employer-sponsored savings plan.
                  <div style="height: 12px; font-size: 12px; mso-line-height-rule: exactly; line-height: 12px;">&nbsp;
                  </div>
                  <table cellpadding="0" cellspacing="0" border="0" style="border-collapse: collapse;">
                    <tr>
                      <td style="border: solid 3px #CBCCCE; mso-padding-alt: 6px 14px;">
                        <a   data-linkto="other" href="https://click.afs.ameriprise.com/?qs=810f165eca6952e138996c5e6deb605cd1ac61e4784c5e7ba960683721ca811f04d970a5b1fb3677d470829e4acbba30e048822797fdfa004a70dd9b17930199" target="_blank" style="padding: 6px 14px; text-transform: uppercase; color: #ffffff; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">MAXIMIZE YOUR 401(K)</a>
                      </td>
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                  <div style="height: 18px; font-size: 18px; mso-line-height-rule: exactly; line-height: 18px;">&nbsp;
                  </div>
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                  <img src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/e9bf1acd-d53b-4de7-aa79-85a288fa4bb8.gif" alt="" width="40" height="40" class="mobileWidth100Percent" border="0" style="display: block;">
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            <!--end hero copy-->
            <!--end article 1-->
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<!--start body articles-->
<table width="100%" cellpadding="0" cellspacing="0" border="0">
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    <td align="center">
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          <td class="mobileWidth34px" width="28" style="width: 28px;">&nbsp;
          </td>
          <td>
            <!--start article 2-->
            <table width="100%" cellpadding="0" cellspacing="0" border="0">
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                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; vertical-align: top;">
                  <div style="height: 28px; font-size: 28px; mso-line-height-rule: exactly; line-height: 28px;">&nbsp;
                  </div>
                  <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/c0cfe3d4-060d-476a-a9fb-eae9c9c9b452.jpg" class="mobileWidth100Percent" width="260" height="158" border="0" alt="" style="display: block;">         
                </th>
                <th class="mobileHide" width="24" style="font-weight: normal; text-align: left;">&nbsp;
                </th>
                <th class="mobileStack" valign="top" style="font-weight: normal; text-align: left; font-size: 15px; mso-line-height-rule: exactly; line-height: 22px; color: #4d4e53; font-family: 'Franklin Gothic Book', Arial, Helvetica, sans-serif; vertical-align: top;">
                  <div class="mobileHeight18px" style="height: 25px; font-size: 25px; mso-line-height-rule: exactly; line-height: 25px;">&nbsp;
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                  <div style="font-size: 22px; mso-line-height-rule: exactly; line-height: 24px; mso-line-height-alt: 25px; font-family: 'Publico Headline Roman', 'Times New Roman', Times, serif;">
                    Retire confidently during a challenging market 
                  </div>
                  <div style="height: 6px; mso-default-height: 2px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px; mso-line-height-alt: 2px;">&nbsp;
                  </div>Don’t let the market stand in the way of achieving the retirement you’ve earned. Consider these strategies that may help you retire more confidently and comfortably.
                  <div style="height: 6px; font-size: 6px; mso-line-height-rule: exactly; line-height: 6px;">&nbsp;
                  </div>
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                        <a  href="https://click.afs.ameriprise.com/?qs=810f165eca6952e1c22ee31691c0c3aeec5e949411a7f9696d6ca5d07fa6c492156a8463bffd95bc59fcda529f455ae55b20863b84a1f1453961bc709f59a282" target="_blank" style="padding: 6px 14px; text-transform: uppercase; color: #4d4e53; font-size: 14px; mso-line-height-rule: exactly; line-height: 17px; text-decoration: none; display: block; font-family: 'Franklin Gothic Medium', Arial, Helvetica, sans-serif;">STRATEGIES TO CONSIDER</a>
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                  <div style="height: 4px; font-size: 4px; mso-line-height-rule: exactly; line-height: 4px;">&nbsp;
                  </div>
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            <!--end article 2-->
            <!--start article 3-->
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                  <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/c9d72d56-53ef-4308-8be2-9256b3508a84.jpg" class="mobileWidth100Percent" width="260" height="158" border="0" alt="" style="display: block;">
                </th>
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