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From: "Scott Durrett" <scott.durrett@afs.ameriprise.com>
To: <danny@sterlingcal.com>
Subject: Breaking down the recent bank failures
Date: Thu, 16 Mar 2023 12:08:31 -0600
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Ameriprise
 


 
 

 
 Dalton and Associates
 
  
 

March 2023

 Prepared for: Danny Groina

Market update 
 

Breaking down the recent bank failures and their impact on the markets and the banking system

Ameriprise experts explain what the recent failures mean for investors and why they’re confident in the underlying strength and stability of the U.S. banking system.

https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e76daf72487391e07b33848e97c93c6eafa836ba99deb253882e72ae6258c8236a08a341b8200b40f2a5154e8f104d72f25aa23b0fd474c0a90 
Get the insights
   
 

A look back at the markets during past recessions

How the financial markets performed during past economic downturns — and what it may tell us for 2023.

https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e766df6527b61f7e8e877bb1f06180521bf6d126078f1452ff40a7edb220579405bc9b593a0e6ec5cfa7992edc48df509cc0a32bcafb10ac308 
Read more
  
 

What’s next for the traditional 60/40 portfolio

Coming off a year of heavy losses for the 60/40 portfolio, there may be reason for optimism.

https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e764875f845dece3a77cf8fc8eddee1d44c7fcbe1aa1b480a802902720ae1a28c35118eac1796f6070a18da1cc05e59d716471c71c8858b2aa1 
Find out why

  
 
 
What’s ahead for <i>the housing market</i>?


https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e76e875a306b044749977c362951334be0a9f2eb7f45c2d24585631dad41147c81f18961eae843314cb852ed1df7f5002bc1fd9f5dde3beacd8 
  

https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e76e875a306b044749977c362951334be0a9f2eb7f45c2d24585631dad41147c81f18961eae843314cb852ed1df7f5002bc1fd9f5dde3beacd8 
Watch the video 





 
 

 

  
 Connect with me

  
  
 
 Scott Durrett 
  Financial Advisor 
  Associate Vice President 
  Dalton and Associates
  A private wealth advisory practice of Ameriprise Financial Services, LLC 
      
 
  
 562.308.4526562 


  

 
mailto:scott.durrett@ampf.com 

  
mailto:scott.durrett@ampf.com 
Email me  


  

https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e76633142c7d6da2def48eab240defc2e1a87776fc0f274b43ccd7ab492086ac0b01dd10e591b813b7c85039ba55611a8ef89b741327bc3a7aa 

  
https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e76633142c7d6da2def48eab240defc2e1a87776fc0f274b43ccd7ab492086ac0b01dd10e591b813b7c85039ba55611a8ef89b741327bc3a7aa 
Visit my site 


  

  
 
  
 
https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e767717b9a3df32c94c377e6c85c5a57f14c589fcd108d6f41ebdddfd91ac56ee3ffd691fc89f913c51083b70c069a6d0df0f157e6cdc85259b 

  
 


  





 

 
https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e769ecbd2e56a5e9bb237f69cf584404cd7daf343672e86fd52d0f4f384b316c2842dd3dba4302ff3a34f81d4c5d02d84a58fbd6cb139aa0939 

 Scott Durrett

 Financial Advisor

  Associate Vice President

   Dalton and Associates

  A private wealth advisory practice of Ameriprise Financial Services, LLC 

  

    2029 Century Park E Ste 2550

  Los Angeles, California 90067-2936

 

  

  Office Phone: 562.308.4526562

   Email: scott.durrett@ampf.com

   Website: www.ameripriseadvisors.com/scott.durrett 


  

  


 

 
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 The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
 

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 Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
 


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   </head>
   <body bgcolor="#ffffff" style="margin: 0px; padding: 0px; -webkit-text-size-adjust:none; -ms-text-size-adjust: none;"><style type="text/css">
div.preheader 
{ display: none !important; } 
</style>
<div class="preheader" style="font-size: 1px; display: none !important;">A look at markets during past recessions</div>
      <img src="https://click.afs.ameriprise.com/open.aspx?ffcb10-fec610787761027d-fe581777736403747214-fe31117171640478711374-ff921c75-fe5b15777c66007f7113-ff281079746d&d=110023&bmt=0" width="1" height="1" alt="">
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                        <td align="center" valign="top" bgcolor="#ffffff">
                           
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"></td></tr></table>
                           
                        </td>
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                     <tr class="outlookfix">
                        <td align="center" valign="top" bgcolor="#ffffff">
                           <table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><div role="article" aria-roledescription="email" lang="en" style="-webkit-text-size-adjust:100%;                                                                   -ms-text-size-adjust:100%;                                                                   background-color:#ffffff;">
  <table border="0" cellspacing="0" cellpadding="0" width="100%">
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      <td align="center">
        <!--PWA Qualified version-->
        <img width="176" height="" style="display: block;" alt="Ameriprise Private Wealth Practice" src="https://image.s11.sfmc-content.com/lib/fe31117171640478711374/m/1/d8f88d3a-66ca-479a-9629-21537266f7b2.png" border="0">
        <div style="width: 176px; text-align: center; color: rgb(94, 108, 117); line-height: 15px; font-family: &quot;PublicoHeadlineRoman&quot;, Georgia, serif; font-size: 13px;">Dalton and Associates<br>
        </div> <div style="height: 4px; line-height: 6px; font-size: 12px;">
        &nbsp;
        </div>
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                    <!--[if gte mso 9]>                                                     </v:textbox> </v:rect> </v:image>                                                 <![endif]-->
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          <tr>
            <th width="600px" height="50" valign="middle" style="padding: 10px; padding-left:25px; text-align:left;">
              <span style="font-family:Helvetica,Arial,sans-serif;font-size:13px;font-weight:400;line-height:1.5">March 2023<br>
                Prepared for: Danny Groina</span>
            </th>
          </tr>
        </table>
    </td></tr></table></div></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner"><!--start prospect body-->
<div role="article" aria-roledescription="email" lang="en" style="-webkit-text-size-adjust:100%;                                                                   -ms-text-size-adjust:100%;                                                                   background-color:#ffffff;">
  <table width="100%" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation">
    <tr>
      <td align="center">
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            <div class="column" style="width:100%;                                        max-width:600px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:0px;                           text-align:center">
                <p style="margin:0;                           padding:0px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;                           font-size:14px;                           line-height:18px;                           align:center"> 
                  <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/0f73b930-e869-432b-875b-8767b495eb46.jpg" width="600" alt="Article 1 Image" style="display:block;                                                                                               width:100%;                                                                                               height:auto;                                                                                               max-width:600px;"> 
                </p>
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            </div>
            <!--[if mso]> </td> </tr> </table> <![endif]--> 
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          <div class="one-col" style="text-align:center;                                       font-size:0;                                       background-color:#f5f5f5"> 
            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <!--[if mso]> </td> <td style="width:100%; padding: 0px 20px 0px 20px;"  valign="middle">&nbsp; <![endif]-->
            <div class="column" style="width:100%;                                        max-width:600px;                                        display:inline-block;                                        vertical-align:middle;">
              <div style="padding:20px;                           font-size:14px;                           line-height:18px;                           text-align:left;">
                <p style="margin-top:0;                           margin-bottom:9px;                           line-height:30px;                           font-family:'PublicoHeadlineRoman', 'Times New Roman', Times, serif;                           font-size:24px;                            font-weight:400;                            color:#007886;">Market update 
                </p>
                <p style="margin-top:0;                           margin-bottom:20px;                           line-height:30px;                           font-family: 'PublicoHeadlineRoman', 'Times New Roman', Times, serif;                           font-size:24px;                            font-weight:400;                            color:#053e6a;">Breaking down the recent bank failures and their impact on the markets and the banking system</p>
                <p style="margin-top:0;                           margin-bottom:24px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">Ameriprise experts explain what the recent failures mean for investors and why they’re confident in the underlying strength and stability of the U.S. banking system.</p>
                <p style="margin:0;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;" align="center"> 
                  
<a href="https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e760ae9eb03286e270a3091f60c213f07fc91c2113ace4cfd6020308eccb89e904861f4474fbe3eee5746866c095f75ca073b928b0ae0db02a3"  style="background: #f5f5f5;                                                                                                                     border: 2px solid #003D6D;                                                                                                                     text-decoration: none;                                                                                                                     padding: 7px 40px;                                                                                                                     color: #003D6D;                                                                                                                     border-radius: 0px;                          
                                                                                           display:inline-block;                                                                                                                    mso-padding-alt:0;                                                                                                                    text-underline-color:#003D6D"> 
                    <!--[if mso]> <i style="letter-spacing: 25px; mso-font-width:-100%; mso-text-raise:30pt" hidden>&nbsp;</i><![endif]--> 
                    <span style="mso-text-raise:15pt;">Get the insights</span><!--[if mso]><i style="letter-spacing: 25px;mso-font-width:-100%" hidden>&nbsp;</i><br><br><br><![endif]--> 
                  </a> 
                </p>
              </div>
            </div>
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          <div class="spacer" style="line-height:24px;                                      height:24px;                                      mso-line-height-rule:exactly;">&nbsp;&nbsp; 
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            <!--[if mso]> <table role="presentation"  width="100%"  style="width: 600px;  margin: 0 0;  background-color:#f5f5f5;"  width="600"  align="center"> <tr> <td style="width:50%; padding:0px;"  valign="middle"> <![endif]-->
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                <p style="margin:0;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;                           font-size:14px;                           line-height:18px;"> 
                  <img src="https://image.afs.ameriprise.com/lib/fe31117171640478711374/m/1/e55755be-9f32-4a38-85ae-6518bbd3ad48.jpg" width="300" alt="Article 2 Image" style="display:inline-block;                                                                                               width:100%;                                                                                               height:auto;                                                                                               max-width:300px;"> 
                </p>
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                <p style="margin-top:0;                           margin-bottom:24px;                           font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">How the financial markets performed during past economic downturns — and what it may tell us for 2023.</p>
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                              <p style="margin-top:0;                                         margin-bottom:24px;                                         font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif;">Coming off a year of heavy losses for the 60/40 portfolio, there may be reason for optimism.</p>
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<a href="https://click.afs.ameriprise.com/?qs=fd7f652ca3e29e7686919fdb6e1a641fdfd69a0e3c9a8c003f511fa1e6582ca37ae6f59f7c8523c143ffab3759b353900bdd88f94f208b208885e3b67c1aea46"  style="background: #f5f5f5;                                                                                                                                 border: 2px solid #007886;                                                                                                                                 text-decoration: none;                                                                                                                                 padding: 7px 40px;                                                                                                                                 color: #007886;                                                                                                                  
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              Dalton and Associates</div><div style="font-family: 'FranklinGothicBook', Arial, Helvetica, sans-serif; font-size:13px; line-height: 17px;">
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            Scott Durrett</td></tr><tr>
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            Financial Advisor<br>
             Associate Vice President<br>
              Dalton and Associates<br>
             A private wealth advisory practice of Ameriprise Financial Services, LLC&nbsp;</td></tr><tr>
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               2029 Century Park E Ste 2550<br>
             Los Angeles, California 90067-2936<br>
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            <br>Ameriprise Financial
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            70100 Ameriprise Financial Center | Minneapolis, MN 55474
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            The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor.
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            <strong>Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value. </strong>
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            Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
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            Ameriprise Financial Services, LLC. Member FINRA and SIPC.
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            &copy; 2023 Ameriprise Financial, Inc. All rights reserved. 
            <span style="white-space: nowrap;"> 27862_711-<span id="RecipVer"><!---->P<!----> (03/23)  <!--Disclosure End--> </span> </span>
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