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Your Trusted TPO Partners

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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B7F-2FcAEh4-3D )

********************************
Diverse Products -- FAST Service
********************************

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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FSjyJzXywpz-2BrcTmrojfKnNMub8AeQytxNPt8CEOiQOjso-3D )

**********************************
JET's Comprehensive Loan Programs:
**********************************

******************************************
Non-QM: Industry Leading Pricing & Options
******************************************

* Bank Statement Programs: Ideal for self-employed borrowers!
* Expanded DTI and Credit Flexibility: Allowing for higher ratios, easier q=
ualifications, and alternative documentation!
* Interest-Only Options: Great for investors, self-employed, prioritizing p=
roperty cash flow.
* Asset Depletion: For investors and individuals with high but irregular in=
come, convert assets into qualifying income.
* DSCR: Available for investor business purpose, qualify using property cas=
h flow. Min DSCR 1.0
* P&L Only: Ideal for self-employed borrowers who may not have traditional =
income documentation like tax returns or W-2s.
* 1099 Only: Designed for independent contractors or gig workers who receiv=
e income via 1099s rather than W-2s.

JET Products ( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0=
XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFuPQG87-sg_QXnTW=
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Gh2gWkRYPuqnJHs4FnXJZBztkbj1vZN5-2Bq7n3zQgEEx-2BvGaqBXMTwcLqqSS5A0vLJkRQbQU=
Gzl8xG9tuo2VC5XwN3BdjOdUyarlG35GdyCeE-2BhS3FmNl2BTn9vQLHIZcicaQ-3D )

SUBMIT LOAN ( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0X=
Rpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqfkyUCrtHmf4U6tcholKDT-2FuPhN_QXnTW6=
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Tj0pu7z1qoovvpOUY26N9hpgfuGlx-2BoXI6cGepqT-2FKrM-2F7NVsd00OD8ac3DsBxvOfL1A2=
Nl-2FyEzDitX7uXk-2FiP7tcvxvbzO-2BHbgTnm500PJQzCvVs-2FwIILH0sQkItJfls-3D )

******************
Conventional Loans
******************

* High LTV Options: Up to 97% LTV for qualified borrowers
* Flexible credit requirements: Min. FICO=E2=80=99s vary by product, with a=
 minimum of 620
* Community Second OK: Up to 105% CLTV in specific cases
* Multiple Occupancy Types: Owner-occupied, second homes, investment proper=
ties supported!

*********
FHA Loans
*********

* Low Down Payment: As low as 3.5%!
* Lenient Credit Standards: Minimum FICO starting at 580
* Higher DTI Tolerance: More flexibility with dept-to-income ratios.
* Manual Underwriting Available: For borrowers who don=E2=80=99t qualify th=
rough automated systems.

********
VA Loans
********

* Zero Down Payment: Zero down payment options!
* No PMI: No private mortgage insurance needed!
* Competitive Rates: Lower than conventional loans
* Flexible Guidelines: Lower min credit scores and higher DTI ratios.

*************************
Your Trusted TPO Partners
*************************

**********************
Call your JET AE TODAY
**********************

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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rW0xaOhihe4K08t4ZSomamLOCRvr8gDUNyQe2KpJ0QDsEz-2Bm7RVE3nvVuqz1s-3D"><img cl=
ass=3D"max-width" border=3D"0" style=3D"display:block; color:#000000; text-=
decoration:none; font-family:Helvetica, arial, sans-serif; font-size:16px;"=
 width=3D"149" alt=3D"" data-proportionally-constrained=3D"true" data-respo=
nsive=3D"false" src=3D"http://cdn.mcauto-images-production.sendgrid.net/5be=
95bdc440e8f85/f2a97467-3740-45fe-95a4-1278cb24ba52/1891x304.png" height=3D"=
24"></a></td>
      </tr>
    </tbody>
  </table><table class=3D"wrapper" role=3D"module" data-type=3D"image" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"8acfe8a2-50f3-43af-9de2-ef41518422a3">
    <tbody>
      <tr>
        <td style=3D"font-size:6px; line-height:10px; padding:0px 0px 0px 0=
px;" valign=3D"top" align=3D"center">
         =20
        <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2Bw=
Dwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqfyyILJa9qt-2BNLlUBVo6WtHXteWK2=
T34DdOgHXABfdZgA-3D-3DCABI_QXnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BSc=
F32AU9t2CV3W2vRQxjx-2BD3929rZcqYcQzm7EjHZ880vlEejuQ9z-2FrmfzK6ui3gLJAzHIIoC=
Fnjz2Fnvnn21oEfDtr67vPu33nMSo2Eno-2BnY4iUxM4pnT659x8khfLPmApFKst6X-2FLlbsEP=
sQVBkbaCh-2FlJJvWa03CRSiHdJfgi79C2jmYCrAyRYVGHCwdncXa24PgXmoJ9J7-2BT4WnXX8P=
4r20xv6Uiqbt2ty7WTQwQvfGNNal-2FpHbVw6pRSOr5dg-2BVZq1OYr6UIo0gC4u8q-2BhQFpNi=
GUv4YfKry1OmZo9jFTcJEI-2F-2FeVpkZvNNWBHehKfXmdTmISxFwqxKfV4oqOuLmpkqZ8JyZNC=
JFAh6yUp7Ov8LE4vW-2BUWPtbcc6FrOP7rtUhJMinqORl7QJMm0IDUSbrAshR-2F2mBSP18QVVs=
-2FBg2JVumIdo7rMB4yhlFWISVQ1CvkYDraIOvCIbotJExFJ742YiCoqHaygNWHOUpIHYRb03PV=
kLjrxC5FwBYMmUt0-3D"><img class=3D"max-width" border=3D"0" style=3D"display=
:block; color:#000000; text-decoration:none; font-family:Helvetica, arial, =
sans-serif; font-size:16px; max-width:100% !important; width:100%; height:a=
uto !important;" width=3D"600" alt=3D"" data-proportionally-constrained=3D"=
true" data-responsive=3D"true" src=3D"http://cdn.mcauto-images-production.s=
endgrid.net/5be95bdc440e8f85/991b621d-5613-4577-9f43-c3b635cfa1f9/1163x183.=
png"></a></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"5e58684a-4ce7-4973-b4f9-76c65fd7a235" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 2px 0px; line-height:40px; text-align=
:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conte=
nt"><div><h1 style=3D"text-align: inherit"><span style=3D"font-size: 36px">=
<em>Diverse Products -- </em></span><span style=3D"font-size: 36px; color: =
#ab3b3b"><em>FAST Service</em></span></h1><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"divider" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
-layout: fixed;" data-muid=3D"83177cb3-047d-4d00-8c2a-01575f036e71.1">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"wrapper" role=3D"module" data-type=3D"image" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"b115a762-1765-4303-83d7-6dcc9475ac57">
    <tbody>
      <tr>
        <td style=3D"font-size:6px; line-height:10px; padding:0px 0px 0px 0=
px;" valign=3D"top" align=3D"center">
         =20
        <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2Bw=
Dwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqe56jUAPUR1oQDuOSkXSRHPzwz4_QXn=
TW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxjx-2BD3929rZc=
qYcQzm7EjHZ880vlEejuQ9z-2FrmfzK6ui3gLJAzHIIoCFnjz2Fnvnn21oEfDtr67vPu33nMSo2=
Eno-2BnY4iUxM4pnT659x8khfLPmApFKst6X-2FLlbsEPsQVBkbaCh-2FlJJvWa03CRSiHdJfgi=
79C2jmYCrAyRYVGHCwdncXa24PgXmoJ9J7-2BT4WnXX8P4r20xv6Uiqbt2ty7WTQwQvfGNNal-2=
FpHbVw6pRSOr5dg-2BVZq1OYr6UIo0gC4u8q-2BhQFpNiGUv4YfKry1OmZo9jFTcJEI-2F-2FeV=
pkZvNNWBHehKfXmdTmISxFwqxKfV4oqOuLg1Mhn9f-2FbW2IF1YdsB76lJV7kxa22lNIry4l0i9=
3huEJB8I5StFdFpCENKsHiCXlJvDh931KsxAI2it7xdAYCVuhXEsDTVlc2EJZT0VJ8B8mqaW9tC=
op08xETeRwxzP6EoZhQjFLbOBITY-2F2QoD8blw02Z7YXOdjPcQt4ecr1aY-3D"><img class=
=3D"max-width" border=3D"0" style=3D"display:block; color:#000000; text-dec=
oration:none; font-family:Helvetica, arial, sans-serif; font-size:16px; max=
-width:100% !important; width:100%; height:auto !important;" width=3D"600" =
alt=3D"" data-proportionally-constrained=3D"true" data-responsive=3D"true" =
src=3D"http://cdn.mcauto-images-production.sendgrid.net/5be95bdc440e8f85/53=
fb79f1-9eb3-4020-ab6f-e24e1996e4af/1080x1080.png"></a></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"ca436d18-aa20-49f5-99a5-f3a29cca8502" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 18px 0px; line-height:40px; text-align=
:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conte=
nt"><div><h1 style=3D"text-align: inherit"><span style=3D"color: #ab3b3b">J=
ET's</span> Comprehensive Loan Programs:</h1><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"f14f1545-9f3f-4b47-bc28-acd435614187" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:40px; text-alig=
n:inherit; background-color:#fae4ad;" height=3D"100%" valign=3D"top" bgcolo=
r=3D"#fae4ad" role=3D"module-content"><div><h1 style=3D"text-align: inherit=
; font-family: inherit"><span style=3D"font-size: 24px">Non-QM: Industry Le=
ading Pricing &amp; Options</span></h1>
<ul>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Bank Statement Programs: </span><span style=3D"color: #000000=
; font-weight: 400; font-style: normal; font-kerning: none; ---ys--xu-q: no=
ne; font-size: 18px">Ideal for self-employed borrowers!</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Expanded DTI and Credit Flexibility: </span><span style=3D"co=
lor: #000000; font-weight: 400; font-style: normal; font-kerning: none; ---=
ys--xu-q: none; font-size: 18px">Allowing for higher ratios, easier qualifi=
cations, and alternative documentation!</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Interest-Only Options:</span><span style=3D"color: #000000; f=
ont-weight: 400; font-style: normal; font-kerning: none; ---ys--xu-q: none;=
 font-size: 18px"> Great for investors, self-employed, prioritizing propert=
y cash flow.</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Asset Depletion:</span><span style=3D"color: #000000; font-we=
ight: 400; font-style: normal; font-kerning: none; ---ys--xu-q: none; font-=
size: 18px"> For investors and individuals with high but irregular income, =
convert assets into qualifying income.</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">DSCR: </span><span style=3D"color: #000000; font-weight: 400;=
 font-style: normal; font-kerning: none; ---ys--xu-q: none; font-size: 18px=
">Available for investor business purpose, qualify using property cash flow=
. Min DSCR 1.0</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">P&amp;L Only:</span><span style=3D"color: #000000; font-weigh=
t: 400; font-style: normal; font-kerning: none; ---ys--xu-q: none; font-siz=
e: 18px"> Ideal for self-employed borrowers who may not have traditional in=
come documentation like tax returns or W-2s.</span></li>
  <li style=3D"text-align: inherit; font-size: 18px; font-size: 18px"><span=
 style=3D"color: #000000; font-weight: 700; font-style: normal; font-kernin=
g: none; ---ys--xu-q: none; font-size: 18px">1099 Only:</span><span style=
=3D"color: #000000; font-weight: 400; font-style: normal; font-kerning: non=
e; ---ys--xu-q: none; font-size: 18px"> Designed for independent contractor=
s or gig workers who receive income via 1099s rather than W-2s.</span><span=
 style=3D"font-size: 18px">&nbsp;</span></li>
</ul><div></div></div></td>
      </tr>
    </tbody>
  </table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" role=3D"module" data-type=3D"columns" style=3D"paddi=
ng:18px 0px 0px 0px;" bgcolor=3D"#FFFFFF" data-distribution=3D"1">
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      <tr role=3D"module-content">
        <td height=3D"100%" valign=3D"top"><table width=3D"580" style=3D"wi=
dth:580px; border-spacing:0; border-collapse:collapse; margin:0px 10px 0px =
10px;" cellpadding=3D"0" cellspacing=3D"0" align=3D"left" border=3D"0" bgco=
lor=3D"" class=3D"column column-0">
      <tbody>
        <tr>
          <td style=3D"padding:0px;margin:0px;border-spacing:0;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"module" data-role=3D=
"module-button" data-type=3D"button" role=3D"module" style=3D"table-layout:=
fixed;" width=3D"100%" data-muid=3D"15c4c029-c8da-466b-904e-8239e87b8249">
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        <tr>
          <td align=3D"center" bgcolor=3D"" class=3D"outer-td" style=3D"pad=
ding:0px 0px 0px 0px;">
            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"wrapper-mobile" style=3D"text-align:center;">
              <tbody>
                <tr>
                <td align=3D"center" bgcolor=3D"#ab3b3b" class=3D"inner-td"=
 style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
                  <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3D=
u001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFu=
PQG8rGtb_QXnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxj=
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67vPu33nMSo2Eno-2BnY4iUxM4pnT659x8khfLPmApFKst6X-2FLlbsEPsQVBkbaCh-2FlJJvWa=
03CRSiHdJfgi79C2jmYCrAyRYVGHCwdncXa24PgXmoJ9J7-2BT4WnXX8P4r20xv6Uiqbt2ty7WT=
QwQvfGNNal-2FpHbVw6pRSOr5dg-2BVZq1OYr6UIo0gC4u8q-2BhQFpNiGUv4YfKry1OmZo9jFT=
cJEI-2F-2FeVpkZvNNWBHehKfXmdTmISxFwqxKfV4oqOuLUGDhxidgq4ClGP8jP-2FhITsmrB8W=
oO4qWk61ZE3RJkCtVzfzY10HmE1pYG9uqvCilkQdFNiuimZFrUjbGvOd-2BiHr2Eaob0ZTj1A2B=
M57F2B-2BkdpSKIhUGgMHowy0jJg7IPpWv2r-2BDBKwNaTJz-2BVL1AJOmlU6HlN-2BDlpu6xRG=
-2FpPY-3D" style=3D"background-color:#ab3b3b; border:1px solid #333333; bor=
der-color:#333333; border-radius:6px; border-width:1px; color:#ffffff; disp=
lay:inline-block; font-size:14px; font-weight:normal; letter-spacing:0px; l=
ine-height:normal; padding:12px 18px 12px 18px; text-align:center; text-dec=
oration:none; border-style:solid; font-family:arial black, helvetica, sans-=
serif;" target=3D"_blank">JET Products</a>
                </td>
                </tr>
              </tbody>
            </table>
          </td>
        </tr>
      </tbody>
    </table></td>
        </tr>
      </tbody>
    </table></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"spacer" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"d4b417d1-30a3-43ad-b7e9-f9aba06af28a">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 30px 0px;" role=3D"module-content" bgc=
olor=3D"">
        </td>
      </tr>
    </tbody>
  </table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
module" data-role=3D"module-button" data-type=3D"button" role=3D"module" st=
yle=3D"table-layout:fixed;" width=3D"100%" data-muid=3D"15c4c029-c8da-466b-=
904e-8239e87b8249.1.1">
      <tbody>
        <tr>
          <td align=3D"center" bgcolor=3D"" class=3D"outer-td" style=3D"pad=
ding:0px 0px 0px 0px;">
            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"wrapper-mobile" style=3D"text-align:center;">
              <tbody>
                <tr>
                <td align=3D"center" bgcolor=3D"#e3a506" class=3D"inner-td"=
 style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
                  <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3D=
u001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqfkyUCrtHmf4U6tcholKD=
T-2FEWKM_QXnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxj=
x-2BD3929rZcqYcQzm7EjHZ880vlEejuQ9z-2FrmfzK6ui3gLJAzHIIoCFnjz2Fnvnn21oEfDtr=
67vPu33nMSo2Eno-2BnY4iUxM4pnT659x8khfLPmApFKst6X-2FLlbsEPsQVBkbaCh-2FlJJvWa=
03CRSiHdJfgi79C2jmYCrAyRYVGHCwdncXa24PgXmoJ9J7-2BT4WnXX8P4r20xv6Uiqbt2ty7WT=
QwQvfGNNal-2FpHbVw6pRSOr5dg-2BVZq1OYr6UIo0gC4u8q-2BhQFpNiGUv4YfKry1OmZo9jFT=
cJEI-2F-2FeVpkZvNNWBHehKfXmdTmISxFwqxKfV4oqOuLTbTYyiUNpfAwIHlcRWCKzIbTH-2Fs=
RjAqrmeOqi-2F7QZ7bLmgKVj1InbcmZnaUGVLB2ddCADE1AdZVSnSbXMrrbXrJKkelDxAFgc7cf=
uetjQFp4AJ-2FTLix8AN1aPl-2FhivLp2UJb9zseWz-2B5l5a9K0qDkAVO1UM2RWDxrB8W6zk4X=
rE-3D" style=3D"background-color:#e3a506; border:1px solid #333333; border-=
color:#333333; border-radius:6px; border-width:1px; color:#000000; display:=
inline-block; font-size:14px; font-weight:normal; letter-spacing:0px; line-=
height:normal; padding:12px 18px 12px 18px; text-align:center; text-decorat=
ion:none; border-style:solid; font-family:arial black, helvetica, sans-seri=
f;" target=3D"_blank">SUBMIT LOAN</a>
                </td>
                </tr>
              </tbody>
            </table>
          </td>
        </tr>
      </tbody>
    </table><table class=3D"module" role=3D"module" data-type=3D"divider" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"tab=
le-layout: fixed;" data-muid=3D"83177cb3-047d-4d00-8c2a-01575f036e71">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"f14f1545-9f3f-4b47-bc28-acd435614187.1" data-mc-=
module-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px; line-height:40px; text-align:=
inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conten=
t"><div><h1 style=3D"text-align: inherit; font-family: inherit">Conventiona=
l Loans</h1>
<ul>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">High LTV Options:</span><span style=3D"color: #000000; font-w=
eight: 400; font-style: normal; font-kerning: none; ---ys--xu-q: none; font=
-size: 18px"> Up to 97% LTV for qualified borrowers</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Flexible credit requirements:</span><span style=3D"color: #00=
0000; font-weight: 400; font-style: normal; font-kerning: none; ---ys--xu-q=
: none; font-size: 18px"> Min. FICO=E2=80=99s vary by product, with a minim=
um of 620</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: normal; ---ys--xu-q: none; f=
ont-size: 18px">Community Second OK:</span><span style=3D"color: #000000; f=
ont-weight: 400; font-style: normal; font-kerning: normal; ---ys--xu-q: non=
e; font-size: 18px"> Up to 105% CLTV in specific cases</span></li>
  <li style=3D"text-align: inherit; font-size: 18px; font-size: 18px"><span=
 style=3D"color: #000000; font-weight: 700; font-style: normal; font-kernin=
g: normal; ---ys--xu-q: none; font-size: 18px">Multiple Occupancy Types:</s=
pan><span style=3D"color: #000000; font-weight: 400; font-style: normal; fo=
nt-kerning: normal; ---ys--xu-q: none; font-size: 18px"> Owner-occupied, se=
cond homes, investment properties supported!</span><span style=3D"font-size=
: 18px">&nbsp;</span></li>
</ul><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"f14f1545-9f3f-4b47-bc28-acd435614187.1.1" data-m=
c-module-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px; line-height:40px; text-align:=
inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conten=
t"><div><h1 style=3D"text-align: inherit; font-family: inherit">FHA Loans</=
h1>
<ul>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Low Down Payment: </span><span style=3D"color: #000000; font-=
weight: 400; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">As low as 3.5%!</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Lenient Credit Standards: </span><span style=3D"color: #00000=
0; font-weight: 400; font-style: normal; font-kerning: none; ---ys--xu-q: n=
one; font-size: 18px">Minimum FICO starting at 580</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Higher DTI Tolerance:</span><span style=3D"color: #000000; fo=
nt-weight: 400; font-style: normal; font-kerning: none; ---ys--xu-q: none; =
font-size: 18px"> More flexibility with dept-to-income ratios.</span></li>
  <li style=3D"text-align: inherit; font-size: 18px; font-size: 18px"><span=
 style=3D"color: #000000; font-weight: 700; font-style: normal; font-kernin=
g: none; ---ys--xu-q: none; font-size: 18px">Manual Underwriting Available:=
</span><span style=3D"color: #000000; font-weight: 400; font-style: normal;=
 font-kerning: none; ---ys--xu-q: none; font-size: 18px"> For borrowers who=
 don=E2=80=99t qualify through automated systems.</span><span style=3D"font=
-size: 18px">&nbsp;</span></li>
</ul><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"f14f1545-9f3f-4b47-bc28-acd435614187.1.1.1" data=
-mc-module-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px; line-height:40px; text-align:=
inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conten=
t"><div><h1 style=3D"text-align: inherit; font-family: inherit">VA Loans</h=
1>
<ul>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Zero Down Payment: </span><span style=3D"color: #000000; font=
-weight: 400; font-style: normal; font-kerning: none; ---ys--xu-q: none; fo=
nt-size: 18px">Zero down payment options!</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">No PMI: </span><span style=3D"color: #000000; font-weight: 40=
0; font-style: normal; font-kerning: none; ---ys--xu-q: none; font-size: 18=
px">No private mortgage insurance needed!</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; color: rgb(0, 0,=
 0); font-size: 18px; font-size: 18px"><span style=3D"color: #000000; font-=
weight: 700; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px">Competitive Rates:</span><span style=3D"color: #000000; font-=
weight: 400; font-style: normal; font-kerning: none; ---ys--xu-q: none; fon=
t-size: 18px"> Lower than conventional loans</span></li>
  <li style=3D"text-align: inherit; font-size: 18px; font-size: 18px"><span=
 style=3D"color: #000000; font-weight: 700; font-style: normal; font-kernin=
g: none; ---ys--xu-q: none; font-size: 18px">Flexible Guidelines:</span><sp=
an style=3D"color: #000000; font-weight: 400; font-style: normal; font-kern=
ing: none; ---ys--xu-q: none; font-size: 18px"> &nbsp;Lower min credit scor=
es and higher DTI ratios.</span><span style=3D"font-size: 18px">&nbsp;</spa=
n></li>
</ul><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"divider" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
-layout: fixed;" data-muid=3D"83177cb3-047d-4d00-8c2a-01575f036e71.2">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"caf1b27d-87a8-49a2-8c9d-6154eb6cfa72" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:40px; text-alig=
n:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-cont=
ent"><div><h1 style=3D"text-align: center">Your Trusted TPO Partners</h1>
<h1 style=3D"text-align: center">Call your JET AE TODAY</h1><div></div></di=
v></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"spacer" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"73a3b3b9-c7f6-4a56-b33b-4276763cacee">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 10px 0px;" role=3D"module-content" bgc=
olor=3D"">
        </td>
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  </table><table class=3D"module" role=3D"module" data-type=3D"spacer" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"73a3b3b9-c7f6-4a56-b33b-4276763cacee.2">
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olor=3D"">
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  </table><table class=3D"module" role=3D"module" data-type=3D"spacer" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"ac9b83da-8ecf-4f5d-ad2e-b0b80f8a5b9d">
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        <td style=3D"padding:0px 0px 30px 0px;" role=3D"module-content" bgc=
olor=3D"">
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    </tbody>
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yout: fixed;" data-muid=3D"01b008cf-84aa-4e66-8dac-c77ab7cb01af">
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        <td height=3D"100%" valign=3D"top" role=3D"module-content"><div dir=
=3D"ltr" style=3D"font-size:1px;direction:ltr"><table cellpadding=3D"0" cel=
lspacing=3D"0" border=3D"0" style=3D"width:100%;font-size:1px"><tbody><tr s=
tyle=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:top"><table=
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ody><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:to=
p"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-si=
ze:0"><tbody><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertical=
-align:top"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=
=3D"font-size:0"><tbody><tr style=3D"font-size:0"><td align=3D"left" style=
=3D"vertical-align:top"><table cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" style=3D"font-size:0;line-height:normal"><tbody><tr style=3D"font-si=
ze:0"><td align=3D"left" style=3D"padding:5px 0 4px;vertical-align:top"><a =
href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8k=
Q-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFuPQG8Ohqp_QXnTW6f9jV7o=
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color:#040000;font-style:normal;font-weight:700;white-space:nowrap"><td ali=
gn=3D"left" style=3D"vertical-align:top;font-family:'Century Gothic'">Loan =
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</td><td align=3D"left" style=3D"vertical-align:top"><table cellpadding=3D"=
0" cellspacing=3D"0" border=3D"0" style=3D"font-size:0;color:#8e8e8e;font-s=
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ze:12px"><td align=3D"left" style=3D"padding:1px 0 0;vertical-align:top;fon=
t-family:'Century Gothic'">&nbsp;|&nbsp;</td></tr></tbody></table></td><td =
align=3D"left" style=3D"vertical-align:top"><table cellpadding=3D"0" cellsp=
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<td align=3D"left" style=3D"padding:1px 0 0;vertical-align:top;font-family:=
'Century Gothic'">Jet&nbsp;Mortgage</td></tr></tbody></table></td></tr></tb=
ody></table></td></tr></tbody></table></td></tr><tr style=3D"font-size:0"><=
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lspacing=3D"0" border=3D"0" style=3D"font-size:0;color:#808080;font-style:n=
ormal;font-weight:400;white-space:nowrap"><tbody><tr style=3D"font-size:14.=
67px"><td align=3D"left" style=3D"vertical-align:top;font-family:Calibri,Ar=
ial,sans-serif">Direct&nbsp;Number:&nbsp;<a href=3D"888-238-0789" id=3D"m_3=
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e cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-size:0;col=
or:#0d0d0d;font-style:normal;font-weight:400;white-space:nowrap"><tbody><tr=
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e.com" target=3D"_blank">loansolutions@jetmortgage.com</a><br></td><td alig=
n=3D"center" style=3D"vertical-align:middle;font-family:'Century Gothic'">&=
nbsp;|&nbsp;</td><td align=3D"left" style=3D"vertical-align:middle;font-siz=
e:14.67px;font-family:Calibri,Arial,sans-serif"><a href=3D"http://url5740.j=
etmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDo=
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ltDSV-2BScF32AU9t2CV3W2vRQxjx-2BD3929rZcqYcQzm7EjHZ880vlEejuQ9z-2FrmfzK6ui3=
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>www.jetmortgage.com</a><br></td></tr></tbody></table></td></tr><tr style=
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lpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-size:0"><tbody>=
<tr style=3D"font-size:0"><td align=3D"left" style=3D"padding:2px 0 0;verti=
cal-align:top"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" styl=
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e&nbsp;Dr.</td><td align=3D"center" style=3D"vertical-align:middle;font-fam=
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n:middle;font-family:'Century Gothic'">Suite&nbsp;520&nbsp;</td><td align=
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ding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-size:0;color:#0d0d0=
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"font-size:12px"><td align=3D"left" style=3D"vertical-align:top;font-family=
:'Century Gothic'">&nbsp;Santa&nbsp;Ana</td><td align=3D"left" style=3D"ver=
tical-align:top;font-family:'Century Gothic'">,&nbsp;</td><td align=3D"left=
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" cellspacing=3D"0" border=3D"0" style=3D"font-size:0;color:#0d0d0d;font-st=
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e:12px"><td align=3D"left" style=3D"padding:0 0 0 5px;vertical-align:top;fo=
nt-family:'Century Gothic'">92707</td></tr></tbody></table></td></tr></tbod=
y></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></t=
body></table></td></tr><tr style=3D"font-size:0"><td align=3D"left" style=
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r=3D"0" style=3D"font-size:0;color:#53565a;font-style:normal;font-weight:70=
0;white-space:nowrap"><tbody><tr style=3D"font-size:12px"><td align=3D"left=
" style=3D"padding:4px 0 0;vertical-align:middle;font-family:'Century Gothi=
c',sans-serif"><span style=3D"font-family:'Century Gothic'"><span style=3D"=
background-color:transparent"><span style=3D"background-color:#ffffff">NMLS=
&nbsp;#&nbsp;1165808</span></span><span style=3D"font-weight:400">&nbsp;|</=
span></span>&nbsp;FHA&nbsp;ID&nbsp;#:<span style=3D"font-weight:400">&nbsp;=
<wbr></wbr>0006800006&nbsp;|&nbsp;<span style=3D"font-weight:700">VA&nbsp;I=
D&nbsp;#:</span>&nbsp;<wbr></wbr>9080910000<span style=3D"background-color:=
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ble></td></tr><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertica=
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"center" style=3D"padding:4px 3px 3px 0;vertical-align:middle"><a href=3D"h=
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