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LLRabFClpzsgWQD1ATSL47wM4adLe4h6cg9F5r7wVFJV32kFnPAhaeOLHgPHSvf6Gs1SX_8Pb9_=
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zAAD__7y4Zdo" target=3D"_blank" rel=3D"noopener">Become<span style=3D"word-=
break: break-word; color: #e4002b; font-size: 14px;">_</span>a<span style=
=3D"word-break: break-word; color: #e4002b; font-size: 14px;">_</span>Partn=
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kpgHjv68of-Xw64_4iPozAAD__7y4Zdo" target=3D"_blank" rel=3D"noopener">&nbsp;=
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il.thelender.com/c/eJxUkL1OwzAURp_G3lL53_HgoSqKFBADAgbGG99bEslJq-RC1LdHKiys=
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<tbody>
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able class=3D"image_block block-1" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0"><tr><td class=3D"pad" style=3D"width:100%;padding-right=
:0;padding-left:0"><div class=3D"alignment" align=3D"center"><div class=3D"=
fullWidth" style=3D"max-width:700px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/pub/izn8/7h0w4ujj/3po/5aw/xb7/=
20250714_NONIPlus.jpg" style=3D"display:block;height:auto;border:0;width:10=
0%" width=3D"700" alt=3D"We are here for you, America" title=3D"We are here=
 for you, America" height=3D"auto"></div></div></td></tr></table></td></tr>=
</tbody></table></td></tr></tbody></table><table class=3D"row row-4" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbo=
dy>
<tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-=
lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"=
700"><tbody><tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-t=
able-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;background=
-color:#fff;vertical-align:top"><table class=3D"text_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presenta=
tion"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig=
ht:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;text-align:center;mso-line-height-alt:14.399999999999999p=
x">
<span style=3D"word-break: break-word; color: #e4002b; font-size: 46px;"><s=
trong><span style=3D"word-break: break-word;">theNONI+</span></strong></spa=
n></p><p style=3D"margin:0;text-align:center;mso-line-height-alt:55.1999999=
99999996px"><strong><span style=3D"word-break: break-word; color: #000000;"=
><span style=3D"word-break: break-word; font-size: 20px;">Non Owner, No Inc=
ome... with a little something extra!</span></span></strong></p><p style=3D=
"margin:0;text-align:center;mso-line-height-alt:24px">
<span style=3D"word-break: break-word; color: #000000;"><span style=3D"word=
-break: break-word; font-size: 20px;">With higher LTVs, better flexibility,=
 and cash-out options up to 80%,&nbsp;<br>theNONI+ rewards experience and s=
trong-performing properties with premium terms.</span></span></p></div></di=
v></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><ta=
ble class=3D"row row-5" align=3D"center" width=3D"100%" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;background-color:#e4002b;border-radius:0;color:#000;width:700px;mar=
gin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D=
"33.333333333333336%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font-family:=
sans-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span styl=
e=3D"word-break: break-word; color: #ffffff; font-size: 28px;"><strong>No C=
ash Out or Ownership Seasoning</strong></span></p></div></div></td></tr></t=
able></td><td class=3D"column column-2" width=3D"33.333333333333336%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font-family:=
sans-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:28px;text-align:center;mso-line-height-alt:33.6px"><span styl=
e=3D"word-break: break-word; font-size: 28px; color: #ffffff;"><strong>Mini=
umum DSCR</strong></span></p><p style=3D"margin:0;font-size:28px;text-align=
:center;mso-line-height-alt:33.6px">
<span style=3D"word-break: break-word; font-size: 28px; color: #ffffff;"><s=
trong>1.25</strong></span></p></div></div></td></tr></table></td><td class=
=3D"column column-3" width=3D"33.333333333333336%" style=3D"mso-table-lspac=
e:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;p=
adding-top:5px;vertical-align:top"><table class=3D"text_block block-1" widt=
h=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presen=
tation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:12px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"=
margin:0;font-size:28px;text-align:center;mso-line-height-alt:33.6px"><span=
 style=3D"word-break: break-word; font-size: 28px; color: #ffffff;"><strong=
>Loan Amounts to </strong></span></p><p=20
style=3D"margin:0;font-size:28px;text-align:center;mso-line-height-alt:33.6=
px"><span style=3D"word-break: break-word; font-size: 28px; color: #ffffff;=
"><strong>$3.5M</strong></span></p></div></div></td></tr></table></td></tr>=
</tbody></table></td></tr></tbody></table><table class=3D"row row-6" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbo=
dy><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0"=
=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#=
000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column=
 column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;fo=
nt-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical-a=
lign:top"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig=
ht:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-size:12px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;text-align:center;mso-line-height-alt:14.399999999999999p=
x">
<span style=3D"word-break: break-word; color: #e4002b; font-size: 20px;"><s=
trong><span style=3D"word-break: break-word;">Additional Program Features</=
span></strong></span></p></div></div></td></tr></table></td></tr></tbody></=
table></td></tr></tbody></table><table class=3D"row row-7" align=3D"center"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pr=
esentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td>=
<table class=3D"row-content stack" align=3D"center" border=3D"0"=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#=
000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column=
 column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-table-rspace:0;fon=
t-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical-al=
ign:top"><table class=3D"empty_block block-1" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div>=
</div></td></tr></table></td><td class=3D"column column-2" width=3D"75%" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:lef=
t;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"te=
xt_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacin=
g=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:=
0;word-break:break-word"><tr><td class=3D"pad"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-size:12px;font-fa=
mily:Arial,Helvetica Neue,Helvetica,sans-serif;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><ul style=3D"line-height:1.2;mso-l=
ine-height-alt:14.399999999999999px;font-size:14px"><li class><span style=
=3D"word-break: break-word; font-size: 18px;">Min loan amount of $100k</spa=
n></li><li class><span style=3D"word-break: break-word; font-size: 18px;">P=
urchases to 85%</span></li><li class>
<span style=3D"word-break: break-word; font-size: 18px;">Refinances includi=
ng C/0 to 80%</span></li><li class><span style=3D"word-break: break-word; f=
ont-size: 18px;">Rural OK</span></li><li class><span style=3D"word-break: b=
reak-word; font-size: 18px;">Unlimited cash back below 60% LTV</span></li><=
li class><span style=3D"word-break: break-word; font-size: 18px;">No restri=
ctions for unleased properties</span></li><li class><span style=3D"word-bre=
ak: break-word; font-size: 18px;">Up to 20 acres</span></li>
</ul></div></div></td></tr></table></td></tr></tbody></table></td></tr></tb=
ody></table><table class=3D"row row-8" align=3D"center" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-=
content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;background-color:#fff;vertical=
-align:top"><table class=3D"divider_block block-1" width=3D"100%" border=3D=
"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso=
-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div class=3D"ali=
gnment" align=3D"center"><table border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span style=3D"word-break: break-word;">&#8202;</span></td></tr></table></di=
v></td></tr></table><table class=3D"text_block block-2" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=
=3D"pad"=20
style=3D"padding-bottom:20px;padding-left:10px;padding-right:10px;padding-t=
op:10px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span style=
=3D"word-break: break-word; font-size: 18px;"><strong>Cameron Leclair</stro=
ng></span></p><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"word-break: =
break-word; color: #000080; font-size: 14px;"><strong>cleclair@thelender.co=
m&nbsp;</strong></span></p></div></div></td></tr></table></td></tr></tbody>=
</table></td></tr></tbody></table><table class=3D"row row-9" align=3D"cente=
r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td =
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;vertical-align:top"><table cla=
ss=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font=
-family:sans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,He=
lvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px;=
color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14px;text-align:=
center;mso-line-height-alt:16.8px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"https://em=
ail.thelender.com/c/eJxUkL1OwzAURp_G3lL5376Dh6qoUkAMCBgYHd9bGslJq-RC1LdHKiy=
s3_AdnYPZx6ijk5R19MZDsBEkzTzyrcd8CO-PsFf68Np__K1vtyvlw2XmUlmeM7poTwjRUiGKKW=
AYEqlQfC1RVRPlmI0yXkXtddBgYWfAK_DoKMVUPVrhFJ-p0Yy07OplkiPT1GMOUHQaguksVOicT=
0NXqOgO0wmgojuFirLlM_N1FXYvzFGY47Ztu39vwhzlksuMC23CqZVpaeP8WUu7s9bL11Lp7kRT=
GdvQysqSabq2wtRjfvkt8Kz6hyf5nc1PAAAA__8jN16b" target=3D"_blank" rel=3D"noop=
ener">theLender.com</a> | <a style=3D"text-decoration: underline; color: #E=
4002B;" href=3D"https://email.thelender.com/c/eJxU0EFLxDAQBeBf09y6JGnSZA45L=
CuFKh5EPXicJFO3kLZLO2vZfy-sInj9Du_xXg7WOeWMoKCc1RbaxoGgmUe-9Tmc2vdHOEp1eu0_=
fvXtdqFwWmbGxOIc0kDgI9phaDA7i9YoZyxQTJ4iwSDGoKW20imrWgUNHDRYCTYb8s4nm5vKSD5=
ToTnTekjLJEamqc-hBVQ-trpuIEFtrI81Eqo6-wEgZTO0KYsSzsyXrWqOle4q3e37fviXVukO43=
Ll-k8r3Yk14JxX2isjN6a1jPNnwnJv35brmui-kiYcSyy4sWCaLgWZ-hxefj55lv3Dk_gK-jsAA=
P__sH9l0w" target=3D"_blank" rel=3D"noopener">About Us</a>&nbsp;| <a style=
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ender.com/c/eJxUkLtq9DAQRp_G6rzo4rGsQsWyPwb_IUVIUqSUNOOsQb4gz8bs2wc2adJ-xXc=
4Bz1Yq2wjyCsLGlxrrBO08MT3Af2lff_vzlJdXoeP3_XtvpG_rAuHxOLqAxiNIxjoTBxlDFIarR=
ETAMUoVRST11KDtApUq5xxJ-1AOsCGOtslQFM1kq-UaUEqp7TOYmKaB_StC6qLra6NS65uoIt1o=
KBq7EbnEjZjm1Bkf2Xe9sqcK91Xuj-O4_TnrdJ9CUx7vZUVb4n3Svei-LBgoaNq5M5U8rR8ppAf=
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rel=3D"noopener">Products</a>&nbsp;| <a style=3D"text-decoration: underline=
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TwKXIKFoYXArSLLRabFClpzsgWQD1ATSL47wM4adLe4h6cg9F5r7wVFJV32kFnPAhaeOLHgPHSv=
f6Gs1SX_8Pb9_ry2Che1oVTZnGPWY-IJDGRQxsoYJbBaJMlSMijN2KKWmonvXKqU2DgpMFJcGgp=
-JAdmsZKvlOhBame8jqLiWkeMHaQVLh2ujWQobUuXNtESbUYRoCMduwyihLvzNvemHOj-0b3x3G=
cfrw1up_Xyrd0o3ZLlReqje5FjWnBSkdj5c5Uy7TccipP_L6-10xPTZrTVK4l7SyY5q0kpgHjv6=
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ner</a>&nbsp;| <a style=3D"text-decoration: underline; color: #E4002B;" hre=
f=3D"https://email.thelender.com/c/eJxUkLtu6zAQRL-G7GSQK762YGH4QoBukCJIUqSk=
yFUsgJINaRPBfx_ATpN2ipk5p0TrvfZGUtTegkXXepS08MS3vsSTe_-PR6VPr_3Hb_p2u1I8XRZ=
OmeU5juio9cGAdzQqExKo4CwMkEweB5XkFEGBVV5b7TS2eAC0Cm0xFHzItrTCKD5TpaXQesiXWU=
5Mc1-iw6TD4KBpMWNjbBiaREk3JYyIuZjR5SJrPDNfN9EeBXQCun3fD3_aBHT5cbYBAZ1cY1rKS=
rswamNa67R85lTvu9vla81056M5TXWoaWPJNF9rYupLfHnYeFb9vyf5HeEnAAD___2fYeY" tar=
get=3D"_blank" rel=3D"noopener">Contact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-10" align=3D"center" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-=
content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top"><table clas=
s=3D"image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-=
rspace:0"><tr><td class=3D"pad" style=3D"width:100%"><div class=3D"alignmen=
t" align=3D"center"><div style=3D"max-width:65px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
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le></td><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspa=
ce:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top"=
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enter"><div style=3D"font-size: 12px; line-height: 14px; font-family: Arial=
, 'Helvetica Neue', Helvetica, sans-serif; color: #555555; text-align: left=
;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
</div><br />

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our email in the past, and we're trying to stay in touch with you. If you p=
refer to contact us in writing, please mail any correspondence to 25531 Com=
mercentre #250 Lake Forest, CA 92630.</span></p>
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