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No LTV, No Income, No Employment

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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26-2Bcte9ySMu4XRD2MoEwQU-2F6pKi-2B0kAnHE8k-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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 )

*************************************
First-Time Investor DSCR Enhancement:
*************************************

We have removed the LTV restriction for first-time investors. This loan doe=
s not require income or employment documentation. Instead, it qualifies bas=
ed on the DSCR, where the borrower utilizes cash flow from the subject prop=
erty only.
---------------------------------------------------------------------------=
---------------------------------------------------------------------------=
---------------------------------------------------------------------------=
----------

--------------------------------------
Highlights for First-Time Investors =F0=9F=8F=98=EF=B8=8F
--------------------------------------

* FICO 700 for first-time investors
* Max LTV 80% for purchase and rate/term refinance
* Max LTV 75% for cash out refinances
* SFR, PUD, townhomes, 2-4 unit condos, and non-warrantable condos
* Up to 6% seller concession
* Gift funds allowed
* Loan amounts from $100,000 - $2.5 million

Let's talk strategy! You could say I'm invested in your success.

****************
Close More Deals
****************

************************
Call your JET rep. TODAY
************************

JET Products ( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0=
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Jd7ziboNB0j4yKDLdvPzucYFGU67h8gskSCJxWeEHIXg7JPQ9ZRZNZAcwty1B8KRCd7w4aapR7V=
49CYQibjm8t0IFcSRpRXAnw8IflmEgbMIPZHufL4B-2Fzze2K-2FIIMOrPtwJEC-2BAllVUsOaQ=
sYgJsuGwepC9tZUqqc2X-2BcLA6U-2BwIOqw44f32xPjbivD460sNlK5jMfsqb8qPaNc-2BkYNC=
AQI9pAEW8ZHSjU-3D"><img class=3D"max-width" border=3D"0" style=3D"display:b=
lock; color:#000000; text-decoration:none; font-family:Helvetica, arial, sa=
ns-serif; font-size:16px; max-width:100% !important; width:100%; height:aut=
o !important;" width=3D"600" alt=3D"" data-proportionally-constrained=3D"tr=
ue" data-responsive=3D"true" src=3D"http://cdn.mcauto-images-production.sen=
dgrid.net/5be95bdc440e8f85/888b314e-8600-4607-9a37-68a032ad9f0a/1163x183.pn=
g"></a></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"5e58684a-4ce7-4973-b4f9-76c65fd7a235" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 2px 0px; line-height:40px; text-align=
:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conte=
nt"><div><h1 style=3D"text-align: center"><span style=3D"font-size: 36px">F=
irst-Time Investor DSCR </span><span style=3D"font-size: 36px; color: #ab3b=
3b"><em>Enhancement:</em></span></h1><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"divider" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
-layout: fixed;" data-muid=3D"83177cb3-047d-4d00-8c2a-01575f036e71.1">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"ca436d18-aa20-49f5-99a5-f3a29cca8502" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 18px 0px; line-height:23px; text-align=
:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conte=
nt"><div><h3 style=3D"text-align: inherit"><span style=3D"font-family: &quo=
t;times new roman&quot;, times, serif; font-size: 18px">We have removed the=
 LTV restriction for first-time investors. This loan does not require incom=
e or employment documentation. Instead, it qualifies based on the DSCR, whe=
re the borrower utilizes cash flow from the subject property only.</span></=
h3><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"divider" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
-layout: fixed;" data-muid=3D"83177cb3-047d-4d00-8c2a-01575f036e71">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"faac623d-1403-48ea-b4fe-5ccdf0a9b09d.1" data-mc-=
module-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:25px; text-alig=
n:inherit; background-color:#ffebeb;" height=3D"100%" valign=3D"top" bgcolo=
r=3D"#ffebeb" role=3D"module-content"><div><h2 style=3D"text-align: left">H=
ighlights for First-Time Investors =F0=9F=8F=98=EF=B8=8F</h2>
<ul>
  <li style=3D"text-align: left; font-family: &quot;times new roman&quot;, =
times, serif; font-size: 18px; font-size: 18px"><span style=3D"font-family:=
 &quot;times new roman&quot;, times, serif; font-size: 18px">FICO 700 for f=
irst-time investors</span></li>
  <li style=3D"text-align: left; font-family: &quot;times new roman&quot;, =
times, serif; font-size: 18px; font-size: 18px"><span style=3D"font-family:=
 &quot;times new roman&quot;, times, serif; font-size: 18px">Max LTV 80% fo=
r purchase and rate/term refinance</span></li>
  <li style=3D"text-align: left; font-family: &quot;times new roman&quot;, =
times, serif; font-size: 18px; font-size: 18px"><span style=3D"font-family:=
 &quot;times new roman&quot;, times, serif; font-size: 18px">Max LTV 75% fo=
r cash out refinances</span></li>
  <li style=3D"text-align: left; font-family: &quot;times new roman&quot;, =
times, serif; font-size: 18px; font-size: 18px"><span style=3D"font-family:=
 &quot;times new roman&quot;, times, serif; font-size: 18px">SFR, PUD, town=
homes, 2-4 unit condos, and non-warrantable condos</span></li>
  <li style=3D"text-align: left; font-family: &quot;times new roman&quot;, =
times, serif; font-size: 18px; font-size: 18px"><span style=3D"font-family:=
 &quot;times new roman&quot;, times, serif; font-size: 18px">Up to 6% selle=
r concession</span></li>
  <li style=3D"text-align: left; font-family: &quot;times new roman&quot;, =
times, serif; font-size: 18px; font-size: 18px"><span style=3D"font-family:=
 &quot;times new roman&quot;, times, serif; font-size: 18px">Gift funds all=
owed</span></li>
  <li style=3D"text-align: left; font-family: &quot;times new roman&quot;, =
times, serif; font-size: 18px; font-size: 18px"><span style=3D"font-family:=
 &quot;times new roman&quot;, times, serif; font-size: 18px">Loan amounts f=
rom $100,000 - $2.5 million</span></li>
</ul>
<div style=3D"font-family: &quot;times new roman&quot;, times, serif; text-=
align: left; font-size: 18px"><br></div>
<div style=3D"font-family: &quot;times new roman&quot;, times, serif; text-=
align: left; font-size: 18px">Let's talk strategy! You could say I'm <em>in=
vested </em>in your success.</div><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"divider" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
-layout: fixed;" data-muid=3D"83177cb3-047d-4d00-8c2a-01575f036e71.2">
    <tbody>
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        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
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          </table>
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  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"caf1b27d-87a8-49a2-8c9d-6154eb6cfa72" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:40px; text-alig=
n:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-cont=
ent"><div><h1 style=3D"text-align: center">Close More Deals</h1>
<h1 style=3D"text-align: center">Call your JET rep. TODAY</h1><div></div></=
div></td>
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    </tbody>
  </table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" role=3D"module" data-type=3D"columns" style=3D"paddi=
ng:0px 0px 0px 0px;" bgcolor=3D"#FFFFFF" data-distribution=3D"1,1">
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dth:290px; border-spacing:0; border-collapse:collapse; margin:0px 10px 0px =
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or=3D"" class=3D"column column-0">
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u001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFu=
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cGchk7wuxzKrE3Z8zhrjC1BfxERJfqVVzTOh2F6t0eqM4Zwq7er1dIY5PJd7ziboNB0j4yKDLdv=
PzucYFGU67h8gskSCJxWeEHIXg7JPQ9ZRZNZAcX3JlbQQucvn2IKqVBoP4IRkJUbSV3j3-2BI24=
clmXNygPTApyR6jtP3MscYmyx3bPcM0mzireyyDlgImxJ6c5As-2BrUfMIxwKjPjjfPwt6K-2Fe=
DbbDu3VzNL1jgaf7zzkisgL2VXvq-2BGdAhLhNm89znVoUwDCzTWAHisuJZdsG-2B4viw-3D" s=
tyle=3D"background-color:#ab3b3b; border:1px solid #333333; border-color:#3=
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lock; font-size:14px; font-weight:normal; letter-spacing:0px; line-height:n=
ormal; padding:12px 18px 12px 18px; text-align:center; text-decoration:none=
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et=3D"_blank">JET Products</a>
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rder-collapse:collapse; margin:0px 0px 0px 10px;" cellpadding=3D"0" cellspa=
cing=3D"0" align=3D"left" border=3D"0" bgcolor=3D"" class=3D"column column-=
1">
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der=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"module" data-role=3D=
"module-button" data-type=3D"button" role=3D"module" style=3D"table-layout:=
fixed;" width=3D"100%" data-muid=3D"15c4c029-c8da-466b-904e-8239e87b8249.1.=
1">
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ding:0px 0px 0px 0px;">
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u001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqfkyUCrtHmf4U6tcholKD=
T-2F6sMK_QXnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxj=
x-2BD3929rZcqYcQzm7EjHZ880vu8G4L-2FCJk57e0TkbLKSlGTcMC4M7g3S5xvYuQKIj6-2F-2=
FW7jF10TEJRlO19JW9cGjFhsz2dcsiDGlTsALrGUtWdFEOeOEYFLxF1UfrRhmWfsyienSnKHgTa=
V3taleLSzcOs562rH0-2BZYTxl-2Bcvqe-2BxIvRySi2nYxfm0e1NNh8sCrXVgz4fPZFFuM62OD=
cGchk7wuxzKrE3Z8zhrjC1BfxERJfqVVzTOh2F6t0eqM4Zwq7er1dIY5PJd7ziboNB0j4yKDLdv=
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ormal; padding:12px 18px 12px 18px; text-align:center; text-decoration:none=
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et=3D"_blank">BROKER LOGIN</a>
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tyle=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:top"><table=
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ody><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:to=
p"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-si=
ze:0"><tbody><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertical=
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ze:0"><td align=3D"left" style=3D"padding:5px 0 4px;vertical-align:top"><a =
href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8k=
Q-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFuPQG8f2Ag_QXnTW6f9jV7o=
ts26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxjx-2BD3929rZcqYcQzm7Ej=
HZ880vu8G4L-2FCJk57e0TkbLKSlGTcMC4M7g3S5xvYuQKIj6-2F-2FW7jF10TEJRlO19JW9cGj=
Fhsz2dcsiDGlTsALrGUtWdFEOeOEYFLxF1UfrRhmWfsyienSnKHgTaV3taleLSzcOs562rH0-2B=
ZYTxl-2Bcvqe-2BxIvRySi2nYxfm0e1NNh8sCrXVgz4fPZFFuM62ODcGchk7wuxzKrE3Z8zhrjC=
1BfxERJfqVVzTOh2F6t0eqM4Zwq7er1dIY5PJd7ziboNB0j4yKDLdvPzucYFGU67h8gskSCJxWe=
EHIXg7JPQ9ZRZNZAcXYY0zx-2Fsuo4s4sKylpcG9kRJDGmpeNtgzc7rgEYBToaSuWCOFl1Ye-2B=
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XnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxjx-2BD3929r=
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RlO19JW9cGjFhsz2dcsiDGlTsALrGUtWdFEOeOEYFLxF1UfrRhmWfsyienSnKHgTaV3taleLSzc=
Os562rH0-2BZYTxl-2Bcvqe-2BxIvRySi2nYxfm0e1NNh8sCrXVgz4fPZFFuM62ODcGchk7wuxz=
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dy></table></td></tr><tr style=3D"font-size:0"><td align=3D"left" style=3D"=
vertical-align:top"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0"=
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e&nbsp;520&nbsp;</td><td align=3D"center" style=3D"vertical-align:middle;fo=
nt-size:0"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D=
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e=3D"font-size:0;color:#0d0d0d;font-style:normal;font-weight:400;white-spac=
e:nowrap"><tbody><tr style=3D"font-size:12px"><td align=3D"left" style=3D"v=
ertical-align:top;font-family:'Century Gothic'">&nbsp;Santa&nbsp;Ana</td><t=
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ize:12px"><td align=3D"left" style=3D"padding:4px 0 0;vertical-align:middle=
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=3D"font-weight:400">&nbsp;<wbr></wbr>0006800006&nbsp;|&nbsp;<span style=3D=
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tyle:normal;text-align:left;line-height:16px"><tbody><tr style=3D"font-size=
:11px"><td style=3D"font-family:'Century Gothic',sans-serif"><span style=3D=
"font-family:'Century Gothic'">Jet&nbsp;Mortgage&nbsp;is&nbsp;a&nbsp;DBA&nb=
sp;of&nbsp;Home&nbsp;<wbr></wbr>Mortgage&nbsp;Alliance&nbsp;Corporation&nbs=
p;<wbr></wbr>(HMAC)<br>HMAC&nbsp;is&nbsp;an&nbsp;Equal&nbsp;Housing&nbsp;<w=
br></wbr>Lender<br></span><span style=3D"background-color:#ffffff"><span st=
yle=3D"font-family:Arial,sans-serif"></span>MORTGAGEE&nbsp;CLAUSE/LOSS&nbsp=
;PAYEE/<wbr></wbr>PROPOSED&nbsp;INSURED:<br>Home&nbsp;Mortgage&nbsp;Allianc=
e&nbsp;Corp&nbsp;(<wbr></wbr>HMAC)&nbsp;Its&nbsp;Successors&nbsp;and/or&nbs=
p;<wbr></wbr>Assigns<br>4&nbsp;Hutton&nbsp;Centre&nbsp;Drive&nbsp;|&nbsp;<w=
br></wbr>Office&nbsp;Suite&nbsp;#500&nbsp;|&nbsp;City&nbsp;of&nbsp;<wbr></w=
br>Santa&nbsp;Ana,&nbsp;California&nbsp;92707</span></td></tr></tbody></tab=
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