<= /tr>

the Spot = Appraisals <= strong>Broker Resources Become <= /span>a Part= ner Rates &nbs= p;theOWL=

<= /table>

Welcome to= the summer of savings!

Our pricing incentives are heating up this July across som= e of your favorite programs =E2=80=93 giving you more flexibility, more opp= ortunity, and more wins in your pipeline.

Here=E2=80=99s what= =E2=80=99s sizzling this month at theLender:

100 BPS

Pricing Incentive= on Cash Out

5-year prepay required

50 BPS

Pricing Ince= ntive on Cash Out

3-year prep= ay required

Pr= icing Incentive on Purchase

5-year prepay required

25 BPS

Pricing Incentive on Purchase

3-year prepay required<= /p>

<= td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig= ht:20px;padding-top:15px">

(Noni+ and NONI58 = are not eligible. DSCR less than .75 not eligible.

Foreign National Borrower= s not eligible.)

NonQM Programs

(NonQM Premier, NonQM+, and NonQM)

<= td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig= ht:20px;padding-top:15px">

.375 Pricing Incentive

on Purchase and Cash-Out Refinance=

(Foreign National Borrowers not eligible)

<= /table>

<= /tbody>

FHA Programs

Including Stretch, High Balance, theN= ADA and theNADA+

<= td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig= ht:20px;padding-top:15px">

25 BPS Price= Incentive

<= td class=3D"pad">

These deals won=E2=80=99t last forever!

Contact me today to secure these limited-time offe= rs.

NOTE: All loans must be locked by July 31, 2025

<= /table>

Camero= n Leclair

(949) 312-5374 |&= nbsp;cleclair@thelender.com

theLender.com | About Us | Products | Mortgage= Partner | Contact

<= /table>

Equal Housing Opportunity NMLS #133519 For current li= censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB= A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor= tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo= rtgage=E2=80=99s underwriting guidelines. This information is intended for = the exclusive use of licensed real estate and mortgage lending professional= s in accordance with local laws and regulations. Distribution to the genera= l public is prohibited. Loans made or arranged pursuant to the California F= inancing Law.

We hope you found the content of this message to be i= nformative. If you'd rather not receive emails like this from us in the fut= ure, you can be removed from our list by clicking here. You're receiving this communication = from us because you've given Hometown Equity Mortgage, LLC d/b/a theLender = your email in the past, and we're trying to stay in touch with you. If you = prefer to contact us in writing, please mail any correspondence to 25531 Co= mmercentre #250 Lake Forest, CA 92630.