Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id kH7TLMiYUWgD7QIAchKAPA (envelope-from ) for ; Tue, 17 Jun 2025 11:33:12 -0500 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Tue, 17 Jun 2025 11:33:12 -0500 Received: from pc234-199.mailgun.net ([143.55.234.199]:46632) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.98.1) (envelope-from ) id 1uRZFI-00000000ob1-0y9p for andrew@sterlingcal.com; Tue, 17 Jun 2025 11:33:12 -0500 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1750177975; x=1750185175; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=PDzIMbcIXbHryhgB6sT7DMHV4xwVAJI3FzKE0GH8vlY=; b=MEUGXA3RbdqD+96QA2he6xxVpu644lBinwrVGtt/L3HhNa3u7E8vtVsBg4uFUTHwxH2J7rhkxYsf9l23ufXk8Ol+jmD0vnTMH9eiUuC+ky0Hj6sHrYzOYmMJXApRoTg7P1pEiq4dvr66XwDYpKRvU2cNKYtlYfjpcEz7U/0JEut2nJ+DjY2Eh1TZvJJiaTnDeY5IdBR9/+VrKTNy+JKi+LZOAoRBLFyrq4svJnpXOShNvSmslex4fQ2OhCOuHGRDmmT5Ymv0sA/nChHV3BE4A1XK23hk0NbomwhzseNypg+ELRJBN/m0kNYxth002XALLXglcz5ljasXb+58WhzieA== X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: by fabc47fec97e with HTTP id 685198b75121f89e90886279; Tue, 17 Jun 2025 16:32:55 GMT X-Mailgun-Sending-Ip: 143.55.234.199 Sender: cleclair@thelender.com Date: Tue, 17 Jun 2025 16:32:55 +0000 Mime-Version: 1.0 Subject: nearNONI - No Ratio Investor Loan From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "7c795afb-fac8-4f59-ad76-5e45fd53853d", "sourceType": "emailblast", "templateId": "Q6UJ9A03Z8KD"} Message-Id: <20250617163255.c7e95d72696fdc27@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-SPF-Check: 143.55.234.199 is not allowed to send mail from thelender.com X-Spam-Status: No, score=-3.3 X-Spam-Score: -32 X-Spam-Bar: --- X-Spam-Flag: NO
3D"the
=
=

The Best

NO RATIO INVESTOR LOAN

in the Country*

=  

thelender has the solution for No Ratio mortgages. It's no= t quite theNONI, but the

nearNONI is definitely cut from the same cloth and here to help investors o= ut. 

 

FEATURES:=

  • No minimum DSCR
  • No Ca= sh Out or Ownership Seasoning 
  • FICO expansion down to 660
  • = Non-Warrantable Co= ndos allowed
  • 40 Year Fully Amortized Term available
  • Loans to $3MM<= /span>
  • Cas= h-out can be used as Reserves
  • No Cash Out or Ownership Seasoning
    • New Prepay optio= ns:
    - &n= bsp;  5, 4, 3, 2 & 1 & No prepay
    New Prepay Options= : 6 Months of Interest and 3% Fixed Prepay Declining prepay option availabl= e.
=
<= td class=3D"pad">

*In our opinion

<= /td>

Camero= n Leclair

(949) 312-5374 | cleclair@thelender.com&nb= sp;

<= td class=3D"pad">
<= /table>

Equal Housing Opportunity NMLS #133519 For current li= censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB= A. theLender, 25531 Commercentre Dr #250., Lake Forest, CA 92630. All loans= must meet Hometown Equity Mortgage=E2=80=99s underwriting guidelines. This= information is intended for the exclusive use of licensed real estate and = mortgage lending professionals in accordance with local laws and regulation= s. Distribution to the general public is prohibited. Loans made or arranged= pursuant to the California Financing Law.


We hope you found the content of this message to be i= nformative. If you'd rather not receive emails like this from us in the fut= ure, you can be removed from our list by clicking here. You're receiving this communication = from us because you've given Hometown Equity Mortgage, LLC d/b/a theLender = your email in the past, and we're trying to stay in touch with you. If you = prefer to contact us in writing, please mail any correspondence to 25531 Co= mmercentre #250 Lake Forest, CA 92630.


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