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0px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" w=
idth=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#e4002b;vertical-align:top"><table class=3D"text_block=
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px"><span style=3D"word-break: break-word; color: #ffffff; font-size: 14px;=
"><strong style=3D"color:#fff">
<a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"https://email.t=
helender.com/c/eJxUkDtPwzAURn-NvaW6fseDh6oiUjqBgKGjHxcSyXkouRD13yMVFtZv-I7O=
KcE4J5zmGITTXmgprec400j3voSLfb_6M4jLa3_7W9_uK4bLMlPMxIeQwAjQvvUWUeVk2vThFEI=
UQoESWPgYJEgDFoywRoA_iaRARYsJinS5lUwDDVhxLrid8jLxkXDqS2iTM8aX0pjS2kbHmJoWtG=
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w-nONZU406ccFprJOxLePmNcX167m78O8ifAAAA__9zOGFu" target=3D"_blank" rel=3D"n=
oopener">the Spot</a>&nbsp; &nbsp; &nbsp;</strong><strong style=3D"color:#f=
ff">
<a href=3D"https://email.thelender.com/c/eJxUkL1OwzAURp8m3lLZ1z-JBw9VRaR0Ag=
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#FFFFFF;" rel=3D"noopener">Appraisals&nbsp; &nbsp; &nbsp;</a></strong><stro=
ng><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"https://emai=
l.thelender.com/c/eJxUkLFq8zAUhZ9G2hx0ryVZGjSE8Buc6S9th4xX0m1jkB1jqzV5-0LSp=
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h9th58PNFYYqGtysrTUqjykMPL08b53__-Ir8D_gQAAP__0mljBQ" target=3D"_blank" rel=
=3D"noopener">Broker<span style=3D"word-break: break-word; color: #e4002b;"=
> </span>Resources&nbsp; &nbsp; &nbsp;</a></strong><strong><a style=3D"text=
-decoration: none; color: #FFFFFF;" href=3D"https://email.thelender.com/c/e=
JxUkLtqw0AQRb9G28nMjvYhFVsYE4FcJSQpXO5jbAtWD1aTCP99wEmT9hb3cE5y2lpplSAnreqk=
QjSdoJlHfgzJncznuTuCPL0Pl7_147GSOy0z-8ji7oCIQtPBNQS0oJWmK0gko1Ap1KEVo0NADQa=
0NFpCd5ChgcYbCpDQxhYrBXynTHOicojLJEamaUiuDVbrLqVap9bUyvtQt6Bk3fhGoWlMiBhFdn=
fmdauaY4V9hf2-74d_bxX201L45m9Ur77wTKXCXhTn51RorxRsTCWP8y36_MRvy1eJ9NSkyY85Z=
L-xYJrW7JmG5N5-o5xfXvuL-Hb4EwAA___CJmS6" target=3D"_blank" rel=3D"noopener"=
>Become<span style=3D"word-break: break-word; color: #e4002b;"> </span>a<sp=
an style=3D"word-break: break-word; color: #e4002b;"> </span>Partner&nbsp; =
&nbsp; &nbsp;</a></strong>
<strong style=3D"color:#fff"><a style=3D"text-decoration: none; color: #FFF=
FFF;" href=3D"https://email.thelender.com/c/eJxUkLtu6zAQBb9G7GSQy6cKFoZxBcj=
VDZIULknuOhJAyYa0ieC_D-CkSXuKM5jBaL1X3giKyptOGQDXCVp44seA8eTez91RqtPrcPld3x=
53iqfbwqmwGKP31yzNVVMwoZDG5DwiSMzal-xUEFMECVY6aZWzSnYHlbXUyVGWCL4EaIzkkSotS=
Ouh3GYxMc0DxpC9tR1iazG41qSU2yCNanXSBpx2uUARNY7M963Rxwb6Bvp93w9_3hro18S0jUS8=
NdCLNaYFV9obIzemtU7LR0n1Cd5un2uhpyDNaaq5po0F03yviWnA-PKT4_zvf38RXxG-AwAA___=
rmGMU" target=3D"_blank" rel=3D"noopener">Rates<strong>&nbsp; &nbsp; &nbsp;=
</strong></a><a href=3D"https://email.thelender.com/c/eJxUkD1vszAURn-NvRHZF=
38xeIiiF4lMb9V2yGh8LwXJQAS3Rfn3ldIuXZ_hOToHo_VeeyMpam8abQBcI2nhiR8dxot7vzZn=
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4HEAYxSMVWpC2U15nOTHNHcbQe2sbxMpicJVJqa-CMrqqU23A1a7PkGWJI_N9F_VZQCugPca10J=
4Knf58Cmh5pPUoAlq5xbTgRocwamfayrR85FSe6H393DI9FWlOU-lL2lkyzfeSmDqMLz9Brv_-t=
zf5FeE7AAD__7z3Y9Q" target=3D"_blank" style=3D"text-decoration: none; color=
: #FFFFFF;" rel=3D"noopener">theOWL</a></strong></span></strong></strong></=
strong></p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table
 class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:=
0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" ali=
gn=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#=
fff;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tb=
ody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0"><tr><td class=3D"pad" style=3D"width:100%;padding-right:0;padding-left=
:0"><div class=3D"alignment" align=3D"center"><div class=3D"fullWidth" styl=
e=3D"max-width:700px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/pub/izn8/7h0w4ujj/rm4/09a/w56/=
20250604_3specials.jpg" style=3D"display:block;height:auto;border:0;width:1=
00%" width=3D"700" alt=3D"We are here for you, America" title=3D"We are her=
e for you, America" height=3D"auto"></div></div></td></tr></table></td></tr=
></tbody></table></td></tr></tbody></table><table class=3D"row row-4" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbo=
dy>
<tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-=
lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#00=
0;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column c=
olumn-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font=
-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical-ali=
gn:top"><table class=3D"text_block block-1" width=3D"100%" border=3D"0"=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" =
style=3D"padding-bottom:10px;padding-left:20px;padding-right:20px;padding-t=
op:15px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;text-align:center;mso-line-height-alt:14.399999999999999px">
<strong><span style=3D"word-break: break-word; font-size: 28px;">Welcome to=
 the summer of savings!</span></strong></p><p style=3D"margin:0;text-align:=
center;mso-line-height-alt:33.6px"><span style=3D"word-break: break-word; f=
ont-size: 22px;">We=E2=80=99re heating up June with pricing incentives acro=
ss some of your favorite programs =E2=80=93 giving you more flexibility, mo=
re opportunity, and more wins in your pipeline.</span></p></div></div></td>=
</tr></table></td></tr></tbody></table></td></tr></tbody></table><table=20
class=3D"row row-5" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#2=
82828;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><=
tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font-family:=
sans-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;text-align:center;mso-line-height-alt:16.8px"><span style=3D"word-break=
: break-word; font-size: 22px; color: #ffffff;"><strong>Here=E2=80=99s what=
=E2=80=99s sizzling this month at theLender:</strong></span></p></div></div=
></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><tab=
le class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0"=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content s=
tack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;backgroun=
d-color:#fff;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D=
"700"><tbody><tr><td class=3D"column column-1" width=3D"50%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:10p=
x;padding-left:20px;padding-right:20px;padding-top:15px"><div style=3D"font=
-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#2c2c2c;line-height:1.2">=
<p style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:2=
6.4px">
<span style=3D"word-break: break-word; color: #2d2d2d;"><span style=3D"word=
-break: break-word; font-size: 22px;"><strong>&nbsp;</strong></span><span s=
tyle=3D"word-break: break-word; font-size: 46px;"><strong><span style=3D"wo=
rd-break: break-word;">100 BPS</span>&nbsp;</strong></span></span></p><p st=
yle=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px=
"><span style=3D"word-break: break-word; color: #2d2d2d;">Pricing Incentive=
 on Cash Out</span></p><p=20
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"word-break: break-word; color: #2d2d2d;"><strong><span s=
tyle=3D"word-break: break-word;">5-year prepay required</span></strong></sp=
an></p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line-heigh=
t-alt:14.399999999999999px">&nbsp;</p><p style=3D"margin:0;text-align:cente=
r;mso-line-height-alt:26.4px"><span style=3D"word-break: break-word; color:=
 #2d2d2d; font-size: 46px;"><strong>50 BPS</strong></span></p>
<p style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:2=
6.4px"><span style=3D"word-break: break-word; color: #2d2d2d;">Pricing Ince=
ntive on Cash Out</span></p><p style=3D"margin:0;font-size:22px;text-align:=
center;mso-line-height-alt:26.4px"><span style=3D"word-break: break-word; c=
olor: #2d2d2d;"><strong><span style=3D"word-break: break-word;">3-year prep=
ay required</span></strong></span></p></div></div></td></tr></table></td><t=
d class=3D"column column-2" width=3D"50%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:10p=
x;padding-left:20px;padding-right:20px;padding-top:15px"><div style=3D"font=
-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"word-break: break-word; font-size: 46px; color: #2d2d2d;=
"><strong>50 BPS</strong></span></p><p style=3D"margin:0;font-size:22px;tex=
t-align:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; font-size: 22px; color: #2d2d2d;">Pr=
icing Incentive on Purchase</span></p><p style=3D"margin:0;font-size:22px;t=
ext-align:center;mso-line-height-alt:26.4px"><span style=3D"word-break: bre=
ak-word; font-size: 22px; color: #2d2d2d;"><strong><span style=3D"word-brea=
k: break-word;">5-year prepay required</span></strong></span></p><p style=
=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:14.399999=
999999999px">&nbsp;</p><p=20
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"word-break: break-word; font-size: 20px; color: #2d2d2d;=
"><strong><span style=3D"word-break: break-word; font-size: 46px;">25 BPS</=
span></strong></span></p><p style=3D"margin:0;font-size:22px;text-align:cen=
ter;mso-line-height-alt:26.4px"><span style=3D"word-break: break-word; colo=
r: #2d2d2d;">Pricing Incentive on Purchase</span></p><p style=3D"margin:0;f=
ont-size:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; color: #2d2d2d;"><strong><span style=
=3D"word-break: break-word;">3-year prepay required</span></strong></span><=
/p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbod=
y></table><table class=3D"row row-7" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m=
so-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-co=
ntent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;backgr=
ound-color:#fff;border-radius:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%" style=3D"m=
so-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;paddin=
g-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"text_block=
 block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig=
ht:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;text-align:center;font-size:16px;mso-line-height-alt:19.2=
px">
<span style=3D"word-break: break-word; font-size: 16px;">(Noni+ and NONI58 =
are not eligible. DSCR less than .75 not eligible.</span></p><p style=3D"ma=
rgin:0;text-align:center;font-size:16px;mso-line-height-alt:19.2px"><span s=
tyle=3D"word-break: break-word; font-size: 16px;">Foreign National Borrower=
s not eligible.)</span></p></div></div></td></tr></table></td></tr></tbody>=
</table></td></tr></tbody></table><table class=3D"row row-8" align=3D"cente=
r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;background-color:#282828;border-radius:0;colo=
r:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"col=
umn column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font-family:=
sans-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span styl=
e=3D"word-break: break-word; color: #ffffff;"><span style=3D"word-break: br=
eak-word; font-size: 46px;"><strong>NonQM Programs</strong></span></span></=
p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt=
:16.8px">
<span style=3D"word-break: break-word; color: #ffffff; font-size: 22px;"><s=
pan style=3D"word-break: break-word;">(NonQM Premier, NonQM+, and NonQM)</s=
pan></span></p></div></div></td></tr></table></td></tr></tbody></table></td=
></tr></tbody></table><table class=3D"row row-9" align=3D"center" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table cla=
ss=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;background-color:#fff;border-radius:0;color:#000;width:700px;ma=
rgin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=
=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;te=
xt-align:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table=
 class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig=
ht:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;text-align:center;font-size:20px;mso-line-height-alt:24px=
">
<span style=3D"word-break: break-word; font-size: 46px; color: #2d2d2d;"><s=
trong>.375 Pricing Incentive</strong></span></p><p style=3D"margin:0;text-a=
lign:center;font-size:20px;mso-line-height-alt:24px"><span style=3D"word-br=
eak: break-word; color: #2d2d2d;">on Purchase and Cash-Out Refinance</span>=
</p><p style=3D"margin:0;text-align:center;font-size:20px;mso-line-height-a=
lt:24px"><span style=3D"word-break: break-word; font-size: 14px; color: #2d=
2d2d;">(Foreign National Borrowers not eligible)</span></p>
</div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody><=
/table><table class=3D"row row-10" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m=
so-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-co=
ntent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;ba=
ckground-color:#282828;border-radius:0;color:#000;width:700px;margin:0 auto=
"=20
width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%" style=
=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;p=
adding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"text_=
block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font-family:san=
s-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px"><span styl=
e=3D"word-break: break-word; color: #ffffff;"><span style=3D"word-break: br=
eak-word; font-size: 46px;"><strong>FHA Programs</strong></span></span></p>=
<p style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:2=
6.4px">
<span style=3D"word-break: break-word; color: #ffffff; font-size: 22px;"><s=
pan style=3D"word-break: break-word;">Including Stretch, High Balance, theN=
ADA and theNADA+</span></span></p></div></div></td></tr></table></td></tr><=
/tbody></table></td></tr></tbody></table><table class=3D"row row-11" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbo=
dy><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0"=
=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#=
000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column=
 column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;fo=
nt-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical-a=
lign:top"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig=
ht:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:20px;text-align:center;mso-line-height-alt:24px=
">
<span style=3D"word-break: break-word; font-size: 20px; color: #2d2d2d;"><s=
trong><span style=3D"word-break: break-word; font-size: 46px;">25 BPS Price=
 Incentive</span></strong></span></p></div></div></td></tr></table></td></t=
r></tbody></table></td></tr></tbody></table><table class=3D"row row-12" ali=
gn=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><t=
body><tr><td><table class=3D"row-content stack" align=3D"center"=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-rad=
ius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td cl=
ass=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-tabl=
e-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-top:5=
px;vertical-align:top"><table class=3D"text_block block-1" width=3D"100%" b=
order=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margin:0;font-=
size:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; color: #e4002b; background-color: #f=
fffff; font-size: 22px;"><strong><span style=3D"word-break: break-word; bac=
kground-color: #ffffff;">These deals won=E2=80=99t last forever! </span></s=
trong></span></p><p style=3D"margin:0;font-size:22px;text-align:center;mso-=
line-height-alt:26.4px">
<span style=3D"word-break: break-word; color: #e4002b; background-color: #f=
fffff; font-size: 22px;"><strong><span style=3D"word-break: break-word; bac=
kground-color: #ffffff;">Contact me today to secure these limited-time offe=
rs.</span></strong></span></p><p style=3D"margin:0;font-size:22px;text-alig=
n:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; color: #2d2d2d; background-color: #f=
fffff; font-size: 15px;"><span style=3D"word-break: break-word; background-=
color: #ffffff;">NOTE: All loans must be<strong> <span style=3D"word-break:=
 break-word; color: #e4002b;">locked</span></strong> by June 30, 2025</span=
></span></p></div></div></td></tr></table></td></tr></tbody></table></td></=
tr></tbody></table><table class=3D"row row-13" align=3D"center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%" style=3D"m=
so-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;backgr=
ound-color:#fff;vertical-align:top"><table class=3D"divider_block block-1"=
=20
width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pr=
esentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=
=3D"pad"><div class=3D"alignment" align=3D"center"><table border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%" style=
=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" =
style=3D"font-size:1px;line-height:1px;border-top:2px solid #282828"><span =
style=3D"word-break: break-word;">&#8202;</span></td></tr></table></div></t=
d></tr></table>
<table class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"pa=
dding-bottom:20px;padding-left:10px;padding-right:10px;padding-top:10px"><d=
iv style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39=
9999999999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"word-break: break-word; font-size: 18px;"><strong>Camero=
n Leclair</strong></span></p><p style=3D"margin:0;font-size:14px;text-align=
:center;mso-line-height-alt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&=
nbsp;<span style=3D"word-break: break-word; color: #000080; font-size: 14px=
;"><strong>cleclair@thelender.com&nbsp;</strong></span></p>
</div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody><=
/table><table class=3D"row row-14" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m=
so-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-co=
ntent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;co=
lor:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;vertical-align:top"><table cla=
ss=3D"image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table=
-rspace:0"><tr><td class=3D"pad" style=3D"width:100%"><div class=3D"alignme=
nt" align=3D"center"><div style=3D"max-width:700px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/thelender/footer.jpg" style=3D"display:bloc=
k;height:auto;border:0;width:100%" width=3D"700" alt title height=3D"auto">=
</div></div></td></tr></table><table class=3D"text_block block-2" width=3D"=
100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><t=
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  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
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