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Subject: Get your FHA Loans done with VOE
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96.5% LTV - 620 FICO

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
eu5-2FFKRUgyS-2BDoi3995OUDVqe56jUAPUR1oQDuOSkXSRHPtxNQ_QXnTW6f9jV7ots26-2Fd=
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ByoXOxBM1-2Fjc-2FWCi98zcCiDoBYI8Q-3D-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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482GXGYDoWhhbooGbjlG5tBh0K3q1EB17j1zo6dh4YFU-2F-2B1lUyglQ-3D-3D )

********************************
How to Qualify for *FHA PREMIER*
********************************

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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AsPAKXqSz4t4UxudtKPEmm1pw-3D-3D )

****************************************
Help your clients borrow up to 96.5% LTV
****************************************

--------------------
Qualifying is Simple
--------------------

We follow the DU 100% - meaning that if the system does not ask for *Paystu=
bs* , *W-2's* , or *Tax Docs* , then you don't need them !

---------------
Loan Purpose:=F0=9F=8F=9B=EF=B8=8F
---------------

* Purchase
* Rate/Term Refinance
* Cashout Refinance
* Streamline

------------------
Property Types: =F0=9F=8F=98=EF=B8=8F
------------------

* SFR/PUD *OK*
* Condo *OK*
* 2-4 Units - Purchase Transaction *ONLY*

-------------
Eligibility:=F0=9F=93=B0
-------------

* Owner Occupied ONLY
* Wage Earner ONLY
* Max # of borrowers =3D 4
* Same Employer for a min. 2 years
* FICO Min 620

----------------
Restrictions: =E2=9A=99=EF=B8=8F
----------------

* No other income sources
* No DPA
* No Gift of Equity
* No Non-occupying Co-Borrower(s)

****************************************
Reply to this Email with your Scenarios!
****************************************

**************
Let's chat FHA
**************

JET Products ( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0=
XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFuPQG84BxM_QXnTW=
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BROKER PORTAL ( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo=
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c8SxIS5RKR5lu0DOv-2BNDkdHnslmlPQ-2BhhH7NS7Sbj-2B-2Bww-3D-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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      <tr>
        <td style=3D"font-size:6px; line-height:10px; padding:0px 0px 0px 0=
px;" valign=3D"top" align=3D"center">
         =20
        <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2Bw=
Dwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqfyyILJa9qt-2BNLlUBVo6WtHXteWK2=
T34DdOgHXABfdZgA-3D-3DNELL_QXnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BSc=
F32AU9t2CV3W2vRQxjx-2BD3929rZcqYcQzm7EjHZ880vtNdxSwGIAdzsMmMxYlxxeQylwBU2d-=
2FmSctuIkBLIaIqIcFiqolf2tMR9m9tApYxbMLr8uxX6omch4Sr4J3b0EGFjZKweoos1YD3wUY7=
qV3B3QuY1Z9Vr3XpHDrjJA3CEkJZ1OCzZpWTfiPYQgBOo6h-2BjA4GKXzw1o6MxgLc-2BOwxPQ-=
2B8EIBnjlvpvVIrMoGzcJMlnDcQpv8ih-2F-2FIny7xhY7UjkpDWNxoDZQ-2FbV7MN4a-2FNKIt=
bCAlc8PXaAgI3UlJ0nGXiAXJZXdzsiE7ke-2FWZCylcrQi-2BIVmV77gSHW3s6FlR3zKhyCDWZG=
pklepRnhJ3abakSTGoqnkUDHmgkGBlT6YNLDjd9fldXO17P-2Bvy1uHU9xQQB88gcWD5Ktu3b9G=
3Mi4KxPy7-2BvRZg2KjfPxBFwVZ42I4xZiFeqTvJhToPARRHgLsM3TLczC6Imv41FK8g-3D-3D"=
><img class=3D"max-width" border=3D"0" style=3D"display:block; color:#00000=
0; text-decoration:none; font-family:Helvetica, arial, sans-serif; font-siz=
e:16px; max-width:100% !important; width:100%; height:auto !important;" wid=
th=3D"600" alt=3D"" data-proportionally-constrained=3D"true" data-responsiv=
e=3D"true" src=3D"http://cdn.mcauto-images-production.sendgrid.net/5be95bdc=
440e8f85/be02d317-09bb-4a9b-9046-8f67142f8c63/1163x183.jpg"></a></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"5e58684a-4ce7-4973-b4f9-76c65fd7a235" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 2px 0px; line-height:40px; text-align=
:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conte=
nt"><div><h1 style=3D"text-align: inherit"><span style=3D"font-size: 36px">=
How to Qualify for</span><span style=3D"font-size: 36px"><em> </em></span><=
span style=3D"font-size: 36px; color: #a12e2e"><em><strong>FHA PREMIER</str=
ong></em></span></h1><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"wrapper" role=3D"module" data-type=3D"image" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"1baa99da-73df-4277-b0ba-4467833e821c">
    <tbody>
      <tr>
        <td style=3D"font-size:6px; line-height:10px; padding:0px 0px 0px 0=
px;" valign=3D"top" align=3D"center">
         =20
        <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2Bw=
Dwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFuPQG8_i7M_Q=
XnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxjx-2BD3929r=
ZcqYcQzm7EjHZ880vtNdxSwGIAdzsMmMxYlxxeQylwBU2d-2FmSctuIkBLIaIqIcFiqolf2tMR9=
m9tApYxbMLr8uxX6omch4Sr4J3b0EGFjZKweoos1YD3wUY7qV3B3QuY1Z9Vr3XpHDrjJA3CEkJZ=
1OCzZpWTfiPYQgBOo6h-2BjA4GKXzw1o6MxgLc-2BOwxPQ-2B8EIBnjlvpvVIrMoGzcJMlnDcQp=
v8ih-2F-2FIny7xhY7UjkpDWNxoDZQ-2FbV7MN4a-2FNKItbCAlc8PXaAgI3UlJ0nGXiAXJZXdz=
siE7ke-2FWZCx07JHyH2E85-2FFf51swYss4ig8w805CdD6qIKnkZQcTquEr2keeiLMIp6xzBZX=
tP9H3JkiyMxHRIU0eku6gUX6JyaTQkt6zh6L22ocOYkCpdVceWoyvnXKL9-2F3QolAIe98bXA6y=
KT8bTwcCJkjILxA4cAXPPFl8G8beMCi1ofv6qA-3D-3D"><img class=3D"max-width" bord=
er=3D"0" style=3D"display:block; color:#000000; text-decoration:none; font-=
family:Helvetica, arial, sans-serif; font-size:16px; max-width:100% !import=
ant; width:100%; height:auto !important;" width=3D"600" alt=3D"" data-propo=
rtionally-constrained=3D"true" data-responsive=3D"true" src=3D"http://cdn.m=
cauto-images-production.sendgrid.net/5be95bdc440e8f85/7ff7f28e-331c-4f6b-99=
e6-e5fbb22a5dea/1350x1080.png"></a></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"divider" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
-layout: fixed;" data-muid=3D"83177cb3-047d-4d00-8c2a-01575f036e71.1">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"ca436d18-aa20-49f5-99a5-f3a29cca8502" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 18px 0px; line-height:40px; text-align=
:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conte=
nt"><div><h1 style=3D"text-align: inherit">Help your clients borrow up to <=
span style=3D"color: #a12e2e">96.5% LTV</span></h1><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"divider" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
-layout: fixed;" data-muid=3D"83177cb3-047d-4d00-8c2a-01575f036e71">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"faac623d-1403-48ea-b4fe-5ccdf0a9b09d.1" data-mc-=
module-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:25px; text-alig=
n:inherit; background-color:#f8f8f8;" height=3D"100%" valign=3D"top" bgcolo=
r=3D"#f8f8f8" role=3D"module-content"><div><h2 style=3D"text-align: center"=
><span style=3D"font-size: 36px">Qualifying is Simple</span></h2>
<div style=3D"font-family: &quot;times new roman&quot;, times, serif; text-=
align: left; font-size: 18px"><br></div>
<div style=3D"font-family: inherit; text-align: left"><span style=3D"font-s=
ize: 24px">We follow the DU 100% - meaning that if the system does not ask =
for</span><span style=3D"font-size: 24px"><strong> Paystubs</strong></span>=
<span style=3D"font-size: 24px">, </span><span style=3D"font-size: 24px"><s=
trong>W-2's</strong></span><span style=3D"font-size: 24px">, or </span><spa=
n style=3D"font-size: 24px"><strong>Tax Docs</strong></span><span style=3D"=
font-size: 24px">, then you </span><span style=3D"font-size: 24px"><em>don'=
t need them</em></span><span style=3D"font-size: 24px">!</span></div><div><=
/div></div></td>
      </tr>
    </tbody>
  </table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" role=3D"module" data-type=3D"columns" style=3D"paddi=
ng:0px 0px 0px 0px;" bgcolor=3D"#FFFFFF" data-distribution=3D"1,1">
    <tbody>
      <tr role=3D"module-content">
        <td height=3D"100%" valign=3D"top"><table width=3D"290" style=3D"wi=
dth:290px; border-spacing:0; border-collapse:collapse; margin:0px 10px 0px =
0px;" cellpadding=3D"0" cellspacing=3D"0" align=3D"left" border=3D"0" bgcol=
or=3D"" class=3D"column column-0">
      <tbody>
        <tr>
          <td style=3D"padding:0px;margin:0px;border-spacing:0;"><table cla=
ss=3D"module" role=3D"module" data-type=3D"text" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-layout: fixed;" data=
-muid=3D"faac623d-1403-48ea-b4fe-5ccdf0a9b09d.1.1" data-mc-module-version=
=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:25px; text-alig=
n:inherit; background-color:#ebfaff;" height=3D"100%" valign=3D"top" bgcolo=
r=3D"#ebfaff" role=3D"module-content"><div><h2 style=3D"text-align: center"=
>Loan Purpose:=F0=9F=8F=9B=EF=B8=8F</h2>
<ul>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">Purchase</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">Rate/Term Refinance</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">Cashout Refinance</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">Streamline</span></li>
</ul><div></div></div></td>
      </tr>
    </tbody>
  </table></td>
        </tr>
      </tbody>
    </table><table width=3D"290" style=3D"width:290px; border-spacing:0; bo=
rder-collapse:collapse; margin:0px 0px 0px 10px;" cellpadding=3D"0" cellspa=
cing=3D"0" align=3D"left" border=3D"0" bgcolor=3D"" class=3D"column column-=
1">
      <tbody>
        <tr>
          <td style=3D"padding:0px;margin:0px;border-spacing:0;"><table cla=
ss=3D"module" role=3D"module" data-type=3D"text" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-layout: fixed;" data=
-muid=3D"faac623d-1403-48ea-b4fe-5ccdf0a9b09d.1.1.1" data-mc-module-version=
=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:25px; text-alig=
n:inherit; background-color:#fdffeb;" height=3D"100%" valign=3D"top" bgcolo=
r=3D"#fdffeb" role=3D"module-content"><div><h2 style=3D"text-align: center"=
>Property Types: =F0=9F=8F=98=EF=B8=8F</h2>
<ul>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">SFR/PUD </span><span style=3D"color: #00000=
0; font-weight: 400; font-style: normal; font-kerning: none; font-family: &=
quot;times new roman&quot;, times, serif; font-size: 18px"><strong>OK</stro=
ng></span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">Condo </span><span style=3D"color: #000000;=
 font-weight: 400; font-style: normal; font-kerning: none; font-family: &qu=
ot;times new roman&quot;, times, serif; font-size: 18px"><strong>OK</strong=
></span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">2-4 Units - Purchase Transaction </span><sp=
an style=3D"color: #000000; font-weight: 400; font-style: normal; font-kern=
ing: none; font-family: &quot;times new roman&quot;, times, serif; font-siz=
e: 18px"><strong>ONLY</strong></span></li>
</ul><div></div></div></td>
      </tr>
    </tbody>
  </table></td>
        </tr>
      </tbody>
    </table></td>
      </tr>
    </tbody>
  </table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" role=3D"module" data-type=3D"columns" style=3D"paddi=
ng:0px 0px 0px 0px;" bgcolor=3D"#FFFFFF" data-distribution=3D"1,1">
    <tbody>
      <tr role=3D"module-content">
        <td height=3D"100%" valign=3D"top"><table width=3D"290" style=3D"wi=
dth:290px; border-spacing:0; border-collapse:collapse; margin:0px 10px 0px =
0px;" cellpadding=3D"0" cellspacing=3D"0" align=3D"left" border=3D"0" bgcol=
or=3D"" class=3D"column column-0">
      <tbody>
        <tr>
          <td style=3D"padding:0px;margin:0px;border-spacing:0;"><table cla=
ss=3D"module" role=3D"module" data-type=3D"text" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-layout: fixed;" data=
-muid=3D"faac623d-1403-48ea-b4fe-5ccdf0a9b09d.1.2" data-mc-module-version=
=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:25px; text-alig=
n:inherit; background-color:#ffebeb;" height=3D"100%" valign=3D"top" bgcolo=
r=3D"#ffebeb" role=3D"module-content"><div><h2 style=3D"text-align: left">E=
ligibility:=F0=9F=93=B0</h2>
<ul>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">Owner Occupied ONLY</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">Wage Earner ONLY</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">Max # of borrowers =3D 4</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">Same Employer for a min. 2 years</span></li=
>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">FICO Min 620</span></li>
</ul><div></div></div></td>
      </tr>
    </tbody>
  </table></td>
        </tr>
      </tbody>
    </table><table width=3D"290" style=3D"width:290px; border-spacing:0; bo=
rder-collapse:collapse; margin:0px 0px 0px 10px;" cellpadding=3D"0" cellspa=
cing=3D"0" align=3D"left" border=3D"0" bgcolor=3D"" class=3D"column column-=
1">
      <tbody>
        <tr>
          <td style=3D"padding:0px;margin:0px;border-spacing:0;"><table cla=
ss=3D"module" role=3D"module" data-type=3D"text" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-layout: fixed;" data=
-muid=3D"faac623d-1403-48ea-b4fe-5ccdf0a9b09d.1.1.1.1" data-mc-module-versi=
on=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:25px; text-alig=
n:inherit; background-color:#ebffed;" height=3D"100%" valign=3D"top" bgcolo=
r=3D"#ebffed" role=3D"module-content"><div><h2 style=3D"text-align: inherit=
">Restrictions: =E2=9A=99=EF=B8=8F</h2>
<ul>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">No other income sources</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">No DPA</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">No Gift of Equity</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: &qu=
ot;times new roman&quot;, times, serif; color: rgb(0, 0, 0); font-size: 18p=
x; font-size: 18px"><span style=3D"color: #000000; font-weight: 400; font-s=
tyle: normal; font-kerning: none; font-family: &quot;times new roman&quot;,=
 times, serif; font-size: 18px">No Non-occupying Co-Borrower(s)</span></li>
</ul><div></div></div></td>
      </tr>
    </tbody>
  </table></td>
        </tr>
      </tbody>
    </table></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"divider" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
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      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"caf1b27d-87a8-49a2-8c9d-6154eb6cfa72" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:40px; text-alig=
n:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-cont=
ent"><div><h1 style=3D"text-align: center">Reply to this Email with your Sc=
enarios!</h1>
<h1 style=3D"text-align: center">Let's chat FHA</h1><div></div></div></td>
      </tr>
    </tbody>
  </table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" role=3D"module" data-type=3D"columns" style=3D"paddi=
ng:0px 0px 0px 0px;" bgcolor=3D"#FFFFFF" data-distribution=3D"1,1">
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      <tr role=3D"module-content">
        <td height=3D"100%" valign=3D"top"><table width=3D"290" style=3D"wi=
dth:290px; border-spacing:0; border-collapse:collapse; margin:0px 10px 0px =
0px;" cellpadding=3D"0" cellspacing=3D"0" align=3D"left" border=3D"0" bgcol=
or=3D"" class=3D"column column-0">
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        <tr>
          <td style=3D"padding:0px;margin:0px;border-spacing:0;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"module" data-role=3D=
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ding:0px 0px 0px 0px;">
            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
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 style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
                  <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3D=
u001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFu=
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rjJA3CEkJZ1OCzZpWTfiPYQgBOo6h-2BjA4GKXzw1o6MxgLc-2BOwxPQ-2B8EIBnjlvpvVIrMoG=
zcJMlnDcQpv8ih-2F-2FIny7xhY7UjkpDWNxoDZQ-2FbV7MN4a-2FNKItbCAlc8PXaAgI3UlJ0n=
GXiAXJZXdzsiE7ke-2FWZCwc3d4MZbsS5I7akCeXvq5GNVifXSQ8k-2FYQpNxR97xgOh7v0-2Bh=
ZGnepO3d86dDGSMNls0iGHEofKUwP-2F25x2x5j60PZmNjUx7KMXMR8tfQdTgCC7S80goVZgzZk=
H2YOzKr65ZtioddyxwljmaCUDOCXkiiRrYmq8QfyrMP8fyKDAw-3D-3D" style=3D"backgrou=
nd-color:#ab3b3b; border:1px solid #333333; border-color:#333333; border-ra=
dius:6px; border-width:1px; color:#ffffff; display:inline-block; font-size:=
14px; font-weight:normal; letter-spacing:0px; line-height:normal; padding:1=
2px 18px 12px 18px; text-align:center; text-decoration:none; border-style:s=
olid; font-family:arial black, helvetica, sans-serif;" target=3D"_blank">JE=
T Products</a>
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    </table></td>
        </tr>
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cing=3D"0" align=3D"left" border=3D"0" bgcolor=3D"" class=3D"column column-=
1">
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          <td style=3D"padding:0px;margin:0px;border-spacing:0;"><table bor=
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fixed;" width=3D"100%" data-muid=3D"15c4c029-c8da-466b-904e-8239e87b8249.1.=
1">
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          <td align=3D"center" bgcolor=3D"" class=3D"outer-td" style=3D"pad=
ding:0px 0px 0px 0px;">
            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
=3D"wrapper-mobile" style=3D"text-align:center;">
              <tbody>
                <tr>
                <td align=3D"center" bgcolor=3D"#e3a506" class=3D"inner-td"=
 style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
                  <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3D=
u001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqfkyUCrtHmf4U6tcholKD=
T-2F7kRI_QXnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxj=
x-2BD3929rZcqYcQzm7EjHZ880vtNdxSwGIAdzsMmMxYlxxeQylwBU2d-2FmSctuIkBLIaIqIcF=
iqolf2tMR9m9tApYxbMLr8uxX6omch4Sr4J3b0EGFjZKweoos1YD3wUY7qV3B3QuY1Z9Vr3XpHD=
rjJA3CEkJZ1OCzZpWTfiPYQgBOo6h-2BjA4GKXzw1o6MxgLc-2BOwxPQ-2B8EIBnjlvpvVIrMoG=
zcJMlnDcQpv8ih-2F-2FIny7xhY7UjkpDWNxoDZQ-2FbV7MN4a-2FNKItbCAlc8PXaAgI3UlJ0n=
GXiAXJZXdzsiE7ke-2FWZCyyY2y-2B4KQbVoFaAbFwcH31vhMjEW400pmW1CEMAyxPYHeWs5WHF=
zZjbZjbYCBRZulMpYLHJVhw0ISB5ux1X-2BYoFY7yNHWeQ7UlvC7MY60JpwQcAHntDGhT0sSrzO=
zY7tlLH1MLK80ngFGSpL4-2BQFtE72MZ0peC8eN8eYgpYC4M5g-3D-3D" style=3D"backgrou=
nd-color:#e3a506; border:1px solid #333333; border-color:#333333; border-ra=
dius:6px; border-width:1px; color:#000000; display:inline-block; font-size:=
14px; font-weight:normal; letter-spacing:0px; line-height:normal; padding:1=
2px 18px 12px 18px; text-align:center; text-decoration:none; border-style:s=
olid; font-family:arial black, helvetica, sans-serif;" target=3D"_blank">BR=
OKER PORTAL</a>
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layout: fixed;" data-muid=3D"73a3b3b9-c7f6-4a56-b33b-4276763cacee.2">
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olor=3D"">
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  </table><table class=3D"module" role=3D"module" data-type=3D"spacer" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
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        <td style=3D"padding:0px 0px 30px 0px;" role=3D"module-content" bgc=
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  </table><table class=3D"module" role=3D"module" data-type=3D"code" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"01b008cf-84aa-4e66-8dac-c77ab7cb01af">
    <tbody>
      <tr>
        <td height=3D"100%" valign=3D"top" role=3D"module-content"><div dir=
=3D"ltr" style=3D"font-size:1px;direction:ltr"><table cellpadding=3D"0" cel=
lspacing=3D"0" border=3D"0" style=3D"width:100%;font-size:1px"><tbody><tr s=
tyle=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:top"><table=
 cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-size:0"><tb=
ody><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:to=
p"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-si=
ze:0"><tbody><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertical=
-align:top"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=
=3D"font-size:0"><tbody><tr style=3D"font-size:0"><td align=3D"left" style=
=3D"vertical-align:top"><table cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" style=3D"font-size:0;line-height:normal"><tbody><tr style=3D"font-si=
ze:0"><td align=3D"left" style=3D"padding:5px 0 4px;vertical-align:top"><a =
href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8k=
Q-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFuPQG8IAr3_QXnTW6f9jV7o=
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JRXYX4V"> </a></td></tr></tbody></table></td></tr><tr style=3D"font-size:0"=
><td align=3D"left" style=3D"vertical-align:top"><table cellpadding=3D"0" c=
ellspacing=3D"0" border=3D"0" style=3D"font-size:0;line-height:normal"><tbo=
dy><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:top=
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e:0;line-height:normal"><tbody><tr style=3D"font-size:0"><td align=3D"left"=
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upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcBE5U-2FV79h0G=
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n:top;font-size:0"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" =
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space:nowrap"><tbody><tr style=3D"font-size:12px"><td align=3D"left" style=
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td><td align=3D"left" style=3D"vertical-align:top;font-family:'Century Goth=
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ng=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-size:0;color:#53565a;=
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tyle=3D"font-weight:400">&nbsp;|</span></span>&nbsp;FHA&nbsp;ID&nbsp;#:<spa=
n style=3D"font-weight:400">&nbsp;<wbr></wbr>0006800006&nbsp;|&nbsp;<span s=
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style=3D"width:20px;min-width:20px;max-width:20px;font-size:12px" data-imag=
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tyle=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:top"><table=
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ody></table></td></tr><tr style=3D"font-size:0"><td align=3D"left" style=3D=
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ine-height:16px"><tbody><tr style=3D"font-size:11px"><td style=3D"font-fami=
ly:'Century Gothic',sans-serif"><span style=3D"font-family:'Century Gothic'=
">Jet&nbsp;Mortgage&nbsp;is&nbsp;a&nbsp;DBA&nbsp;of&nbsp;Home&nbsp;<wbr></w=
br>Mortgage&nbsp;Alliance&nbsp;Corporation&nbsp;<wbr></wbr>(HMAC)<br>HMAC&n=
bsp;is&nbsp;an&nbsp;Equal&nbsp;Housing&nbsp;<wbr></wbr>Lender<br></span><sp=
an style=3D"background-color:#ffffff"><span style=3D"font-family:Arial,sans=
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sp;INSURED:<br>Home&nbsp;Mortgage&nbsp;Alliance&nbsp;Corp&nbsp;(<wbr></wbr>=
HMAC)&nbsp;Its&nbsp;Successors&nbsp;and/or&nbsp;<wbr></wbr>Assigns<br>4&nbs=
p;Hutton&nbsp;Centre&nbsp;Drive&nbsp;|&nbsp;<wbr></wbr>Office&nbsp;Suite&nb=
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ornia&nbsp;92707</span></td></tr></tbody></table></td></tr><tr style=3D"fon=
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