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display:block;height:auto;border:0;width:100%" width=3D"175" alt=3D"the Len=
der" title=3D"the Lender" height=3D"auto"></a></div></div></td></tr></table=
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<span style=3D"word-break: break-word; color: #ffffff; font-size: 14px;"><s=
trong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"https://e=
mail.thelender.com/c/eJxUkLlqxDAURb9G6jxol1yoGAwGhxAIWSDls_QcG-QF-yVm_j4wSZ=
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3VeBG8QhE_CJMGnqISywiovnbZaXOQgZD30HlJ2IQ-WGUEjFlwy7pe0znwinLscU611XTuowKZU=
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jj_VrT3jXwxmm0hc4iBPOWwHCLsfn3xiPjX1_4t9R_QQAAP__CUJiMA" target=3D"_blank" =
rel=3D"noopener">the Spot </a></strong><a style=3D"text-decoration:none;col=
or:#ffffff;" href=3D"https://email.thelender.com/c/eJxUkLlqxDAURb9G6jxol1yo=
GAwGhxAIWSDls_QcG-QF-yVm_j4wSZP2FvdwTo7We-kNxyi9CdpprwXHhSa6dTk27u2hvgrZvHQ=
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Ade007Uy8mDay7x-Rix39LF97ZHuirTgXMaCBwum5VKQaUjh-TfIY2ffn8R3gJ8AAAD__z8WZH0=
" target=3D"_blank" style=3D"text-decoration: none; color: #FFFFFF;" rel=3D=
"noopener">theOWL</a></strong><a style=3D"text-decoration:none;color:#fffff=
f;" href=3D"https://email.thelender.com/c/eJxUkLtqxDAQRb9G6rxIGj2sQsViMDiEQ=
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Ct11rRgrvwQJo4vattAmryJKaKXSMBmvvRlRCz4HJZQRRjlpwYA4yUlIP40OY7JtmgzTol4o05p=
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QZioA" target=3D"_blank" rel=3D"noopener">|</a><strong><a style=3D"text-dec=
oration: none; color: #FFFFFF;" href=3D"https://email.thelender.com/c/eJxUk=
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BkrDSk8_-Z47Mz7E_8O6icAAP__YQZioA" target=3D"_blank" rel=3D"noopener">&nbsp=
;</a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"https://em=
ail.thelender.com/c/eJxUkMtq8zAUhJ9G2jnoLmuhRTAY_PNTKL1Al_I5x41Bdoys1uTtC0k=
33Q7DDN-H0XovveEUpTetdtprwWmtc70NGDv39i-chexeho_f9PW2Ueyua01Q-SUGlNIBGGVtq1=
qJ4ygDoUGLCEYby-eohLLCKi-dtlqc5CRkmEafAF2Lk2VG1AtlWpHKCa4LnystA0YIWofgUpMsQ=
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vv8-Wnc-WtKcx5z2yistW06VBozPDxv_O_v-xL-j-gkAAP__rHNjCQ" target=3D"_blank" r=
el=3D"noopener">Broker<span style=3D"word-break: break-word; color: #e4002b=
; font-size: 14px;">_</span>Resources </a></strong><a style=3D"text-decorat=
ion: none; color: #FFFFFF;" href=3D"https://email.thelender.com/c/eJxUkMtq8=
zAUhJ9G2jnoLmuhRTAY_PNTKL1Al_I5x41Bdoys1uTtC0k33Q7DDN-H0XovveEUpTetdtprwWmt=
c70NGDv39i-chexeho_f9PW2Ueyua01Q-SUGlNIBGGVtq1qJ4ygDoUGLCEYby-eohLLCKi-dtlq=
c5CRkmEafAF2Lk2VG1AtlWpHKCa4LnystA0YIWofgUpMsQGOmVjdJomkQnPEwaqFGxXO81LrtTJ=
-Z6pnqj-M4_Vljqi-0X78K0M5Uz0tMKxY6mBF7pZLn9RNSvv8-Wnc-WtKcx5z2yistW06VBozPD=
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=3D"word-break: break-word; color: #ffffff; font-size: 14px;">|</span></a><=
strong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"https://=
email.thelender.com/c/eJxUkMtq8zAUhJ9G2jnoLmuhRTAY_PNTKL1Al_I5x41Bdoys1uTtC=
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q1qJ4ygDoUGLCEYby-eohLLCKi-dtlqc5CRkmEafAF2Lk2VG1AtlWpHKCa4LnystA0YIWofgUpM=
sQGOmVjdJomkQnPEwaqFGxXO81LrtTJ-Z6pnqj-M4_Vljqi-0X78K0M5Uz0tMKxY6mBF7pZLn9R=
NSvv8-Wnc-WtKcx5z2yistW06VBozPDxv_O_v-xL-j-gkAAP__rHNjCQ" target=3D"_blank"=
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FF;" href=3D"https://email.thelender.com/c/eJxUkLtq5EAQRb9GnWnod0tBB4NAoGVZ=
WHZtcFjqKs0IWg9aZYv5e8PYidMb3MM5GF0IKlhBUQXbGG-CkYJWnvkxYOz8y6_2KlX3b3j7Xv8=
_dordtjIkFvcIGHwjx6QRvfWycZMfAZRDBXb01Ig5aqmddDoob5yRFzVJ1U5jgIS-wclVVvKdMq=
1I5ZK2RcxMy4Axtca0rYcaXEq1nRpTg0JbY_I2pNFIPWqR4515PypzrXRf6f48z8uPt0r3y1b4B=
jeqdyi8Uql0L0qEFQudlZUHU8nzekuQn_hjey-Jnpq0wJzHDAcLpmXPwDRg_PsV5XfnXv-Ij6g_=
AwAA___TSGYH" target=3D"_blank" rel=3D"noopener">Become<span style=3D"word-=
break: break-word; color: #e4002b; font-size: 14px;">_</span>a<span style=
=3D"word-break: break-word; color: #e4002b; font-size: 14px;">_</span>Partn=
er </a></strong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D=
"https://email.thelender.com/c/eJxUkLtq5EAQRb9GnWnod0tBB4NAoGVZWHZtcFjqKs0I=
Wg9aZYv5e8PYidMb3MM5GF0IKlhBUQXbGG-CkYJWnvkxYOz8y6_2KlX3b3j7Xv8_dordtjIkFvc=
IGHwjx6QRvfWycZMfAZRDBXb01Ig5aqmddDoob5yRFzVJ1U5jgIS-wclVVvKdMq1I5ZK2RcxMy4=
Axtca0rYcaXEq1nRpTg0JbY_I2pNFIPWqR4515PypzrXRf6f48z8uPt0r3y1b4Bjeqdyi8Uql0L=
0qEFQudlZUHU8nzekuQn_hjey-Jnpq0wJzHDAcLpmXPwDRg_PsV5XfnXv-Ij6g_AwAA___TSGYH=
" target=3D"_blank" rel=3D"noopener">|</a><strong><a style=3D"text-decorati=
on: none; color: #FFFFFF;" href=3D"https://email.thelender.com/c/eJxUkLtq5E=
AQRb9GnWnod0tBB4NAoGVZWHZtcFjqKs0IWg9aZYv5e8PYidMb3MM5GF0IKlhBUQXbGG-CkYJWn=
vkxYOz8y6_2KlX3b3j7Xv8_dordtjIkFvcIGHwjx6QRvfWycZMfAZRDBXb01Ig5aqmddDoob5yR=
FzVJ1U5jgIS-wclVVvKdMq1I5ZK2RcxMy4Axtca0rYcaXEq1nRpTg0JbY_I2pNFIPWqR4515Pyp=
zrXRf6f48z8uPt0r3y1b4Bjeqdyi8Uql0L0qEFQudlZUHU8nzekuQn_hjey-Jnpq0wJzHDAcLpm=
XPwDRg_PsV5XfnXv-Ij6g_AwAA___TSGYH" target=3D"_blank" rel=3D"noopener">&nbs=
p;</a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"https://e=
mail.thelender.com/c/eJxUkMtqhEAQRb-me-fQ7x4XvRgEwRACIQ_Isuwqo9A6opXI_H1gkk=
22d3EP52DyMeroJCUd3dkGG62StPDEtw5TE94e6ovSzUv38be-3lZKzXVhyCzH5CkQmhAAlO4dD=
HmoAZ32yoUYQ49ySkYZr7yJOlhv1UkPStdDHyFjOOPghVM8UqEFaTvl6ywnprnDlGtr6zpABT7n=
yg1nW4FGV2EOLubeKtMbWdLIvO7CXoRphWmP4zj9exOm3YBpH4l4F6aVW4IFNzqEUzvTVqblM0O=
5g_fr15bpLkgzTKUvsLNkmtcCTB2m598cj41_f5LfyfwEAAD__2slY8E" target=3D"_blank"=
 rel=3D"noopener">Rates</a></strong></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-3" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;background-color:#fff;vertical=
-align:top"><table class=3D"image_block block-1" width=3D"100%" border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-ta=
ble-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"width:100%"=
><div class=3D"alignment" align=3D"center"><div style=3D"max-width:700px"><=
img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/pub/izn8/7h0w4ujj/lbk/mv1/f9f/=
20250523_superNONI1.jpg" style=3D"display:block;height:auto;border:0;width:=
100%" width=3D"700" alt title height=3D"auto"></div></div></td></tr></table=
><table class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"p=
adding-bottom:10px;padding-left:20px;padding-right:20px;padding-top:15px">
<div style=3D"font-family:sans-serif"><div class style=3D"font-size:12px;fo=
nt-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-line-height-alt:14.=
399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;text-ali=
gn:center;mso-line-height-alt:14.399999999999999px">
<span style=3D"word-break: break-word; font-size: 22px;">We=E2=80=99re leve=
ling up your lending game with the superNONI.&nbsp; Designed for experience=
d investors, this supercharged product features asset depletion on DSCR, lo=
an amounts up to $2.0M, and LTVs up to 80%. With better pricing and flexibi=
lity than the nearNONI, the superNONI delivers serious strength for long-te=
rm rental financing=E2=80=94all while keeping the same great NONI guideline=
s you know and trust.</span></p></div></div></td></tr></table></td>
</tr></tbody></table></td></tr></tbody></table><table class=3D"row row-4" a=
lign=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
"><tbody><tr><td><table class=3D"row-content stack" align=3D"center" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m=
so-table-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;=
color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"16.666666666666668%" style=3D"mso-table-=
lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bottom:=
5px;padding-top:5px;vertical-align:top"><table class=3D"empty_block block-1=
" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=
=3D"pad"><div></div></td></tr></table></td><td class=3D"column column-2" wi=
dth=3D"83.33333333333333%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font-family:s=
ans-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:21px;color:#555;line-height:1.5"><p style=3D"margin:=
0;font-size:18px;mso-line-height-alt:27px"><span style=3D"word-break: break=
-word; font-size: 18px;"><strong>Key Benefits:</strong></span></p><ul style=
=3D"line-height:1.5;mso-line-height-alt:27px;font-size:18px"><li><span styl=
e=3D"word-break: break-word; font-size: 18px;">Increased LTVs</span></li><l=
i>
<span style=3D"word-break: break-word; font-size: 18px;">Better pricing tha=
n the nearNONI</span></li><li><span style=3D"word-break: break-word; font-s=
ize: 18px;">Unique to the market</span></li></ul><p style=3D"margin:0;font-=
size:18px;mso-line-height-alt:27px"><span style=3D"word-break: break-word; =
font-size: 18px;"><strong>Program At A Glance:</strong></span></p><ul style=
=3D"line-height:1.5;mso-line-height-alt:27px;font-size:18px"><li>
<span style=3D"word-break: break-word; font-size: 18px;">Maximum loan amoun=
t: $2MM</span></li><li><span style=3D"word-break: break-word; font-size: 18=
px;">Minimum credit score: 680</span></li><li><span style=3D"word-break: br=
eak-word; font-size: 18px;">Max LTV: 80%</span></li><li><span style=3D"word=
-break: break-word; font-size: 18px;">Pre-depletion DSCR: 0.75-0.99</span><=
/li><li><span style=3D"word-break: break-word; font-size: 18px;">For experi=
enced investors only</span></li></ul></div></div></td></tr>
</table></td></tr></tbody></table></td></tr></tbody></table><table class=3D=
"row row-5" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
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in:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"=
100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top"><table class=3D"text_block bl=
ock-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" rol=
e=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-brea=
k:break-word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif"><=
div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;text-align:center;mso-line-height-alt:21px;color:#555;line-height:1.5"><=
p style=3D"margin:0;mso-line-height-alt:21px">Visit <a href=3D"https://emai=
l.thelender.com/c/eJxUkLlqxDAURb_G6jxIelqsQsVgGHAIgZAFUmp5ig3ygv2SYf4-MEmT9=
hb3cE722lphFUMvrOrAgAXOcKGJbkP2vXl7cGcu-pfh4299vW3o-3WhkIiNviAYLoXQKEHlzhWu=
o7bRKCG6YiyyyUsuNdfSCgMa-EkULlyJNqRsulx0oziNWHHJuJ_SOrOJcB6yTw7AORPaoFNqVem=
gDSKrNiejbIrAZZSs-pFoOxo4N_LSyMt1XCseoeLp32cjL2z3Yck7XhvFD8K9TstnCvVOPNavPe=
HdDOcw1VjDQYxw3mogHLJ__u3w2Ov3J_bt5U8AAAD__-m-YGY" style=3D"text-decoration=
: underline; color: #e4002b;">Wholesale.theLender.com</a> to learn more!</p=
></div></div></td></tr></table><table class=3D"divider_block block-2" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><=
td class=3D"pad"><div class=3D"alignment" align=3D"center"><table border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_i=
nner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b">=
<span style=3D"word-break: break-word;">&#8202;</span></td></tr></table></d=
iv></td></tr></table><table class=3D"text_block block-3" width=3D"100%"=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td c=
lass=3D"pad" style=3D"padding-bottom:20px;padding-left:10px;padding-right:1=
0px;padding-top:10px"><div style=3D"font-family:sans-serif"><div class styl=
e=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;m=
so-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"word-break: break-word; font-size: 18px;"><strong>Camero=
n Leclair</strong></span></p><p style=3D"margin:0;font-size:14px;text-align=
:center;mso-line-height-alt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&=
nbsp;<span style=3D"word-break: break-word; color: #000080; font-size: 14px=
;"><strong>cleclair@thelender.com&nbsp;</strong></span></p>
</div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody><=
/table><table class=3D"row row-6" align=3D"center" width=3D"100%" border=3D=
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ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
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class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top"><table clas=
s=3D"image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cel=
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src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
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ty.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"65=
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le></td><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspa=
ce:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top"=
><table class=3D"html_block block-1" width=3D"100%" border=3D"0"=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;text-align:center" align=3D"c=
enter"><div style=3D"font-size: 12px; line-height: 14px; font-family: Arial=
, 'Helvetica Neue', Helvetica, sans-serif; color: #555555; text-align: left=
;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A. theLender, 25531 Commercentre Dr #250., Lake Forest, CA 92630. All loans=
 must meet Hometown Equity Mortgage=E2=80=99s underwriting guidelines. This=
 information is intended for the exclusive use of licensed real estate and =
mortgage lending professionals in accordance with local laws and regulation=
s. Distribution to the general public is prohibited. Loans made or arranged=
 pursuant to the California Financing Law.</span></p>
</div><br />

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u prefer to contact us in writing, please mail any correspondence to 25531 =
Commercentre #250 Lake Forest, CA 92630.</span></p>
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