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Here's a scenario for you:

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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WfLnMcoj1Bb-2FntHk46vl7H-2F6Dnmr7bfZbZyDoZA8NE-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
eu5-2FFKRUgyS-2BDoi3995OUDVqfyyILJa9qt-2BNLlUBVo6WtHXteWK2T34DdOgHXABfdZgA-=
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pvI-3D )

*******************
JET's 2nds UPGRADED
*******************

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
eu5-2FFKRUgyS-2BDoi3995OUDVqe56jUAPUR1oQDuOSkXSRHP21xT_QXnTW6f9jV7ots26-2Fd=
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2Fg52yCx-2B6GFqXr5q5Qsuk6Y73vczaiMqCrsVeyOM2cZGQ-3D )

*Do your borrowers need 2nds?*

Whether your clients are looking to consolidate debt, perform renovations, =
finance education, or cover unexpected expenses -- a 2nd mortgage is a stro=
ng option.

------------------------------------------
Higher Loan Limits - More ways to Qualify!
------------------------------------------

* *NEW!* Increased Max loan amount to *$750k*
* *NEW!* Higher max combined lien balances: up to *$5MM* based on CLTV
* *NEW!* Max CLTV for BKS/1099 increased from 85% to 90%
* NEW! Addition of *DSCR* for business purpose
* *NEW!* Qualify with *ALL DOCS*
* *NEW!* Rural primary up to 80 CLTV, max 10 acres; eligible across all doc=
 types.

****************
Let's talk 2nds!
****************

JET Products ( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0=
XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFuPQG8EJGW_QXnTW=
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)

BROKER LOGIN ( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0=
XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqfkyUCrtHmf4U6tcholKDT-2F2wk7_QXnTW=
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SoYoLQnthRm95HKabkSTgxUCD1wmDZo9PJDj7vxyLRw0NF9-2FjeO9Uf5WSQtPQ-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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XGYh3a2xeqjUNyIttEc0BIfcpOXJXf67z-2FC3OJwJ6KmRsbRwEb0A-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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Loan Solutions =E2=80=8B



|

Jet=C2=A0Mortgage

Direct=C2=A0Number: 888-238-0789

loansolutions@jetmortgage.com ( jim.mitchell@jetmortgage.com )
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         =20
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er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"8acfe8a2-50f3-43af-9de2-ef41518422a3">
    <tbody>
      <tr>
        <td style=3D"font-size:6px; line-height:10px; padding:0px 0px 0px 0=
px;" valign=3D"top" align=3D"center">
         =20
        <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2Bw=
Dwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqfyyILJa9qt-2BNLlUBVo6WtHXteWK2=
T34DdOgHXABfdZgA-3D-3D1TOm_QXnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BSc=
F32AU9t2CV3W2vRQxjx-2BD3929rZcqYcQzm7EjHZ880vvDlc-2BfCC7HktSTV3mpjdSwrhQpdA=
6p4V5RkW3Ent7CE76VKY-2Fity-2BWOfYqkSNuiBDGY4m4qNt8VTSb-2BYR6IY1Sfrp6CEKoGsv=
pZuRbQURduFktUgIbmNnserD3GT4TK49tN3GqQzxT-2BffbZ-2FIleLPvRCMIeTiSUUJR4UnV2i=
b6hnzYKMEF8b7gB-2FnomtKuTPP0BKfqIlFxjWqYxbS9XiePoo-2FhpjhdyRKQRhodfpkeEUU1G=
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eRbDGx9M75W7UBq5SFQJLSwEeTVSe8uubTlkT77PZ3EVYJuogV7htMsTWtSZXwimEGYe-2FpS3g=
-2B46u-2FeyjsN6rPEb-2FGAJ4cQ-3D"><img class=3D"max-width" border=3D"0" styl=
e=3D"display:block; color:#000000; text-decoration:none; font-family:Helvet=
ica, arial, sans-serif; font-size:16px; max-width:100% !important; width:10=
0%; height:auto !important;" width=3D"600" alt=3D"" data-proportionally-con=
strained=3D"true" data-responsive=3D"true" src=3D"http://cdn.mcauto-images-=
production.sendgrid.net/5be95bdc440e8f85/be02d317-09bb-4a9b-9046-8f67142f8c=
63/1163x183.jpg"></a></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"5e58684a-4ce7-4973-b4f9-76c65fd7a235" data-mc-mo=
dule-version=3D"2019-10-22">
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      <tr>
        <td style=3D"padding:18px 0px 2px 0px; line-height:40px; text-align=
:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-conte=
nt"><div><h1 style=3D"text-align: inherit"><span style=3D"font-size: 36px">=
<em>JET's 2nds</em></span><span style=3D"font-size: 36px"> </span><span sty=
le=3D"color: #ab3b3b; font-size: 36px">UPGRADED</span></h1><div></div></div=
></td>
      </tr>
    </tbody>
  </table><table class=3D"wrapper" role=3D"module" data-type=3D"image" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"1baa99da-73df-4277-b0ba-4467833e821c">
    <tbody>
      <tr>
        <td style=3D"font-size:6px; line-height:10px; padding:0px 0px 0px 0=
px;" valign=3D"top" align=3D"center">
         =20
        <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2Bw=
Dwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqe56jUAPUR1oQDuOSkXSRHPi0HX_QXn=
TW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxjx-2BD3929rZc=
qYcQzm7EjHZ880vvDlc-2BfCC7HktSTV3mpjdSwrhQpdA6p4V5RkW3Ent7CE76VKY-2Fity-2BW=
OfYqkSNuiBDGY4m4qNt8VTSb-2BYR6IY1Sfrp6CEKoGsvpZuRbQURduFktUgIbmNnserD3GT4TK=
49tN3GqQzxT-2BffbZ-2FIleLPvRCMIeTiSUUJR4UnV2ib6hnzYKMEF8b7gB-2FnomtKuTPP0BK=
fqIlFxjWqYxbS9XiePoo-2FhpjhdyRKQRhodfpkeEUU1GLWs6OwetZ5bZ9nMLsL2ask34VNOxxM=
1LG2Dm-2B1LgzDMseAvoAcju-2FdPjeJghz-2BoMYi99Dk1D1LvaDFreUPI-2FFdcSoTex4JNXt=
9ZZm3zJ3-2BE1i0ZPOZY4L4RvvRXSfRlHuCz3ibGQUyxFvCmjYMgGONQvX2PEueVE6ZBL-2FGZ9=
iXw3G4wBUTBZBWdqnz727PHyjHSqD5a9IpcbNrNy-2BaLwh1qkijtRdKP1HOw4aaA-3D"><img =
class=3D"max-width" border=3D"0" style=3D"display:block; color:#000000; tex=
t-decoration:none; font-family:Helvetica, arial, sans-serif; font-size:16px=
; max-width:100% !important; width:100%; height:auto !important;" width=3D"=
600" alt=3D"" data-proportionally-constrained=3D"true" data-responsive=3D"t=
rue" src=3D"http://cdn.mcauto-images-production.sendgrid.net/5be95bdc440e8f=
85/694bf44c-eaae-4dcf-ad52-9948c148e998/1350x1080.png"></a></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"divider" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
-layout: fixed;" data-muid=3D"83177cb3-047d-4d00-8c2a-01575f036e71">
    <tbody>
      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"e17fa89b-4d0d-4e4a-afa5-e3a51062997a" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:22px; text-alig=
n:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-cont=
ent"><div><div style=3D"font-family: inherit; text-align: inherit"><span st=
yle=3D"font-size: 30px"><strong>Do your borrowers need 2nds?</strong></span=
></div>
<div style=3D"font-family: inherit; text-align: inherit"><br></div>
<div style=3D"font-family: inherit; text-align: inherit"><span style=3D"fon=
t-family: &quot;times new roman&quot;, times, serif; font-size: 18px">Wheth=
er your clients are looking to consolidate debt, perform renovations, finan=
ce education, or cover unexpected expenses -- a 2nd mortgage is a strong op=
tion.</span></div><div></div></div></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"faac623d-1403-48ea-b4fe-5ccdf0a9b09d.1" data-mc-=
module-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:25px; text-alig=
n:inherit; background-color:#ffebeb;" height=3D"100%" valign=3D"top" bgcolo=
r=3D"#ffebeb" role=3D"module-content"><div><h2 style=3D"text-align: left"><=
em>Higher</em> Loan Limits - More ways to Qualify!</h2>
<ul>
  <li style=3D"text-align: left; font-family: arial, helvetica, sans-serif;=
 font-size: 14px; font-size: 14px"><span style=3D"font-family: arial, helve=
tica, sans-serif; font-size: 14px"><strong>NEW!</strong></span><span style=
=3D"font-family: arial, helvetica, sans-serif; font-size: 14px"> Increased =
Max loan amount to </span><span style=3D"font-family: arial, helvetica, san=
s-serif; font-size: 14px"><strong>$750k</strong></span></li>
  <li style=3D"text-align: left; font-family: arial, helvetica, sans-serif;=
 font-size: 14px; font-size: 14px"><span style=3D"font-family: arial, helve=
tica, sans-serif; font-size: 14px"><strong>NEW!</strong></span><span style=
=3D"font-family: arial, helvetica, sans-serif; font-size: 14px"> Higher max=
 combined lien balances: up to </span><span style=3D"font-family: arial, he=
lvetica, sans-serif; font-size: 14px"><strong>$5MM </strong></span><span st=
yle=3D"font-family: arial, helvetica, sans-serif; font-size: 14px">based on=
 CLTV</span></li>
  <li style=3D"text-align: left; font-family: arial, helvetica, sans-serif;=
 font-size: 14px; font-size: 14px"><span style=3D"font-family: arial, helve=
tica, sans-serif; font-size: 14px"><strong>NEW!</strong></span><span style=
=3D"font-family: arial, helvetica, sans-serif; font-size: 14px"> Max CLTV f=
or BKS/1099 increased from 85% to 90%</span></li>
  <li style=3D"text-align: inherit; font-family: arial, helvetica, sans-ser=
if; font-size: 14px; font-size: 14px"><span style=3D"color: #000000; font-s=
tyle: normal; font-variant-ligatures: normal; font-variant-caps: normal; fo=
nt-weight: 700; letter-spacing: normal; orphans: 2; text-align: left; text-=
indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-te=
xt-stroke-width: 0px; white-space-collapse: preserve; text-wrap-mode: wrap;=
 background-color: rgb(255, 235, 235); text-decoration-thickness: initial; =
text-decoration-style: initial; text-decoration-color: initial; float: none=
; display: inline; font-family: arial, helvetica, sans-serif; font-size: 14=
px">NEW!</span><span style=3D"font-family: arial, helvetica, sans-serif; fo=
nt-size: 14px"> Addition of </span><span style=3D"font-family: arial, helve=
tica, sans-serif; font-size: 14px"><strong>DSCR </strong></span><span style=
=3D"font-family: arial, helvetica, sans-serif; font-size: 14px">for busines=
s purpose</span></li>
  <li style=3D"text-align: left; font-family: arial, helvetica, sans-serif;=
 font-size: 14px; font-size: 14px"><span style=3D"font-family: arial, helve=
tica, sans-serif; font-size: 14px"><strong>NEW! </strong></span><span style=
=3D"font-family: arial, helvetica, sans-serif; font-size: 14px">Qualify wit=
h </span><span style=3D"font-family: arial, helvetica, sans-serif; font-siz=
e: 14px"><strong>ALL DOCS</strong></span></li>
  <li style=3D"text-align: left; font-family: arial, helvetica, sans-serif;=
 font-size: 14px; font-size: 14px"><span style=3D"font-family: arial, helve=
tica, sans-serif; font-size: 14px"><strong>NEW!</strong></span><span style=
=3D"font-family: arial, helvetica, sans-serif; font-size: 14px"> Rural prim=
ary up to 80 CLTV, max 10 acres; eligible across all doc types.</span></li>
</ul><div></div></div></td>
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    </tbody>
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der=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table=
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      <tr>
        <td style=3D"padding:0px 0px 0px 0px;" role=3D"module-content" heig=
ht=3D"100%" valign=3D"top" bgcolor=3D"">
          <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" height=3D"10px" style=3D"line-height:10px; font-size=
:10px;">
            <tbody>
              <tr>
                <td style=3D"padding:0px 0px 10px 0px;" bgcolor=3D"#000000"=
></td>
              </tr>
            </tbody>
          </table>
        </td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"caf1b27d-87a8-49a2-8c9d-6154eb6cfa72" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:40px; text-alig=
n:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-cont=
ent"><div><h1 style=3D"text-align: center">Let's talk 2nds!</h1><div></div>=
</div></td>
      </tr>
    </tbody>
  </table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" align=3D"=
center" width=3D"100%" role=3D"module" data-type=3D"columns" style=3D"paddi=
ng:0px 0px 0px 0px;" bgcolor=3D"#FFFFFF" data-distribution=3D"1,1">
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dth:290px; border-spacing:0; border-collapse:collapse; margin:0px 10px 0px =
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or=3D"" class=3D"column column-0">
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          <td style=3D"padding:0px;margin:0px;border-spacing:0;"><table bor=
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ding:0px 0px 0px 0px;">
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 style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
                  <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3D=
u001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFu=
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NnserD3GT4TK49tN3GqQzxT-2BffbZ-2FIleLPvRCMIeTiSUUJR4UnV2ib6hnzYKMEF8b7gB-2F=
nomtKuTPP0BKfqIlFxjWqYxbS9XiePoo-2FhpjhdyRKQRhodfpkeEUU1GLWs6OwetZ5bZ9nMLsL=
2ask34VNOxxM1LG2Dm-2B1LgzDMseAvoAcju-2FdPjeJghhNlMEmjRDRGsUqB-2FZRfJEKDGYM5=
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8hWk-3D" style=3D"background-color:#ab3b3b; border:1px solid #333333; borde=
r-color:#333333; border-radius:6px; border-width:1px; color:#ffffff; displa=
y:inline-block; font-size:14px; font-weight:normal; letter-spacing:0px; lin=
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ation:none; border-style:solid; font-family:arial black, helvetica, sans-se=
rif;" target=3D"_blank">JET Products</a>
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cing=3D"0" align=3D"left" border=3D"0" bgcolor=3D"" class=3D"column column-=
1">
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          <td style=3D"padding:0px;margin:0px;border-spacing:0;"><table bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"module" data-role=3D=
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fixed;" width=3D"100%" data-muid=3D"15c4c029-c8da-466b-904e-8239e87b8249.1.=
1">
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ding:0px 0px 0px 0px;">
            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=
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                <td align=3D"center" bgcolor=3D"#e3a506" class=3D"inner-td"=
 style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
                  <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3D=
u001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqfkyUCrtHmf4U6tcholKD=
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-3D" style=3D"background-color:#e3a506; border:1px solid #333333; border-co=
lor:#333333; border-radius:6px; border-width:1px; color:#000000; display:in=
line-block; font-size:14px; font-weight:normal; letter-spacing:0px; line-he=
ight:normal; padding:12px 18px 12px 18px; text-align:center; text-decoratio=
n:none; border-style:solid; font-family:arial black, helvetica, sans-serif;=
" target=3D"_blank">BROKER LOGIN</a>
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layout: fixed;" data-muid=3D"925173e7-9dee-4bee-983c-427ac1ade465">
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olor=3D"">
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        <td style=3D"padding:0px 0px 10px 0px;" role=3D"module-content" bgc=
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le"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-s=
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tbody><tr style=3D"font-size:12px"><td align=3D"left" style=3D"padding:4px =
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arent"><span style=3D"background-color:#ffffff">NMLS&nbsp;#&nbsp;1165808</s=
pan></span><span style=3D"font-weight:400">&nbsp;|</span></span>&nbsp;FHA&n=
bsp;ID&nbsp;#:<span style=3D"font-weight:400">&nbsp;<wbr></wbr>0006800006&n=
bsp;|&nbsp;<span style=3D"font-weight:700">VA&nbsp;ID&nbsp;#:</span>&nbsp;<=
wbr></wbr>9080910000<span style=3D"background-color:#ffffff"><br></span></s=
pan></td></tr></tbody></table></td></tr></tbody></table></td></tr><tr style=
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64x180.jpg" width=3D"35" border=3D"0" alt=3D"" style=3D"width:35px;min-widt=
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e></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></t=
able></td></tr><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertic=
al-align:top"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=
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Arial,sans-serif;font-weight:400;font-style:normal;text-align:left;line-hei=
ght:16px"><tbody><tr style=3D"font-size:11px"><td style=3D"font-family:'Cen=
tury Gothic',sans-serif"><span style=3D"font-family:'Century Gothic'">Jet&n=
bsp;Mortgage&nbsp;is&nbsp;a&nbsp;DBA&nbsp;of&nbsp;Home&nbsp;<wbr></wbr>Mort=
gage&nbsp;Alliance&nbsp;Corporation&nbsp;<wbr></wbr>(HMAC)<br>HMAC&nbsp;is&=
nbsp;an&nbsp;Equal&nbsp;Housing&nbsp;<wbr></wbr>Lender<br></span><span styl=
e=3D"background-color:#ffffff"><span style=3D"font-family:Arial,sans-serif"=
></span>MORTGAGEE&nbsp;CLAUSE/LOSS&nbsp;PAYEE/<wbr></wbr>PROPOSED&nbsp;INSU=
RED:<br>Home&nbsp;Mortgage&nbsp;Alliance&nbsp;Corp&nbsp;(<wbr></wbr>HMAC)&n=
bsp;Its&nbsp;Successors&nbsp;and/or&nbsp;<wbr></wbr>Assigns<br>4&nbsp;Hutto=
n&nbsp;Centre&nbsp;Drive&nbsp;|&nbsp;<wbr></wbr>Office&nbsp;Suite&nbsp;#500=
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