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Subject: Hit the jackpot this March with theLender
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ntainer" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
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"width:100%;padding-right:0;padding-left:0"><div class=3D"alignment" align=
=3D"center" style=3D"line-height:10px"><div style=3D"max-width:280px">
<a href=3D"http://email.thelender.com/c/eJxUkDFvszAQhn8N3oiMbThu8BBFHxKZvqr=
tkPFsnxskQyK4FuXfV0q7dH2H99HzJN8CNOAU-wZcY3prDSpeZJLHmPypez_jUTen1_Hyu7497u=
xPt0Uoirr6Tps-Q24jpUCgMTjqQiSbc0ZMbNTkjTattrprwPUOD4Cd1a11jMG43ELltFy58JJ4P=
cTbrCbheUw-IQSkyDXqPtbOAdcYbFtbJMIEKQKhKv4qct8qe6zMUJlh3_fDn7fKDGr1tKSV98rp=
TXgt0_IRqTxZ2-1zjfx04pmmEgptooTneyHhMfmXnwLnf_-Hi_ry5jsAAP__bGFfDw" target=
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2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a448-3d02-49a4-af26-=
a82213fec67e/ADMIN/theLender/thelenderlogo-red-emails-large.png" style=3D"d=
isplay:block;height:auto;border:0;width:100%" width=3D"280" alt=3D"the Lend=
er" title=3D"the Lender" height=3D"auto"></a></div></div></td></tr></table>=
</td></tr></tbody></table></td></tr></tbody></table><table=20
class=3D"row row-2" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:70=
0px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" w=
idth=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#e4002b;vertical-align:top"><table class=3D"text_block=
 block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" =
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-b=
reak:break-word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif=
"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"word-break: break-word; color: #ffffff; font-size: 14px;=
"><strong style=3D"color:#fff">
<a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.th=
elender.com/c/eJxUkLtu6zAQBb9G7GSQS1LUFiwM4wqQqxskKVzysY4EUA9Imwj--wBOmrSnO=
IOZ7K1zyhlBXjmjoNUaUNDMIz_67C_N-xXPUl1e-9vv-vZYyV-WmUNiMXiItiUbEjUWwBiF0VGy=
TjX3qEC2QYweJFipZaOcaQ2eHDZaWm0II5i7dZWRPFChOdN2SsskRqapzz6jixgS1SjbVBvjqMa=
oba0xBMwuJxdQFD8wr3ulzxV0FXTHcZz-vFXQ8UD1vi5cQSc2H-a80VEZuTNtZZw_UihP7L58bo=
meejSFscQSdhZM01oCU5_9y0-M67__3U18efgOAAD__4faYbU" target=3D"_blank" rel=3D=
"noopener">the Spot</a>&nbsp; &nbsp; &nbsp;</strong><strong style=3D"color:=
#fff">
<a href=3D"http://email.thelender.com/c/eJxUkLtu6zAQBb-G7GRQfIjegoVhXAFydYM=
khcsluYoEUI-QdAz_fQAnTdpTHMxMdMba1mpOrrW6lUelJHBa61wfQ3Tn7v0CJ9GeX4fr7_r22M=
mdt7ViqHxySIqMbUdUY_Rd8DJ4EbzuJKgoQBk-OymkEUp0rdVHDQcLnRJGaQIv9Wgs06JOlGiNl=
A9hW_hcaRmii2A9YKAGxDE0WltqwCvTKECEaGOwCDy5qda9MHVismeyv09booKJDn8-mewzfd6o=
1AbXBvc941wwMdnz7HCNme5Mi1Ipp3n9CJieIGW75UBPYVpwTj5hqbzSsiesNET38pPn8u9_f-V=
fTn4HAAD__6z6aYc" target=3D"_blank" style=3D"text-decoration: none; color: =
#FFFFFF;" rel=3D"noopener">Appraisals&nbsp; &nbsp; &nbsp;</a></strong><stro=
ng><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email=
=2Ethelender.com/c/eJxUkL1qwzAUhZ9G2hyk=
K9k3d9AQQg3O1NJ2yKif68YgO0FWa_L2haRL18=
PhHL4vuRZRo5XsNFoNe2OAJC91qvchuWP3eaKD0sf34fyXftxv7I7XpfpY5cVpDQCE3liDKtrRB=
E1qDNCx6saQWE4OFLTKqE6j3VvaIXVGtcYyBbBji8KqeuHMS-Kyi9dZTpXnIblEGMhHbkjtY2Mt=
ckPBtI0h7ylhiuhJZnep9bYKcxDQC-i3bdv9WxPQF16v3yXyKqCXxfklFd6EVWvlkqflK_r8-H2=
2Hnw8-ymH7NcqK8-37CsPyb09bZxeXvuz_HHwGwAA___rAmJR" target=3D"_blank" rel=3D=
"noopener">Broker<span style=3D"word-break: break-word; color: #e4002b;"> <=
/span>Resources&nbsp; &nbsp; &nbsp;</a></strong><strong><a style=3D"text-de=
coration: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUk=
Ltu4zAQRb-G7GTwaWoKFoaxAuRqF5sULkfk2BZAPUBNIvjvAzhp0t7iHpyTow9BBycp6uC0aa01=
IGnmkZ99jufj-wVOSp__99ef9e25UjwvM2Ni-Yg-Awwq5xaN09b5gIPWt2D9rQWrvJNjNMp4ZdV=
RB9c6OAQ4WuWtIxiMu_kgnOIHFZoz1UNaJjkyTX2OGcIAmKgB1abGuUANDNY3FhAhh5wCgizxwb=
xuwp6E6YTp9n0__HoTppuWyne8U7Ni5ZmqMJ2sEedcaRdObUy1jPM9YXnht-WjJnpp0oRjGQpuL=
JmmtSBTn-O_7yiXP3-7q_yM5isAAP__fY1kqA" target=3D"_blank" rel=3D"noopener">B=
ecome<span style=3D"word-break: break-word; color: #e4002b;"> </span>a<span=
 style=3D"word-break: break-word; color: #e4002b;"> </span>Partner&nbsp; &n=
bsp; &nbsp;</a></strong>
<strong style=3D"color:#fff"><a style=3D"text-decoration: none; color: #FFF=
FFF;" href=3D"http://email.thelender.com/c/eJxUkD-PozAQRz-N3REZ_2GYwkUUHRKp=
7nR3RUrjGRYkQyKYXZRvv1J2m21_xe_pPYoBoAavOdbga9s6Z1HzKrM8e4qX5v8Vz6a-_O1v3-u=
_54Pj5b5KyqKnmG22gRqwnkbgeoCABlsaWz-YERLpOVpjg3GmqcG3Hk-AjTPBecbB-jGA8kYmLr=
wSb6d8X_QsvPQUCWHAlLlC0-bKe-AKBxcqhykhAWVIqEucRB67cmdlO2W74zhOP96U7bYkvE_Ms=
ivb6S2mlTY-lDe78Fbm9S2n8gLv9_ct80uQlzSXoaRdtPDyKEm4p_jnK8f11-_upj-i_QwAAP__=
zGZjKw" target=3D"_blank" rel=3D"noopener">Rates<strong>&nbsp; &nbsp; &nbsp=
;</strong></a><a href=3D"http://email.thelender.com/c/eJxUkD1vszAURn-NvRH5C=
-w7eIiiF4lMb9V2yHixLwXJQAS3Rfn3ldIuXZ_hOTonx9p77Z2kqL3TJlhrQNLCEz-6HC_N-xXO=
Sl9eu9vv-va4U7ysC2NiOcbB0dAETw6HpKHPyZleQwg1IgSjjZyiUaZWVjXau-Dg5KGxqraOoDd=
uqL1wikcqtGTaTmmd5cQ0dzlm8D1gogpUSJVznirobV1ZQITsc_IIssSR-b4LexamFaY9xrXQjo=
VOfz6FaXmk9SjCtHKLuOSNDuHUzrSVaflIWJ7off3cEj0Vacap9AV3lkzzvSBTl-PLT5Drv__tT=
X5F8x0AAP__pStj5Q" target=3D"_blank" style=3D"text-decoration: none; color:=
 #FFFFFF;" rel=3D"noopener">theOWL</a></strong></span></strong></strong></s=
trong></p></div></div></td></tr></table></td></tr></tbody></table></td></tr=
></tbody></table><table
 class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:=
0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" ali=
gn=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#=
fff;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tb=
ody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0"><tr><td class=3D"pad" style=3D"width:100%;padding-right:0;padding-left=
:0"><div class=3D"alignment" align=3D"center" style=3D"line-height:10px"><d=
iv class=3D"fullWidth" style=3D"max-width:700px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/pub/izn8/7h0w4ujj/rye/je7/gdq/=
20250306_header.jpg" style=3D"display:block;height:auto;border:0;width:100%=
" width=3D"700" alt=3D"We are here for you, America" title=3D"We are here f=
or you, America" height=3D"auto"></div></div></td></tr></table></td></tr></=
tbody></table></td></tr></tbody></table><table class=3D"row row-4" align=3D=
"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody>
<tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-=
lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#00=
0;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column c=
olumn-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font=
-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical-ali=
gn:top"><table class=3D"text_block block-1" width=3D"100%" border=3D"0"=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" =
style=3D"padding-bottom:10px;padding-left:20px;padding-right:20px;padding-t=
op:15px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;text-align:center;font-size:34px;mso-line-height-alt:40.8px">
<span style=3D"word-break: break-word; font-size: 34px;"><span style=3D"wor=
d-break: break-word; color: #555555; font-size: 30px;"><strong>theLender's =
</strong></span></span><span style=3D"word-break: break-word; font-size: 34=
px;"><span style=3D"word-break: break-word; color: #555555; font-size: 30px=
;"><strong>March Specials have arrived.</strong></span></span></p><p style=
=3D"margin:0;text-align:center;font-size:34px;mso-line-height-alt:40.8px">
<span style=3D"word-break: break-word; font-size: 34px; color: #06bc00;"><s=
pan style=3D"word-break: break-word; font-size: 30px;"><strong>Lock in thes=
e deals today!</strong></span></span></p></div></div></td></tr></table></td=
></tr></tbody></table></td></tr></tbody></table><table class=3D"row row-5" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
"><tbody><tr><td><table class=3D"row-content stack" align=3D"center"=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#282828;border-=
radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=
 class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-t=
able-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-to=
p:5px;vertical-align:top"><table class=3D"text_block block-1" width=3D"100%=
" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation"=
=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margin:0;font-=
size:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; color: #ffffff;"><span style=3D"word=
-break: break-word; font-size: 46px;"><strong>theNONI & nearNONI</strong></=
span></span></p></div></div></td></tr></table></td></tr></tbody></table></t=
d></tr></tbody></table><table class=3D"row row-6" align=3D"center" width=3D=
"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table cl=
ass=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=
=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;background-color:#fff;border-radius:0;color:#000;width:700px;ma=
rgin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=
=3D"50%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;tex=
t-align:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table =
class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig=
ht:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px">
<span style=3D"word-break: break-word; font-size: 22px;"><strong>&nbsp;</st=
rong></span><span style=3D"word-break: break-word; font-size: 46px;"><stron=
g><span style=3D"word-break: break-word; color: #06bc00;">100 BPS</span>&nb=
sp;</strong></span></p><p style=3D"margin:0;font-size:22px;text-align:cente=
r;mso-line-height-alt:26.4px">Pricing Incentive on Cash Out</p><p style=3D"=
margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; color: #06bc00;"><strong><span style=
=3D"word-break: break-word;">5-year prepay required</span></strong></span><=
/p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-al=
t:14.399999999999999px">&nbsp;</p><p style=3D"margin:0;text-align:center;ms=
o-line-height-alt:26.4px"><span style=3D"word-break: break-word; color: #06=
bc00; font-size: 46px;"><strong>50 BPS</strong></span></p><p=20
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px">Pricing Incentive on Cash Out</p><p style=3D"margin:0;font-size:22px;te=
xt-align:center;mso-line-height-alt:26.4px"><span style=3D"word-break: brea=
k-word; color: #06bc00;"><strong><span style=3D"word-break: break-word;">3-=
year prepay required</span></strong></span></p></div></div></td></tr></tabl=
e></td><td class=3D"column column-2" width=3D"50%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspaci=
ng=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace=
:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:10p=
x;padding-left:20px;padding-right:20px;padding-top:15px"><div style=3D"font=
-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"word-break: break-word; font-size: 46px; color: #06bc00;=
"><strong>50 BPS</strong></span></p><p style=3D"margin:0;font-size:22px;tex=
t-align:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; font-size: 22px;">Pricing Incentive =
on Purchase</span></p><p style=3D"margin:0;font-size:22px;text-align:center=
;mso-line-height-alt:26.4px"><span style=3D"word-break: break-word; font-si=
ze: 22px; color: #06bc00;"><strong><span style=3D"word-break: break-word;">=
5-year prepay required</span></strong></span></p><p style=3D"margin:0;font-=
size:22px;text-align:center;mso-line-height-alt:14.399999999999999px">&nbsp=
;</p><p=20
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"word-break: break-word; font-size: 20px; color: #06bc00;=
"><strong><span style=3D"word-break: break-word; font-size: 46px;">25 BPS</=
span></strong></span></p><p style=3D"margin:0;font-size:22px;text-align:cen=
ter;mso-line-height-alt:26.4px">Pricing Incentive on Purchase</p><p style=
=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; color: #06bc00;"><strong><span style=
=3D"word-break: break-word;">3-year prepay required</span></strong></span><=
/p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbod=
y></table><table class=3D"row row-7" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m=
so-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-co=
ntent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;backgr=
ound-color:#fff;border-radius:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%" style=3D"m=
so-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;paddin=
g-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"text_block=
 block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" r=
ole=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig=
ht:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;text-align:center;font-size:16px;mso-line-height-alt:19.2=
px">
<span style=3D"word-break: break-word; font-size: 16px;">(Noni+ and NONI58 =
are not eligible. DSCR less than .75 not eligible.</span></p><p style=3D"ma=
rgin:0;text-align:center;font-size:16px;mso-line-height-alt:19.2px"><span s=
tyle=3D"word-break: break-word; font-size: 16px;">Foreign National Borrower=
s not eligible.)</span></p></div></div></td></tr></table></td></tr></tbody>=
</table></td></tr></tbody></table><table class=3D"row row-8" align=3D"cente=
r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;background-color:#282828;border-radius:0;colo=
r:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"col=
umn column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font-family:=
sans-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span styl=
e=3D"word-break: break-word; color: #ffffff;"><span style=3D"word-break: br=
eak-word; font-size: 46px;"><strong>NonQM Programs</strong></span></span></=
p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt=
:16.8px">
<span style=3D"word-break: break-word; color: #ffffff; font-size: 22px;"><s=
pan style=3D"word-break: break-word;">(NonQM Premier, NonQM+, and NonQM)</s=
pan></span></p></div></div></td></tr></table></td></tr></tbody></table></td=
></tr></tbody></table><table class=3D"row row-9" align=3D"center" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table cla=
ss=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;background-color:#fff;border-radius:0;color:#000;width:700px;ma=
rgin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=
=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;te=
xt-align:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table=
 class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig=
ht:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;text-align:center;font-size:20px;mso-line-height-alt:24px=
">
<span style=3D"word-break: break-word; font-size: 46px;"><strong>.375 Prici=
ng Incentive</strong></span></p><p style=3D"margin:0;text-align:center;font=
-size:20px;mso-line-height-alt:24px">on Purchase and Cash-Out Refinance</p>=
<p style=3D"margin:0;text-align:center;font-size:20px;mso-line-height-alt:2=
4px"><span style=3D"word-break: break-word; font-size: 14px;">(Foreign Nati=
onal Borrowers not eligible)</span></p></div></div></td></tr></table></td><=
/tr></tbody></table></td></tr></tbody></table><table=20
class=3D"row row-10" align=3D"center" width=3D"100%" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:=
0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" ali=
gn=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#=
282828;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700">=
<tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top"><table class=3D"=
text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font-family:=
sans-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px"><span styl=
e=3D"word-break: break-word; color: #ffffff;"><span style=3D"word-break: br=
eak-word; font-size: 46px;"><strong>FHA Programs</strong></span></span></p>=
<p style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:2=
6.4px">
<span style=3D"word-break: break-word; color: #ffffff; font-size: 22px;"><s=
pan style=3D"word-break: break-word;">Including Stretch, High Balance, theN=
ADA and theNADA+</span></span></p></div></div></td></tr></table></td></tr><=
/tbody></table></td></tr></tbody></table><table class=3D"row row-11" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbo=
dy><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0"=
=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:#=
000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column=
 column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;fo=
nt-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical-a=
lign:top"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-rig=
ht:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:20px;text-align:center;mso-line-height-alt:24px=
">
<span style=3D"word-break: break-word; font-size: 20px;"><strong><span styl=
e=3D"word-break: break-word; font-size: 46px;">25 BPS Price Incentive</span=
></strong></span></p></div></div></td></tr></table><table class=3D"text_blo=
ck block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-=
break:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;paddin=
g-left:20px;padding-right:20px;padding-top:15px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:20p=
x;text-align:center;mso-line-height-alt:24px">
<span style=3D"word-break: break-word; font-size: 15px;"><strong>NOTE:</str=
ong> All loans must be<span style=3D"word-break: break-word; color: #06bc00=
;"> <span style=3D"word-break: break-word;"><strong>locked</strong></span><=
/span> by March 31st, 2025</span></p></div></div></td></tr></table></td></t=
r></tbody></table></td></tr></tbody></table><table class=3D"row row-12" ali=
gn=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;background-color:#fff;border-radius:0;color:#000;width:700px;margin=
:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"10=
0%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-ali=
gn:left;padding-bottom:5px;padding-top:5px;vertical-align:top"><table=20
class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"fon=
t-family:sans-serif"><div class style=3D"font-size:14px;font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;li=
ne-height:1.2"><p style=3D"margin:0;font-size:14px;text-align:center;mso-li=
ne-height-alt:16.8px">
<span style=3D"word-break: break-word; color: #06bc00;"><strong><span style=
=3D"word-break: break-word; font-size: 26px;">Contact me today to secure th=
ese limited-time offers.</span></strong></span></p></div></div></td></tr></=
table></td></tr></tbody></table></td></tr></tbody></table><table class=3D"r=
ow row-13" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tabl=
e-rspace:0"><tbody><tr><td><table class=3D"row-content stack"=20
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;widt=
h:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-=
1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weigh=
t:400;text-align:left;background-color:#fff;vertical-align:top"><table clas=
s=3D"divider_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" =
cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div =
class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"95%" style=3D"mso-table-ls=
pace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" style=3D"font-si=
ze:1px;line-height:1px;border-top:2px solid #282828"><span style=3D"word-br=
eak: break-word;">&#8202;</span></td></tr></table></div></td></tr></table><=
table class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=
=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-b=
ottom:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div styl=
e=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999=
999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14px;te=
xt-align:center;mso-line-height-alt:16.8px">
<span style=3D"word-break: break-word; font-size: 18px;"><strong>Cameron Le=
clair</strong></span></p><p style=3D"margin:0;font-size:14px;text-align:cen=
ter;mso-line-height-alt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp=
;<span style=3D"word-break: break-word; color: #000080; font-size: 14px;"><=
strong>cleclair@thelender.com&nbsp;</strong></span></p></div></div></td></t=
r></table></td></tr></tbody></table></td></tr></tbody>
</table><table class=3D"row row-14" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m=
so-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-co=
ntent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;co=
lor:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"c=
olumn column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top"><table class=3D"image_block block-1" width=3D"100%"=
 border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" sty=
le=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D=
"width:100%"><div class=3D"alignment" align=3D"center" style=3D"line-height=
:10px"><div style=3D"max-width:700px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/thelender/footer.jpg" style=3D"display:bloc=
k;height:auto;border:0;width:100%" width=3D"700" alt title height=3D"auto">=
</div></div></td></tr></table><table class=3D"text_block block-2" width=3D"=
100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><t=
r><td class=3D"pad"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
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er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-=
content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
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;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top"><table clas=
s=3D"image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-=
rspace:0"><tr><td class=3D"pad" style=3D"width:100%"><div class=3D"alignmen=
t" align=3D"center" style=3D"line-height:10px"><div style=3D"max-width:65px=
"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"65=
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ce:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top"=
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cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
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;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
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refer to contact us in writing, please mail any correspondence to 25531 Com=
mercentre #250 Lake Forest, CA 92630.</span></p>
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