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elender.com/c/eJxUkL1urDAQRp_G7lh5jM2YwsVqJe4lShNlU6T0zxCQDItgErRvH2mTJu1Xf=
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63RA9BmsNUYgk7S6Z5LYGpz_7lJ8e__93zVX55_R0AAP__bNZjtg" target=3D"_blank" rel=
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ble-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:=
0;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block=
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ole=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><t=
d class=3D"pad" style=3D"width:100%;padding-right:0;padding-left:0"><div cl=
ass=3D"alignment" align=3D"center" style=3D"line-height:10px"><div=20
class=3D"fullWidth" style=3D"max-width:700px"><img src=3D"https://d15k2d11r=
6t6rl.cloudfront.net/pub/izn8/7h0w4ujj/p6o/4wx/vqt/20240530_theLine.jpg" st=
yle=3D"display:block;height:auto;border:0;width:100%" width=3D"700" alt=3D"=
We are here for you, America" title=3D"We are here for you, America" height=
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></tbody></table><table class=3D"row row-4" align=3D"center" width=3D"100%"=
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style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td =
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;background-color:#fff;vertical=
-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0">
<table class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"pa=
dding-left:20px;padding-right:20px;padding-top:15px"><div style=3D"font-fam=
ily:sans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,Helvet=
ica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px;colo=
r:#555;line-height:1.2"><p=20
style=3D"margin:0;text-align:center;font-size:24px;mso-line-height-alt:28.7=
99999999999997px">Unlock your home's potential with</p></div></div></td></t=
r></table></td></tr></tbody></table></td></tr></tbody></table><table class=
=3D"row row-5" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-=
table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"=
center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;border=
-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><t=
d class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-=
table-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-t=
op:5px;vertical-align:top;border-top:0;border-right:0;border-bottom:0;borde=
r-left:0"><table class=3D"image_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad" style=
=3D"width:100%"><div class=3D"alignment" align=3D"center" style=3D"line-hei=
ght:10px"><div style=3D"max-width:700px"><img src=3D"https://d15k2d11r6t6rl=
=2Ecloudfront.net/pub/izn8/7h0w4ujj/gjj=
/0lt/8es/20240530_theLine_logo.png" st=
yle=3D"display:block;height:auto;border:0;width:100%" width=3D"700" height=
=3D"auto"></div></div></td></tr></table></td></tr></tbody></table></td></tr=
></tbody></table><table class=3D"row row-6" align=3D"center" width=3D"100%"=
=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"=
row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;background-color:#fff;border-radius:0;color:#000;width:700px;margin:0 a=
uto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=
=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:bre=
ak-word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif"><div c=
lass=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span styl=
e=3D"word-break: break-word; font-size: 24px;">Your flexible, fast, and con=
venient HELOC solution.</span></p></div></div></td></tr></table></td></tr><=
/tbody></table></td></tr></tbody></table><table class=3D"row row-7" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#fff;borde=
r-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><=
td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"divider_block blo=
ck-1" width=3D"100%" border=3D"0" cellpadding=3D"5" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td c=
lass=3D"pad"><div class=3D"alignment" align=3D"center"><table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span style=3D"word-break: break-word;">&#8202;</span></td></tr></table></di=
v></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><ta=
ble class=3D"row row-8" align=3D"center" width=3D"100%" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspa=
ce:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack"=
=20
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background-colo=
r:#fff;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700">=
<tbody><tr><td class=3D"column column-1" width=3D"16.666666666666668%" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;=
padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;border-r=
ight:0;border-bottom:0;border-left:0"><table=20
class=3D"empty_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0"><tr><td class=3D"pad"><div></div></td></tr></table></td><td c=
lass=3D"column column-2" width=3D"66.66666666666667%" style=3D"mso-table-ls=
pace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bottom:5p=
x;padding-top:5px;vertical-align:top;border-top:0;border-right:0;border-bot=
tom:0;border-left:0"><table class=3D"text_block block-1" width=3D"100%"=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td c=
lass=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-right:2=
0px"><div style=3D"font-family:sans-serif"><div class style=3D"font-family:=
Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-al=
t:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;mso=
-line-height-alt:14.399999999999999px">
<span style=3D"word-break: break-word; color: #e4002b;"><span style=3D"word=
-break: break-word; font-size: 20px;"><strong>HIGHLIGHTS</strong></span></s=
pan></p><ul style=3D"line-height:1.2;mso-line-height-alt:24px;font-size:16p=
x"><li><span style=3D"word-break: break-word; font-size: 16px;"><strong>NEW=
</strong> - Now with a 1 & 2-year Bank Statement Doc option and a 1-year St=
andard Doc option</span></li><li><strong>NEW - </strong>700 minimum FICO on=
 Alt Doc</li><li>
<span style=3D"word-break: break-word; font-size: 16px;">Loan amounts to $5=
00k</span></li><li><span style=3D"word-break: break-word; font-size: 16px;"=
>CLTVs to 90%</span></li><li><span style=3D"word-break: break-word; font-si=
ze: 16px;">50% max DTI</span></li><li><span style=3D"word-break: break-word=
; font-size: 16px;">Stand-alone only, no piggy backs</span></li><li><span s=
tyle=3D"word-break: break-word; font-size: 16px;">Maximum combined loans of=
 $2M</span></li><li>
<span style=3D"word-break: break-word; font-size: 16px;">Minimum advance of=
 $1K</span></li><li><span style=3D"word-break: break-word; font-size: 16px;=
">680 minimum FICO</span></li><li><span style=3D"word-break: break-word; fo=
nt-size: 16px;">2 yr. standard doc only</span></li><li><span style=3D"word-=
break: break-word; font-size: 16px;">$75K minimum loan amount</span></li><l=
i><span style=3D"word-break: break-word; font-size: 16px;">0x30x12 housing/=
mortgage history</span></li><li>
<span style=3D"word-break: break-word; font-size: 16px;">84 month credit ev=
ent seasoning</span></li><li><span style=3D"word-break: break-word; font-si=
ze: 16px;">No reserves</span></li><li><span style=3D"word-break: break-word=
; font-size: 16px;">Up to 10 acres</span></li><li><span style=3D"word-break=
: break-word; font-size: 16px;">No rural</span></li><li><span style=3D"word=
-break: break-word; font-size: 16px;">No mixed-use</span></li><li>
<span style=3D"word-break: break-word; font-size: 16px;">90 day =E2=80=9Cco=
oling off=E2=80=9D after the initial draw</span></li><li><span style=3D"wor=
d-break: break-word; font-size: 16px;">All occupancies available</span></li=
><li><span style=3D"word-break: break-word; font-size: 16px;">2 yr., 3 yr. =
and 5 yr. draw periods available</span></li></ul></div></div></td></tr></ta=
ble></td><td class=3D"column column-3" width=3D"16.666666666666668%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"empty_block block=
-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"pad"><div></div></td></tr></table></td></tr></tbody></table></td></tr>=
</tbody></table><table class=3D"row row-9" align=3D"center"=20
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><=
table class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbo=
dy><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span style=3D"word-break: break-word;">&#8202;</span></td></tr></table></di=
v></td></tr></table><table class=3D"text_block block-2" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=
=3D"pad"=20
style=3D"padding-bottom:20px;padding-left:10px;padding-right:10px;padding-t=
op:10px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span style=
=3D"word-break: break-word; font-size: 18px;"><strong>Cameron Leclair</stro=
ng></span></p><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"word-break: =
break-word; color: #000080; font-size: 14px;"><strong>cleclair@thelender.co=
m&nbsp;</strong></span></p></div></div></td></tr></table></td></tr></tbody>=
</table></td></tr></tbody></table><table class=3D"row row-10" align=3D"cent=
er" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td =
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:=
0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"fon=
t-family:sans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,H=
elvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px=
;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14px;text-align=
:center;mso-line-height-alt:16.8px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
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YaYotJ5_Zemg1qCkYbZwG48E5ADhkHB3TaFzXNbGhWFktFy68ZF4P6TqrSXgecsDkwTct1D4lrO=
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  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A. theLender, 25531 Commercentre Dr #250., Lake Forest, CA 92630. All loans=
 must meet Hometown Equity Mortgage=E2=80=99s underwriting guidelines. This=
 information is intended for the exclusive use of licensed real estate and =
mortgage lending professionals in accordance with local laws and regulation=
s. Distribution to the general public is prohibited. Loans made or arranged=
 pursuant to the California Financing Law.</span></p>
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u prefer to contact us in writing, please mail any correspondence to 25531 =
Commercentre #250 Lake Forest, CA 92630.</span></p>
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