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uZrNyvtWkwOacyCY5RaMMaGOs9uC0Ptmb8Q5dgOxJgSEBih9UaMlUT2md5cQ0DzkiBKt8NzaOkm=
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lank" rel=3D"noopener">Become<span style=3D"word-break: break-word; color: =
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<tbody>
<tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:=
0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;bor=
der-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"ima=
ge_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
"><tr><td class=3D"pad" style=3D"width:100%;padding-right:0;padding-left:0"=
><div class=3D"alignment" align=3D"center" style=3D"line-height:10px"><div=
=20
class=3D"fullWidth" style=3D"max-width:700px"><img src=3D"https://d15k2d11r=
6t6rl.cloudfront.net/public/users/Integrators/3fd3a448-3d02-49a4-af26-a8221=
3fec67e/thelender/xmas_2020.jpg" style=3D"display:block;height:auto;border:=
0;width:100%" width=3D"700" alt=3D"Image" title=3D"Image" height=3D"auto"><=
/div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></=
table><table class=3D"row row-4" align=3D"center" width=3D"100%" border=3D"=
0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td =
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;background-color:#fff;vertical=
-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0">
<table class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"pa=
dding-bottom:10px;padding-left:20px;padding-right:20px;padding-top:15px"><d=
iv style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39=
9999999999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;text-align:center;font-size:20px;mso-line-height-alt:24px=
"><span style=3D"word-break: break-word; color: #e4002b;"><strong><span sty=
le=3D"word-break: break-word; font-size: 34px;">Happy Holidays from all of =
us at theLender.</span></strong></span></p></div></div></td></tr></table><t=
able class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=
=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-size:14px;font-fa=
mily:Arial,Helvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;c=
olor:#555;line-height:1.2"><p style=3D"margin:0;font-size:14px;text-align:c=
enter;mso-line-height-alt:16.8px"><span style=3D"word-break: break-word; fo=
nt-size: 20px;">In observance of Christmas, theLender will be <strong><span=
 style=3D"word-break: break-word; color: #e4002b;">closed</span></strong> o=
n </span></p><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"word-break: break-word; font-size: 20px;"><span style=3D=
"word-break: break-word; color: #e4002b; font-size: 26px;"><strong>Wednesda=
y, December 25<sup>th</sup></strong></span>,&nbsp;</span></p><p style=3D"ma=
rgin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span s=
tyle=3D"word-break: break-word; font-size: 20px;">and will resume normal bu=
siness hours on Thursday, December 26<sup>th</sup>.</span>
</p></div></div></td></tr></table><table class=3D"divider_block block-3" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"=
pad"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%" style=3D"ms=
o-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" style=
=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b">
<span style=3D"word-break: break-word;">&#8202;</span></td></tr></table></d=
iv></td></tr></table><table class=3D"text_block block-4" width=3D"100%" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td cl=
ass=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-right:20=
px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:20px;mso-line-height-alt:24px"><span style=3D"w=
ord-break: break-word; font-size: 20px;">The Lock Desk will observe the fol=
lowing holiday schedule:</span></p><ul style=3D"line-height:1.2;mso-line-he=
ight-alt:24px;font-size:20px"><li>
<span style=3D"word-break: break-word; font-size: 20px;"><strong>Wednesday,=
 December 25th</strong>: Closed for Christmas.</span></li><li><span style=
=3D"word-break: break-word; font-size: 20px;"><strong>Wednesday, January 1s=
t</strong>: Closed for New Year=E2=80=99s Day.</span></li></ul><p style=3D"=
margin:0;font-size:20px;mso-line-height-alt:24px"><span style=3D"word-break=
: break-word; font-size: 20px; color: #e4002b;"><strong>Early Closures for =
QM Loans:</strong></span></p><ul=20
style=3D"line-height:1.2;mso-line-height-alt:24px;font-size:20px"><li><span=
 style=3D"word-break: break-word; font-size: 20px;"><strong>Tuesday, Decemb=
er 24th</strong>: Closes at 11:00 AM PST.</span></li><li><span style=3D"wor=
d-break: break-word; font-size: 20px;"><strong>Tuesday, December 31st</stro=
ng>: Closes at 11:00 AM PST.</span></li></ul><p style=3D"margin:0;font-size=
:20px;mso-line-height-alt:24px">
<span style=3D"word-break: break-word; font-size: 18px;"><strong>Important =
Note:</strong> Non-QM locks will be accepted as usual during early closures=
=2E</span></p></div></div></td></tr></=
table><table class=3D"divider_block blo=
ck-5" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td c=
lass=3D"pad"><div class=3D"alignment" align=3D"center"><table border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span style=3D"word-break: break-word;">&#8202;</span></td></tr></table></di=
v></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><ta=
ble class=3D"row row-5" align=3D"center" width=3D"100%" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspa=
ce:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack"=
=20
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;widt=
h:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-=
1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weigh=
t:400;text-align:left;background-color:#fff;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"text_block b=
lock-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-b=
reak:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:20px;padding=
-left:10px;padding-right:10px;padding-top:10px"><div style=3D"font-family:s=
ans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,Helvetica,s=
ans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px;color:#55=
5;line-height:1.2"><p style=3D"margin:0;font-size:14px;text-align:center;ms=
o-line-height-alt:16.8px">
<span style=3D"word-break: break-word; font-size: 18px;"><strong>Cameron Le=
clair</strong></span></p><p style=3D"margin:0;font-size:14px;text-align:cen=
ter;mso-line-height-alt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp=
;<span style=3D"word-break: break-word; color: #000080; font-size: 14px;"><=
strong>cleclair@thelender.com&nbsp;</strong></span></p></div></div></td></t=
r></table></td></tr></tbody></table></td></tr></tbody></table>
<table class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
space:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stac=
k" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000=
;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column co=
lumn-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-l=
eft:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" cell=
padding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
space:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"><di=
v style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
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9Ru-p_dSaJiBSUsArslz4xm0zGUs9zaFk728-qOB00f79Vw_74uE020usS_6GgCZBwvoXATCYXA=
MqeMOTWKHprF6DGiQALEGJgtwqDtkG62nxGIIRZEpV8kyJ1kP_W3SY5GpTSGSrw27obLSm4oG5y=
sXmSpvrLMeGoogOodrKcum6qPCs8Lzvu-Hf28Kz3oNcU6r7IrMVmTN4_zdx_xgbbeftZeHk0xxz=
F2OW9FFpiXHIm0K788CF_vypn8D_gUAAP__n45cXQ" target=3D"_blank" rel=3D"noopene=
r">theLender.com</a> | <a style=3D"text-decoration: underline; color: #E400=
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5U2Q0dFOjcG-Q_2pSbfvhBCoetveI_3cqid0w4lBe0Meld7pyVNPPC9y-Fkz6_-qPTpo_t66ud9=
oXCaJ46J5TWkHrA2NsU-9qRrQtLOJQNGNUlbIDkEUIAawGiHVuuDuYCz0XrMjhQCCVR8pUJTpvW=
Q5lEOTGOXQ0RvlGv6ylJSFfaNr5rosPLKNtbrGqMmWcKVedmEOQpoBbT7vh_-pQlo42W-cfWnAl=
q5hjjllXaBamNayzB9p1ge7dt8WxM9VtIYh3IpcWPJNC4lMnU5vD8_OduXN_kT4DcAAP__VjNj4=
g" target=3D"_blank" rel=3D"noopener">About Us</a>&nbsp;| <a style=3D"text-=
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c/eJxUkD1r8zAURn-NtDlIV7I-Bg0h4Be_nUqboaMs3dQG-QP5pib_vhCydH2G53BODq210mqOQ=
VqlvW29lRwXmujR53Ax1__-LOTlo_96rZ-PDcNlXSgm4mMwqgVMLmLSgx9cGlp0IAGT8Fmqm-VT=
AAFaAihptZHypAawJhqvs0WhAZkWNGLBJWM9pXXmE-Hc5xC1V8K6W2MwiUbfnG9ctLrxwjjjZau=
jRF7CSLTtTJ0ZdAy64zhOf94YdDUS7s1W13xPtDPoeA1xyRUPpsVOWMu0fKdYnvB9vdeET0mc41=
SGEnfihPNWImGfw_srydX8e-M_AX4DAAD__yv0Y9k" target=3D"_blank" rel=3D"noopene=
r">Products</a>&nbsp;| <a style=3D"text-decoration: underline; color: #E400=
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tlNMeWNdJ0Y5B_kO2Py9gMhzbRf8R3OybH1XnuQFLW3EHwbvJa08MTPIceLu_4OZ6Uv_4aP9_r_=
uVG8rAtjYvmINDo1hmQdYcbuZrNyvtWkwOacyCY5RaMMaGOs9uC0Ptmb8Q5dgOxJgSEBih9UaMl=
UT2md5cQ0DzkiBKt8NzaOkmpg7ELToYcmKNe5oFtATbLEB_O2C3sWphemP47j9ONNmH5eK9_xTs=
2GlReqwvSyRlxypUOA2plqmZZ7wvLC7-tnTfTSpBmnciu4s2Sat4JMQ45_31Gu7tcf-RXNdwAAA=
P__TVdk8Q" target=3D"_blank" rel=3D"noopener">Mortgage Partner</a>&nbsp;| <=
a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://emai=
l.thelender.com/c/eJxUkLtu6zAQRL-G7GSQy-WrYGEY0IVuqiBxkXItrmIBlCxITAT_fQDHT=
dopZuacnKz32qPkpL3B6G30WvJcx3rvcjq58_94VPr01n080_f7wul0myv1VV4T5jjYPNgYEJiV=
hYs3ZDI5G8JAwcsxgQLUAEZ7dFofzAW8Ixcxe1YILFDVKxeeM6-H_jbJsfLU5UQYjfJhaBz3qsE=
hxCaQxyYqF1zUFkmzLOla67IJcxTQCmj3fT_8aRPQ9r9nGxDQyjXRnFfeBaqt8lrG-bOn8tjdbl=
9rzw8-nmgsl0JblZWnpVDlLqfXp42z-_civxP8BAAA__-97mEZ" target=3D"_blank" rel=
=3D"noopener">Contact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-7" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block =
block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><div style=3D"max-width:65px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"65=
" alt=3D"Image" title=3D"Image" height=3D"auto"></div></div></td></tr></tab=
le></td><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspa=
ce:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;=
border-top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;text-align:center" align=3D"center"><div style=
=3D"font-size: 12px; line-height: 14px; font-family: Arial, 'Helvetica Neue=
', Helvetica, sans-serif; color: #555555; text-align: left;">
<p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">Hometown Equity Mortgage, LLC d/b/a theLender, 25531 Comm=
ercentre #250 Lake Forest, CA 92630, (833) 381-8733, NMLS Number 133519, (w=
ww.nmlsconsumeraccess.org); Equal Housing Opportunity. For business and pro=
fessional use only. Not for consumer distribution. This document is limited=
 to current Hometown Equity Mortgage, LLC policy and practice and should no=
t be construed as legal advice, legal opinion, or any other advice on speci=
fic facts or circumstances. The recipient should contact its legal counsel =
for legal advice. All loans subject to final underwriting approval. This po=
licy and practice is subject to change.</span></p>
</div><br />

<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;"><p style=3D"font-size: 12px; line-height: 14p=
x; margin: 0;"><span style=3D"font-size: 12px;">We hope you found the conte=
nt of this message to be informative. If you'd rather not receive emails li=
ke this from us in the future, you can be removed from our list by clicking=
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xIHbOTpS9gItmuLQLk6TsQOs2yGy3uHF3NmSubxFISySNIiGRcyVhJEkET6nBe2GQqXh7VBJPp8=
6K8petzB8m0bYI2Idol0laEqZgZKpmJMUir34AqKYW1FCSO6oRiygmljEguCLljFZVCC8WtBMwp=
II7DDhw0Fvo70_qoDuAXNtFcMSzHbyMBBo_421iNxlrykcJiLBSJuSYQuWQXQjcgNkE0RTT91-T=
bPmz1FurfpveXXkRT42poAqJp24X2EO700J0QS9_hjNgsp-pg5-neTuO0KtKumnW7yq_Om1c7MW=
zljD91lbf7sjgeSqrC0t_j5frnMfvc-af1xpWfk5DNS758xrxcG_y0fj9m-y1dru9JNr8_bXJEY=
2Zvh7hY1hax2f94XvgL-30PREW4huQrxDyPV5fw3MEF_ZoIUdFdKUSF1UEjNiuL-N34Xyx_yPDm=
9XHQRdyUNB2efPZRPb-wnGbDpsiGsnDn_GHVboqTq_zKmTreVxT_FfC3h8Dr2lVODyHqE93YHo6=
I4yFA7-pma7S7jjq0h97A9fN8uxDAd04HWNgkv6m9iPmP6COhfwIAAP__piLPBw" target=3D"=
_blank" style=3D"background-color: rgb(255, 255, 255);">here</a>. You're re=
ceiving this communication from us because you've given Hometown Equity Mor=
tgage, LLC d/b/a theLender your email in the past, and we're trying to stay=
 in touch with you. If you prefer to contact us in writing, please mail any=
 correspondence to 25531 Commercentre #250 Lake Forest, CA 92630.</span></p=
></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody>=
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