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Subject: 'Tis the Season for Savings at theLender
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px"><span style=3D"word-break: break-word; color: #ffffff; font-size: 14px;=
"><strong style=3D"color:#fff">
<a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.th=
elender.com/c/eJxUkLtq7DAURb9G6jzoSLJkFSoGg8G3u0xCmHR6HMcG-YF9EjN_H5ikSbuLv=
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or:#fff">
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mvhx-BwAA__-3UGnk" target=3D"_blank" style=3D"text-decoration: none; color:=
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ong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://emai=
l.thelender.com/c/eJxUkM1qwzAQhJ9GujmspLUlH3QIAYN7K2kp6U0_68YgO8be1uTtC0kvv=
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=3D"noopener">Broker<span style=3D"word-break: break-word; color: #e4002b;"=
> </span>Resources&nbsp; &nbsp; &nbsp;</a></strong><strong><a style=3D"text=
-decoration: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJ=
xUkL2K6zAQRp_G6hw0I9mWCxUhYPDtLrmXJduNpVFi8B_y7Jq8_UJ2m22_4jucE33VNNBYxR4aY=
9C2FoziRUZ59tFf6v9_2rOGy7W__az_nhv7y7oIBVEP77RDY1MLySR0ZFPgWJOrHEKqIQ5q9KjR=
AmoDDjSYkwUHIbS2qXVKFdnCannwxEvkfArrrEbhuY9-qEIaUjuUSEClNfVQUnJtGWo9JDZNwMa=
pyT9Etr0w5wK7ArvjOE6_3grs5jXLne5cbpRl4Vxgp7KnJWY-Cqt34TyNyz3Q9MLv60cO_NLkmc=
ZpmGgXJTxvEwn30f_9jtK_365v6tPjVwAAAP__YHZl6Q" target=3D"_blank" rel=3D"noop=
ener">Become<span style=3D"word-break: break-word; color: #e4002b;"> </span=
>a<span style=3D"word-break: break-word; color: #e4002b;"> </span>Partner&n=
bsp; &nbsp; &nbsp;</a></strong>
<strong style=3D"color:#fff"><a style=3D"text-decoration: none; color: #FFF=
FFF;" href=3D"http://email.thelender.com/c/eJxUkDGL4zAQRn-N1DlII1myChUhYPB1=
R-44cp08Gq0NshPs2TX59wvZbbb9iu_xXo6t99pbSVF7Y8AGq42klWd-Djle3N9f4az05Trcvtc=
_zwfFy33lhCyn6EoILWC2oesQjMmExmEw3qN2JWU5R1BgNSijO620OVndacRgvVOltMkKq3iiSm=
um7YT3Rc5My5Dj2GIZSxgbSDo11rixSaULDTo1FjIewXeyxon5sQtzFtAL6I_jOP14E9BviWmfi=
HgX0MstpjVvdAirdqatzusbpvoC7_f3DeklSEua61jTzpJpedTENOT4-yvH8P92_Sc_InwGAAD_=
_wZvY7I" target=3D"_blank" rel=3D"noopener">Rates<strong>&nbsp; &nbsp; &nbs=
p;</strong></a><a href=3D"http://email.thelender.com/c/eJxUkL2K4zAURp9G6hz0=
cy3ZhYoQMHi7Jbss2e5KuhobZDvYdybk7Qcy00z7Fd_hnBxa77UHSUF7aw30oK2klWd-jjlc3N9=
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dv0nP4L5DAAA__-e1mQp" target=3D"_blank" style=3D"text-decoration: none; col=
or: #FFFFFF;" rel=3D"noopener">theOWL</a></strong></span></strong></strong>=
</strong></p></div></div></td></tr></table></td></tr></tbody></table></td><=
/tr></tbody></table><table
 class=3D"row row-3" align=3D"center" width=3D"100%" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:=
0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" ali=
gn=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#=
fff;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tb=
ody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"image_block block=
-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"pad" style=3D"width:100%;padding-right:0;padding-left:0"><div class=3D=
"alignment" align=3D"center" style=3D"line-height:10px"><div=20
class=3D"fullWidth" style=3D"max-width:700px"><img src=3D"https://d15k2d11r=
6t6rl.cloudfront.net/public/users/Integrators/3fd3a448-3d02-49a4-af26-a8221=
3fec67e/thelender/20231208_GPA_Special_HEM.jpg" style=3D"display:block;heig=
ht:auto;border:0;width:100%" width=3D"700" alt=3D"We are here for you, Amer=
ica" title=3D"We are here for you, America" height=3D"auto"></div></div></t=
d></tr></table></td></tr></tbody></table></td></tr></tbody></table><table c=
lass=3D"row row-4" align=3D"center" width=3D"100%" border=3D"0"=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content s=
tack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" rol=
e=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;backgroun=
d-color:#fff;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D=
"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:bre=
ak-word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20=
px;padding-right:20px;padding-top:15px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;text-align:ce=
nter;font-size:34px;mso-line-height-alt:40.8px">
<span style=3D"word-break: break-word; font-size: 34px;"><span style=3D"wor=
d-break: break-word; color: #555555;"><strong> </strong></span><span style=
=3D"word-break: break-word; color: #555555; font-size: 30px;"><strong>theLe=
nder's December Specials&nbsp;</strong></span></span><span style=3D"word-br=
eak: break-word; font-size: 30px; color: #555555;"><strong>have arrived.</s=
trong></span></p><p style=3D"margin:0;text-align:center;font-size:34px;mso-=
line-height-alt:40.8px">
<span style=3D"word-break: break-word; font-size: 22px; color: #555555;"><s=
trong>Contact me today to take advantage of these great deals.</strong></sp=
an></p></div></div></td></tr></table></td></tr></tbody></table></td></tr></=
tbody></table><table class=3D"row row-5" align=3D"center" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"r=
ow-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;background-color:#e4002b;border-radius:0;color:#000;width:700px=
;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" widt=
h=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;t=
ext-align:left;padding-bottom:5px;padding-top:5px;vertical-align:top;border=
-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"text_b=
lock block-1" width=3D"100%" border=3D"0" cellpadding=3D"10"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font=
-family:sans-serif"><div class style=3D"font-size:14px;font-family:Arial,He=
lvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;lin=
e-height:1.2"><p style=3D"margin:0;font-size:22px;text-align:center;mso-lin=
e-height-alt:26.4px">
<span style=3D"word-break: break-word; color: #ffffff;"><span style=3D"word=
-break: break-word; font-size: 46px;"><strong>theNONI & nearNONI</strong></=
span></span></p></div></div></td></tr></table></td></tr></tbody></table></t=
d></tr></tbody></table><table class=3D"row row-6" align=3D"center" width=3D=
"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentatio=
n" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table cl=
ass=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=
=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;background-color:#fff;border-radius:0;color:#000;width:700px;ma=
rgin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=
=3D"50%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;tex=
t-align:left;padding-bottom:5px;padding-top:5px;vertical-align:top;border-t=
op:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"text_blo=
ck block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-b=
reak:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding=
-left:20px;padding-right:20px;padding-top:15px"><div style=3D"font-family:s=
ans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,Helvetica,s=
ans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px;color:#55=
5;line-height:1.2"><p style=3D"margin:0;font-size:22px;text-align:center;ms=
o-line-height-alt:26.4px">
<span style=3D"word-break: break-word; font-size: 22px;"><strong>&nbsp;</st=
rong></span><span style=3D"word-break: break-word; font-size: 46px;"><stron=
g><span style=3D"word-break: break-word; color: #e4002b;">100 BPS</span>&nb=
sp;</strong></span></p><p style=3D"margin:0;font-size:22px;text-align:cente=
r;mso-line-height-alt:26.4px">Price Special on Cash Out</p><p style=3D"marg=
in:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px">
<strong><span style=3D"word-break: break-word; color: #e4002b;">5-year prep=
ay required</span></strong></p><p style=3D"margin:0;font-size:22px;text-ali=
gn:center;mso-line-height-alt:14.399999999999999px">&nbsp;</p><p style=3D"m=
argin:0;text-align:center;mso-line-height-alt:26.4px"><span style=3D"word-b=
reak: break-word; color: #e4002b; font-size: 46px;"><strong>50 BPS</strong>=
</span></p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line-h=
eight-alt:26.4px">Price Special on Cash Out</p><p=20
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><strong><span style=3D"word-break: break-word; color: #e4002b;">3-year =
prepay required</span></strong></p></div></div></td></tr></table></td><td c=
lass=3D"column column-2" width=3D"50%" style=3D"mso-table-lspace:0;mso-tabl=
e-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-top:5=
px;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-le=
ft:0"><table class=3D"text_block block-1" width=3D"100%"=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td c=
lass=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-right:2=
0px;padding-top:15px"><div style=3D"font-family:sans-serif"><div class styl=
e=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;m=
so-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"word-break: break-word; font-size: 46px; color: #e4002b;=
"><strong>50 BPS</strong></span></p><p style=3D"margin:0;font-size:22px;tex=
t-align:center;mso-line-height-alt:26.4px"><span style=3D"word-break: break=
-word; font-size: 22px;">Price Special on Purchase</span></p><p style=3D"ma=
rgin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; font-size: 22px;"><strong><span styl=
e=3D"word-break: break-word; color: #e4002b;">5-year prepay required</span>=
</strong></span></p><p style=3D"margin:0;font-size:22px;text-align:center;m=
so-line-height-alt:14.399999999999999px">&nbsp;</p><p style=3D"margin:0;fon=
t-size:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; font-size: 20px; color: #e4002b;"><s=
trong><span style=3D"word-break: break-word; font-size: 46px;">25 BPS</span=
></strong></span></p><p style=3D"margin:0;font-size:22px;text-align:center;=
mso-line-height-alt:26.4px">Price Special on Purchase</p><p style=3D"margin=
:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px"><strong><sp=
an style=3D"word-break: break-word; color: #e4002b;">3-year prepay required=
</span></strong></p></div></div></td></tr></table></td></tr>
</tbody></table></td></tr></tbody></table><table class=3D"row row-7" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbo=
dy><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tab=
le-lspace:0;mso-table-rspace:0;background-color:#fff;border-radius:0;color:=
#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-top=
:5px;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-=
left:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" cel=
lpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
space:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"=20
style=3D"padding-bottom:10px;padding-left:20px;padding-right:20px;padding-t=
op:15px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;text-align:center;font-size:16px;mso-line-height-alt:19.2px"><span style=
=3D"word-break: break-word; font-size: 16px;">(Noni+ and NONI58 are not eli=
gible. DSCR less than .75 not eligible.</span></p><p=20
style=3D"margin:0;text-align:center;font-size:16px;mso-line-height-alt:19.2=
px"><span style=3D"word-break: break-word; font-size: 16px;">Foreign Nation=
al Borrowers not eligible.)</span></p></div></div></td></tr></table></td></=
tr></tbody></table></td></tr></tbody></table><table class=3D"row row-8" ali=
gn=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"=
0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><t=
body><tr><td><table class=3D"row-content stack" align=3D"center"=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#e4002b;border-=
radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=
 class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-t=
able-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-to=
p:5px;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border=
-left:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0"=20
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tab=
le-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"=
><div style=3D"font-family:sans-serif"><div class style=3D"font-size:14px;f=
ont-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16=
=2E8px;color:#555;line-height:1.2"><p=20=
style=3D"margin:0;font-size:14px;text-a=
lign:center;mso-line-height-alt:16.8px">
<span style=3D"word-break: break-word; color: #ffffff;"><span style=3D"word=
-break: break-word; font-size: 46px;"><strong>NonQM Programs</strong></span=
></span></p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-=
height-alt:16.8px"><span style=3D"word-break: break-word; color: #ffffff; f=
ont-size: 22px;"><span style=3D"word-break: break-word;">(NonQM Premier, No=
nQM+, and NonQM)</span></span></p></div></div></td></tr></table></td></tr><=
/tbody></table></td></tr></tbody></table><table=20
class=3D"row row-9" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#f=
ff;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbo=
dy><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:bre=
ak-word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20=
px;padding-right:20px;padding-top:15px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;text-align:ce=
nter;font-size:20px;mso-line-height-alt:24px"><span style=3D"word-break: br=
eak-word; font-size: 46px;"><strong>.375 Price Special </strong></span></p>=
<p style=3D"margin:0;text-align:center;font-size:20px;mso-line-height-alt:2=
4px">on Purchase and Cash out Refinance</p><p=20
style=3D"margin:0;text-align:center;font-size:20px;mso-line-height-alt:24px=
"><span style=3D"word-break: break-word; font-size: 14px;">(Foreign Nationa=
l Borrowers not eligible)</span></p></div></div></td></tr></table></td></tr=
></tbody></table></td></tr></tbody></table><table class=3D"row row-10" alig=
n=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tb=
ody><tr><td><table class=3D"row-content stack" align=3D"center"=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#e4002b;border-=
radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=
 class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-t=
able-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-to=
p:5px;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border=
-left:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0"=20
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tab=
le-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"=
><div style=3D"font-family:sans-serif"><div class style=3D"font-size:14px;f=
ont-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16=
=2E8px;color:#555;line-height:1.2"><p=20=
style=3D"margin:0;font-size:22px;text-a=
lign:center;mso-line-height-alt:26.4px">
<span style=3D"word-break: break-word; color: #ffffff;"><span style=3D"word=
-break: break-word; font-size: 46px;"><strong>FHA Programs</strong></span><=
/span></p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line-he=
ight-alt:26.4px"><span style=3D"word-break: break-word; color: #ffffff; fon=
t-size: 22px;"><span style=3D"word-break: break-word;">Including Stretch, H=
igh Balance, theNADA and theNADA+</span></span></p></div></div></td></tr></=
table></td></tr></tbody></table></td></tr></tbody></table>
<table class=3D"row row-11" align=3D"center" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-=
lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content sta=
ck" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background=
-color:#fff;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D"=
700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:bre=
ak-word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20=
px;padding-right:20px;padding-top:15px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:20p=
x;text-align:center;mso-line-height-alt:24px"><span style=3D"word-break: br=
eak-word; font-size: 20px;"><strong><span style=3D"word-break: break-word; =
font-size: 46px;">25 BPS Price Special</span></strong></span></p></div></di=
v></td></tr></table><table class=3D"text_block block-2"=20
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-=
word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;=
padding-right:20px;padding-top:15px"><div style=3D"font-family:sans-serif">=
<div class style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;f=
ont-size:12px;mso-line-height-alt:14.399999999999999px;color:#555;line-heig=
ht:1.2"><p=20
style=3D"margin:0;font-size:20px;text-align:center;mso-line-height-alt:24px=
"><span style=3D"word-break: break-word; font-size: 15px;"><strong>NOTE:</s=
trong> All loans must be <span style=3D"word-break: break-word; color: #e40=
02b;"><strong>locked</strong></span> by December 31st, 2024</span></p></div=
></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tabl=
e><table class=3D"row row-12" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;background-color:#fff;border-radius:0;color:#000;width:700px;margin=
:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"10=
0%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:br=
eak-word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif"><div =
class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span styl=
e=3D"word-break: break-word; color: #e4002b;"><strong><span style=3D"word-b=
reak: break-word; font-size: 26px;">Contact me today to secure these limite=
d-time offers.</span></strong></span></p></div></div></td></tr></table></td=
></tr></tbody></table></td></tr></tbody></table><table=20
class=3D"row row-13" align=3D"center" width=3D"100%" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:=
0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" ali=
gn=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:7=
00px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" =
width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span style=3D"word-break: break-word;">&#8202;</span></td></tr></table></di=
v></td></tr></table><table class=3D"text_block block-2" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=
=3D"pad"=20
style=3D"padding-bottom:20px;padding-left:10px;padding-right:10px;padding-t=
op:10px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span style=
=3D"word-break: break-word; font-size: 18px;"><strong>Cameron Leclair</stro=
ng></span></p><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"word-break: =
break-word; color: #000080; font-size: 14px;"><strong>cleclair@thelender.co=
m&nbsp;</strong></span></p></div></div></td></tr></table></td></tr></tbody>=
</table></td></tr></tbody></table><table class=3D"row row-14" align=3D"cent=
er" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td =
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:=
0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"image_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
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  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
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