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Subject: theLender: Have You Used theOWL Yet?
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isplay:block;height:auto;border:0;width:100%" width=3D"280" alt=3D"the Lend=
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n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
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<span style=3D"word-break: break-word; color: #ffffff; font-size: 14px;"><s=
trong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://em=
ail.thelender.com/c/eJxUkLtq9DAQRp9G6rxoRlpLKlQsC-b38jchF0hpSePYIF-wJzH79oF=
NmrRf8R3OyeFsLVgjKYDVUCsPppY088j3Nodr_XrzFwXX5_b9d325rxSuy8xdYjmEWMeorSYXM1=
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3ZfPLdFDj6ZuLLF0O0umaS0dU5vD00-Mf_D_7Sa_An4HAAD__3oaYXI" target=3D"_blank" =
rel=3D"noopener">the Spot </a></strong><a style=3D"text-decoration:none;col=
or:#ffffff;" href=3D"http://email.thelender.com/c/eJxUkLtq9DAQRp9G6rxoRlpLK=
lQsC-b38jchF0hpSePYIF-wJzH79oFNmrRf8R3OyeFsLVgjKYDVUCsPppY088j3Nodr_XrzFwXX=
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S7Kccsi-VV5q37CsNyT395PgH_9-u_MvhdwAAAP__gaBing" target=3D"_blank" rel=3D"n=
oopener">Appraisals </a></strong><a style=3D"text-decoration:none;color:#ff=
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W-kbusS_Wx8pvT0VgkYUdJOqhIIrQ6tq0iAR2h0nxyKFABgIJOIuoTBOwAZLCdSGmUxJSoN8q0J=
NpPcZ35VGkekrMyhKhsaiSOY6M6A01QBpvRmoTCpICEPLtbrVth8sywZ9gfx3H688aw99u2-6n4=
XBj2fHd-STsdTIlSac_T8hF9foDL-rlHegjS7Kccsi-VV5q37CsNyT395PgH_9-u_MvhdwAAAP_=
_gaBing" target=3D"_blank" rel=3D"noopener">|</a><strong><a style=3D"text-d=
ecoration: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxU=
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7CsNyT395PgH_9-u_MvhdwAAAP__gaBing" target=3D"_blank" rel=3D"noopener">&nbs=
p;</a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://em=
ail.thelender.com/c/eJxUkM1qwzAQhJ9GujloV4pkHXQIAVOHXkp_oEfJWjcG2QnytiZvX0h=
66XUYZvi-HPbOgTOSAjgNVnkwVtLCE9_6HI72_eQPCo6v_edf-na7UjheFo4Dy3PQyu61coNOmM=
h6peLej9H4DBYToZVTQIUGAAy0GtHuIGELoJNvVc6jJmEUn6nQkqnuhsssJ6a5z8HrlAbjc6NxH=
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7r-P1p2P5jiVVOLKkmm-lsjU5_DysPEEzx8n-RPwNwAA___cqGII" target=3D"_blank" rel=
=3D"noopener">Broker<span style=3D"word-break: break-word; color: #e4002b; =
font-size: 14px;">_</span>Resources </a></strong><a style=3D"text-decoratio=
n: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkM1qwzAQ=
hJ9GujloV4pkHXQIAVOHXkp_oEfJWjcG2QnytiZvX0h66XUYZvi-HPbOgTOSAjgNVnkwVtLCE9_=
6HI72_eQPCo6v_edf-na7UjheFo4Dy3PQyu61coNOmMh6peLej9H4DBYToZVTQIUGAAy0GtHuIG=
ELoJNvVc6jJmEUn6nQkqnuhsssJ6a5z8HrlAbjc6NxHBvTOmiScdiM3mVULicklCWcma-r0AeBn=
cBu27bdvzWBXaX18l0HWgV2soa45EqbMGplqmVavoZY7r-P1p2P5jiVVOLKkmm-lsjU5_DysPEE=
zx8n-RPwNwAA___cqGII" target=3D"_blank" rel=3D"noopener"><span style=3D"wor=
d-break: break-word; color: #ffffff; font-size: 14px;">|</span></a><strong>=
<a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.th=
elender.com/c/eJxUkM1qwzAQhJ9GujloV4pkHXQIAVOHXkp_oEfJWjcG2QnytiZvX0h66XUYZ=
vi-HPbOgTOSAjgNVnkwVtLCE9_6HI72_eQPCo6v_edf-na7UjheFo4Dy3PQyu61coNOmMh6peLe=
j9H4DBYToZVTQIUGAAy0GtHuIGELoJNvVc6jJmEUn6nQkqnuhsssJ6a5z8HrlAbjc6NxHBvTOmi=
ScdiM3mVULicklCWcma-r0AeBncBu27bdvzWBXaX18l0HWgV2soa45EqbMGplqmVavoZY7r-P1p=
2P5jiVVOLKkmm-lsjU5_DysPEEzx8n-RPwNwAA___cqGII" target=3D"_blank" rel=3D"no=
opener">&nbsp;</a><a style=3D"text-decoration: none; color: #FFFFFF;" href=
=3D"http://email.thelender.com/c/eJxUkL1q5DAURp_G6jzoXsmWVagYBsx62GbZJJBSsq=
5mDPIP8k3MvH1gkibtV3yHc6JrjAGjBTkwClppQbeCFp74MUR3aV-v9izh8n94_1lfHhu5y7qwH=
1ncnaS2sW1M0idLRKHB2IwdNcoGMO2YxORQogYADZ1CbE8QsANQwXYyxqSo0pLvlGmJVE7jOouJ=
aR6isyqEUdtYK0yp1p2BOmiDdbImojQxIKHI7s687ZU6V9hX2B_Hcfr1VmE_r4Vv_kb15gsvVCr=
sRXF-iYWOSsudqeRpuY0-P_H7-lFGemrS7Kccst9ZMM1b9kxDdP--o_yBv29X8enwKwAA__-oXW=
W5" target=3D"_blank" rel=3D"noopener">Become<span style=3D"word-break: bre=
ak-word; color: #e4002b; font-size: 14px;">_</span>a<span style=3D"word-bre=
ak: break-word; color: #e4002b; font-size: 14px;">_</span>Partner </a></str=
ong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://emai=
l.thelender.com/c/eJxUkL1q5DAURp_G6jzoXsmWVagYBsx62GbZJJBSsq5mDPIP8k3MvH1gk=
ibtV3yHc6JrjAGjBTkwClppQbeCFp74MUR3aV-v9izh8n94_1lfHhu5y7qwH1ncnaS2sW1M0idL=
RKHB2IwdNcoGMO2YxORQogYADZ1CbE8QsANQwXYyxqSo0pLvlGmJVE7jOouJaR6isyqEUdtYK0y=
p1p2BOmiDdbImojQxIKHI7s687ZU6V9hX2B_Hcfr1VmE_r4Vv_kb15gsvVCrsRXF-iYWOSsudqe=
RpuY0-P_H7-lFGemrS7Kccst9ZMM1b9kxDdP--o_yBv29X8enwKwAA__-oXWW5" target=3D"_=
blank" rel=3D"noopener">|</a><strong><a style=3D"text-decoration: none; col=
or: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkL1q5DAURp_G6jzoXsmW=
VagYBsx62GbZJJBSsq5mDPIP8k3MvH1gkibtV3yHc6JrjAGjBTkwClppQbeCFp74MUR3aV-v9iz=
h8n94_1lfHhu5y7qwH1ncnaS2sW1M0idLRKHB2IwdNcoGMO2YxORQogYADZ1CbE8QsANQwXYyxq=
So0pLvlGmJVE7jOouJaR6isyqEUdtYK0yp1p2BOmiDdbImojQxIKHI7s687ZU6V9hX2B_Hcfr1V=
mE_r4Vv_kb15gsvVCrsRXF-iYWOSsudqeRpuY0-P_H7-lFGemrS7Kccst9ZMM1b9kxDdP--o_yB=
v29X8enwKwAA__-oXWW5" target=3D"_blank" rel=3D"noopener">&nbsp;</a><a style=
=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.thelender.=
com/c/eJxUkL1q5DAURp9G6jzoXkmWVagYBsx62GbZ3UBK_VzHBtkz2Dcx8_aBSZq0X_EdzinBO=
gfOSArgNLTKg2klrTzzYyjh0v6_-rOCy9_h9Xv997hTuNxWjpnlFGg0oFuTYszWutG0VqHJYD1Y=
q2ImOQdUaADAQKcR2xMk7AB08p0qZdQkjOKJKq2FtlO-LXJmWoYSvE4pG18ajePYmM5Bk4zDZvS=
uoHIlIaGsYWK-70KfBfYC--M4Tj_eBPZbZNonIt4F9nILcS0bHcKonWmr8_qWY32C99v7lukpSE=
uca6pxZ8m03GtkGkr485XjF_x-ucqPgJ8BAAD__3JHYpQ" target=3D"_blank" rel=3D"noo=
pener">Rates</a></strong></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-3" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;background-color:#fff;color:#000;width:700px;margin:0 auto" width=3D"700">=
<tbody>
<tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:=
0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;bor=
der-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"ima=
ge_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
"><tr><td class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=
=3D"center" style=3D"line-height:10px"><div style=3D"max-width:700px"><img=
=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/pub/izn8/7h0w4ujj/zvc/xi9/kxs/=
20241114_theOWL.jpg" style=3D"display:block;height:auto;border:0;width:100%=
" width=3D"700" alt=3D"Image" title=3D"Image" height=3D"auto"></div></div><=
/td></tr></table></td></tr></tbody></table></td></tr></tbody></table><table=
 class=3D"row row-4" align=3D"center" width=3D"100%" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:=
0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack"=20
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;widt=
h:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-=
1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weigh=
t:400;text-align:left;background-color:#fff;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"text_block b=
lock-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-b=
reak:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding=
-left:20px;padding-right:20px;padding-top:15px"><div style=3D"font-family:s=
ans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,Helvetica,s=
ans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px;color:#55=
5;line-height:1.2"><p style=3D"margin:0;text-align:center;mso-line-height-a=
lt:14.399999999999999px">
<strong><span style=3D"word-break: break-word; font-size: 30px;">Join the t=
housands of brokers who are already using theOWL daily to instantly answer =
their Non-QM scenario questions.<br><br></span></strong></p><p style=3D"mar=
gin:0;text-align:center;mso-line-height-alt:36px"><strong><span style=3D"wo=
rd-break: break-word; font-size: 30px;">What is theOwl? </span></strong></p=
><p style=3D"margin:0;text-align:center;mso-line-height-alt:36px">
<span style=3D"word-break: break-word; font-size: 18px;">Imagine having an =
A.I. agent at your fingertips 24/7, ready to answer all your questions abou=
t Non-QM products offered by theLender. With theOwl, you never have to wait=
 for an answer.</span><br><br>
<span style=3D"word-break: break-word; font-size: 18px;">We've meticulously=
 trained theOwl on all Non-QM loan programs we offer. Powered by an OpenAI =
API and backed by a comprehensive warehouse of guidelines and matrices, the=
Owl provides real-time answers whenever you need them.</span></p></div></di=
v></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><ta=
ble class=3D"row row-5" align=3D"center" width=3D"100%" border=3D"0" cellpa=
dding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;border-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"=
><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"image_block block=
-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"center" st=
yle=3D"line-height:10px"><div style=3D"max-width:700px">
<a href=3D"http://email.thelender.com/c/eJxUkM1q6zAQRp9G2jloRoplLbQIAXMd7qb=
0B7qUPOPaINvBnjbk7QtpN91-i-9wDsWj9-Cd5gjeQm0CuFrzIpPcO4rn-vUSTgbOz9377_pyv3=
I8r4ukXvQYLQB4n0OdfUq1oWyOAV3obUrI1oGeIhp0AOCgsYj1ATI2ADaHxhANlpUzMnLhhXg79=
OusJ-G5oxhszr0LVFkchso1HqrsPFZD8ITGU0ZGXeIoct2VPSlsFba3cS28p8KHP58KWxl5vRWF=
rd5iWmjjm3JmF97KtHz0qTzQ-_q59fxQ5DlNJZe0ixaeryUJdxSffoL8g_9vF_0V8TsAAP__BqZ=
jGA" target=3D"_blank" style=3D"outline:none" tabindex=3D"-1"><img src=3D"h=
ttps://d15k2d11r6t6rl.cloudfront.net/pub/izn8/7h0w4ujj/r9p/g8p/cq2/20240909=
_theOWL_2.jpg" style=3D"display:block;height:auto;border:0;width:100%" widt=
h=3D"700" alt title height=3D"auto"></a></div></div></td></tr></table></td>=
</tr></tbody></table></td></tr></tbody></table><table class=3D"row row-6" a=
lign=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"text_block block-1" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr>=
<td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-ri=
ght:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div=20
class style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-s=
ize:12px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.=
2"><p style=3D"margin:0;text-align:center;font-size:18px;mso-line-height-al=
t:21.599999999999998px"><span style=3D"word-break: break-word; font-size: 1=
8px; color: #e4002b;"><strong>24/7 Access</strong></span></p><p style=3D"ma=
rgin:0;text-align:center;font-size:18px;mso-line-height-alt:21.599999999999=
998px">
<span style=3D"word-break: break-word; font-size: 18px;">Get answers to Non=
-QM loan scenarios and underwriting questions anytime.</span></p><p style=
=3D"margin:0;text-align:center;font-size:18px;mso-line-height-alt:14.399999=
999999999px">&nbsp;</p><p style=3D"margin:0;text-align:center;font-size:18p=
x;mso-line-height-alt:21.599999999999998px"><span style=3D"word-break: brea=
k-word; font-size: 18px; color: #e4002b;"><strong>Fast Responses</strong></=
span></p><p=20
style=3D"margin:0;text-align:center;font-size:18px;mso-line-height-alt:21.5=
99999999999998px"><span style=3D"word-break: break-word; font-size: 18px;">=
Receive answers in seconds, eliminating phone tag delays.</span></p><p styl=
e=3D"margin:0;text-align:center;font-size:18px;mso-line-height-alt:14.39999=
9999999999px">&nbsp;</p><p style=3D"margin:0;text-align:center;font-size:18=
px;mso-line-height-alt:21.599999999999998px">
<span style=3D"word-break: break-word; font-size: 18px; color: #e4002b;"><s=
trong>Comprehensive Knowledge</strong></span></p><p style=3D"margin:0;text-=
align:center;font-size:18px;mso-line-height-alt:21.599999999999998px"><span=
 style=3D"word-break: break-word; font-size: 18px;">Powered by loan program=
 guidelines and matrices.</span></p><p style=3D"margin:0;text-align:center;=
font-size:18px;mso-line-height-alt:14.399999999999999px">&nbsp;</p><p=20
style=3D"margin:0;text-align:center;font-size:18px;mso-line-height-alt:21.5=
99999999999998px"><span style=3D"word-break: break-word; font-size: 18px; c=
olor: #e4002b;"><strong>Designed for Brokers</strong></span></p><p style=3D=
"margin:0;text-align:center;font-size:18px;mso-line-height-alt:21.599999999=
999998px"><span style=3D"word-break: break-word; font-size: 18px;">Specific=
ally trained to assist broker partners with their needs.</span></p><p=20
style=3D"margin:0;text-align:center;font-size:18px;mso-line-height-alt:14.3=
99999999999999px">&nbsp;</p><p style=3D"margin:0;text-align:center;font-siz=
e:18px;mso-line-height-alt:21.599999999999998px"><span style=3D"word-break:=
 break-word; font-size: 18px; color: #e4002b;"><strong>Efficiency Boost</st=
rong></span></p><p style=3D"margin:0;text-align:center;font-size:18px;mso-l=
ine-height-alt:21.599999999999998px">
<span style=3D"word-break: break-word; font-size: 18px;">Streamline your pr=
ocess with immediate, reliable information.</span></p></div></div></td></tr=
></table><table class=3D"button_block block-2" width=3D"100%" border=3D"0" =
cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tab=
le-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div class=3D"alignme=
nt" align=3D"center"><a href=3D"http://email.thelender.com/c/eJxUkD9rwzAQRz=
-NtTnoTopPGjSUQKhDl9I_0FHynWuDbAdbrcm3L6Rduv6G3-M9DkciIKskABlotAfbKJnLWG4th=
1PzdvEPGk4v7cff-nq7Sjgtc4ldUUMQC8bHGBmOTNJFj8TgtHfJeOOI1BhQowUAC84gNgdI6ABM=
8k4z90Yqq8sgWWaW9dAtkxqLTC0Hb1LqrOfaYN_X1hHUyRLWvSdGTZxQUOWwD0uWLWY5_Hup8Fw=
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AA__9vVV9g" target=3D"_blank" style=3D"color:#ffffff;"><!--[if mso]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word"  href=3D"http://email.thelender.com/c/eJxUkD9=
rwzAQRz-NtTnoTopPGjSUQKhDl9I_0FHynWuDbAdbrcm3L6Rduv6G3-M9DkciIKskABlotAfbKJ=
nLWG4th1PzdvEPGk4v7cff-nq7Sjgtc4ldUUMQC8bHGBmOTNJFj8TgtHfJeOOI1BhQowUAC84gN=
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qO-BPAAAA__9vVV9g"  style=3D"height:38px;width:156px;v-text-anchor:middle;"=
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<center dir=3D"false" style=3D"color:#ffffff;font-family:sans-serif;font-si=
ze:14px">
<![endif]--><div style=3D"background-color:#e4002b;border-bottom:0 solid tr=
ansparent;border-left:0 solid transparent;border-radius:4px;border-right:0 =
solid transparent;border-top:0 solid transparent;color:#fff;display:inline-=
block;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:14px;=
font-weight:400;mso-border-alt:none;padding-bottom:5px;padding-top:5px;text=
-align:center;text-decoration:none;width:auto;word-break:keep-all">
<span style=3D"word-break: break-word; padding-left: 20px; padding-right: 2=
0px; font-size: 14px; display: inline-block; letter-spacing: normal;"><span=
 style=3D"word-break: break-word; line-height: 28px;"><strong>Try theOWL No=
w!</strong></span></span></div><!--[if mso]></center></v:textbox></v:roundr=
ect><![endif]--></a></div></td></tr></table></td></tr></tbody></table></td>=
</tr></tbody></table><table class=3D"row row-7" align=3D"center" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"text_block block-1" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr>=
<td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-ri=
ght:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div=20
class style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-s=
ize:12px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.=
2"><p style=3D"margin:0;text-align:center;mso-line-height-alt:14.3999999999=
99999px"><span style=3D"word-break: break-word; font-size: 18px;">Discover =
more about theOwl and get instant insights now:</span></p><p style=3D"margi=
n:0;text-align:center;mso-line-height-alt:21.599999999999998px">
<span style=3D"word-break: break-word; color: #e4002b; font-size: 24px;"><s=
trong><a href=3D"http://email.thelender.com/c/eJxUkM1q6zAQRp9G2jloRoplLbQIA=
XMd7qb0B7qUPOPaINvBnjbk7QtpN91-i-9wDsWj9-Cd5gjeQm0CuFrzIpPcO4rn-vUSTgbOz937=
7_pyv3I8r4ukXvQYLQB4n0OdfUq1oWyOAV3obUrI1oGeIhp0AOCgsYj1ATI2ADaHxhANlpUzMnL=
hhXg79OusJ-G5oxhszr0LVFkchso1HqrsPFZD8ITGU0ZGXeIoct2VPSlsFba3cS28p8KHP58KWx=
l5vRWFrd5iWmjjm3JmF97KtHz0qTzQ-_q59fxQ5DlNJZe0ixaeryUJdxSffoL8g_9vF_0V8TsAA=
P__BqZjGA" target=3D"_blank" style=3D"text-decoration: underline; color: #0=
000FF;" rel=3D"noopener"><span style=3D"word-break: break-word; color: #e40=
02b;"><strong>wholesale.thelender.com/theowl/</strong></span></a></strong><=
/span></p></div></div></td></tr></table></td></tr></tbody></table></td></tr=
></tbody></table><table class=3D"row row-8" align=3D"center" width=3D"100%"=
=20
border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" styl=
e=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"=
row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td clas=
s=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span style=3D"word-break: break-word;">&#8202;</span></td></tr></table></di=
v></td></tr></table><table class=3D"text_block block-2" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=
=3D"pad"=20
style=3D"padding-bottom:20px;padding-left:10px;padding-right:10px;padding-t=
op:10px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span style=
=3D"word-break: break-word; font-size: 18px;"><strong>Cameron Leclair</stro=
ng></span></p><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"word-break: =
break-word; color: #000080; font-size: 14px;"><strong>cleclair@thelender.co=
m&nbsp;</strong></span></p></div></div></td></tr></table></td></tr></tbody>=
</table></td></tr></tbody></table><table class=3D"row row-9" align=3D"cente=
r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td =
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:=
0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"fon=
t-family:sans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,H=
elvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px=
;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14px;text-align=
:center;mso-line-height-alt:16.8px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
il.thelender.com/c/eJxUkM1q6zAQRp_G2jloRrJkLbQIgXAd7qb0B7q0NOPGIDvGntbk7Qtp=
N91-i-9wDsXGe_BWcQRvwOkA1imeZZR7R_HkXi_hqOH03L3_ri_3hePpNkufRV0jOcycGpdTwzh=
YtjqF1hqnMbS5yUmNETVaALDQGkR3gIQtgEmh1USD4cpquXLhmXg95NukRuGpoxhMStkGqg0OQ2=
1bD3WyHusheELtKSGjKvEqsmyVOVZ4rvC87_vhz1uFZ7XGfqaV98rqTXgt4_yR-_JgbbfPNfPDi=
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content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
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class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
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src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
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ce:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;=
border-top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
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  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A. theLender, 25531 Commercentre Dr #250., Lake Forest, CA 92630. All loans=
 must meet Hometown Equity Mortgage=E2=80=99s underwriting guidelines. This=
 information is intended for the exclusive use of licensed real estate and =
mortgage lending professionals in accordance with local laws and regulation=
s. Distribution to the general public is prohibited. Loans made or arranged=
 pursuant to the California Financing Law.</span></p>
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efer to contact us in writing, please mail any correspondence to 25531 Comm=
ercentre #250 Lake Forest, CA 92630.</span></p>
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