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Subject: Improved NON QM Pricing!
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Daily Rates | JET Prime+ Advantages

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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ymKdb8Agl3DEkIzOw4Z-2FyCQ-3D-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
eu5-2FFKRUgyS-2BDoi3995OUDVqfyyILJa9qt-2BNLlUBVo6WtHXteWK2T34DdOgHXABfdZgA-=
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SIoVyFGg2nCEDehiDP1ao9kruhrg-2F4m4khXJCB-2B7wAsiQ-3D-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
eu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFuPQG8LnsM_QXnTW6f9jV7ots26-2=
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nhFhgscOORsRF32Gw-3D-3D )

PRIME+
*All the great benefits of Prime -*
*PLUS: Improved Non-QM Pricing!*

* 90% LTV Full Doc & BKST
* P&L Only - BKSTs not required
* All Gift Down OK: NOO & Owner Occupied
* BKST: Qualify with 12 or 24 months
* Interest Only Option
* Cash Out Used for Reserves
* Asset Depletion: Can be used with other income sources
* Min FICO 660

*Call for full details!*

JET Product Matrices ( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U=
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ReSnWci9JUTmNnw4STpSHqwKU5YsQV-2BQ-3D-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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Mkj34i-2FncfersqyY0-2FdRaoeexooBf-2F6skBAD9vxVb2Ujt-2FbzStg-3D-3D )

( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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Zjx9RTcwluB-2Fqcy0HKYf3bg-3D-3D ) ( http://url5740.jetmortgage.com/ls/click=
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( http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8kQ-2BRi=
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Dwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFuPQG8Uo-W_Q=
XnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxjx-2BD3r0N-=
2BRgtqD5o3hZX9s1yZ5JiXgAVKBurJMx7luzUpR3akAts23UPRquuoLRgS0c8ZpAtJdxIMbPR0Z=
MsDhSsfTtC-2BvNz2tvLjgbDWdkyL24hkmbF22adLPrd1fZQeW7PyvcSgAK3llN1mLazFezruBb=
6waUhQoulXi-2Fo-2BMtl3-2BirS7dXyfT53gZLetXeY4x88iiNdXXtRFx04MwlnsghlFzqUXaE=
xRQoHofvL3GAoOhE7Fv0Dg2tSTuxdd3sOR0kZqINIA652YSkmIhZqlatgXPTcykAEKbEsZYWKki=
MmcusafxNHXZlGhHOiShMR7fTGpuykwAKCvWUNWdJEkK-2BUg7wUay9nYA1EW46gF7TwA50jK5v=
V-2BpnJzKLyV8L-2FcWhPQPSMqhuq1-2BzH-2Bj6U3ecNwmfiHWQeQZ1XXwsOWCY2QXS6dAckun=
shJR9Q-2FduFQYC-2FX2EV5esZsssF15x2kEyT9Q-3D-3D"><img class=3D"max-width" bo=
rder=3D"0" style=3D"display:block; color:#000000; text-decoration:none; fon=
t-family:Helvetica, arial, sans-serif; font-size:16px; max-width:100% !impo=
rtant; width:100%; height:auto !important;" width=3D"600" alt=3D"" data-pro=
portionally-constrained=3D"true" data-responsive=3D"true" src=3D"http://cdn=
.mcauto-images-production.sendgrid.net/5be95bdc440e8f85/e87ae6ec-9d7d-452a-=
b8c4-c6ee5240a23d/1350x1080.jpg"></a></td>
      </tr>
    </tbody>
  </table><table class=3D"module" role=3D"module" data-type=3D"text" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-la=
yout: fixed;" data-muid=3D"e7d2371b-68b3-467f-af77-08a65678a9ed" data-mc-mo=
dule-version=3D"2019-10-22">
    <tbody>
      <tr>
        <td style=3D"padding:18px 0px 18px 0px; line-height:26px; text-alig=
n:inherit;" height=3D"100%" valign=3D"top" bgcolor=3D"" role=3D"module-cont=
ent"><div><div style=3D"font-family: inherit; text-align: inherit"><span st=
yle=3D"font-family: inherit; font-size: 48px; color: #000000; font-style: n=
ormal; font-variant-ligatures: normal; font-variant-caps: normal; letter-sp=
acing: normal; text-align: inherit; text-indent: 0px; text-transform: none;=
 word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space-collapse: c=
ollapse; background-color: rgb(255, 255, 255); text-decoration-thickness: i=
nitial; text-decoration-style: initial; text-decoration-color: initial; fon=
t-weight: bold">PRIME+</span></div>
<div style=3D"font-family: inherit; text-align: inherit"><span style=3D"fon=
t-family: inherit; font-size: 24px; color: #000000; font-style: normal; fon=
t-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; l=
etter-spacing: normal; text-align: inherit; text-indent: 0px; text-transfor=
m: none; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space-col=
lapse: collapse; background-color: rgb(255, 255, 255); text-decoration-thic=
kness: initial; text-decoration-style: initial; text-decoration-color: init=
ial"><strong>All the great benefits of Prime -</strong></span><br>
<span style=3D"font-family: inherit; font-size: 24px; color: #000000; font-=
style: normal; font-variant-ligatures: normal; font-variant-caps: normal; f=
ont-weight: 400; letter-spacing: normal; text-align: inherit; text-indent: =
0px; text-transform: none; word-spacing: 0px; -webkit-text-stroke-width: 0p=
x; white-space-collapse: collapse; background-color: rgb(255, 255, 255); te=
xt-decoration-thickness: initial; text-decoration-style: initial; text-deco=
ration-color: initial"><em><strong>PLUS: Improved Non-QM Pricing!</strong><=
/em></span></div>
<ul>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: ari=
al, helvetica, sans-serif; color: rgb(0, 0, 0); font-size: 14px; font-size:=
 14px"><span style=3D"color: #000000; font-family: arial, helvetica, sans-s=
erif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; =
font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-a=
lign: inherit; text-indent: 0px; text-transform: none; word-spacing: 0px; -=
webkit-text-stroke-width: 0px; white-space-collapse: collapse; background-c=
olor: rgb(255, 255, 255); text-decoration-thickness: initial; text-decorati=
on-style: initial; text-decoration-color: initial">90% LTV Full Doc &amp; B=
KST</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: ari=
al, helvetica, sans-serif; color: rgb(0, 0, 0); font-size: 14px; font-size:=
 14px"><span style=3D"color: #000000; font-family: arial, helvetica, sans-s=
erif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; =
font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-a=
lign: inherit; text-indent: 0px; text-transform: none; word-spacing: 0px; -=
webkit-text-stroke-width: 0px; white-space-collapse: collapse; background-c=
olor: rgb(255, 255, 255); text-decoration-thickness: initial; text-decorati=
on-style: initial; text-decoration-color: initial">P&amp;L Only - BKSTs not=
 required</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: ari=
al, helvetica, sans-serif; color: rgb(0, 0, 0); font-size: 14px; font-size:=
 14px"><span style=3D"color: #000000; font-family: arial, helvetica, sans-s=
erif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; =
font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-a=
lign: inherit; text-indent: 0px; text-transform: none; word-spacing: 0px; -=
webkit-text-stroke-width: 0px; white-space-collapse: collapse; background-c=
olor: rgb(255, 255, 255); text-decoration-thickness: initial; text-decorati=
on-style: initial; text-decoration-color: initial">All Gift Down OK: NOO &a=
mp; Owner Occupied</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: ari=
al, helvetica, sans-serif; color: rgb(0, 0, 0); font-size: 14px; font-size:=
 14px"><span style=3D"color: #000000; font-family: arial, helvetica, sans-s=
erif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; =
font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-a=
lign: inherit; text-indent: 0px; text-transform: none; word-spacing: 0px; -=
webkit-text-stroke-width: 0px; white-space-collapse: collapse; background-c=
olor: rgb(255, 255, 255); text-decoration-thickness: initial; text-decorati=
on-style: initial; text-decoration-color: initial">BKST: Qualify with 12 or=
 24 months</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: ari=
al, helvetica, sans-serif; color: rgb(0, 0, 0); font-size: 14px; font-size:=
 14px"><span style=3D"color: #000000; font-family: arial, helvetica, sans-s=
erif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; =
font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-a=
lign: inherit; text-indent: 0px; text-transform: none; word-spacing: 0px; -=
webkit-text-stroke-width: 0px; white-space-collapse: collapse; background-c=
olor: rgb(255, 255, 255); text-decoration-thickness: initial; text-decorati=
on-style: initial; text-decoration-color: initial">Interest Only Option</sp=
an></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: ari=
al, helvetica, sans-serif; color: rgb(0, 0, 0); font-size: 14px; font-size:=
 14px"><span style=3D"color: #000000; font-family: arial, helvetica, sans-s=
erif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; =
font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-a=
lign: inherit; text-indent: 0px; text-transform: none; word-spacing: 0px; -=
webkit-text-stroke-width: 0px; white-space-collapse: collapse; background-c=
olor: rgb(255, 255, 255); text-decoration-thickness: initial; text-decorati=
on-style: initial; text-decoration-color: initial">Cash Out Used for Reserv=
es</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: ari=
al, helvetica, sans-serif; color: rgb(0, 0, 0); font-size: 14px; font-size:=
 14px"><span style=3D"color: #000000; font-family: arial, helvetica, sans-s=
erif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; =
font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-a=
lign: inherit; text-indent: 0px; text-transform: none; word-spacing: 0px; -=
webkit-text-stroke-width: 0px; white-space-collapse: collapse; background-c=
olor: rgb(255, 255, 255); text-decoration-thickness: initial; text-decorati=
on-style: initial; text-decoration-color: initial">Asset Depletion: Can be =
used with other income sources</span></li>
  <li color=3D"rgb(0, 0, 0)" style=3D"text-align: inherit; font-family: ari=
al, helvetica, sans-serif; color: rgb(0, 0, 0); font-size: 14px; font-size:=
 14px"><span style=3D"color: #000000; font-family: arial, helvetica, sans-s=
erif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; =
font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-a=
lign: inherit; text-indent: 0px; text-transform: none; word-spacing: 0px; -=
webkit-text-stroke-width: 0px; white-space-collapse: collapse; background-c=
olor: rgb(255, 255, 255); text-decoration-thickness: initial; text-decorati=
on-style: initial; text-decoration-color: initial">Min FICO 660&nbsp;</span=
></li>
</ul>
<div style=3D"font-family: inherit; text-align: inherit"><br>
</div>
<div style=3D"font-family: inherit; text-align: inherit"><span style=3D"fon=
t-family: arial, helvetica, sans-serif; font-size: 24px; color: #000000; fo=
nt-style: normal; font-variant-ligatures: normal; font-variant-caps: normal=
; font-weight: 400; letter-spacing: normal; text-align: start; text-indent:=
 0px; text-transform: none; word-spacing: 0px; -webkit-text-stroke-width: 0=
px; white-space-collapse: preserve; background-color: rgb(255, 255, 255); t=
ext-decoration-thickness: initial; text-decoration-style: initial; text-dec=
oration-color: initial; float: none; display: inline"><em><strong>Call for =
full details!</strong></em></span></div><div></div></div></td>
      </tr>
    </tbody>
  </table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
module" data-role=3D"module-button" data-type=3D"button" role=3D"module" st=
yle=3D"table-layout:fixed;" width=3D"100%" data-muid=3D"8c934f51-2fa8-40bf-=
9762-4ae23a993711">
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          <td align=3D"center" bgcolor=3D"" class=3D"outer-td" style=3D"pad=
ding:0px 0px 0px 0px;">
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                <tr>
                <td align=3D"center" bgcolor=3D"#9f2e2e" class=3D"inner-td"=
 style=3D"border-radius:6px; font-size:16px; text-align:center; background-=
color:inherit;">
                  <a href=3D"http://url5740.jetmortgage.com/ls/click?upn=3D=
u001.U-2BwDwo0XRpbx8kQ-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcPa0Tr3oQQG6-2F0UdFu=
PQG8gClK_QXnTW6f9jV7ots26-2Fd0iCGLOO4geXRd-2FVUltDSV-2BScF32AU9t2CV3W2vRQxj=
x-2BD3r0N-2BRgtqD5o3hZX9s1yZ5JiXgAVKBurJMx7luzUpR3akAts23UPRquuoLRgS0c8ZpAt=
JdxIMbPR0ZMsDhSsfTtC-2BvNz2tvLjgbDWdkyL24hkmbF22adLPrd1fZQeW7PyvcSgAK3llN1m=
LazFezruBb6waUhQoulXi-2Fo-2BMtl3-2BirS7dXyfT53gZLetXeY4x88iiNdXXtRFx04Mwlns=
ghlFzqUXaExRQoHofvL3GAoOhE7Fv0Dg2tSTuxdd3sOR0kZqINIA652YSkmIhZqlatgXPTcykAE=
KbEsZYWKkiMmcuvBUbBuuUrPepQ6Xwsn5XiqS-2BH4BkzKfuDk06FGaFCJzrDTKUBFMy3j7Y5Ri=
vl1pg-2BSH3qHOlhGF5iYRgeGSZEVf4JA8oSUe-2FwQ9O9FuOnfWrF80EROs56qQtaYnvOs-2FM=
wWnA0jy3RvWeQ0MWl0l6uhLfF3oHs8-2Fln8l6CfkMxvhQ-3D-3D" style=3D"background-c=
olor:#9f2e2e; border:1px solid #333333; border-color:#333333; border-radius=
:6px; border-width:1px; color:#ffffff; display:inline-block; font-size:14px=
; font-weight:700; letter-spacing:0px; line-height:normal; padding:12px 18p=
x 12px 18px; text-align:center; text-decoration:none; border-style:solid;" =
target=3D"_blank">JET Product Matrices</a>
                </td>
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              </tbody>
            </table>
          </td>
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      </tbody>
    </table><table class=3D"module" role=3D"module" data-type=3D"spacer" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"tabl=
e-layout: fixed;" data-muid=3D"ac9b83da-8ecf-4f5d-ad2e-b0b80f8a5b9d">
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er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"table-=
layout: fixed;" data-muid=3D"d2f970d9-a993-426d-8e28-f4a50eec3898">
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        <td height=3D"100%" valign=3D"top" role=3D"module-content"><div dir=
=3D"ltr" style=3D"font-size:1px;direction:ltr"><table cellpadding=3D"0" cel=
lspacing=3D"0" border=3D"0" style=3D"width:100%;font-size:1px"><tbody><tr s=
tyle=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:top"><table=
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ody><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:to=
p"><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" style=3D"font-si=
ze:0"><tbody><tr style=3D"font-size:0"><td align=3D"left" style=3D"vertical=
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=3D"font-size:0"><tbody><tr style=3D"font-size:0"><td align=3D"left" style=
=3D"vertical-align:top"><table cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" style=3D"font-size:0;line-height:normal"><tbody><tr style=3D"font-si=
ze:0"><td align=3D"left" style=3D"padding:5px 0 4px;vertical-align:top"><a =
href=3D"http://url5740.jetmortgage.com/ls/click?upn=3Du001.U-2BwDwo0XRpbx8k=
Q-2BRieu5-2FFKRUgyS-2BDoi3995OUDVqcBE5U-2FV79h0Gv-2FyHrSfq90UyQiiRNmkNgR-2F=
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r style=3D"font-size:0"><td align=3D"left" style=3D"vertical-align:top"><ta=
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ine-height:normal"><tbody><tr style=3D"font-size:0"><td align=3D"left" styl=
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t-family:'Century Gothic',sans-serif"><span style=3D"font-family:'Century G=
othic'">Jet&nbsp;Mortgage&nbsp;is&nbsp;a&nbsp;DBA&nbsp;of&nbsp;Home&nbsp;<w=
br></wbr>Mortgage&nbsp;Alliance&nbsp;Corporation&nbsp;<wbr></wbr>(HMAC)<br>=
HMAC&nbsp;is&nbsp;an&nbsp;Equal&nbsp;Housing&nbsp;<wbr></wbr>Lender<br></sp=
an><span style=3D"background-color:#ffffff"><span style=3D"font-family:Aria=
l,sans-serif"></span>MORTGAGEE&nbsp;CLAUSE/LOSS&nbsp;PAYEE/<wbr></wbr>PROPO=
SED&nbsp;INSURED:<br>Home&nbsp;Mortgage&nbsp;Alliance&nbsp;Corp&nbsp;(<wbr>=
</wbr>HMAC)&nbsp;Its&nbsp;Successors&nbsp;and/or&nbsp;<wbr></wbr>Assigns<br=
>4&nbsp;Hutton&nbsp;Centre&nbsp;Drive&nbsp;|&nbsp;<wbr></wbr>Office&nbsp;Su=
ite&nbsp;#500&nbsp;|&nbsp;City&nbsp;of&nbsp;<wbr></wbr>Santa&nbsp;Ana,&nbsp=
;California&nbsp;92707</span></td></tr></tbody></table></td></tr><tr style=
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