Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 0obNI0o32mbK0ggAchKAPA (envelope-from ) for ; Thu, 05 Sep 2024 17:57:14 -0500 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Thu, 05 Sep 2024 17:57:14 -0500 Received: from pc234-199.mailgun.net ([143.55.234.199]:62436) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1smLPe-002QNs-0A for andrew@sterlingcal.com; Thu, 05 Sep 2024 17:57:14 -0500 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1725577017; x=1725584217; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=hWGb4LIdpd8DLQjJkt2Wxb+YSz90PXP4dZRDIKB1dVw=; b=l1Nc8+bYE5Nvl/PaS5N42hUQ9hHYWF8uUx95N/7wopg/SJmdDO+GcZTSiFRlPj9MQqNYk/sCB3r/Ps3/Z28pSDqqqavh2j7KZT3pVCxe3TD/cPGPBAGMWJ/VwAbHry+S4SW0HMEluHDoLwey1Tsvn/J1AEr82BXYEohf6HZ2KqNu0tl9K7cZlhuWE3ZHRZ57HueKbEelxAgA5SY2V8joOgRoPcJxKkNbd74WDP7UJNDNCK/SDQ8ToI4HyjqwqauME0izsR10c5d4pCdVhiaUeaXo0EvV1gL+RNyAmbpiLcx+Du9zM3pXDvMTF0R+yyiciG7wCEKkkeaez6FIwR1OPg== X-Mailgun-Sending-Ip: 143.55.234.199 X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: by c921b6ae9a3d with HTTP id 66da3739956cb01c010e2a01; Thu, 05 Sep 2024 22:56:57 GMT Sender: cleclair@thelender.com Date: Thu, 05 Sep 2024 22:56:57 +0000 Mime-Version: 1.0 Subject: UPDATED - 2 ways to save on theNONI this month From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "1c067c1d-ba73-46fa-b092-1c59afd9aaa6", "sourceType": "emailblast", "templateId": "Q6UJ9A0FTD4Z"} Message-Id: <20240905225657.1fa9f7a2d91a70c7@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=-2.6 X-Spam-Score: -25 X-Spam-Bar: -- X-Spam-Flag: NO
3D"the
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= Apologies.  We got a little excited about these amazing savings and se= nt out an email this morning stating the price special on theNONI and nearN= ONI, with a 5-year prepay, was .675, when we meant to say .625<= /strong>.

 

Still, t= hats one sweet deal!

    

= This September, theLender is giving you two ways to save

with<= /span>

theNONI & nearNONI

.625=

Price Special on C= ash-Out & Purchase

5-year prepay required

 

.25

Price Special on Cash-Out & Purchase=

= 3-year prepay required

&nbs= p;

NOTE: All loans must be locked by September 30th, 2024.&nbs= p; 

Noni+ and NONI58 are not eligible. DSCR less than .75= not eligible. 

Foreign National B= orrowers not eligible. 

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<= td class=3D"pad">

theNONI Highlights

  • As little as 0 months reserves (Use property
    cashflow to qualify)
    • FICOS As Low As 640
  • No LTV Restrictions on 2-4 units
  • 40 Y= ear Fully Amortized Term
  • Rural Properties =E2=80=93 Allowed max 10 = acres
  • 100% gift funds allowed if borrower can verify they have 5% o= f their own funds
  • Recently listed properties allowed with min prepa= y of 1 yr.
  • Use Highest mid score for any borrower on the loan for b= oth qualifying and pricing
  • Living Rent Free Allowed for Experienced Investors Only
  • Use actual = rents received with 2 months documentation dated prior to application date<= /li>
  • STR=E2=80=99s allowed up to 75% LTV
=
=

NONI Cash = Out

  • Going to 75% LTV on Cash Out Transacti= ons (min 700)
  • Going to 70% LTV on Cash Out Transactions (min 660+)
    • =
NONI Purchase & R/T

    Going to 80% LTV = on Purchase (min 700)
  • Going to 75% LTV on Purchase (min 660+)
  • Going to 75% LTV o= n R/T Transactions (min 660+)

nearNONI Highlights

  • DSCR < 1.00
    • <= li> New Fico expansion= down to 660
  • Non-warrantable condo allowed
  • Loans to $3MM
  • Max 75% LTV purchase with 7= 00 FICO
  • Cash-out can be used as Reserves
  • New Prepay options= : =E2=80=93 5, 4, 3, 2 & 1 year prepays
  • NOW AVAILABLE =E2=80= =93 40 Year Fully Amortized Term
 
Camero= n Leclair

(949) 312-5374 |&= nbsp;cleclair@thelender.com 

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here. You're receiving this communication fr= om us because you've given Hometown Equity Mortgage, LLC d/b/a theLender yo= ur email in the past, and we're trying to stay in touch with you. If you pr= efer to contact us in writing, please mail any correspondence to 25531 Comm= ercentre #250 Lake Forest, CA 92630.

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