Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id sDyjODH3VWZcvgUAchKAPA (envelope-from ) for ; Tue, 28 May 2024 10:24:33 -0500 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Tue, 28 May 2024 10:24:33 -0500 Received: from a175.a926d550.use4.send.mailgun.net ([198.244.50.175]:29705) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1sBygj-001Zvh-1Q for andrew@sterlingcal.com; Tue, 28 May 2024 10:24:33 -0500 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1716909856; x=1716917056; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=9EOwZbAp9+DYXh+HM/PUwlOFlkzhUN9/lPRDbbvkyI8=; b=aPi41nawhxw2smXjxqAhlNitYbufamhCel8xxgydhz+VQs5AdFGo+2wrh5JKozNuqQ7yRNEmJSynZZRmjVqWs/tda6D2R4EjKgoB8+lrfhZV3lZrtmurJU+TMy7VyDt1jlA3THkPUweb+uIkA6DE7MVjKIm5VRW35MIGog/sUZ+cTgoN2zQ0Cs/fPQDrd58b7K1SAjZLGzXddjZNts7GnlenLPA10tkhJBbTWI3ChpTJewN4BoZjI5LRkRBqt0PO2Zcy2aCQURUDlgd1KsslS6jfKOXTYqz9r2/aQDPxzKGkDiw+Hu5ts1kvr2usxoWkP/B+XWNr8fdcxBFcjyDIQw== X-Mailgun-Sending-Ip: 198.244.50.175 X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: from ( []) by 193a4fd67a93 with HTTP id 6655f720a424974bab97230d; Tue, 28 May 2024 15:24:16 GMT Sender: cleclair@thelender.com Date: Tue, 28 May 2024 15:24:16 +0000 Mime-Version: 1.0 Subject: NONI58+ has arrived From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "0c3efc45-5ac7-4281-bbe9-6eb0a8c17a84", "sourceType": "emailblast", "templateId": "Q6UJ9A07H3XY"} Message-Id: <20240528152416.c712cf2770d72fe6@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=0.9 X-Spam-Score: 9 X-Spam-Bar: / X-Spam-Flag: NO
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3D"We
=

NONI58

= for Multi-Unit Investment Properties
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NEW!!! NONI58+ for 5-8 Units

  • Improved Pricing
  • Loan Amount up to $2MM<= /span>
  • 680 minimum FICO
    • =
  • Minimum Loan Amount of $350K
  • Max 75% LTV on Purchase and R/T=
  • Max 70% LTV on Cashout
    • =
  • Appraised Value used if property was acquir= ed > 6 months from application date
  • Min DSCR 1.25
  • 0x3= 0x24 housing /mortgage history
  • 84 month credit event seasoning required
  • Designed for residential properties only =E2=80=93 No mixed= use
  • No vacation/ short term rentals allowed
  • No rural properties
    • =
  • 2 acres maximum
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Standard = NONI58 for 5-8 Unit Highlights 

  • Loan amounts up to $2MM
  • 700 minimum FICO
  • LTV=E2=80=99s up to max 75%
  • Cash in hand up to $1MM
  • As low as 36 months seasoning on BK/FC/SS/DIL
  • <= span style=3D"font-size:15px;">Qualify off ITIA payment when I/O is selecte= d
  • No tradeline requirements for Borrowers wit= h all 3 credit scores reporting on credit
  • As low as 3 months reserves
  • Only 30 day asset verification required.
  • Gift funds allowed
  • 0 x 30 x 12 Housing History
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2-8 Unit Highlights 

  • Loan amount up to $2MM
    • =
  • 700 Minimum FICO
  • Purchases to 75% LTV
  • Minimum loan amount of $200k
  • 2-8 units allowed
  • Experienced investors only
  • <= span style=3D"font-size:15px;">Cash-out to 70%
  • Cash in hand to $1.0M
  • General Purpose Commercial or Narrative appraisal required
  • Borrower can be the business = occupant
=
<= table class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;= mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700">
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Cameron Leclair

(949) 312-5374 | cleclair@thelender.com 

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here. You're receiving this communicati= on from us because you've given Hometown Equity Mortgage, LLC d/b/a theLend= er your email in the past, and we're trying to stay in touch with you. If y= ou prefer to contact us in writing, please mail any correspondence to 25531= Commercentre #250 Lake Forest, CA 92630.

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