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The Blanket
Covering 3-25 Properties

https://wholesale.thelender.com/the-noni/ Matrix Click Here

Single Mortgage for up to 25 Properties
Experienced Investors Only
1-4 Residential Units Allowed
Loan DSCR minimum 1.20
Property DSCR minimum 1.00
Discounted Underwriting Fees Per Unit
Minimum $50,000 Property Loan Balance
Maximum $1,000,000 Property Balance
Minimum Loan Amount $400,000
Maximum Loan Amount $3MM

Mixed Transactions (Purchase,Cash-Out)

Partial Release Clauses
Individual pieces of real estate m ay be sold without full payoff being req=
uired

mailto:rpeterson@thelender.com?subject=3DLoan%20Scenarios%20 Scenarios Clic=
k Here

Reginald Peterson - Account Executive
the Lender
Call or Text (949) 619-9509
Email: rpeterson@thelender.com

Hometown Equity Mortgage, LLC (NMLS #133519)
dba theLender. All Rights Reserved.
NMLS #133519. CL =E2=80=93 133519

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eight: 19pt; text-align: center;"><font face=3D"Arial, Helvetica" style=3D"=
font-size: 32pt;"><b style>The<font color=3D"#fe0713">Blanket</font></b></f=
ont></p><p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12=
px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: cent=
er;"><font face=3D"Arial, Helvetica" style=3D"font-size: 12pt;"><font color=
=3D"#fe0713"><b style><span><span>

</span></span></b></font></font></p><h2 style=3D"font-family:Arial,verdana,=
Helvetica, sans-serif;font-size: 26px;color:#000000; font-weight:normal; co=
lor:#000000;padding: 0px;margin: 0;text-align: center;"><font face=3D"Arial=
, Helvetica" style><font style=3D"font-size: 16pt;"><b style><strong style>=
Covering 3-25 Properties</strong></b></font></font></h2><font face=3D"Arial=
, Helvetica" style=3D"font-size: 12pt;"><font color=3D"#fe0713"><b style>



</b></font></font><p style=3D"margin: 0;padding: 0px;font-family:Arial, Hel=
vetica, sans-serif; color:#000000;line-height:1.7;font-family:Arial,verdana=
;font-size:12px;padding:0px;"></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1710773879535" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09
=09=09=09 <div class=3D"zpelement-wrapper divider" id=3D"elm_1710773879535"=
 style=3D";word-wrap:break-word;overflow:hidden;background-color:;">
=09=09=09 <table bgcolor border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;pa=
dding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;font-si=
ze:5px; mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;background-color:;" width=3D"100%">
=09=09=09 <tbody><tr><td class=3D"txtsize" style=3D" mso-table-lspace:0pt; =
font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0=
pt;font-size:12px;border:0px;padding:8px 7px 8px 7px;border-collapse:collap=
se;">
=09=09=09=09=09<div class=3D"divider" style=3D"margin:0px;padding:0px;text-=
align:center;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"dvdrtbl" style=3D"border-collapse:collapse;border-col=
lapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;b=
order: 0px; font-size: 0px; width: 54%; margin: auto; border-collapse: init=
ial;" width=3D"54%"> <tbody><tr><td align=3D"center" height=3D"0" style=3D"=
border-collapse:collapse; mso-table-lspace:0pt;font-family:Arial, Helvetica=
, sans-serif; mso-table-rspace:0pt;border:0px;border-top:5px dotted red;bor=
der-bottom:none;border-left:none;border-right:none;font-size:0px;margin:0px=
;padding:0px;width:100%;" width=3D"100%">       </td> </tr></tbody></table>=
</div>
=09=09=09</td></tr></tbody></table>
=09=09=09</div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958082843" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















=09<table bgcolor=3D"transparent" cellpadding=3D"0" cellspacing=3D"0" style=
=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:=
none;" width=3D"100%">
        <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:colla=
pse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, san=
s-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7px 15px;bo=
rder-top:none none none;border-bottom:none none none;padding-top:13px;paddi=
ng-bottom:12px;padding-right:0px;padding-left:0px;">
        <div class=3D"zpelement-wrapper buttonElem" id=3D"elm_1698958082843=
" style=3D"overflow:hidden;word-wrap:break-word;">
=09    <div class=3D"zpAlignPos" style=3D"text-align:center;">
                <table align=3D"center" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border=
:none;padding:0px;border:0px;margin:0px auto;border-collapse:separate; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">
                <tbody><tr>
                   <td align=3D"center" class=3D"txtsize" style=3D"border-c=
ollapse:collapse; mso-table-lspace:0pt; font-size:12px; mso-table-rspace:0p=
t;font-size:12px;border:0px;padding:0px;color:#ffffff;font-family:Arial;tex=
t-align:center;border-radius:80px;text-align:center;cursor:pointer;">
                         <!--[if mso]>
=09=09=09=09=09          <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:=
vml" xmlns:w=3D"urn:schemas-microsoft-com:office:office" href=3D"https://mo=
fway-zgph.maillist-manage.net/click/1103167e2472fc117/1103167e2472f4c3a" st=
yle=3D"border-radius:80px;height:40px;v-text-anchor:middle;width:160px;" ar=
csize=3D"80%" strokecolor=3D"#ffffff" strokeweight =3D"0px" fillcolor=3D"#f=
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=09=09=09=09=09          <v:stroke dashstyle=3D"solid" />
=09=09=09=09=09            <w:anchorlock/>
=09=09=09=09=09            <center style=3D"direction:ltr;color:#ffffff;fon=
t-family:Arial;font-size:11pt;">Matrix Click Here</center>
=09=09=09=09=09          </v:roundrect>
        =09=09=09=09<![endif]-->
                        <a align=3D"center" href=3D"https://mofway-zgph.mai=
llist-manage.net/click/1103167e2472fc117/1103167e2472f4c3a" style=3D"paddin=
g:0px 0px;background-color:#fe0713;width:160px;height:40px;font-size:11pt;d=
irection:ltr;font-family:Arial;color:#ffffff;cursor:pointer;text-decoration=
:none;border-radius:80px;border:0px solid #ffffff;border-collapse:separate;=
display:table;mso-hide:all;text-align:center;" target=3D"_blank" zcurl_name=
=3D"l_1">
=09=09=09=09=09=09=09<font style=3D"color:#ffffff;display:table-cell;vertic=
al-align:middle;">
                     =09=09   Matrix Click Here
=09=09=09=09=09=09=09</font>
                        </a>
                    </td>
                </tr>
                </tbody></table>
            </div>
=09</div>
=09</td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1699066621048" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1699066621048" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:27pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div componentlineheight=3D"27pt" style=3D"line-h=
eight: 27pt;"><p align=3D"center" style=3D"line-height:1.7;font-family:Aria=
l,verdana;font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); font-fa=
mily: Arial, Helvetica; font-size: 12pt; text-align: center; line-height: 2=
7pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0); font-size: 12pt; line-height: 27pt;"><span style=3D"line-height:=
 27pt;">

</span></font></p><p align=3D"center" style=3D"line-height:1.7;font-family:=
Arial,verdana;font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); fon=
t-family: Arial, Helvetica; font-size: 12pt; text-align: center; line-heigh=
t: 27pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color:=
 rgb(0, 0, 0); font-size: 12pt; line-height: 27pt;"><font color=3D"#000000"=
 face=3D"Arial, Helvetica" style=3D"font-size: 12pt; color: rgb(0, 0, 0); l=
ine-height: 27pt;"><font style=3D"line-height: 27pt;"></font></font></font>=
</p><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;=
font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); font-family: Aria=
l, Helvetica; font-size: 12pt; text-align: center; line-height: 27pt;"><fon=
t color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);=
 line-height: 27pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" styl=
e=3D"color: rgb(0, 0, 0); line-height: 27pt;"><font style=3D"line-height: 2=
7pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0); line-height: 27pt;"><font style=3D"font-size: 12pt; line-height:=
 27pt;"></font></font></font></font></font></p><span style=3D"font-family: =
Arial, Helvetica; font-size: 12pt; background-color: transparent; color: rg=
b(0, 0, 0); line-height: 27pt;"><div align=3D"center" style=3D"text-align: =
center;"><span style=3D"background-color: transparent; font-size: 12pt; lin=
e-height: 27pt;"></span></div></span><span style=3D"font-family: Arial, Hel=
vetica; font-size: 12pt; background-color: transparent; color: rgb(0, 0, 0)=
; line-height: 27pt;"><div align=3D"center" style=3D"text-align: center;"><=
span style=3D"background-color: transparent; font-size: 12pt; line-height: =
27pt;">Single Mortgage for up to 25 Properties</span></div></span><div alig=
n=3D"center" style=3D"text-align: center;"><span style=3D"color: rgb(0, 0, =
0); font-family: Arial, Helvetica; font-size: 12pt; line-height: 27pt;"></s=
pan><span style=3D"font-family: Arial, Helvetica; font-size: 12pt; backgrou=
nd-color: transparent; color: rgb(0, 0, 0); line-height: 27pt;">Experienced=
 Investors Only</span></div><div align=3D"center" style=3D"text-align: cent=
er;"><span style=3D"color: rgb(0, 0, 0); font-family: Arial, Helvetica; fon=
t-size: 12pt; line-height: 27pt;"></span><span style=3D"font-family: Arial,=
 Helvetica; font-size: 12pt; background-color: transparent; color: rgb(0, 0=
, 0); line-height: 27pt;">1-4 Residential Units Allowed</span></div><div al=
ign=3D"center" style=3D"text-align: center;"><span style=3D"background-colo=
r: transparent; font-family: Arial, Helvetica; font-size: 12pt; line-height=
: 27pt;">Loan DSCR minimum 1.20</span><br><span style=3D"color: rgb(0, 0, 0=
); font-family: Arial, Helvetica; font-size: 12pt; line-height: 27pt;"></sp=
an></div><div align=3D"center" style=3D"text-align: center;"><span style=3D=
"color: rgb(0, 0, 0); font-family: Arial, Helvetica; font-size: 12pt; line-=
height: 27pt;"></span><span style=3D"font-family: Arial, Helvetica; font-si=
ze: 12pt; background-color: transparent; color: rgb(0, 0, 0); line-height: =
27pt;">Property DSCR minimum 1.00</span></div><div align=3D"center" style=
=3D"text-align: center;"><span style=3D"color: rgb(0, 0, 0); font-family: A=
rial, Helvetica; font-size: 12pt; line-height: 27pt;"></span><span style=3D=
"font-family: Arial, Helvetica; font-size: 12pt; background-color: transpar=
ent; color: rgb(0, 0, 0); line-height: 27pt;">Discounted Underwriting Fees =
Per Unit</span></div><div align=3D"center" style=3D"text-align: center;"><s=
pan style=3D"color: rgb(0, 0, 0); font-family: Arial, Helvetica; font-size:=
 12pt; line-height: 27pt;"></span><span style=3D"font-family: Arial, Helvet=
ica; font-size: 12pt; background-color: transparent; color: rgb(0, 0, 0); l=
ine-height: 27pt;">Minimum $50,000 Property Loan Balance</span></div><div a=
lign=3D"center" style=3D"text-align: center;"><span style=3D"color: rgb(0, =
0, 0); font-family: Arial, Helvetica; font-size: 12pt; line-height: 27pt;">=
</span><span style=3D"font-family: Arial, Helvetica; font-size: 12pt; backg=
round-color: transparent; color: rgb(0, 0, 0); line-height: 27pt;">Maximum =
$1,000,000 Property Balance</span></div><div align=3D"center" style=3D"text=
-align: center;"><span style=3D"color: rgb(0, 0, 0); font-family: Arial, He=
lvetica; font-size: 12pt; line-height: 27pt;"></span><span style=3D"font-fa=
mily: Arial, Helvetica; font-size: 12pt; background-color: transparent; col=
or: rgb(0, 0, 0); line-height: 27pt;">Minimum Loan Amount $400,000</span></=
div><div align=3D"center" style=3D"text-align: center;"><span style=3D"colo=
r: rgb(0, 0, 0); font-family: Arial, Helvetica; font-size: 12pt; line-heigh=
t: 27pt;"></span><span style=3D"font-family: Arial, Helvetica; font-size: 1=
2pt; background-color: transparent; color: rgb(0, 0, 0); line-height: 27pt;=
">Maximum Loan Amount $3MM</span><span style=3D"color: rgb(0, 0, 0); font-f=
amily: Arial, Helvetica; font-size: 12pt; line-height: 27pt;">

</span><div align=3D"center" style=3D"color: rgb(0, 0, 0); font-family: Ari=
al, Helvetica; font-size: 12pt; text-align: center;"><span style=3D"font-fa=
mily: Arial, Helvetica; font-size: 12pt; background-color: transparent; col=
or: rgb(0, 0, 0); line-height: 27pt;"></span><span style=3D"color: rgb(0, 0=
, 0); font-family: Arial, Helvetica; font-size: 12pt; line-height: 27pt;">

</span><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verda=
na;font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); font-family: A=
rial, Helvetica; font-size: 12pt; text-align: center; line-height: 27pt;"><=
b style=3D"font-family: Arial, Helvetica; background-color: transparent;"><=
font style=3D"font-size: 10pt; line-height: 27pt;"></font></b></p><p align=
=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;font-size:12=
px; color:#000000;padding:0px;margin: 0;text-align: center; line-height: 27=
pt;"></p><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: =
rgb(0, 0, 0); font-size: 12pt; font-family: Arial, Helvetica; line-height: =
27pt;">

</font><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verda=
na;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: center; =
line-height: 27pt;"></p></div></div><div align=3D"center" style=3D"text-ali=
gn: center;"><span style=3D"font-family: Arial, Helvetica; font-size: 12pt;=
 background-color: transparent; color: rgb(0, 0, 0); line-height: 27pt;"><s=
pan style=3D"line-height: 27pt;">

<p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;font=
-size:12px; color:#000000;padding:0px;margin: 0;text-align: center; line-he=
ight: 27pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"fon=
t-size: 12pt; color: rgb(0, 0, 0); line-height: 27pt;">Mixed Transactions <=
/font><span style=3D"font-size: 12pt; font-family: Arial, Helvetica; backgr=
ound-color: transparent; line-height: 27pt;">(Purchase,Cash-Out)</span></p>=
</span></span></div></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1710773436568" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1710773436568" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:15pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div componentlineheight=3D"15pt" style=3D"line-h=
eight: 15pt;"><p align=3D"center" style=3D"line-height:1.7;font-family:Aria=
l,verdana;font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); font-fa=
mily: Arial, Helvetica; font-size: 12pt; text-align: center; line-height: 1=
5pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0); font-size: 12pt; line-height: 15pt;"><span style=3D"line-height:=
 15pt;">

</span></font></p><p align=3D"center" style=3D"line-height:1.7;font-family:=
Arial,verdana;font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); fon=
t-family: Arial, Helvetica; font-size: 12pt; text-align: center; line-heigh=
t: 15pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color:=
 rgb(0, 0, 0); font-size: 12pt; line-height: 15pt;"><font color=3D"#000000"=
 face=3D"Arial, Helvetica" style=3D"font-size: 12pt; color: rgb(0, 0, 0); l=
ine-height: 15pt;"><font style=3D"line-height: 15pt;"></font></font></font>=
</p><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;=
font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); font-family: Aria=
l, Helvetica; font-size: 12pt; text-align: center; line-height: 15pt;"><fon=
t color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);=
 line-height: 15pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" styl=
e=3D"color: rgb(0, 0, 0); line-height: 15pt;"><font style=3D"line-height: 1=
5pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0); line-height: 15pt;"><font style=3D"font-size: 12pt; line-height:=
 15pt;"></font></font></font></font></font></p><span style=3D"font-family: =
Arial, Helvetica; font-size: 12pt; background-color: transparent; color: rg=
b(0, 0, 0); line-height: 15pt;"><div align=3D"center" style=3D"text-align: =
center;"><span style=3D"background-color: transparent; font-size: 12pt; lin=
e-height: 15pt;"></span></div></span><span style=3D"font-family: Arial, Hel=
vetica; font-size: 12pt; background-color: transparent; color: rgb(0, 0, 0)=
; line-height: 15pt;"><div align=3D"center" style=3D"text-align: center;"><=
span style=3D"background-color: transparent; font-size: 12pt; line-height: =
15pt;"></span></div></span><span style=3D"line-height: 15pt;"><div align=3D=
"center" style=3D"text-align: center;"><font style=3D"font-size: 10pt;"><b =
style><font style=3D"background-color: transparent; line-height: 15pt;">Par=
tial Release Clauses</font></b></font></div><div align=3D"center" style=3D"=
text-align: center;"><font style=3D"font-size: 10pt;"><b style><font style=
=3D"background-color: transparent; line-height: 15pt;"> Individual pieces o=
f real estate m</font><span style=3D"background-color: transparent;">ay be =
sold </span><span style=3D"background-color: transparent;">without full pay=
off being required</span></b></font></div></span><div align=3D"center" styl=
e=3D"text-align: center;"><span style=3D"font-family: Arial, Helvetica; fon=
t-size: 12pt; background-color: transparent; color: rgb(0, 0, 0); line-heig=
ht: 15pt;"><span style=3D"line-height: 15pt;"><p align=3D"center" style=3D"=
line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;pad=
ding:0px;margin: 0;text-align: center; line-height: 15pt;"><span style=3D"f=
ont-size: 12pt; font-family: Arial, Helvetica; background-color: transparen=
t; line-height: 15pt;"></span></p></span></span></div></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958068653" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















=09<table bgcolor=3D"transparent" cellpadding=3D"0" cellspacing=3D"0" style=
=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:=
none;" width=3D"100%">
        <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:colla=
pse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, san=
s-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7px 15px;bo=
rder-top:none none none;border-bottom:none none none;padding-top:7px;paddin=
g-bottom:7px;padding-right:0px;padding-left:0px;">
        <div class=3D"zpelement-wrapper buttonElem" id=3D"elm_1698958068653=
" style=3D"overflow:hidden;word-wrap:break-word;">
=09    <div class=3D"zpAlignPos" style=3D"text-align:center;">
                <table align=3D"center" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border=
:none;padding:0px;border:0px;margin:0px auto;border-collapse:separate; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">
                <tbody><tr>
                   <td align=3D"center" class=3D"txtsize" style=3D"border-c=
ollapse:collapse; mso-table-lspace:0pt; font-size:12px; mso-table-rspace:0p=
t;font-size:12px;border:0px;padding:0px;color:#ffffff;font-family:Arial;tex=
t-align:center;border-radius:85px;text-align:center;cursor:pointer;">
                         <!--[if mso]>
=09=09=09=09=09          <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:=
vml" xmlns:w=3D"urn:schemas-microsoft-com:office:office" href=3D"mailto:rpe=
terson@thelender.com?subject=3DLoan%20Scenarios%20" style=3D"border-radius:=
85px;height:40px;v-text-anchor:middle;width:170px;" arcsize=3D"85%" strokec=
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=09=09=09=09=09            <center style=3D"direction:ltr;color:#ffffff;fon=
t-family:Arial;font-size:11pt;">Scenarios Click Here</center>
=09=09=09=09=09          </v:roundrect>
        =09=09=09=09<![endif]-->
                        <a align=3D"center" href=3D"mailto:rpeterson@thelen=
der.com?subject=3DLoan%20Scenarios%20" style=3D"padding:0px 0px;background-=
color:#fe0713;width:170px;height:40px;font-size:11pt;direction:ltr;font-fam=
ily:Arial;color:#ffffff;cursor:pointer;text-decoration:none;border-radius:8=
5px;border:0px solid #ffffff;border-collapse:separate;display:table;mso-hid=
e:all;text-align:center;">
=09=09=09=09=09=09=09<font style=3D"color:#ffffff;display:table-cell;vertic=
al-align:middle;">
                     =09=09   Scenarios Click Here
=09=09=09=09=09=09=09</font>
                        </a>
                    </td>
                </tr>
                </tbody></table>
            </div>
=09</div>
=09</td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958395448" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958395448" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p align=3D"center" style=3D"font-fami=
ly:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-h=
eight: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, He=
lvetica" style=3D"color:#000000;font-size: 12pt;"><span>

</span></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;fo=
nt-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-a=
lign: center;"><b style=3D"font-size: 11pt; font-family: Arial, Helvetica; =
background-color: transparent;">Reginald Peterson - </b><b style=3D"backgro=
und-color: transparent; font-size: 11pt; font-family: Arial, Helvetica;">Ac=
count Executive</b></p><p align=3D"center" style=3D"font-family:Arial,verda=
na;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; t=
ext-align: center;"><font face=3D"Arial, Helvetica" style><font face=3D"Ari=
al, Helvetica" style><font style><font style><font style><b style><font sty=
le=3D"font-size: 11pt;"><font style><b style>the<font color=3D"#fe0713" sty=
le>Lender</font> </b></font><br></font></b></font></font></font></font></fo=
nt></p><p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12p=
x; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: cente=
r;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0=
, 0, 0);"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color:=
 rgb(0, 0, 0);"><font><font><font style=3D"font-size: 11pt;">Call or Text (=
949) 619-9509</font></font></font></font></font></p><p align=3D"center" sty=
le=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;m=
argin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" fa=
ce=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#0000=
00" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font style=3D=
"font-size: 11pt;">Email: rpeterson@thelender.com</font></font></font></p><=
font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color:#000000;fon=
t-size: 12pt;">

</font><p style=3D"margin: 0;padding: 0px;font-family:Arial, Helvetica, san=
s-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:=
12px;padding:0px;"></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
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<tr><td class=3D"txtsize" id=3D"elm_1706709480741" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09
=09=09=09 <div class=3D"zpelement-wrapper divider" id=3D"elm_1706709480741"=
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=09=09=09 <tbody><tr><td class=3D"txtsize" style=3D" mso-table-lspace:0pt; =
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align:center;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"dvdrtbl" style=3D"border-collapse:collapse;border-col=
lapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;b=
order: 0px; font-size: 0px; width: 50%; margin: auto; border-collapse: init=
ial;" width=3D"50%"> <tbody><tr><td align=3D"center" height=3D"0" style=3D"=
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, sans-serif; mso-table-rspace:0pt;border:0px;border-top:2px solid red;bord=
er-bottom:none;border-left:none;border-right:none;font-size:0px;margin:0px;=
padding:0px;width:100%;" width=3D"100%">       </td> </tr></tbody></table><=
/div>
=09=09=09</td></tr></tbody></table>
=09=09=09</div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698957969660" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09    =09<table bgcolor=3D"transparent" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-si=
ze:12px;border:0px;padding:0px;width:100%;border-collapse:collapse; mso-tab=
le-lspace:0pt; mso-table-rspace:0pt;word-break:break-word;background-color:=
transparent;">
=09    <tbody><tr>
=09=09<td class=3D"txtsize" style=3D"border-collapse:collapse; mso-table-ls=
pace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-tabl=
e-rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-top:none none=
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            =09<div class=3D"zpelement-wrapper image" coupcmp id=3D"elm_169=
8957969660" prodcmp style=3D";word-wrap:break-word;overflow:hidden;padding:=
0px;background-color:transparent;">
=09=09=09<div>
=09=09        <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rs=
pace:0pt;font-size:12px;text-align:left;width:100%;padding:0px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;word-br=
eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
apse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helv=
etica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7=
px 15px;text-align:center;padding-top:7px;padding-bottom:7px;padding-right:=
12px;padding-left:12px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
es/1166828000019574045_zc_v1_1698957975029_avi_werde_hhz4yrvxwla_unsplash_(=
1).jpg" class=3D"zpImage" height=3D"auto" hspace=3D"0" size=3D"F" src=3D"ht=
tps://stratus.campaign-image.com/images/1166828000019574045_zc_v1_171473495=
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t:autopx;max-width:576px !important;border:0px;text-align:left;" vspace=3D"=
0" width=3D"576">
=09=09=09</td></tr>
=09=09=09</tbody></table>
=09=09</div>
            </div>
            </td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698957948971" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09    =09<table bgcolor=3D"transparent" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-si=
ze:12px;border:0px;padding:0px;width:100%;border-collapse:collapse; mso-tab=
le-lspace:0pt; mso-table-rspace:0pt;word-break:break-word;background-color:=
transparent;">
=09    <tbody><tr>
=09=09<td class=3D"txtsize" style=3D"border-collapse:collapse; mso-table-ls=
pace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-tabl=
e-rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-top:none none=
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            =09<div class=3D"zpelement-wrapper image" coupcmp id=3D"elm_169=
8957948971" prodcmp style=3D";word-wrap:break-word;overflow:hidden;padding:=
0px;background-color:transparent;">
=09=09=09<div>
=09=09        <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rs=
pace:0pt;font-size:12px;text-align:left;width:100%;padding:0px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;word-br=
eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
apse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helv=
etica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7=
px 15px;text-align:center;padding-top:0px;padding-bottom:0px;padding-right:=
0px;padding-left:0px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
es/1166828000019574045_zc_v1_1698957963513_redlogo_nobackground.jpg" class=
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nobackground.jpg" style=3D"width:600px;height:autopx;max-width:600px !impor=
tant;border:0px;text-align:left;" vspace=3D"0" width=3D"600">
=09=09=09</td></tr>
=09=09=09</tbody></table>
=09=09</div>
            </div>
            </td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958472806" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958472806" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
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kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p align=3D"center" style=3D"font-fami=
ly:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-h=
eight: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, He=
lvetica" style=3D"color:#000000;font-size: 12pt;"><span>

</span></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;fo=
nt-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-a=
lign: center;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"c=
olor: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Arial, Helvetica" styl=
e=3D"color: rgb(0, 0, 0);"><font style><font style><font style><font style>=
<font style=3D"font-size: 9pt;">Hometown Equity Mortgage, LLC (NMLS #133519=
)</font></font></font></font></font></font></font></p><p align=3D"center" s=
tyle=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px=
;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" =
face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#00=
0000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font>=
<font><font><font><font style=3D"font-size: 9pt;">dba theLender. All Rights=
 Reserved.</font></font></font></font></font></font></font></font></p><p al=
ign=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color:#00=
0000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font co=
lor=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><f=
ont color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0=
);"><font><font><font style=3D"font-size: 9pt;">NMLS #133519. CL &ndash; 13=
3519</font></font></font></font></font></p><p align=3D"center" style=3D"fon=
t-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;=
line-height: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Ari=
al, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000000" face=
=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font><font styl=
e=3D"font-size: 9pt;"><br></font></font></font></font></font></p><p align=
=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color:#00000=
0;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=
=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font=
 color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"=
><font><font><font style><font style=3D"font-size: 9pt;">For licensing info=
rmation, go to: <a data-saferedirecturl=3D"https://www.google.com/url?q=3Dh=
ttp://www.nmlsconsumeraccess.org/&source=3Dgmail&ust=3D1699044272040000&usg=
=3DAOvVaw29GRNjzACcguiYxPUXIbfw" href=3D"http://www.nmlsconsumeraccess.org/=
" rel=3D"noopener noreferrer" style=3D"text-decoration:underline;color: rgb=
(51, 51, 51);" target=3D"_blank" zcurl_name=3D"l_3">www.nmlsconsumeraccess.=
org</a></font></font></font></font></font></font></p><p align=3D"center" st=
yle=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;=
margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" f=
ace=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000=
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font><font><font style=3D"font-size: 9pt;"><font><a data-saferedirecturl=3D=
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