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Date: Mon, 22 Apr 2024 07:33:56 -0700 (PDT)
From: sam@mortgagelendersnearyou.com
To: andrew@sterlingcal.com
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theSecond +
Now Offering Alt Doc Program
1099's and Bank Statements
12 Month or 24 Month Options Available

the Lender has you covered

https://wholesale.thelender.com/qm-products/ Products Click Here

###

###
### 2nd Mortgage Plus

###
###
* 1 & 2 Year Documentation Options
* Alt Doc or Full Doc
* 1099 Program
* Personal Bank Statements
* Business Bank Statements
* Maximum loan amount up to $500K
* Minimum loan amount to $75K
* No cap on combined loan amounts
* Cash Out up to $500K
* Minimum FICO lowered to 680
* 2 nd homes allowed to 80%
* Investment transactions allowed to 75%
* Max DTI increased to 50% LTVs =E2=89=A4 80%
* AVMs allowed loan amounts =E2=89=A4 $250K

mailto:snelson@thelender.com?subject=3DLoan%20Scenarios%20 Scenarios Click =
Here

Loan Scenaios and Pricing Contact
Sam Nelson - Account Executive
Call or Text (949) 981-6942
Email: snelson@thelender.com

Hometown Equity Mortgage, LLC (NMLS #133519)
dba theLender. All Rights Reserved.
NMLS #133519. CL =E2=80=93 133519

For licensing information, go to: http://www.nmlsconsumeraccess.org/ http:/=
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:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div componentlineheight=3D"18pt" style=3D"line-h=
eight: 18pt;"><p align=3D"center" style=3D"font-family:Arial,verdana;font-s=
ize:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align=
: center;"><font face=3D"Arial, Helvetica" style=3D"font-size: 32pt; line-h=
eight: 18pt;">

<b style>

</b></font></p>

<h1 style=3D"font-family:Arial,verdana,Helvetica, sans-serif;font-size: 28p=
x;color:#000000; font-weight:normal; color:#000000;padding: 0px;margin: 0;t=
ext-align: center;"><font style=3D"font-size: 23pt; line-height: 18pt;"><b>=
<font color=3D"#fe0713" style=3D"line-height: 18pt;">theSecond</font>+</b><=
/font></h1><div align=3D"center" style=3D"text-align: center;"><font style=
=3D"line-height: 18pt; font-size: 14pt;"><b>Now Offering Alt Doc Program</b=
></font></div><span style=3D"line-height: 18pt;"><p align=3D"center" style=
=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;mar=
gin: 0;line-height: 18pt; text-align: center;"><font face=3D"Arial, Helveti=
ca">1099's and Bank Statements</font></p><p align=3D"center" style=3D"font-=
family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;li=
ne-height: 18pt; text-align: center;"><font face=3D"Arial, Helvetica">12 Mo=
nth or 24 Month Options Available</font></p><p align=3D"center" style=3D"fo=
nt-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0=
;line-height: 18pt; text-align: center;"><font face=3D"Arial, Helvetica"><b=
r></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;font-si=
ze:12px; color:#000000;padding:0px;margin: 0;line-height: 18pt; text-align:=
 center;"><font face=3D"Arial, Helvetica" style=3D"font-size: 12pt; line-he=
ight: 18pt;"><b style>the<font color=3D"#fe0713" style=3D"line-height: 18pt=
;">Lender</font> has you covered</b></font></p></span>

<p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; colo=
r:#000000;padding:0px;margin: 0;line-height: 18pt; text-align: center;"><fo=
nt face=3D"Arial, Helvetica" style=3D"font-size: 12pt; line-height: 18pt;">=
<font color=3D"#fe0713" style=3D"line-height: 18pt;"><b style><span style=
=3D"line-height: 18pt;">

</span></b></font></font></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
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ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
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se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















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=09=09=09=09=09=09=09</font>
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=09</div>
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se;" valign=3D"top">

=09=09
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=09=09=09 <tbody><tr><td class=3D"txtsize" style=3D" mso-table-lspace:0pt; =
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=09=09=09=09=09<div class=3D"divider" style=3D"margin:0px;padding:0px;text-=
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ial;" width=3D"68%"> <tbody><tr><td align=3D"center" border-size=3D"7px" he=
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body></table></div>
=09=09=09</td></tr></tbody></table>
=09=09=09</div>
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ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
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se;" valign=3D"top">

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=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
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=09  =09
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             =09    =09=09<div componentlineheight=3D"23pt" style=3D"line-h=
eight: 23pt;"><p align=3D"center" style=3D"line-height:1.7;font-family:Aria=
l,verdana;font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); font-fa=
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t: 23pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color:=
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</p><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;=
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l, Helvetica; font-size: 12pt; text-align: center; line-height: 23pt;"><fon=
t color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);=
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e=3D"color: rgb(0, 0, 0); line-height: 23pt;"><font style=3D"line-height: 2=
3pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0); line-height: 23pt;"><font style=3D"font-size: 12pt; line-height:=
 23pt;"><b></b></font></font></font></font></font></p><span style=3D"color:=
 rgb(0, 0, 0); font-family: Arial, Helvetica; font-size: 12pt; line-height:=
 23pt;">

<div align=3D"center" style=3D"text-align: center;"><font face=3D"Arial, He=
lvetica" style=3D"line-height: 23pt;"><span style=3D"font-size: 16px; line-=
height: 23pt;"></span></font></div><span style=3D"line-height: 23pt;">

<h3 style=3D"font-family:Arial,verdana,Helvetica, sans-serif;font-size: 24p=
x;color:#000000; font-weight:normal; color:#000000;padding: 0px;margin: 0;t=
ext-align: center;"><span style=3D"line-height: 23pt;">

<p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;font=
-size:12px; color:#000000;padding:0px;margin: 0;text-align: center; line-he=
ight: 23pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"fon=
t-size: 12pt; color: rgb(0, 0, 0); line-height: 23pt;"></font></p></span></=
h3><h3 style=3D"margin: 0;padding: 0px;font-family:Arial, Helvetica, sans-s=
erif; color:#000000;color:#000000; font-weight:normal;font-family:Arial,ver=
dana,Helvetica, sans-serif; color:#000000;font-size: 24px;"></h3></span></s=
pan><span style=3D"line-height: 23pt;">

<h3 style=3D"font-family:Arial,verdana,Helvetica, sans-serif;font-size: 24p=
x;color:#000000; font-weight:normal; color:#000000;padding: 0px;margin: 0;t=
ext-align: center;"><font color=3D"#fe0713" style=3D"line-height: 23pt;">2n=
d Mortgage Plus</font></h3><div><span style=3D"line-height: 23pt;"><font co=
lor=3D"#fe0713" style=3D"line-height: 23pt;"><br></font></span></div><h3 st=
yle=3D"margin: 0;padding: 0px;font-family:Arial, Helvetica, sans-serif; col=
or:#000000;color:#000000; font-weight:normal;font-family:Arial,verdana,Helv=
etica, sans-serif; color:#000000;font-size: 24px;"></h3><h3 style=3D"margin=
: 0;padding: 0px;font-family:Arial, Helvetica, sans-serif; color:#000000;co=
lor:#000000; font-weight:normal;font-family:Arial,verdana,Helvetica, sans-s=
erif; color:#000000;font-size: 24px;"></h3></span><span style=3D"font-famil=
y: Arial, Helvetica; font-size: 12pt; background-color: transparent; color:=
 rgb(0, 0, 0); line-height: 23pt;"><div align=3D"center" style=3D"text-alig=
n: center;"><span style=3D"background-color: transparent; font-size: 12pt; =
line-height: 23pt;"></span></div></span><span style=3D"line-height: 23pt;">

<ul style=3D"font-family: Arial, Helvetica; line-height: 23pt;"><li style=
=3D"font-family: Arial, Helvetica; font-size: 11pt; line-height: 23pt;"><fo=
nt style=3D"font-size: 11pt; line-height: 23pt;">1 & 2 Year Documentation O=
ptions</font><li style=3D"font-family: Arial, Helvetica; font-size: 11pt; l=
ine-height: 23pt;"><font style=3D"font-size: 11pt; line-height: 23pt;">Alt =
Doc or Full Doc</font><li style=3D"font-family: Arial, Helvetica; font-size=
: 11pt; line-height: 23pt;">1099 Program <li style=3D"font-family: Arial, H=
elvetica; font-size: 11pt; line-height: 23pt;">Personal Bank Statements<li =
style=3D"font-family: Arial, Helvetica; font-size: 11pt; line-height: 23pt;=
">Business Bank Statements <li style=3D"font-family: Arial, Helvetica; font=
-size: 11pt; line-height: 23pt;"><font style=3D"font-size: 11pt; line-heigh=
t: 23pt;">Maximum loan amount up to $500K</font><li style=3D"font-family: A=
rial, Helvetica; font-size: 11pt; line-height: 23pt;"><font style=3D"font-s=
ize: 11pt; line-height: 23pt;">Minimum loan amount to $75K</font><li style=
=3D"font-family: Arial, Helvetica; font-size: 11pt; line-height: 23pt;"><fo=
nt style=3D"font-size: 11pt; line-height: 23pt;">No cap on combined loan am=
ounts</font><li style=3D"font-family: Arial, Helvetica; font-size: 11pt; li=
ne-height: 23pt;"><font style=3D"font-size: 11pt; line-height: 23pt;">Cash =
Out up to $500K</font><li style=3D"font-family: Arial, Helvetica; font-size=
: 11pt; line-height: 23pt;"><font style=3D"font-size: 11pt; line-height: 23=
pt;">Minimum FICO lowered to 680</font><li style=3D"font-family: Arial, Hel=
vetica; font-size: 11pt; line-height: 23pt;"><font style=3D"font-size: 11pt=
; line-height: 23pt;">2<sup>nd</sup><span style=3D"line-height: 23pt;"> </s=
pan>homes allowed to 80%</font><li style=3D"font-family: Arial, Helvetica; =
font-size: 11pt; line-height: 23pt;"><font style=3D"font-size: 11pt; line-h=
eight: 23pt;">Investment transactions allowed to 75%</font><li style=3D"fon=
t-family: Arial, Helvetica; font-size: 11pt; line-height: 23pt;"><font styl=
e=3D"font-size: 11pt; line-height: 23pt;">Max DTI increased to 50% LTVs &le=
; 80%</font><li style=3D"font-family: Arial, Helvetica; font-size: 11pt; li=
ne-height: 23pt;"><font style=3D"font-size: 11pt; line-height: 23pt;">AVMs =
allowed loan amounts &le; $250K</font></ul></span><div align=3D"center" sty=
le=3D"text-align: center;"><div align=3D"center" style=3D"color: rgb(0, 0, =
0); font-family: Arial, Helvetica; font-size: 12pt; text-align: center;"><s=
pan style=3D"color: rgb(0, 0, 0); font-family: Arial, Helvetica; font-size:=
 12pt; line-height: 23pt;"><div align=3D"center" style=3D"text-align: cente=
r;"><font face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); font-fami=
ly: Arial, Helvetica; font-size: 12pt; line-height: 23pt;"><div align=3D"ce=
nter" style=3D"text-align: center;"><span style=3D"font-size: 16px; line-he=
ight: 23pt;"></span></div></font></div>

</span><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verda=
na;font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); font-family: A=
rial, Helvetica; font-size: 12pt; text-align: center; line-height: 23pt;"><=
b style=3D"font-size: 12pt; font-family: Arial, Helvetica; background-color=
: transparent;"></b></p><p align=3D"center" style=3D"line-height:1.7;font-f=
amily:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;tex=
t-align: center; line-height: 23pt;"></p><font color=3D"#000000" face=3D"Ar=
ial, Helvetica" style=3D"color: rgb(0, 0, 0); font-size: 12pt; font-family:=
 Arial, Helvetica; line-height: 23pt;">

</font><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verda=
na;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: center; =
line-height: 23pt;"></p></div></div></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1712774974492" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09
=09=09=09 <div class=3D"zpelement-wrapper divider" id=3D"elm_1712774974492"=
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=09=09=09 <table bgcolor border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;pa=
dding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;font-si=
ze:5px; mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;background-color:;" width=3D"100%">
=09=09=09 <tbody><tr><td class=3D"txtsize" style=3D" mso-table-lspace:0pt; =
font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0=
pt;font-size:12px;border:0px;padding:10px 7px 10px 7px;border-collapse:coll=
apse;">
=09=09=09=09=09<div class=3D"divider" style=3D"margin:0px;padding:0px;text-=
align:center;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"dvdrtbl" style=3D"border-collapse:collapse;border-col=
lapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;b=
order: 0px; font-size: 0px; width: 68%; margin: auto; border-collapse: init=
ial;" width=3D"68%"> <tbody><tr><td align=3D"center" border-size=3D"7px" he=
ight=3D"0" style=3D"border-collapse:collapse; mso-table-lspace:0pt; font-si=
ze:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0pt;font=
-size:12px;border:0px;padding:7px;border-bottom: none; border-left: none; b=
order-right: none; font-size: 0px; margin: 0px; padding: 0px; width: 100%; =
border-top: 7px solid rgb(255, 0, 0);" width=3D"100%">       </td> </tr></t=
body></table></div>
=09=09=09</td></tr></tbody></table>
=09=09=09</div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958068653" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















=09<table bgcolor=3D"transparent" cellpadding=3D"0" cellspacing=3D"0" style=
=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border:0px;b=
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none;" width=3D"100%">
        <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:colla=
pse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, san=
s-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7px 15px;bo=
rder-top:none none none;border-bottom:none none none;padding-top:7px;paddin=
g-bottom:7px;padding-right:0px;padding-left:0px;">
        <div class=3D"zpelement-wrapper buttonElem" id=3D"elm_1698958068653=
" style=3D"overflow:hidden;word-wrap:break-word;">
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:none;padding:0px;border:0px;margin:0px auto;border-collapse:separate; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">
                <tbody><tr>
                   <td align=3D"center" class=3D"txtsize" style=3D"border-c=
ollapse:collapse; mso-table-lspace:0pt; font-size:12px; mso-table-rspace:0p=
t;font-size:12px;border:0px;padding:0px;color:#ffffff;font-family:Arial;tex=
t-align:center;border-radius:110px;text-align:center;cursor:pointer;">
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=09=09=09=09=09          <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:=
vml" xmlns:w=3D"urn:schemas-microsoft-com:office:office" href=3D"mailto:sne=
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0px;height:35px;v-text-anchor:middle;width:220px;" arcsize=3D"110%" strokec=
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t-family:Arial;font-size:11pt;">Scenarios Click Here</center>
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                        <a align=3D"center" href=3D"mailto:snelson@thelende=
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lor:#fe0713;width:220px;height:35px;font-size:11pt;direction:ltr;font-famil=
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                     =09=09   Scenarios Click Here
=09=09=09=09=09=09=09</font>
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<tr><td class=3D"txtsize" id=3D"elm_1698958395448" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958395448" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
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kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p align=3D"center" style=3D"font-fami=
ly:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-h=
eight: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, He=
lvetica" style=3D"color:#000000;font-size: 12pt;"><span>

</span></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;fo=
nt-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-a=
lign: center;"><font face=3D"Arial, Helvetica" style><font face=3D"Arial, H=
elvetica" style><font color=3D"#fe0713" style=3D"font-size: 11pt;"><b>Loan =
Scenaios and Pricing Contact</b></font><br></font></font></p><p align=3D"ce=
nter" style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padd=
ing:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#0=
00000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=
=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font=
 style><font style><font style=3D"font-size: 11pt;"><b><font style>Sam Nels=
on - </font><font style>Account Executive</font></b></font></font></font></=
font></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;font=
-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-ali=
gn: center;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"col=
or: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Arial, Helvetica" style=
=3D"color: rgb(0, 0, 0);"><font><font><font style=3D"font-size: 11pt;">Call=
 or Text (949) 981-6942</font></font></font></font></font></p><p align=3D"c=
enter" style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;pad=
ding:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#=
000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font colo=
r=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><fon=
t><font><font style=3D"font-size: 11pt;">Email: snelson@thelender.com</font=
></font></font></font></font></p><font color=3D"#000000" face=3D"Arial, Hel=
vetica" style=3D"color:#000000;font-size: 12pt;">

</font><p style=3D"margin: 0;padding: 0px;font-family:Arial, Helvetica, san=
s-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:=
12px;padding:0px;"></p></div>
=09=09=09</td></tr>
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se;" valign=3D"top">

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=09=09=09<div>
=09=09        <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspac=
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eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
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px 15px;text-align:center;padding-top:0px;padding-bottom:7px;padding-right:=
6px;padding-left:6px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
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topx;max-width:588px !important;border:0px;text-align:left;" vspace=3D"0" w=
idth=3D"588">
=09=09=09</td></tr>
=09=09=09</tbody></table>
=09=09</div>
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</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958426492" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
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se;" valign=3D"top">

=09    =09<table bgcolor=3D"transparent" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-si=
ze:12px;border:0px;padding:0px;width:100%;border-collapse:collapse; mso-tab=
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0px;background-color:transparent;">
=09=09=09<div>
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eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
apse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helv=
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15px;padding-left:15px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
es/1166828000018255073_zc_v1_1698958443150_thelender_red_background.jpg" cl=
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=09=09=09</td></tr>
=09=09=09</tbody></table>
=09=09</div>
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</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958472806" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958472806" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p align=3D"center" style=3D"font-fami=
ly:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-h=
eight: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, He=
lvetica" style=3D"color:#000000;font-size: 12pt;"><span>

</span></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;fo=
nt-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-a=
lign: center;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"c=
olor: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Arial, Helvetica" styl=
e=3D"color: rgb(0, 0, 0);"><font style><font style><font style><font style>=
<font style=3D"font-size: 9pt;">Hometown Equity Mortgage, LLC (NMLS #133519=
)</font></font></font></font></font></font></font></p><p align=3D"center" s=
tyle=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px=
;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" =
face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#00=
0000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font>=
<font><font><font><font style=3D"font-size: 9pt;">dba theLender. All Rights=
 Reserved.</font></font></font></font></font></font></font></font></p><p al=
ign=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color:#00=
0000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font co=
lor=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><f=
ont color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0=
);"><font><font><font style=3D"font-size: 9pt;">NMLS #133519. CL &ndash; 13=
3519</font></font></font></font></font></p><p align=3D"center" style=3D"fon=
t-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;=
line-height: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Ari=
al, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000000" face=
=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font><font styl=
e=3D"font-size: 9pt;"><br></font></font></font></font></font></p><p align=
=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color:#00000=
0;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=
=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font=
 color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"=
><font><font><font style><font style=3D"font-size: 9pt;">For licensing info=
rmation, go to: <a data-saferedirecturl=3D"https://www.google.com/url?q=3Dh=
ttp://www.nmlsconsumeraccess.org/&source=3Dgmail&ust=3D1699044272040000&usg=
=3DAOvVaw29GRNjzACcguiYxPUXIbfw" href=3D"http://www.nmlsconsumeraccess.org/=
" rel=3D"noopener noreferrer" style=3D"text-decoration:underline;color: rgb=
(51, 51, 51);" target=3D"_blank" zcurl_name=3D"l_3">www.nmlsconsumeraccess.=
org</a></font><br></font></font></font></font></font></p><p align=3D"center=
" style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:=
0px;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#00000=
0" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"=
#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><fo=
nt><font style=3D"font-size: 9pt;"><br></font></font></font></font></font><=
/p><p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; c=
olor:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: center;">=
<font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0,=
 0);"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0);"><font><font><font><font><font style=3D"font-size: 9pt;"><font><=
a data-saferedirecturl=3D"https://www.google.com/url?q=3Dhttps://wholesale.=
thelender.com/licensing/&source=3Dgmail&ust=3D1699044272040000&usg=3DAOvVaw=
2tRdr0isTYoMszXWhv1Qbx" href=3D"https://mofway-zgph.maillist-manage.net/cli=
ck/1103167e2471bf2ef/1103167e247114d05" rel=3D"noopener noreferrer" style=
=3D"text-decoration:underline;color: rgb(51, 51, 51);" target=3D"_blank" zc=
url_name=3D"l_4">Licensing</a> | </font><a data-saferedirecturl=3D"https://=
www.google.com/url?q=3Dhttps://wholesale.thelender.com/site-map/&source=3Dg=
mail&ust=3D1699044272040000&usg=3DAOvVaw2svIp9HLhQE5zj72swE6hK" href=3D"htt=
ps://mofway-zgph.maillist-manage.net/click/1103167e2471bf2ef/1103167e247114=
d07" rel=3D"noopener noreferrer" style=3D"text-decoration:underline;color: =
rgb(51, 51, 51);" target=3D"_blank" zcurl_name=3D"l_5">Site Map</a> | <a da=
ta-saferedirecturl=3D"https://www.google.com/url?q=3Dhttps://wholesale.thel=
ender.com/privacy/&source=3Dgmail&ust=3D1699044272040000&usg=3DAOvVaw0NcOlp=
2z7KlaUlEZv3QVip" href=3D"https://mofway-zgph.maillist-manage.net/click/110=
3167e2471bf2ef/1103167e247114d09" rel=3D"noopener noreferrer" style=3D"text=
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=3D"l_6">Privacy</a></font></font></font></font></font></font></font></p><p=
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#000000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font=
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><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0=
, 0);"><font><font><font style=3D"font-size: 9pt;"><font><font> </font></fo=
nt><font><font><a data-saferedirecturl=3D"https://www.google.com/url?q=3Dht=
tps://wholesale.thelender.com/feedback/&source=3Dgmail&ust=3D16990442720400=
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