Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id O7FIAzJcIWZXogEAchKAPA (envelope-from ) for ; Thu, 18 Apr 2024 12:45:22 -0500 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Thu, 18 Apr 2024 12:45:22 -0500 Received: from mail.a91.static.mgsend.net ([104.130.123.91]:37440) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1rxVp3-000RmA-1b for andrew@sterlingcal.com; Thu, 18 Apr 2024 12:45:21 -0500 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1713462304; x=1713469504; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=AHrtttL3Y9QclosnnSj2BiKne95Uw7Wc9HwhLkYeLv4=; b=whCV7qJlL9krQ54WpEkwP/2yUAl6Qn10A2Gpox4xWryQfFVVYcS2M3qkEq0QYp9Zaf8y/eNaCgB5Rkr0rmTRx5HzE4UTUOelf87U+CeZeaxcpuRICMLUtRmypBdsp+7SJfEFsJIT/dNmZ2ucB5kvj4DpeCKGN/YFRis9hxy5pJKvHK+NLGLxeIaBPhLuree3AES6wZXWA1INVq7wWi7IJPu2f3TVPNsDV0ZKKJ0lsfjC4GHvEM5WXt2weoufyV33MGQVSDRuHztV+4hZx1DBI6jm+bN3A8LqEKpRwCYOwCZi/Z6uF+J6UYuv22O6vqRRtscSt0T5u0oE9O6+zVJmCA== X-Mailgun-Sending-Ip: 104.130.123.91 X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: from ( []) by c64e8fd5cce9 with HTTP id 66215c20d05d1e5c13d67867; Thu, 18 Apr 2024 17:45:04 GMT Sender: cleclair@thelender.com Date: Thu, 18 Apr 2024 17:45:04 +0000 Mime-Version: 1.0 Subject: theLender - Price Improvements on NONI From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "898b64ec-db4c-4532-8739-c78298d2de12", "sourceType": "emailblast", "templateId": "Q6UJ9A0FTD4Z"} Message-Id: <20240418174504.88ac5e0ceb6fbcf0@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=-0.1 X-Spam-Score: 0 X-Spam-Bar: / X-Spam-Flag: NO
<= table=20 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"= cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta= ble-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700">
<= td class=3D"pad" style=3D"width:100%;padding-right:0;padding-left:0">
=
3D"We
=

theLender has

<= span style=3D"font-size:50px;color:#e4002b;">IMPROVED PRICING

on our signature DSCR product

theNONI

= Non-Owner, No Income.

Contact me today for more details and t= o price out a deal.

  • As little as 0 months reserves (Use property
    cashflow= to qualify)
  • FICOS As Low As 640
  • No LTV Restrictions on 2-4 units
  • 40 Year Fully Amortized Term
    • <= li>Rural Properties =E2=80=93 Allowed max 10 acres
  • 100% gift funds = allowed if borrower can verify they have 5% of their own funds
  • Rece= ntly listed properties allowed with min prepay of 1 yr.
  • Use Highest= mid score for any borrower on the loan for both qualifying and pricing
  • Living Rent Free Allowed for Experienced Investors Only
  • Use actual rents received with 2 months documentation dated prior to applic= ation date
  • STR=E2=80=99s allowed up to 75% LTV

    • &n= bsp;

    NONI Cash Out

  • Going to 75% LTV on Cash Out Tran= sactions (min 700)
  • Going to 70% LTV on Cash Out Transactions= (min 660+)

    •  

    NONI Purchase & R/T

    • Going to 80% LTV on Purchase (min 700)
    • Going to 75% LTV on Purchase= (min 660+)
    • Going to 75% LTV on R/T Transactions (min 660+)

      •  

      =

       

       

    <= span> 

    Cameron Leclair

    (949) 312-5374 | cleclair@thelender.com 

    here. You're receiving this communication f= rom us because you've given Hometown Equity Mortgage, LLC d/b/a theLender y= our email in the past, and we're trying to stay in touch with you. If you p= refer to contact us in writing, please mail any correspondence to 25531 Com= mercentre #250 Lake Forest, CA 92630.

    <= /table>
    3D'clear'