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<span style=3D"color:#ffffff;font-size:14px;"><strong><a style=3D"text-deco=
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8_qIvrzwx_ZVI740cfFzCcUfxAmXvXjCMbn_P1FudryJ7wAAAP__sEVkFQ" target=3D"_blan=
k" rel=3D"noopener">Become<span style=3D"color:#e4002b;font-size:14px;">_</=
span>a<span style=3D"color:#e4002b;font-size:14px;">_</span>Partner </a></s=
trong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://em=
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1pI0XfozJX7uPF3cGdX0bP__W98ed_PW2cYgsZz8ZSDYgugy2j6QngKDIAdqc-whOLh4BDRhwyr=
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class=3D"fullWidth" style=3D"max-width:655px"><img src=3D"https://d15k2d11r=
6t6rl.cloudfront.net/public/users/Integrators/3fd3a448-3d02-49a4-af26-a8221=
3fec67e/thelender/20240115_NONIPlus_tL.jpg" style=3D"display:block;height:a=
uto;border:0;width:100%" width=3D"655" alt=3D"We are here for you, America"=
 title=3D"We are here for you, America"></div></div></td></tr></table></td>=
</tr></tbody></table></td></tr></tbody></table><table class=3D"row row-4" a=
lign=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:655px;marg=
in:0 auto" width=3D"655"><tbody><tr><td class=3D"column column-1" width=3D"=
100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"text_block block-1" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr>=
<td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-ri=
ght:20px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:34px;text-align:center;mso-line-height-alt:40.8=
px"><span style=3D"font-size:28px;"><strong>theNONI+ is designed for that e=
xperienced investor with good credit and properties with a strong debt serv=
ice ratio</strong></span></p></div></div></td></tr></table></td></tr></tbod=
y></table></td></tr></tbody></table><table=20
class=3D"row row-5" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;col=
or:#000;width:655px;margin:0 auto" width=3D"655"><tbody><tr><td class=3D"co=
lumn column-1" width=3D"16.666666666666668%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"empty_block block=
-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"pad"><div></div></td></tr></table></td><td class=3D"column column-2" w=
idth=3D"83.33333333333333%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:bre=
ak-word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding-left:5p=
x;padding-right:5px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:34px;mso-line-height-alt:40.8px"><span style=3D=
"font-size:17px;color:#e4002b;"><strong>Highlights-</strong></span></p><ul =
style=3D"line-height:1.2;mso-line-height-alt:20.4px;font-size:15px"><li><sp=
an style=3D"font-size:15px;">Improved Pricing</span></li><li><span style=3D=
"font-size:15px;">Loan amounts to $3.5M</span></li><li>
<span style=3D"font-size:15px;">Min loan amount of $100k</span></li><li><sp=
an style=3D"font-size:15px;">Min DSCR 1.25</span></li><li><span style=3D"fo=
nt-size:15px;">Purchases to 85%</span></li><li><span style=3D"font-size:15p=
x;">Refinances including cash out to 80%</span></li><li><span style=3D"font=
-size:15px;">Rural OK</span></li><li><span style=3D"font-size:15px;">Up to =
20 acres</span></li><li><span style=3D"font-size:15px;">No first time inves=
tors</span></li><li>
<span style=3D"font-size:15px;">Unlimited cash back below 60% LTV</span></l=
i><li><span style=3D"font-size:15px;">No restrictions for unleased properti=
es</span></li><li><span style=3D"font-size:15px;">All other NONI guideline =
apply</span></li></ul></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-6" align=3D"center" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#fff"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;border-radius:0;color:#000;width:655px;margin=
:0 auto" width=3D"655"><tbody><tr><td class=3D"column column-1" width=3D"10=
0%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"button_block bloc=
k-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td c=
lass=3D"pad"><div class=3D"alignment" align=3D"center"><!--[if mso]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word" href=3D"http://email.thelender.com/c/eJxU0Etr=
4zAUBeBfI-1kpHslPxZaJAGDBybDMA_oUpaua4P8wL4hzb8vTbvp9hw4HL7kXVWZykrypjJQ1g4=
AJS088aNL_lL--9GctLn86V6-0r-PjfxlXThElqM36ABd77Cpy9CnCFFHU6ELDjE1BuXkQYPVVj=
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FRS62NIgdx-WtNNdWH0w7XlaXmPIz8vHetsjPWloDlPuczhYMs1bDkxd8r8_Ic91d9bvAQAA__-=
K7HGM" style=3D"height:38px;width:178px;v-text-anchor:middle;" arcsize=3D"1=
1%" stroke=3D"false" fillcolor=3D"#e4002b">
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<v:textbox inset=3D"0px,0px,0px,0px">
<center style=3D"color:#ffffff; font-family:Arial, sans-serif; font-size:14=
px">
<![endif]-->
<a href=3D"http://email.thelender.com/c/eJxU0Etr4zAUBeBfI-1kpHslPxZaJAGDByb=
DMA_oUpaua4P8wL4hzb8vTbvp9hw4HL7kXVWZykrypjJQ1g4AJS088aNL_lL--9GctLn86V6-0r=
-PjfxlXThElqM36ABd77Cpy9CnCFFHU6ELDjE1BuXkQYPVVjemcmixoERuGGyjdRPBYBRW80iZl=
kR7EddZTkxzl3xvXawH41RCKpUdIql6AKNKAINY9ZG0kdmPzNsh8CSgFdDexzXTETIV3zY_mk3F=
dWFaWEB72_Ia0iGgBQ0ooNWlgPb669qpn4H36U3psjCuAFT_FRS62NIgdx-WtNNdWH0w7XlaXmP=
Iz8vHetsjPWloDlPuczhYMs1bDkxd8r8_Ic91d9bvAQAA__-K7HGM" target=3D"_blank" st=
yle=3D"text-decoration:none;display:inline-block;color:#ffffff;background-c=
olor:#e4002b;border-radius:4px;width:auto;border-top:0px solid transparent;=
font-weight:400;border-right:0px solid transparent;border-bottom:0px solid =
transparent;border-left:0px solid transparent;padding-top:5px;padding-botto=
m:5px;font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:14=
px;text-align:center;mso-border-alt:none;word-break:keep-all;"><span style=
=3D"padding-left:20px;padding-right:20px;font-size:14px;display:inline-bloc=
k;letter-spacing:normal;"><span style=3D"word-break: break-word; line-heigh=
t: 28px;"><strong>See theNONI+ Matrix</strong></span></span></a>
<!--[if mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr=
></table></td></tr></tbody></table></td></tr></tbody></table><table class=
=3D"row row-7" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-=
table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"=
center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:655px;margi=
n:0 auto" width=3D"655"><tbody><tr><td class=3D"column column-1" width=3D"1=
00%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-al=
ign:left;background-color:#fff;vertical-align:top;border-top:0;border-right=
:0;border-bottom:0;border-left:0"><table class=3D"divider_block block-1" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=20
class=3D"pad"><div class=3D"alignment" align=3D"center"><table border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_inne=
r" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><sp=
an>&#8202;</span></td></tr></table></div></td></tr></table><table class=3D"=
text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margin:0;font-=
size:14px;text-align:center;mso-line-height-alt:16.8px"><span style=3D"font=
-size:22px;color:#e4002b;"><strong>- Contact me today for full details -</s=
trong></span></p></div></div></td></tr></table><table=20
class=3D"text_block block-3" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-b=
ottom:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div styl=
e=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999=
999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span>=
</p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-a=
lt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color=
:#000080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></sp=
an></p></div></div></td></tr></table></td></tr></tbody>
</table></td></tr></tbody></table><table class=3D"row row-8" align=3D"cente=
r" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><t=
d><table class=3D"row-content stack" align=3D"center" border=3D"0" cellpadd=
ing=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace=
:0;mso-table-rspace:0;color:#000;width:655px;margin:0 auto" width=3D"655"><=
tbody><tr><td class=3D"column column-1" width=3D"100%"=20
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eft:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" cell=
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Y3JBt9Fm2TZJYdfoHLGxGWTTAUilTIgoJC9uItoPpq4MBgbDeZ6XP28MhmWr9PAPbHZfacXKYOD=
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zmCAHQt4RoNS8yyWMo8ew__nVHA-e34fM3fX_cOZ5vi6Qs-hoRvO8MpGJDolSIkMgm5JY5WUNOT=
xENOuNMB4GsswcuTOPoOmO6jGCzckauXHkpvB7ybdaT8DyUeHGU2xGoKZZ948bMTTsiNB4RrA2X=
zAZ0jVeR-6bsUWGvsN_3_fCnTWGfX2cbVNjrNaalrLwrZzbhtU7LV071ubvdvtfMTz6e01QvNW2=
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ct</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-9" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
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class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
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r" style=3D"line-height:10px"><div style=3D"max-width:65px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
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ty.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"65=
" alt=3D"Image" title=3D"Image"></div></div></td></tr></table></td><td clas=
s=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;mso-table-r=
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der-right:0;border-bottom:0;border-left:0"><table=20
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<p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current licens=
es, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DBA th=
eLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mortgag=
e Banker License No. BK-1018248. All loans must meet Hometown Equity Mortga=
ge=E2=80=99s underwriting guidelines. This information is intended for the =
exclusive use of licensed real estate and mortgage lending professionals in=
 accordance with local laws and regulations. Distribution to the general pu=
blic is prohibited. Loans made or arranged pursuant to the California Finan=
cing Law.</span></p>
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