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Date: Wed, 3 Apr 2024 07:35:38 -0700 (PDT)
From: sam@mortgagelendersnearyou.com
To: andrew@sterlingcal.com
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Subject: Bank Statment Loans | Up to 90 LTV | Loan Amounts up to $4,000,000
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BANK STATEMENT QUALIFIER
12 or 24 Months
the Lender

https://wholesale.thelender.com/qm-products/ Products Click Here

Personal or Business Bank Statments

Loans up to 4 Million Dollars

Non QHEM Plus Up to 90% Purchase

2nd Home & Investment up to 80 LTV

Non-Warrantable Condos Allowed

Credit Scores Down to 600 FICO

Recent Credit Events Allowed

30 year and 40 year Mortgage Terms

Interest Only Options Available

Debt Ratio up to 55%

mailto:snelson@thelender.com?subject=3DLoan%20Scenarios%20 Scenarios Click =
Here

Sam Nelson - Account Executive
The Lender
Call or Text (949) 981-6942
Email: snelson@thelender.com

Hometown Equity Mortgage, LLC (NMLS #133519)
dba theLender. All Rights Reserved.
NMLS #133519. CL =E2=80=93 133519

For licensing information, go to: http://www.nmlsconsumeraccess.org/ http:/=
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elender.com/licensing/ ]| https://wholesale.thelender.com/site-map/ Site Ma=
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r.com/privacy/ Privacy [ https://wholesale.thelender.com/privacy/ ]
https://wholesale.thelender.com/feedback/ Anonymous Feedback to theLender [=
 https://wholesale.thelender.com/feedback/ ]

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munication not intended for consumers.

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font-size: 12pt;"><font color=3D"#fe0713">

<b style>BANK STATEMENT QUALIFIER</b></font>

</font></p><p align=3D"center" style=3D"font-family:Arial,verdana;font-size=
:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: c=
enter;"><font color=3D"#fe0713" face=3D"Arial, Helvetica" style=3D"font-siz=
e: 12pt;"><b style>12 or 24 Months</b></font></p><p align=3D"center" style=
=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;mar=
gin: 0;line-height: 19pt; text-align: center;"><b style=3D"font-size: 12pt;=
 font-family: Arial, Helvetica; background-color: transparent;">the<font co=
lor=3D"#fe0713">Lender</font></b></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958082843" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















=09<table bgcolor=3D"transparent" cellpadding=3D"0" cellspacing=3D"0" style=
=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:=
none;" width=3D"100%">
        <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:colla=
pse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, san=
s-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7px 15px;bo=
rder-top:none none none;border-bottom:none none none;padding-top:0px;paddin=
g-bottom:0px;padding-right:0px;padding-left:0px;">
        <div class=3D"zpelement-wrapper buttonElem" id=3D"elm_1698958082843=
" style=3D"overflow:hidden;word-wrap:break-word;">
=09    <div class=3D"zpAlignPos" style=3D"text-align:center;">
                <table align=3D"center" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border=
:none;padding:0px;border:0px;margin:0px auto;border-collapse:separate; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">
                <tbody><tr>
                   <td align=3D"center" class=3D"txtsize" style=3D"border-c=
ollapse:collapse; mso-table-lspace:0pt; font-size:12px; mso-table-rspace:0p=
t;font-size:12px;border:0px;padding:0px;color:#ffffff;font-family:Arial;tex=
t-align:center;border-radius:110px;text-align:center;cursor:pointer;">
                         <!--[if mso]>
=09=09=09=09=09          <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:=
vml" xmlns:w=3D"urn:schemas-microsoft-com:office:office" href=3D"https://mo=
fway-zgpm.maillist-manage.com/click/1103167e247014974/1103167e24700ea63" st=
yle=3D"border-radius:110px;height:33px;v-text-anchor:middle;width:220px;" a=
rcsize=3D"110%" strokecolor=3D"#ffffff" strokeweight =3D"0px" fillcolor=3D"=
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=09=09=09=09=09            <w:anchorlock/>
=09=09=09=09=09            <center style=3D"direction:ltr;color:#ffffff;fon=
t-family:Arial;font-size:11pt;">Products Click Here</center>
=09=09=09=09=09          </v:roundrect>
        =09=09=09=09<![endif]-->
                        <a align=3D"center" href=3D"https://mofway-zgpm.mai=
llist-manage.com/click/1103167e247014974/1103167e24700ea63" style=3D"paddin=
g:0px 0px;background-color:#fe0713;width:220px;height:33px;font-size:11pt;d=
irection:ltr;font-family:Arial;color:#ffffff;cursor:pointer;text-decoration=
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e=3D"l_1">
=09=09=09=09=09=09=09<font style=3D"color:#ffffff;display:table-cell;vertic=
al-align:middle;">
                     =09=09   Products Click Here
=09=09=09=09=09=09=09</font>
                        </a>
                    </td>
                </tr>
                </tbody></table>
            </div>
=09</div>
=09</td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1706796846244" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09
=09=09=09 <div class=3D"zpelement-wrapper divider" id=3D"elm_1706796846244"=
 style=3D";word-wrap:break-word;overflow:hidden;background-color:;">
=09=09=09 <table bgcolor border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;pa=
dding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;font-si=
ze:5px; mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;background-color:;" width=3D"100%">
=09=09=09 <tbody><tr><td class=3D"txtsize" style=3D" mso-table-lspace:0pt; =
font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0=
pt;font-size:12px;border:0px;padding:10px 7px 18px 7px;border-collapse:coll=
apse;">
=09=09=09=09=09<div class=3D"divider" style=3D"margin:0px;padding:0px;text-=
align:center;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"dvdrtbl" style=3D"border-collapse:collapse;border-col=
lapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;b=
order: 0px; font-size: 0px; width: 69%; margin: auto; border-collapse: init=
ial;" width=3D"69%"> <tbody><tr><td align=3D"center" height=3D"0" style=3D"=
border-collapse:collapse; mso-table-lspace:0pt;font-family:Arial, Helvetica=
, sans-serif; mso-table-rspace:0pt;border:0px;border-top:2px solid red;bord=
er-bottom:none;border-left:none;border-right:none;font-size:0px;margin:0px;=
padding:0px;width:100%;" width=3D"100%">       </td> </tr></tbody></table><=
/div>
=09=09=09</td></tr></tbody></table>
=09=09=09</div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958045450" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958045450" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:15pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div componentlineheight=3D"15pt" style=3D"line-h=
eight: 15pt;"><p align=3D"center" style=3D"line-height:1.7;font-family:Aria=
l,verdana;font-size:12px;padding:0px;margin: 0;color: rgb(0, 0, 0); font-fa=
mily: Arial, Helvetica; font-size: 12pt; text-align: center; line-height: 1=
5pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0); font-size: 12pt; line-height: 15pt;"><span style=3D"line-height:=
 15pt;">

</span></font></p><font style=3D"font-size: 11pt; line-height: 15pt;"><span=
 style=3D"font-family: Arial, Helvetica; background-color: transparent; col=
or: rgb(0, 0, 0); font-size: 11pt; line-height: 15pt;"><div align=3D"center=
" style=3D"text-align: center;"><span style=3D"background-color: transparen=
t; line-height: 15pt;">Personal or Business Bank Statments</span></div><div=
 align=3D"center" style=3D"text-align: center;"><br></div></span><span styl=
e=3D"font-family: Arial, Helvetica; background-color: transparent; color: r=
gb(0, 0, 0); font-size: 11pt; line-height: 15pt;"><div align=3D"center" sty=
le=3D"text-align: center;"><span style=3D"background-color: transparent; fo=
nt-size: 12pt; line-height: 15pt;">Loans up to 4 Million Dollars</span><br>=
</div><div align=3D"center" style=3D"text-align: center;"><span style=3D"ba=
ckground-color: transparent; font-size: 12pt; line-height: 15pt;"><br></spa=
n></div></span><span style=3D"font-family: Arial, Helvetica; background-col=
or: transparent; color: rgb(0, 0, 0); font-size: 11pt; line-height: 15pt;">=
<div align=3D"center" style=3D"text-align: center;"><span style=3D"backgrou=
nd-color: transparent; line-height: 15pt;">Non QHEM Plus Up to 90% Purchase=
</span></div><div align=3D"center" style=3D"text-align: center;"><span styl=
e=3D"background-color: transparent; line-height: 15pt;"><br></span></div></=
span><span style=3D"font-family: Arial, Helvetica; background-color: transp=
arent; color: rgb(0, 0, 0); font-size: 11pt; line-height: 15pt;"><div align=
=3D"center" style=3D"text-align: center;"><span style=3D"background-color: =
transparent; font-size: 11pt; line-height: 15pt;">2nd Home & Investment up =
to 80 LTV</span><br></div><div align=3D"center" style=3D"text-align: center=
;"><span style=3D"background-color: transparent; font-size: 11pt; line-heig=
ht: 15pt;"><br></span></div></span><span style=3D"font-family: Arial, Helve=
tica; background-color: transparent; color: rgb(0, 0, 0); font-size: 11pt; =
line-height: 15pt;"><div align=3D"center" style=3D"text-align: center;"><sp=
an style=3D"background-color: transparent; font-size: 11pt; line-height: 15=
pt;">Non-Warrantable Condos Allowed</span></div><div align=3D"center" style=
=3D"text-align: center;"><span style=3D"background-color: transparent; font=
-size: 11pt; line-height: 15pt;"><br></span></div></span><span style=3D"fon=
t-family: Arial, Helvetica; background-color: transparent; color: rgb(0, 0,=
 0); font-size: 11pt; line-height: 15pt;"><div align=3D"center" style=3D"te=
xt-align: center;"><span style=3D"background-color: transparent; line-heigh=
t: 15pt;">Credit Scores Down to 600 FICO</span></div><div align=3D"center" =
style=3D"text-align: center;"><span style=3D"background-color: transparent;=
 line-height: 15pt;"><br></span></div></span><span style=3D"font-family: Ar=
ial, Helvetica; background-color: transparent; color: rgb(0, 0, 0); font-si=
ze: 11pt; line-height: 15pt;"><div align=3D"center" style=3D"text-align: ce=
nter;"><span style=3D"background-color: transparent; line-height: 15pt;">Re=
cent Credit Events Allowed</span></div><div align=3D"center" style=3D"text-=
align: center;"><span style=3D"background-color: transparent; line-height: =
15pt;"><br></span></div></span><span style=3D"font-family: Arial, Helvetica=
; background-color: transparent; color: rgb(0, 0, 0); font-size: 11pt; line=
-height: 15pt;"><div align=3D"center" style=3D"text-align: center;"><span s=
tyle=3D"background-color: transparent; font-size: 11pt; line-height: 15pt;"=
>30 year and 40 year Mortgage Terms</span><br></div><div align=3D"center" s=
tyle=3D"text-align: center;"><span style=3D"background-color: transparent; =
font-size: 11pt; line-height: 15pt;"><br></span></div></span><span style=3D=
"font-family: Arial, Helvetica; background-color: transparent; color: rgb(0=
, 0, 0); font-size: 11pt; line-height: 15pt;"><div align=3D"center" style=
=3D"text-align: center;"><span style=3D"background-color: transparent; line=
-height: 15pt;">Interest Only Options Available</span></div><div align=3D"c=
enter" style=3D"text-align: center;"><span style=3D"background-color: trans=
parent; line-height: 15pt;"><br></span></div><div align=3D"center" style=3D=
"text-align: center;"><span style=3D"background-color: transparent; line-he=
ight: 15pt;">Debt Ratio up to 55%</span></div></span></font><font color=3D"=
#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); font-size:=
 12pt; font-family: Arial, Helvetica; line-height: 15pt;">

</font><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verda=
na;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: center; =
line-height: 15pt;"></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1706796949273" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09
=09=09=09 <div class=3D"zpelement-wrapper divider" id=3D"elm_1706796949273"=
 style=3D";word-wrap:break-word;overflow:hidden;background-color:;">
=09=09=09 <table bgcolor border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;pa=
dding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;font-si=
ze:5px; mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;background-color:;" width=3D"100%">
=09=09=09 <tbody><tr><td class=3D"txtsize" style=3D" mso-table-lspace:0pt; =
font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0=
pt;font-size:12px;border:0px;padding:18px 7px 18px 7px;border-collapse:coll=
apse;">
=09=09=09=09=09<div class=3D"divider" style=3D"margin:0px;padding:0px;text-=
align:center;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"dvdrtbl" style=3D"border-collapse:collapse;border-col=
lapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;b=
order: 0px; font-size: 0px; width: 69%; margin: auto; border-collapse: init=
ial;" width=3D"69%"> <tbody><tr><td align=3D"center" height=3D"0" style=3D"=
border-collapse:collapse; mso-table-lspace:0pt;font-family:Arial, Helvetica=
, sans-serif; mso-table-rspace:0pt;border:0px;border-top:2px solid red;bord=
er-bottom:none;border-left:none;border-right:none;font-size:0px;margin:0px;=
padding:0px;width:100%;" width=3D"100%">       </td> </tr></tbody></table><=
/div>
=09=09=09</td></tr></tbody></table>
=09=09=09</div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958068653" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















=09<table bgcolor=3D"transparent" cellpadding=3D"0" cellspacing=3D"0" style=
=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:=
none;" width=3D"100%">
        <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:colla=
pse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, san=
s-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7px 15px;bo=
rder-top:none none none;border-bottom:none none none;padding-top:0px;paddin=
g-bottom:0px;padding-right:0px;padding-left:0px;">
        <div class=3D"zpelement-wrapper buttonElem" id=3D"elm_1698958068653=
" style=3D"overflow:hidden;word-wrap:break-word;">
=09    <div class=3D"zpAlignPos" style=3D"text-align:center;">
                <table align=3D"center" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border=
:none;padding:0px;border:0px;margin:0px auto;border-collapse:separate; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">
                <tbody><tr>
                   <td align=3D"center" class=3D"txtsize" style=3D"border-c=
ollapse:collapse; mso-table-lspace:0pt; font-size:12px; mso-table-rspace:0p=
t;font-size:12px;border:0px;padding:0px;color:#ffffff;font-family:Arial;tex=
t-align:center;border-radius:110px;text-align:center;cursor:pointer;">
                         <!--[if mso]>
=09=09=09=09=09          <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:=
vml" xmlns:w=3D"urn:schemas-microsoft-com:office:office" href=3D"mailto:sne=
lson@thelender.com?subject=3DLoan%20Scenarios%20" style=3D"border-radius:11=
0px;height:33px;v-text-anchor:middle;width:220px;" arcsize=3D"110%" strokec=
olor=3D"#ffffff" strokeweight =3D"0px" fillcolor=3D"#fe0713">
=09=09=09=09=09          <v:stroke dashstyle=3D"solid" />
=09=09=09=09=09            <w:anchorlock/>
=09=09=09=09=09            <center style=3D"direction:ltr;color:#ffffff;fon=
t-family:Arial;font-size:11pt;">Scenarios Click Here</center>
=09=09=09=09=09          </v:roundrect>
        =09=09=09=09<![endif]-->
                        <a align=3D"center" href=3D"mailto:snelson@thelende=
r.com?subject=3DLoan%20Scenarios%20" style=3D"padding:0px 0px;background-co=
lor:#fe0713;width:220px;height:33px;font-size:11pt;direction:ltr;font-famil=
y:Arial;color:#ffffff;cursor:pointer;text-decoration:none;border-radius:110=
px;border:0px solid #ffffff;border-collapse:separate;display:table;mso-hide=
:all;text-align:center;">
=09=09=09=09=09=09=09<font style=3D"color:#ffffff;display:table-cell;vertic=
al-align:middle;">
                     =09=09   Scenarios Click Here
=09=09=09=09=09=09=09</font>
                        </a>
                    </td>
                </tr>
                </tbody></table>
            </div>
=09</div>
=09</td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958395448" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958395448" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p align=3D"center" style=3D"font-fami=
ly:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-h=
eight: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, He=
lvetica" style=3D"color:#000000;font-size: 12pt;"><span>

</span></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;fo=
nt-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-a=
lign: center;"><b style=3D"font-size: 11pt; font-family: Arial, Helvetica; =
background-color: transparent;">Sam Nelson - Account Executive</b><br></p><=
p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color=
:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><fon=
t face=3D"Arial, Helvetica" style><font face=3D"Arial, Helvetica" style><fo=
nt style><font style><font style><b style><font style><font style=3D"font-s=
ize: 10pt;">

<b style>The<font color=3D"#fe0713" style>Lender</font></b></font><br></fon=
t></b></font></font></font></font></font></p><p align=3D"center" style=3D"f=
ont-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: =
0;line-height: 19pt; text-align: center;"><font color=3D"#000000" face=3D"A=
rial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000000" fac=
e=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font><font sty=
le=3D"font-size: 11pt;">Call or Text (949) 981-6942</font></font></font></f=
ont></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;font-=
size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-alig=
n: center;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"colo=
r: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Arial, Helvetica" style=
=3D"color: rgb(0, 0, 0);"><font style=3D"font-size: 11pt;">Email: snelson@t=
helender.com</font></font></font></p><font color=3D"#000000" face=3D"Arial,=
 Helvetica" style=3D"color:#000000;font-size: 12pt;">

</font><p style=3D"margin: 0;padding: 0px;font-family:Arial, Helvetica, san=
s-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:=
12px;padding:0px;"></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958343934" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09    =09<table bgcolor=3D"transparent" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-si=
ze:12px;border:0px;padding:0px;width:100%;border-collapse:collapse; mso-tab=
le-lspace:0pt; mso-table-rspace:0pt;word-break:break-word;background-color:=
transparent;">
=09    <tbody><tr>
=09=09<td class=3D"txtsize" style=3D"border-collapse:collapse; mso-table-ls=
pace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-tabl=
e-rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-top:none none=
 none ;border-bottom:none none none;">
            =09<div class=3D"zpelement-wrapper image" coupcmp id=3D"elm_169=
8958343934" prodcmp style=3D";word-wrap:break-word;overflow:hidden;padding:=
0px;background-color:transparent;">
=09=09=09<div>
=09=09        <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rs=
pace:0pt;font-size:12px;text-align:left;width:100%;padding:0px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;word-br=
eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
apse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helv=
etica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7=
px 15px;text-align:center;padding-top:7px;padding-bottom:7px;padding-right:=
0px;padding-left:0px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
es/1166828000017181004_zc_v1_1698958354883_jason_briscoe_gliahaj3_5a_unspla=
sh.jpg" class=3D"zpImage" height=3D"auto" hspace=3D"0" size=3D"F" src=3D"ht=
tps://stratus.campaign-image.com/images/1166828000017181004_zc_v1_169895835=
4883_jason_briscoe_gliahaj3_5a_unsplash.jpg" style=3D"width:600px;height:au=
topx;max-width:600px !important;border:0px;text-align:left;" vspace=3D"0" w=
idth=3D"600">
=09=09=09</td></tr>
=09=09=09</tbody></table>
=09=09</div>
            </div>
            </td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958426492" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09    =09<table bgcolor=3D"transparent" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-si=
ze:12px;border:0px;padding:0px;width:100%;border-collapse:collapse; mso-tab=
le-lspace:0pt; mso-table-rspace:0pt;word-break:break-word;background-color:=
transparent;">
=09    <tbody><tr>
=09=09<td class=3D"txtsize" style=3D"border-collapse:collapse; mso-table-ls=
pace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-tabl=
e-rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-top:none none=
 none ;border-bottom:none none none;">
            =09<div class=3D"zpelement-wrapper image" coupcmp id=3D"elm_169=
8958426492" prodcmp style=3D";word-wrap:break-word;overflow:hidden;padding:=
0px;background-color:transparent;">
=09=09=09<div>
=09=09        <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rs=
pace:0pt;font-size:12px;text-align:left;width:100%;padding:0px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;word-br=
eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
apse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helv=
etica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7=
px 15px;text-align:center;padding-top:7px;padding-bottom:7px;padding-right:=
15px;padding-left:15px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
es/1166828000017181004_zc_v1_1698958443150_thelender_red_background.jpg" cl=
ass=3D"zpImage" height=3D"auto" hspace=3D"0" size=3D"F" src=3D"https://stra=
tus.campaign-image.com/images/1166828000017181004_zc_v1_1698958443150_thele=
nder_red_background.jpg" style=3D"width:570px;height:autopx;max-width:570px=
 !important;border:0px;text-align:left;" vspace=3D"0" width=3D"570">
=09=09=09</td></tr>
=09=09=09</tbody></table>
=09=09</div>
            </div>
            </td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958472806" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958472806" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p align=3D"center" style=3D"font-fami=
ly:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-h=
eight: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, He=
lvetica" style=3D"color:#000000;font-size: 12pt;"><span>

</span></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;fo=
nt-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-a=
lign: center;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"c=
olor: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Arial, Helvetica" styl=
e=3D"color: rgb(0, 0, 0);"><font style><font style><font style><font style>=
<font style=3D"font-size: 9pt;">Hometown Equity Mortgage, LLC (NMLS #133519=
)</font></font></font></font></font></font></font></p><p align=3D"center" s=
tyle=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px=
;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" =
face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#00=
0000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font>=
<font><font><font><font style=3D"font-size: 9pt;">dba theLender. All Rights=
 Reserved.</font></font></font></font></font></font></font></font></p><p al=
ign=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color:#00=
0000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font co=
lor=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><f=
ont color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0=
);"><font><font><font style=3D"font-size: 9pt;">NMLS #133519. CL &ndash; 13=
3519</font></font></font></font></font></p><p align=3D"center" style=3D"fon=
t-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;=
line-height: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Ari=
al, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000000" face=
=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font><font styl=
e=3D"font-size: 9pt;"><br></font></font></font></font></font></p><p align=
=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color:#00000=
0;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=
=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font=
 color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"=
><font><font><font style><font style=3D"font-size: 9pt;">For licensing info=
rmation, go to: <a data-saferedirecturl=3D"https://www.google.com/url?q=3Dh=
ttp://www.nmlsconsumeraccess.org/&source=3Dgmail&ust=3D1699044272040000&usg=
=3DAOvVaw29GRNjzACcguiYxPUXIbfw" href=3D"http://www.nmlsconsumeraccess.org/=
" rel=3D"noopener noreferrer" style=3D"text-decoration:underline;color: rgb=
(51, 51, 51);" target=3D"_blank" zcurl_name=3D"l_3">www.nmlsconsumeraccess.=
org</a></font></font></font></font></font></font></p><p align=3D"center" st=
yle=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;=
margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" f=
ace=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000=
000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font><=
font><font><font style=3D"font-size: 9pt;"><font><a data-saferedirecturl=3D=
"https://www.google.com/url?q=3Dhttps://wholesale.thelender.com/licensing/&=
source=3Dgmail&ust=3D1699044272040000&usg=3DAOvVaw2tRdr0isTYoMszXWhv1Qbx" h=
ref=3D"https://mofway-zgpm.maillist-manage.com/click/1103167e247014974/1103=
167e24700ea67" rel=3D"noopener noreferrer" style=3D"text-decoration:underli=
ne;color: rgb(51, 51, 51);" target=3D"_blank" zcurl_name=3D"l_4">Licensing<=
/a> | </font><a data-saferedirecturl=3D"https://www.google.com/url?q=3Dhttp=
s://wholesale.thelender.com/site-map/&source=3Dgmail&ust=3D1699044272040000=
&usg=3DAOvVaw2svIp9HLhQE5zj72swE6hK" href=3D"https://mofway-zgpm.maillist-m=
anage.com/click/1103167e247014974/1103167e24700ea69" rel=3D"noopener norefe=
rrer" style=3D"text-decoration:underline;color: rgb(51, 51, 51);" target=3D=
"_blank" zcurl_name=3D"l_5">Site Map</a> | <a data-saferedirecturl=3D"https=
://www.google.com/url?q=3Dhttps://wholesale.thelender.com/privacy/&source=
=3Dgmail&ust=3D1699044272040000&usg=3DAOvVaw0NcOlp2z7KlaUlEZv3QVip" href=3D=
"https://mofway-zgpm.maillist-manage.com/click/1103167e247014974/1103167e24=
700ea6b" rel=3D"noopener noreferrer" style=3D"text-decoration:underline;col=
or: rgb(51, 51, 51);" target=3D"_blank" zcurl_name=3D"l_6">Privacy</a></fon=
t></font></font></font></font></font></font></p><p align=3D"center" style=
=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;mar=
gin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" face=
=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000000=
" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font><fon=
t style=3D"font-size: 9pt;"><font><font> </font></font><font><font><a data-=
saferedirecturl=3D"https://www.google.com/url?q=3Dhttps://wholesale.thelend=
er.com/feedback/&source=3Dgmail&ust=3D1699044272040000&usg=3DAOvVaw2impa7Hj=
Ks1QFU9Mvl5Naf" href=3D"https://mofway-zgpm.maillist-manage.com/click/11031=
67e247014974/1103167e24700ea6d" rel=3D"noopener noreferrer" style=3D"text-d=
ecoration:underline;color: rgb(51, 51, 51);" target=3D"_blank" zcurl_name=
=3D"l_7">Anonymous Feedback to theLender</a></font></font><br></font></font=
></font></font></font></p><p align=3D"center" style=3D"font-family:Arial,ve=
rdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt=
; text-align: center;"><font color=3D"#000000" face=3D"Arial, Helvetica" st=
yle=3D"color: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Arial, Helveti=
ca" style=3D"color: rgb(0, 0, 0);"><font><font style=3D"font-size: 9pt;"><b=
r></font></font></font></font></p><p align=3D"center" style=3D"font-family:=
Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-heig=
ht: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, Helve=
tica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Arial,=
 Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font style=3D"font-size: =
9pt;"></font></font></font></font></p><p align=3D"center" style=3D"font-fam=
ily:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-=
height: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, H=
elvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Ar=
ial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font style><font style=3D"f=
ont-size: 8pt;"><font style>This website is for professional use only and i=
s a </font><font style><font>business to</font> <font>business </font></fon=
t><font style>communication not intended for consumers.</font></font></font=
></font></font></p><font color=3D"#000000" face=3D"Arial, Helvetica" style=
=3D"color:#000000;font-size: 12pt;">

</font><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verda=
na;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: center;"=
></p></div>
=09=09=09</td></tr>
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       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958739636" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958739636" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:#f4f4f4;">
=09    =09<table bgcolor=3D"#f4f4f4" border=3D"0" cellpadding=3D"0" cellspa=
cing=3D"0" class=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-r=
space:0pt;font-size:12px;padding:0px;border:0px;border-collapse:collapse; m=
so-table-lspace:0pt; mso-table-rspace:0pt;word-break:break-word;-ms-text-si=
ze-adjust: 100%;-webkit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
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ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:20px;padding-bottom:20px;=
padding-right:15px;padding-left:15px;">
             =09    =09=09<div componentbgcolor=3D"#f4f4f4" componentpaddin=
gbottom=3D"20px" componentpaddingleft=3D"15px" componentpaddingright=3D"15p=
x" componentpaddingtop=3D"20px" style><p align=3D"center" style=3D"font-fam=
ily:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-=
height: 19pt; text-align: center;"><font color=3D"#333333" face=3D"Arial, H=
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ing this email as you signed up for our newsletters.</font></p><p align=3D"=
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dding:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"=
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ze: 10pt;"><span><span>Want to change how you receive these emails?</span><=
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t-align: center;"><font color=3D"#333333" face=3D"Arial, Helvetica" style=
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erline;color:#333333;" target=3D"_blank" title=3D"Update your preferences" =
zcurl_name=3D"l_9"><font color=3D"#333333" style=3D"color:#333333;">Update =
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=09=09=09=09=09</td>=20
=09=09=09=09=09</tr>=20
=09=09=09=09=09</tbody></table>
=09=09=09=09</td>=20
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