Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id wBEvHSoT3mX4lQcAchKAPA (envelope-from ) for ; Tue, 27 Feb 2024 10:51:54 -0600 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Tue, 27 Feb 2024 10:51:54 -0600 Received: from pc234-199.mailgun.net ([143.55.234.199]:44352) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1rf0gL-0026DD-39 for andrew@sterlingcal.com; Tue, 27 Feb 2024 10:51:54 -0600 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1709052697; x=1709059897; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=R3CGTTdhvNgWas2IWXRGPlUlJXeH41MFvvUqq9+4T5c=; b=P8wdrmQzEJh3seLY7+1io1I9oZ2KKhZfGEd7WbCv9jZsa9f+/7+KpeVdGt/1tBheRGJ/GpWp8Krmb8eW6Kga0Qdc9XylKe9Bnw2dOQ3NTP4Nzm6p5EE5G1O9SS+S1T0FqK6dY1huRvEAcMRJ2syhxsaUQyHrqOIyMiMfzICt8J/OIXh2b6C7fpCwP4O/AXLn1cZ4e0NPOtaDgqBox5SVRd9zGOptb1r7pb6yq7nIDsIt4pQDV8US1e5Vm/3D9w8iNLdALR1tdV4U6hZYF7YPmXOoLzTzCuPgaXYyTdvzmr54FPHEjkqSZhk6VAfJ/D9AU2Gl19Yj/yRIojSVianDEw== X-Mailgun-Sending-Ip: 143.55.234.199 X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: from ( []) by dc80e739973f with HTTP id 65de1319a7b511e5286ec47a; Tue, 27 Feb 2024 16:51:37 GMT Sender: cleclair@thelender.com Date: Tue, 27 Feb 2024 16:51:37 +0000 Mime-Version: 1.0 Subject: NonQM Asset Qualifier From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "456e9d6a-db56-430d-a20b-34c1206a5f11", "sourceType": "emailblast", "templateId": "Q6UJ9A02EIWE"} Message-Id: <20240227165137.b14c3e257ba9f178@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=0.9 X-Spam-Score: 9 X-Spam-Bar: / X-Spam-Flag: NO
<= table=20 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"= cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta= ble-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700">
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=
A= SSET QUALIFIER

For those sitting on stacks of cash and are<= /strong>

looking t= o push their savings to work for them.

  • Option = 1 | 60 months
    • Minimum Eligible Assets required are the le= ssor of $1,000,000 or 150% of the loan amount
    • Qualifying income based upon Total Assets Eligible for De= pletion, less down payment, less out of pocket closing costs, less required= reserves, divided by 60.
    • Ma= ximum DTI 43%
    • Opti= on 2 | 84 months
      • No Minimum Eligible Assets amount is required.
      • Qualifying income based upon Total Assets Eli= gible for Depletion, less down payment, less out of pocket closing costs, l= ess required reserves, divided by 84.
      • Maximum DTI 43%
    <= ul style=3D"line-height:1.2;mso-line-height-alt:21.599999999999998px;font-s= ize:18px">
  • Loan amounts up to $4MM
  • Non-Warrantable Condos allowed
  • No income documentation necess= ary
  • Credit scores as low as = 600
  • Recent credit events allowed
    • All occupancy types allowed7/6 and 10/6 ARM, 30, and 40 FRM
  • M= ultiple financed properties allowed


    •  

    = Elig= ible asset sources   

    • Checking
    • Savi= ngs
    • Money Market Accounts
    • Stocks
    • Bonds
    • Mutual Funds
    • R= etirement Assets
    =
     

    Cameron Leclair

    =

    (949) 312-5374 | cleclair@thelender.com <= /p>

    theLender.com | About Us | P= roducts | Mortgage Partner | Contact

    here. You're receiving this communication fro= m us because you've given Hometown Equity Mortgage, LLC d/b/a theLender you= r email in the past, and we're trying to stay in touch with you. If you pre= fer to contact us in writing, please mail any correspondence to 25531 Comme= rcentre #250 Lake Forest, CA 92630.

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    3D'clear'