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<span style=3D"color:#ffffff;font-size:14px;"><strong><a style=3D"text-deco=
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rel=3D"noopener">Appraisals </a></strong><a style=3D"text-decoration:none;c=
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a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.=
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Bx8tcS5jiRtLpuVWItOQw-vTBrwMn-ffAAAA__9ZbmDI" target=3D"_blank" rel=3D"noop=
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rE8fp-tBx8tcS5jiRtLpuVWItOQw-vTBrwMn-ffAAAA__9ZbmDI" target=3D"_blank" rel=
=3D"noopener">&nbsp;</a><a style=3D"text-decoration: none; color: #FFFFFF;"=
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jJHFPWjlpcNxAGejiYO1jXWyAWxli4RJiSmABC0BpLKqaczJWk9ybMF7bwYXVaUl3ynTkqic4jq=
LiWnuUxil9TC0UBOQqbXGVGNyTT0ap7yJ0jpjRA535m2vmnMFXQXdcRynf28VdPNa-IY3qjcsvF=
CpoBMl4JIKHZWWO1PJ03KLmJ_4ff0ukZ6aNOOUh4w7C6Z5y8jUp_D6GwVe-s_rTwAAAP__2jBjK=
A" target=3D"_blank" rel=3D"noopener">Become<span style=3D"color:#e4002b;fo=
nt-size:14px;">_</span>a<span style=3D"color:#e4002b;font-size:14px;">_</sp=
an>Partner </a></strong><a style=3D"text-decoration: none; color: #FFFFFF;"=
 href=3D"http://email.thelender.com/c/eJxUkL1qwzAURp_G2hyka_1Yg4YQanC20pbS8=
Vq6TgzyD_ItJm9fSLt0_YbvcE4KxjnltKCgnGy1NlYZQQtP_OhTuNiPqz9LdXnrv_7W98dG4bIu=
jJHFPWjlpcNxAGejiYO1jXWyAWxli4RJiSmABC0BpLKqaczJWk9ybMF7bwYXVaUl3ynTkqic4jq=
LiWnuUxil9TC0UBOQqbXGVGNyTT0ap7yJ0jpjRA535m2vmnMFXQXdcRynf28VdPNa-IY3qjcsvF=
CpoBMl4JIKHZWWO1PJ03KLmJ_4ff0ukZ6aNOOUh4w7C6Z5y8jUp_D6GwVe-s_rTwAAAP__2jBjK=
A" target=3D"_blank" rel=3D"noopener">|</a><strong><a style=3D"text-decorat=
ion: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkL1qwz=
AURp_G2hyka_1Yg4YQanC20pbS8Vq6TgzyD_ItJm9fSLt0_YbvcE4KxjnltKCgnGy1NlYZQQtP_=
OhTuNiPqz9LdXnrv_7W98dG4bIujJHFPWjlpcNxAGejiYO1jXWyAWxli4RJiSmABC0BpLKqaczJ=
Wk9ybMF7bwYXVaUl3ynTkqic4jqLiWnuUxil9TC0UBOQqbXGVGNyTT0ap7yJ0jpjRA535m2vmnM=
FXQXdcRynf28VdPNa-IY3qjcsvFCpoBMl4JIKHZWWO1PJ03KLmJ_4ff0ukZ6aNOOUh4w7C6Z5y8=
jUp_D6GwVe-s_rTwAAAP__2jBjKA" target=3D"_blank" rel=3D"noopener">&nbsp;</a>=
<a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.th=
elender.com/c/eJxUkD1r8zAURn-NtDlIV9-DhhBeg7O9tKV0lKXr2iA7wbrF5N8X0i5dn-E5n=
FOicU46zTFKJ7zWxkrDcaOFHkOJF_t2DWchLy_Dx-_6-rhjvNw2Spn4HN1kiwfvRVBhnOSkZMEg=
QkZU2ubk-RJBgBYAQlqplDlZG1BMHkIIZnRZMi1oxopbwf2UbytfCNehxEnYAKOHDgFNp3UqXSp=
OdZNxMpgsrDOG1zgT3RtTZwY9g_44jtOfNwb9ngjbjEiNQc_3mLay48G0aIR7XbbPnOoT3G5fe8=
anIK5pqWNNjTjheq-JcCjx_08O-De8X78DAAD__8wOYTM" target=3D"_blank" rel=3D"noo=
pener">Rates</a></strong></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-3" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;background-color:#fff;color:#000;width:700px;margin:0 auto" width=3D"700">=
<tbody>
<tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:=
0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;bor=
der-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"ima=
ge_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
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"><tr><td class=3D"pad" style=3D"width:100%;padding-right:0;padding-left:0"=
><div class=3D"alignment" align=3D"center" style=3D"line-height:10px"><img=
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class=3D"fullWidth" src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/use=
rs/Integrators/3fd3a448-3d02-49a4-af26-a82213fec67e/thelender/NonQM---Bank-=
Statement-Qualifier.jpg" style=3D"display:block;height:auto;border:0;max-wi=
dth:700px;width:100%" width=3D"700" alt=3D"We are here for you, America" ti=
tle=3D"We are here for you, America"></div></td></tr></table></td></tr></tb=
ody></table></td></tr></tbody></table><table class=3D"row row-4" align=3D"c=
enter" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"text_block block-1" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr>=
<td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-ri=
ght:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div=20
class style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-s=
ize:12px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.=
2"><p style=3D"margin:0;text-align:center;mso-line-height-alt:14.3999999999=
99999px"><span style=3D"color:#e4002b;"><strong><span style=3D"font-size:34=
px;">BANK STATEMENT QUALIFIER</span></strong></span></p><p style=3D"margin:=
0;text-align:center;mso-line-height-alt:40.8px">
<span style=3D"color:#000000;font-size:20px;"><strong><span style>For those=
 who are self-employed and looking to own a home</span></strong></span></p>=
</div></div></td></tr></table><table class=3D"text_block block-2" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-r=
ight:20px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><ul=
 style=3D"line-height:1.2;mso-line-height-alt:14.399999999999999px;font-siz=
e:18px"><li><span style=3D"font-size:18px;">Personal and Business Bank Stat=
ements allowed</span></li><li><span style=3D"font-size:18px;">12 month and =
24 month Bank Statement options</span></li><li><p style=3D"margin:0;mso-lin=
e-height-alt:21.599999999999998px">Max LTV (purchase only)
</p><ul style=3D"line-height:1.2;mso-line-height-alt:21.599999999999998px;f=
ont-size:18px"><li><p style=3D"margin:0;mso-line-height-alt:21.599999999999=
998px">Up to 90% on Non QHEM Plus</p></li><li><p style=3D"margin:0;mso-line=
-height-alt:21.599999999999998px">Up to 85% on standard Non QHEM</p></li></=
ul></li><li><span style=3D"font-size:18px;">2nd Home and Investment propert=
ies up to 80% LTV</span></li><li><span style=3D"font-size:18px;">Loan amoun=
ts up to $4MM</span></li><li>
<span style=3D"font-size:18px;">Non-Warrantable Condos allowed</span></li><=
li><span style=3D"font-size:18px;">DTI up to 55%</span></li><li><span style=
=3D"font-size:18px;">Credit scores down to 600</span></li><li><span style=
=3D"font-size:18px;">Recent Credit Events Allowed</span></li><li>7/6 and 10=
/6 ARM, 30, and 40 yr I/O option not fixed</li><li><span style=3D"font-size=
:18px;">Multiple financed properties allowed</span></li></ul></div></div></=
td></tr></table></td></tr></tbody></table></td></tr></tbody>
</table><table class=3D"row row-5" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m=
so-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-co=
ntent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;co=
lor:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"c=
olumn column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span>&#8202;</span></td></tr></table></div></td></tr></table><table class=
=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rs=
pace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-bottom=
:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14p=
x;text-align:center;mso-line-height-alt:16.8px"><span style=3D"font-size:18=
px;"><strong>Cameron Leclair</strong></span></p><p style=3D"margin:0;font-s=
ize:14px;text-align:center;mso-line-height-alt:16.8px">
<strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color:#000080;fo=
nt-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></span></p></di=
v></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tab=
le><table class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content s=
tack" align=3D"center" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr>=
<td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"text_bl=
ock block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"=
0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-li=
ne-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"=
margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
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0-1d3MM5nDyRJWckWYK9cz5Yb2TWUR89p2N4O8cD2ONL__G7vj7uko63WXNRc03FZbDREnSBKeb=
IIRCiuMyDpY7YjAkBHSCCDbbr_C6EKDDsMcboL1Rs40CvUmVmWXblNplRZeo5DRAiXvbYCopvnc=
vcZqauHTzZ6AsE8t7UdFW9r013aPDU4Gnbtt2ftwZPZkl55kW2xsGqstRx_iy5Plnr7Wsp8nSSK=
Y_1UvOqRmW616zSc_r_UwD_9e_n7wAAAP__hvVb6g" target=3D"_blank" rel=3D"noopene=
r">theLender.com</a> | <a style=3D"text-decoration: underline; color: #E400=
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u2lLaVHyVo3BvkDe4PJvy-kpdDrc5hhJgfjnHJaUlAOGq2NVUbSzCM_uhwu9u3qz6AuL93Hj74-=
VgqXZebYs7wFSs7amOpEMEA0gzNQN5AsgSM0CuUYEFADIiir6tqcrPUEQ4Pee5Ncr4QGvlGhOdN=
26pdJjkxTl8MA1mNqsCIkU2kdcxWzq6vBOOVND9YZI0u4Ma-7qM8CW4HtcRynP2kC25iWO1e_Kr=
CVW4hz3ugQGnamrYzzZx_Ls31f7ltPz5U0xbGkEneWTNNaIlOXw__vT_Bf9379CgAA__-gZGLX"=
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coration: underline; color: #E4002B;" href=3D"http://email.thelender.com/c/=
eJxUkL2K4zAURp_G6hyka13JKlSEsAanW3aHYUr93EwM8g_yDSZvP5CZZtqv-A7nZI_WKqsFeWV=
lrzUahYIWnvg5Zn8xb1d3luryb_z4Wf8_N_KXdeGQWNx9ikA2ZOhiwE6nPiPG3EdyPWoy2IvJgw=
QtAaQyquvwZIwjeevBOYfRJtVoyXcqtGSqp7TOYmKax-xv0jiIPbQEhK3WIbch2669oVUOkzQWU=
RR_Z972pjs3MDQwHMdx-vXWwFAD095udc2PxHsDg6g-LLnS0Wi5M9UyLZ8plBd8Xx810UuS5jCV=
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Products</a>&nbsp;| <a style=3D"text-decoration: underline; color: #E4002B;=
" href=3D"http://email.thelender.com/c/eJxUkL1qwzAURp_G2hyka_1Yg4YQanC20pbS=
8Vq6TgzyD_ItJm9fSLt0_YbvcE4KxjnltKCgnGy1NlYZQQtP_OhTuNiPqz9LdXnrv_7W98dG4bI=
ujJHFPWjlpcNxAGejiYO1jXWyAWxli4RJiSmABC0BpLKqaczJWk9ybMF7bwYXVaUl3ynTkqic4j=
qLiWnuUxil9TC0UBOQqbXGVGNyTT0ap7yJ0jpjRA535m2vmnMFXQXdcRynf28VdPNa-IY3qjcsv=
FCpoBMl4JIKHZWWO1PJ03KLmJ_4ff0ukZ6aNOOUh4w7C6Z5y8jUp_D6GwVe-s_rTwAAAP__2jBj=
KA" target=3D"_blank" rel=3D"noopener">Mortgage Partner</a>&nbsp;| <a style=
=3D"text-decoration: underline; color: #E4002B;" href=3D"http://email.thele=
nder.com/c/eJxUkL1qwzAUhZ_G2hykq3sla9AQQg3OVtpSOurnujHITrBVTN6-kHTpeoZzzvdl=
T9Yqi4K9srJDJKNI8FKneh-yP5mPsztKdXobvv7S9_uN_em61JCquHgMWinnOlQ6BhcRI5EcQyS=
jx27EKCYPElACSGWU1nQwxrEcO3DOUbRJNSjrhQsvmddDus5iqjwP2Y_SOIgdtAxMLWLIbchWty=
NZ5ShJY4lE8Zdab1ujjw30DfT7vh_-tTXQp-fZFhroxerDklfeG5Rb5bVMy3cK5bG7XX_WxA8-n=
sNUYglbFZXnWwmVh-xfnzbgZfg8_wYAAP__9z1f-w" target=3D"_blank" rel=3D"noopene=
r">Contact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-7" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block =
block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;max-width:65px;width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;text-align:center" align=3D"center"><div style=
=3D"font-size: 12px; line-height: 14px; font-family: Arial, 'Helvetica Neue=
', Helvetica, sans-serif; color: #555555; text-align: left;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
</div><br />

<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;">
  <p style=3D"font-size: 12px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">We hope you found the content of this message to be i=
nformative. If you'd rather not receive emails like this from us in the fut=
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cRcOPz0e-ulhEiYEEXFkEyLwMo4ZJyyybWjCtDHJiu8e5C0mq6dN-Umfp94mq64NSofomLC9IoJ=
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m4Kb_fdlXx5mq_dbphpxrwXwH_-ZD1qnG1U2OIhkS1ZrAXFOMx2ME17UErdx117M6DttfP8-VCs=
L53KtiNSfIPC7jbFA9_AgAA___I_s7a" target=3D"_blank" style=3D"background-colo=
r: rgb(255, 255, 255);">here</a>. You're receiving this communication from =
us because you've given Hometown Equity Mortgage, LLC d/b/a theLender your =
email in the past, and we're trying to stay in touch with you. If you prefe=
r to contact us in writing, please mail any correspondence to 25531 Commerc=
entre #250 Lake Forest, CA 92630.</span></p>
</div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody><=
/table></td></tr></tbody></table><!-- End --></body></html><br /><img src=
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