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Date: Fri, 9 Feb 2024 09:04:55 -0800 (PST)
From: snelson@thelender.com
To: andrew@sterlingcal.com
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Subject: DSCR Loans 5-8 Unit Residential Investment Properties | Fico as low
 as 660
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NONI 58
5-8 Unit Residential Investment Properties

https://wholesale.thelender.com/qm-products/ Products Click Here

=20

=E2=80=A2 Loan amounts up to $2MM

=E2=80=A2 L TV's up to max 75%

=E2=80=A2 Cash in hand up to $1MM

=E2=80=A2 Fico score as low as 660

=E2=80=A2 As low as 24 months seasoning on
BK/FC/SS/DIL

=E2=80=A2 Qualify off ITIA payment
when Interest Only is selected

=E2=80=A2 As low as 3 months reserves

=E2=80=A2 Only 30 day asset verification required.

=E2=80=A2 Gift funds allowed

=E2=80=A2 1/0 option available

=E2=80=A2 No tradeline requirements for Borrowers
with 3 credit scores reporting on credit

=20

mailto:snelson@thelender.com?subject=3DLoan%20Scenarios%20 Loan Scenarios C=
lick Here

Sam Nelson - Account Executive
The Lender " Team Reginald Peterson "
Call or Text (949) 981-6942
Email: snelson@thelender.com

Hometown Equity Mortgage, LLC (NMLS #133519)
dba theLender. All Rights Reserved.
NMLS #133519. CL =E2=80=93 133519

For licensing information, go to: http://www.nmlsconsumeraccess.org/ http:/=
/www.nmlsconsumeraccess.org/

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:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p align=3D"center" style=3D"font-fami=
ly:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-h=
eight: 19pt; text-align: center;"><font face=3D"Arial, Helvetica" style=3D"=
font-size: 32pt;">

<b style>

NONI<font color=3D"#fe0713" style>58</font></b></font></p><p align=3D"cente=
r" style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding=
:0px;margin: 0;line-height: 19pt; text-align: center;"><font face=3D"Arial,=
 Helvetica" style=3D"font-size: 12pt;"><font color=3D"#fe0713"><b style><sp=
an>5-8 Unit Residential Investment Properties

</span></b></font></font></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958082843" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















=09<table bgcolor=3D"transparent" cellpadding=3D"0" cellspacing=3D"0" heigh=
t=3D"48" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12p=
x;border:0px;border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspa=
ce:0pt;border:none;" width=3D"100%">
        <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:colla=
pse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, san=
s-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7px 15px;bo=
rder-top:none none none;border-bottom:none none none;padding-top:13px;paddi=
ng-bottom:8px;padding-right:0px;padding-left:0px;">
        <div class=3D"zpelement-wrapper buttonElem" id=3D"elm_1698958082843=
" style=3D"overflow:hidden;word-wrap:break-word;">
=09    <div class=3D"zpAlignPos" style=3D"text-align:center;">
                <table align=3D"center" cellpadding=3D"0" cellspacing=3D"0"=
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:none;padding:0px;border:0px;margin:0px auto;border-collapse:separate; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">
                <tbody><tr>
                   <td align=3D"center" class=3D"txtsize" style=3D"border-c=
ollapse:collapse; mso-table-lspace:0pt; font-size:12px; mso-table-rspace:0p=
t;font-size:12px;border:0px;padding:0px;color:#ffffff;font-family:Arial;tex=
t-align:center;border-radius:100px;text-align:center;cursor:pointer;">
                         <!--[if mso]>
=09=09=09=09=09          <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:=
vml" xmlns:w=3D"urn:schemas-microsoft-com:office:office" href=3D"https://mo=
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yle=3D"border-radius:100px;height:40px;v-text-anchor:middle;width:200px;" a=
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=09=09=09=09=09=09=09<font style=3D"color:#ffffff;display:table-cell;vertic=
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                     =09=09   Products Click Here
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</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1706709447255" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
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se;" valign=3D"top">

=09=09
=09=09=09 <div class=3D"zpelement-wrapper divider" id=3D"elm_1706709447255"=
 style=3D";word-wrap:break-word;overflow:hidden;background-color:;">
=09=09=09 <table bgcolor border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;pa=
dding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;font-si=
ze:5px; mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;background-color:;" width=3D"100%">
=09=09=09 <tbody><tr><td class=3D"txtsize" style=3D" mso-table-lspace:0pt; =
font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0=
pt;font-size:12px;border:0px;padding:18px 7px 18px 7px;border-collapse:coll=
apse;">
=09=09=09=09=09<div class=3D"divider" style=3D"margin:0px;padding:0px;text-=
align:center;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"dvdrtbl" style=3D"border-collapse:collapse;border-col=
lapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;b=
order: 0px; font-size: 0px; width: 80%; margin: auto; border-collapse: init=
ial;" width=3D"80%"> <tbody><tr><td align=3D"center" height=3D"0" style=3D"=
border-collapse:collapse; mso-table-lspace:0pt;font-family:Arial, Helvetica=
, sans-serif; mso-table-rspace:0pt;border:0px;border-top:2px solid red;bord=
er-bottom:none;border-left:none;border-right:none;font-size:0px;margin:0px;=
padding:0px;width:100%;" width=3D"100%"> &nbsp; &nbsp; &nbsp; </td> </tr></=
tbody></table></div>
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=09=09=09</div>
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<tr><td class=3D"txtsize" id=3D"elm_1699066621048" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1699066621048" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:18pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div componentlineheight=3D"18pt" style=3D"line-h=
eight: 18pt;"><p align=3D"center" style=3D"line-height:1.7;font-family:Aria=
l,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: c=
enter; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica=
" style=3D"color: rgb(0, 0, 0); font-size: 12pt; line-height: 18pt;"><span =
style=3D"line-height: 18pt;">

</span></font></p><p align=3D"center" style=3D"line-height:1.7;font-family:=
Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-alig=
n: center; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helve=
tica" style=3D"color: rgb(0, 0, 0); font-size: 12pt; line-height: 18pt;"><f=
ont color=3D"#000000" face=3D"Arial, Helvetica" style=3D"font-size: 12pt; c=
olor: rgb(0, 0, 0); line-height: 18pt;"><font style=3D"line-height: 18pt;">=
</font></font></font></p><p align=3D"center" style=3D"line-height:1.7;font-=
family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;te=
xt-align: center; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial=
, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font color=
=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-h=
eight: 18pt;"><font style=3D"line-height: 18pt;"><font color=3D"#000000" fa=
ce=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><=
font style=3D"font-size: 12pt; line-height: 18pt;"><b>&bull; Loan amounts u=
p to $2MM</b></font></font></font></font></font></p><p align=3D"center" sty=
le=3D"line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#0000=
00;padding:0px;margin: 0;text-align: center; line-height: 18pt;"><font colo=
r=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-=
height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"c=
olor: rgb(0, 0, 0); line-height: 18pt;"><font style=3D"line-height: 18pt;">=
<font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0,=
 0); line-height: 18pt;"><font style=3D"font-size: 12pt; line-height: 18pt;=
"><b><br></b></font></font></font></font></font></p><p align=3D"center" sty=
le=3D"line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#0000=
00;padding:0px;margin: 0;text-align: center; line-height: 18pt;"></p><p ali=
gn=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;font-size:=
12px; color:#000000;padding:0px;margin: 0;text-align: center; line-height: =
18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rg=
b(0, 0, 0); line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helv=
etica" style=3D"color: rgb(0, 0, 0); font-size: 12pt; line-height: 18pt;"><=
b><font style=3D"line-height: 18pt;">&bull;</font> L TV's up to max 75% </b=
></font></font></p><p align=3D"center" style=3D"line-height:1.7;font-family=
:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-ali=
gn: center; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helv=
etica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font color=3D"#00=
0000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); font-size: 12=
pt; line-height: 18pt;"><b><br></b></font></font></p><p align=3D"center" st=
yle=3D"line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000=
000;padding:0px;margin: 0;text-align: center; line-height: 18pt;"><font col=
or=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line=
-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"=
color: rgb(0, 0, 0); line-height: 18pt;"><font style=3D"font-size: 12pt; li=
ne-height: 18pt;"><b>&bull; Cash in hand up to $1MM</b></font></font></font=
></p><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana=
;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: center; li=
ne-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=
=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font color=3D"#000000" face=
=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><fo=
nt style=3D"font-size: 12pt; line-height: 18pt;"><b><br></b></font></font><=
/font></p><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,ve=
rdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: cente=
r; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" st=
yle=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font color=3D"#000000" fac=
e=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><f=
ont style=3D"font-size: 12pt; line-height: 18pt;"><b>&bull; Fico score as l=
ow as 660</b></font></font></font></p><p align=3D"center" style=3D"line-hei=
ght:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px=
;margin: 0;text-align: center; line-height: 18pt;"><font color=3D"#000000" =
face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"=
><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0=
, 0); line-height: 18pt;"><font style=3D"font-size: 12pt; line-height: 18pt=
;"><b><br></b></font></font></font></p><p align=3D"center" style=3D"line-he=
ight:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0p=
x;margin: 0;text-align: center; line-height: 18pt;"><font color=3D"#000000"=
 face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;=
"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, =
0, 0); line-height: 18pt;"><font style=3D"font-size: 12pt; line-height: 18p=
t;"><b>&bull; As low as 24 months seasoning on</b></font></font></font></p>=
<p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;font=
-size:12px; color:#000000;padding:0px;margin: 0;text-align: center; line-he=
ight: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"col=
or: rgb(0, 0, 0); line-height: 18pt;"><font color=3D"#000000" face=3D"Arial=
, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font style=
=3D"font-size: 12pt; line-height: 18pt;"><b>BK/FC/SS/DIL </b></font></font>=
</font></p><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,v=
erdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: cent=
er; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" s=
tyle=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font color=3D"#000000" fa=
ce=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><=
font style=3D"font-size: 12pt; line-height: 18pt;"><b><br></b></font></font=
></font></p><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,=
verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: cen=
ter; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" =
style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font color=3D"#000000" f=
ace=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;">=
<font style=3D"font-size: 12pt; line-height: 18pt;"><b>&bull; Qualify off I=
TIA payment </b></font></font></font></p><p align=3D"center" style=3D"line-=
height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:=
0px;margin: 0;text-align: center; line-height: 18pt;"><font color=3D"#00000=
0" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18p=
t;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0=
, 0, 0); line-height: 18pt;"><font style=3D"font-size: 12pt; line-height: 1=
8pt;"><b>when Interest Only is selected</b></font></font></font></p><p alig=
n=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;font-size:1=
2px; color:#000000;padding:0px;margin: 0;text-align: center; line-height: 1=
8pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0); line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helve=
tica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font style=3D"font=
-size: 12pt; line-height: 18pt;"><b><br></b></font></font></font></p><p ali=
gn=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;font-size:=
12px; color:#000000;padding:0px;margin: 0;text-align: center; line-height: =
18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rg=
b(0, 0, 0); line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helv=
etica" style=3D"color: rgb(0, 0, 0); font-size: 12pt; line-height: 18pt;"><=
b>&bull; As low as 3 months reserves <br></b></font></font></p><p align=3D"=
center" style=3D"line-height:1.7;font-family:Arial,verdana;font-size:12px; =
color:#000000;padding:0px;margin: 0;text-align: center; line-height: 18pt;"=
><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0=
, 0); line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvetica"=
 style=3D"color: rgb(0, 0, 0); font-size: 12pt; line-height: 18pt;"><b><br>=
</b></font></font></p><p align=3D"center" style=3D"line-height:1.7;font-fam=
ily:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-=
align: center; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, H=
elvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font color=3D"=
#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-heigh=
t: 18pt;"><font style=3D"font-size: 12pt; line-height: 18pt;"><b>&bull; Onl=
y 30 day asset verification required.</b></font></font></font></p><p align=
=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;font-size:12=
px; color:#000000;padding:0px;margin: 0;text-align: center; line-height: 18=
pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(=
0, 0, 0); line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvet=
ica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font style=3D"font-=
size: 12pt; line-height: 18pt;"><b><br></b></font></font></font></p><p alig=
n=3D"center" style=3D"line-height:1.7;font-family:Arial,verdana;font-size:1=
2px; color:#000000;padding:0px;margin: 0;text-align: center; line-height: 1=
8pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0); line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helve=
tica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font style=3D"font=
-size: 12pt; line-height: 18pt;"><b>&bull; Gift funds allowed </b></font></=
font></font></p><p align=3D"center" style=3D"line-height:1.7;font-family:Ar=
ial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align:=
 center; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helveti=
ca" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font color=3D"#00000=
0" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18p=
t;"><font style=3D"font-size: 12pt; line-height: 18pt;"><b><br></b></font><=
/font></font></p><p align=3D"center" style=3D"line-height:1.7;font-family:A=
rial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;text-align=
: center; line-height: 18pt;"><font color=3D"#000000" face=3D"Arial, Helvet=
ica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;"><font color=3D"#0000=
00" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18=
pt;"><font style=3D"font-size: 12pt; line-height: 18pt;"><b>&bull; 1/0 opti=
on available</b></font></font></font></p><p align=3D"center" style=3D"line-=
height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:=
0px;margin: 0;text-align: center; line-height: 18pt;"><font color=3D"#00000=
0" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18p=
t;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0=
, 0, 0); line-height: 18pt;"><font style=3D"font-size: 12pt; line-height: 1=
8pt;"><b><br></b></font></font></font></p><p align=3D"center" style=3D"line=
-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding=
:0px;margin: 0;text-align: center; line-height: 18pt;"><font color=3D"#0000=
00" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18=
pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(=
0, 0, 0); line-height: 18pt;"><b><font style=3D"font-size: 12pt; line-heigh=
t: 18pt;"></font></b></font></font></p><p align=3D"center" style=3D"line-he=
ight:1.7;font-family:Arial,verdana;font-size:12px; color:#000000;padding:0p=
x;margin: 0;text-align: center; line-height: 18pt;"><font color=3D"#000000"=
 face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-height: 18pt;=
"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, =
0, 0); line-height: 18pt;"><font style=3D"line-height: 18pt;"><font color=
=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); line-h=
eight: 18pt;"><font style=3D"line-height: 18pt;"><font style=3D"font-size: =
12pt; line-height: 18pt;"><b>&bull; No tradeline requirements for Borrowers=
</b></font></font></font></font></font></font></p><p align=3D"center" style=
=3D"line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000000=
;padding:0px;margin: 0;text-align: center; line-height: 18pt;"><b style=3D"=
font-size: 12pt; font-family: Arial, Helvetica; background-color: transpare=
nt;">with 3 credit scores reporting on credit</b></p><p align=3D"center" st=
yle=3D"line-height:1.7;font-family:Arial,verdana;font-size:12px; color:#000=
000;padding:0px;margin: 0;text-align: center; line-height: 18pt;"></p><font=
 color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0); =
font-size: 12pt; line-height: 18pt;">

</font><p style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;=
padding:0px;margin: 0;line-height: 18pt;"></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1706709480741" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09
=09=09=09 <div class=3D"zpelement-wrapper divider" id=3D"elm_1706709480741"=
 style=3D";word-wrap:break-word;overflow:hidden;background-color:;">
=09=09=09 <table bgcolor border=3D"0" cellpadding=3D"0" cellspacing=3D"0" c=
lass=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;pa=
dding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;font-si=
ze:5px; mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;background-color:;" width=3D"100%">
=09=09=09 <tbody><tr><td class=3D"txtsize" style=3D" mso-table-lspace:0pt; =
font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-rspace:0=
pt;font-size:12px;border:0px;padding:18px 7px 18px 7px;border-collapse:coll=
apse;">
=09=09=09=09=09<div class=3D"divider" style=3D"margin:0px;padding:0px;text-=
align:center;"><table align=3D"center" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" class=3D"dvdrtbl" style=3D"border-collapse:collapse;border-col=
lapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;b=
order: 0px; font-size: 0px; width: 80%; margin: auto; border-collapse: init=
ial;" width=3D"80%"> <tbody><tr><td align=3D"center" height=3D"0" style=3D"=
border-collapse:collapse; mso-table-lspace:0pt;font-family:Arial, Helvetica=
, sans-serif; mso-table-rspace:0pt;border:0px;border-top:2px solid red;bord=
er-bottom:none;border-left:none;border-right:none;font-size:0px;margin:0px;=
padding:0px;width:100%;" width=3D"100%"> &nbsp; &nbsp; &nbsp; </td> </tr></=
tbody></table></div>
=09=09=09</td></tr></tbody></table>
=09=09=09</div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958068653" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















=09<table bgcolor=3D"transparent" cellpadding=3D"0" cellspacing=3D"0" heigh=
t=3D"48" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12p=
x;border:0px;border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspa=
ce:0pt;border:none;" width=3D"100%">
        <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:colla=
pse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, san=
s-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7px 15px;bo=
rder-top:none none none;border-bottom:none none none;padding-top:7px;paddin=
g-bottom:7px;padding-right:0px;padding-left:0px;">
        <div class=3D"zpelement-wrapper buttonElem" id=3D"elm_1698958068653=
" style=3D"overflow:hidden;word-wrap:break-word;">
=09    <div class=3D"zpAlignPos" style=3D"text-align:center;">
                <table align=3D"center" cellpadding=3D"0" cellspacing=3D"0"=
 style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12px;border=
:none;padding:0px;border:0px;margin:0px auto;border-collapse:separate; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">
                <tbody><tr>
                   <td align=3D"center" class=3D"txtsize" style=3D"border-c=
ollapse:collapse; mso-table-lspace:0pt; font-size:12px; mso-table-rspace:0p=
t;font-size:12px;border:0px;padding:0px;color:#ffffff;font-family:Arial;tex=
t-align:center;border-radius:100px;text-align:center;cursor:pointer;">
                         <!--[if mso]>
=09=09=09=09=09          <v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:=
vml" xmlns:w=3D"urn:schemas-microsoft-com:office:office" href=3D"mailto:sne=
lson@thelender.com?subject=3DLoan%20Scenarios%20" style=3D"border-radius:10=
0px;height:40px;v-text-anchor:middle;width:200px;" arcsize=3D"100%" strokec=
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=09=09=09=09=09            <w:anchorlock/>
=09=09=09=09=09            <center style=3D"direction:ltr;color:#ffffff;fon=
t-family:Arial;font-size:11pt;">Loan Scenarios Click Here</center>
=09=09=09=09=09          </v:roundrect>
        =09=09=09=09<![endif]-->
                        <a align=3D"center" href=3D"mailto:snelson@thelende=
r.com?subject=3DLoan%20Scenarios%20" style=3D"padding:0px 0px;background-co=
lor:#fe0713;width:200px;height:40px;font-size:11pt;direction:ltr;font-famil=
y:Arial;color:#ffffff;cursor:pointer;text-decoration:none;border-radius:100=
px;border:0px solid #ffffff;border-collapse:separate;display:table;mso-hide=
:all;text-align:center;">
=09=09=09=09=09=09=09<font style=3D"color:#ffffff;display:table-cell;vertic=
al-align:middle;">
                     =09=09   Loan Scenarios Click Here
=09=09=09=09=09=09=09</font>
                        </a>
                    </td>
                </tr>
                </tbody></table>
            </div>
=09</div>
=09</td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958395448" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958395448" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p align=3D"center" style=3D"font-fami=
ly:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-h=
eight: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, He=
lvetica" style=3D"color:#000000;font-size: 12pt;"><span>

</span></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;fo=
nt-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-a=
lign: center;"><b style=3D"font-size: 11pt; font-family: Arial, Helvetica; =
background-color: transparent;">Sam Nelson - Account Executive</b><br></p><=
p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color=
:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><fon=
t face=3D"Arial, Helvetica" style><font face=3D"Arial, Helvetica" style><fo=
nt style><font style><font style><b style><font style><font style=3D"font-s=
ize: 10pt;">

<b style><font color=3D"#fe0713">The Lender</font> </b><b style=3D"color: r=
gb(0, 0, 0);">&quot;<font style>Team Reginald Peterson</font>&quot;</b></fo=
nt>

<br></font></b></font></font></font></font></font></p><p align=3D"center" s=
tyle=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px=
;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" =
face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#00=
0000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font>=
<font style=3D"font-size: 11pt;">Call or Text (949) 981-6942</font></font><=
/font></font></font></p><p align=3D"center" style=3D"font-family:Arial,verd=
ana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; =
text-align: center;"><font color=3D"#000000" face=3D"Arial, Helvetica" styl=
e=3D"color: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Arial, Helvetica=
" style=3D"color: rgb(0, 0, 0);"><font style=3D"font-size: 11pt;">Email: <f=
ont color=3D"#333333"><span style=3D"text-decoration-thickness: initial; te=
xt-decoration-style: initial; text-decoration-color: initial;"><span>snelso=
n@thelender.com</span></span></font></font></font></font></p><font color=3D=
"#000000" face=3D"Arial, Helvetica" style=3D"color:#000000;font-size: 12pt;=
">

</font><p style=3D"margin: 0;padding: 0px;font-family:Arial, Helvetica, san=
s-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:=
12px;padding:0px;"></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958343934" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09    =09<table bgcolor=3D"transparent" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-si=
ze:12px;border:0px;padding:0px;width:100%;border-collapse:collapse; mso-tab=
le-lspace:0pt; mso-table-rspace:0pt;word-break:break-word;background-color:=
transparent;">
=09    <tbody><tr>
=09=09<td class=3D"txtsize" style=3D"border-collapse:collapse; mso-table-ls=
pace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-tabl=
e-rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-top:none none=
 none ;border-bottom:none none none;">
            =09<div class=3D"zpelement-wrapper image" coupcmp id=3D"elm_169=
8958343934" prodcmp style=3D";word-wrap:break-word;overflow:hidden;padding:=
0px;background-color:transparent;">
=09=09=09<div>
=09=09        <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rs=
pace:0pt;font-size:12px;text-align:left;width:100%;padding:0px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;word-br=
eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
apse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helv=
etica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7=
px 15px;text-align:center;padding-top:7px;padding-bottom:7px;padding-right:=
12px;padding-left:12px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
es/1166828000009921335_zc_v1_1698958354883_jason_briscoe_gliahaj3_5a_unspla=
sh.jpg" class=3D"zpImage" height=3D"auto" hspace=3D"0" size=3D"F" src=3D"ht=
tps://stratus.campaign-image.com/images/1166828000010995562_zc_v1_170251195=
4265_interior_design_3564955_1920.jpg" style=3D"width:576px;height:autopx;m=
ax-width:576px !important;border:0px;text-align:left;" vspace=3D"0" width=
=3D"576">
=09=09=09</td></tr>
=09=09=09</tbody></table>
=09=09</div>
            </div>
            </td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958426492" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09    =09<table bgcolor=3D"transparent" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-si=
ze:12px;border:0px;padding:0px;width:100%;border-collapse:collapse; mso-tab=
le-lspace:0pt; mso-table-rspace:0pt;word-break:break-word;background-color:=
transparent;">
=09    <tbody><tr>
=09=09<td class=3D"txtsize" style=3D"border-collapse:collapse; mso-table-ls=
pace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-tabl=
e-rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-top:none none=
 none ;border-bottom:none none none;">
            =09<div class=3D"zpelement-wrapper image" coupcmp id=3D"elm_169=
8958426492" prodcmp style=3D";word-wrap:break-word;overflow:hidden;padding:=
0px;background-color:transparent;">
=09=09=09<div>
=09=09        <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" class=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rs=
pace:0pt;font-size:12px;text-align:left;width:100%;padding:0px;border:0px;b=
order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;word-br=
eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
apse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helv=
etica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7=
px 15px;text-align:center;padding-top:7px;padding-bottom:7px;padding-right:=
12px;padding-left:12px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
es/1166828000010995562_zc_v1_1698958443150_thelender_red_background.jpg" cl=
ass=3D"zpImage" height=3D"auto" hspace=3D"0" size=3D"F" src=3D"https://stra=
tus.campaign-image.com/images/1166828000010995562_zc_v1_1698958443150_thele=
nder_red_background.jpg" style=3D"width:576px;height:autopx;max-width:576px=
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=09=09=09</td></tr>
=09=09=09</tbody></table>
=09=09</div>
            </div>
            </td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958472806" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1698958472806" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p align=3D"center" style=3D"font-fami=
ly:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;line-h=
eight: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Arial, He=
lvetica" style=3D"color:#000000;font-size: 12pt;"><span>

</span></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;fo=
nt-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-a=
lign: center;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"c=
olor: rgb(0, 0, 0);"><font color=3D"#000000" face=3D"Arial, Helvetica" styl=
e=3D"color: rgb(0, 0, 0);"><font style><font style><font style><font style>=
<font style=3D"font-size: 9pt;">Hometown Equity Mortgage, LLC (NMLS #133519=
)</font></font></font></font></font></font></font></p><p align=3D"center" s=
tyle=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px=
;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" =
face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#00=
0000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font>=
<font><font><font><font style=3D"font-size: 9pt;">dba theLender. All Rights=
 Reserved.</font></font></font></font></font></font></font></font></p><p al=
ign=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color:#00=
0000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font co=
lor=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><f=
ont color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0=
);"><font><font><font style=3D"font-size: 9pt;">NMLS #133519. CL &ndash; 13=
3519</font></font></font></font></font></p><p align=3D"center" style=3D"fon=
t-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;=
line-height: 19pt; text-align: center;"><font color=3D"#000000" face=3D"Ari=
al, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000000" face=
=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font><font styl=
e=3D"font-size: 9pt;"><br></font></font></font></font></font></p><p align=
=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color:#00000=
0;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=
=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font=
 color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"=
><font><font><font style><font style=3D"font-size: 9pt;">For licensing info=
rmation, go to: <a data-saferedirecturl=3D"https://www.google.com/url?q=3Dh=
ttp://www.nmlsconsumeraccess.org/&source=3Dgmail&ust=3D1699044272040000&usg=
=3DAOvVaw29GRNjzACcguiYxPUXIbfw" href=3D"http://www.nmlsconsumeraccess.org/=
" rel=3D"noopener noreferrer" style=3D"text-decoration:underline;color: rgb=
(51, 51, 51);" target=3D"_blank" zcurl_name=3D"l_3">www.nmlsconsumeraccess.=
org</a></font><br></font></font></font></font></font></p><p align=3D"center=
" style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:=
0px;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#00000=
0" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"=
#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><fo=
nt><font style=3D"font-size: 9pt;"><br></font></font></font></font></font><=
/p><p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; c=
olor:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: center;">=
<font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0,=
 0);"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb=
(0, 0, 0);"><font><font><font><font><font style=3D"font-size: 9pt;"><font><=
a data-saferedirecturl=3D"https://www.google.com/url?q=3Dhttps://wholesale.=
thelender.com/licensing/&source=3Dgmail&ust=3D1699044272040000&usg=3DAOvVaw=
2tRdr0isTYoMszXWhv1Qbx" href=3D"https://mofway-zgph.maillist-manage.net/cli=
ck/1103167e246b603bb/1103167e246a2878e" rel=3D"noopener noreferrer" style=
=3D"text-decoration:underline;color: rgb(51, 51, 51);" target=3D"_blank" zc=
url_name=3D"l_4">Licensing</a> | </font><a data-saferedirecturl=3D"https://=
www.google.com/url?q=3Dhttps://wholesale.thelender.com/site-map/&source=3Dg=
mail&ust=3D1699044272040000&usg=3DAOvVaw2svIp9HLhQE5zj72swE6hK" href=3D"htt=
ps://mofway-zgph.maillist-manage.net/click/1103167e246b603bb/1103167e246a28=
790" rel=3D"noopener noreferrer" style=3D"text-decoration:underline;color: =
rgb(51, 51, 51);" target=3D"_blank" zcurl_name=3D"l_5">Site Map</a> | <a da=
ta-saferedirecturl=3D"https://www.google.com/url?q=3Dhttps://wholesale.thel=
ender.com/privacy/&source=3Dgmail&ust=3D1699044272040000&usg=3DAOvVaw0NcOlp=
2z7KlaUlEZv3QVip" href=3D"https://mofway-zgph.maillist-manage.net/click/110=
3167e246b603bb/1103167e246a28792" rel=3D"noopener noreferrer" style=3D"text=
-decoration:underline;color: rgb(51, 51, 51);" target=3D"_blank" zcurl_name=
=3D"l_6">Privacy</a></font></font></font></font></font></font></font></p><p=
 align=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; color:=
#000000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><font=
 color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"=
><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0=
, 0);"><font><font><font style=3D"font-size: 9pt;"><font><font> </font></fo=
nt><font><font><a data-saferedirecturl=3D"https://www.google.com/url?q=3Dht=
tps://wholesale.thelender.com/feedback/&source=3Dgmail&ust=3D16990442720400=
00&usg=3DAOvVaw2impa7HjKs1QFU9Mvl5Naf" href=3D"https://mofway-zgph.maillist=
-manage.net/click/1103167e246b603bb/1103167e246a28794" rel=3D"noopener nore=
ferrer" style=3D"text-decoration:underline;color: rgb(51, 51, 51);" target=
=3D"_blank" zcurl_name=3D"l_7">Anonymous Feedback to theLender</a></font></=
font><br></font></font></font></font></font></p><p align=3D"center" style=
=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;mar=
gin: 0;line-height: 19pt; text-align: center;"><font color=3D"#000000" face=
=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D"#000000=
" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font styl=
e=3D"font-size: 9pt;"><br></font></font></font></font></p><p align=3D"cente=
r" style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding=
:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#0000=
00" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font color=3D=
"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><f=
ont style=3D"font-size: 9pt;"></font></font></font></font></p><p align=3D"c=
enter" style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;pad=
ding:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#=
000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font colo=
r=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><fon=
t style><font style=3D"font-size: 8pt;"><font style>This website is for pro=
fessional use only and is a </font><font style><font>business to</font> <fo=
nt>business </font></font><font style>communication not intended for consum=
ers.</font></font></font></font></font></p><font color=3D"#000000" face=3D"=
Arial, Helvetica" style=3D"color:#000000;font-size: 12pt;">

</font><p align=3D"center" style=3D"line-height:1.7;font-family:Arial,verda=
na;font-size:12px; color:#000000;padding:0px;margin: 0;text-align: center;"=
></p></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1698958739636" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
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          <div class=3D"zpelement-wrapper" id=3D"elm_1698958739636" style=
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ight=3D"11pt" componentpaddingbottom=3D"20px" componentpaddingleft=3D"15px"=
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center; line-height: 11pt;"><font color=3D"#333333" face=3D"Arial, Helvetic=
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nter; line-height: 11pt;"><font color=3D"#333333" face=3D"Arial, Helvetica"=
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