Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id 8H9vFlIQxWUEHQ8AchKAPA (envelope-from ) for ; Thu, 08 Feb 2024 11:33:06 -0600 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Thu, 08 Feb 2024 11:33:06 -0600 Received: from pc234-199.mailgun.net ([143.55.234.199]:60354) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1rY8Gn-004BLU-2g for andrew@sterlingcal.com; Thu, 08 Feb 2024 11:33:06 -0600 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1707413569; x=1707420769; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=nSyNMvMIq1z6SI0CR/q3SgzTmhanJtZaNBat09uWRno=; b=RejK2X6N8ATHXwf7OhcJhi7NqjhHkqph2gRhG6Zbq3VRKBVqzMpjREZtmqw6ZX2LxezdOSPJX3G/UjvkPgu4DQowAClg+5Jpt5zuetV94o1P/82guZQnN9xCya6rTyzu1TNWf/2VNJ/aoGHibN/pPuGOOD3IwaET4rEIqEK/FhwM4VuQuMpTE49qG5jEtjF8nsBA1E93n9Xke8AJWW0T3QXdnclMvLEHu1D1QOibRvFBreJYdI5u7bX/xshqoKc5AhBYywHCxJwuSE098bbCiiLJmkTF28Y6HJ/bsMPMyhbJzG3d5CsLUebAZ4X3HURN5AsntyktZwFj4kmeWPe67w== X-Mailgun-Sending-Ip: 143.55.234.199 X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: from ( []) by ed33876b36cc with HTTP id 65c5103f5872fa4f6ce39202; Thu, 08 Feb 2024 17:32:47 GMT Sender: cleclair@thelender.com Date: Thu, 08 Feb 2024 17:32:47 +0000 Mime-Version: 1.0 Subject: theLender - 3 Ways to Save on theSECOND From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "e3a3da64-19f5-4e6c-9d20-7fc663c5c611", "sourceType": "emailblast", "templateId": "Q6UJ9A0A6TP7"} Message-Id: <20240208173247.24ea86b3820ebcc8@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=-0.1 X-Spam-Score: 0 X-Spam-Bar: / X-Spam-Flag: NO
<= table=20 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"= cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta= ble-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700">
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the Spot | Appraisals | Broker_Resources <= a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.the= lender.com/c/eJxUkE1r8zAQhH-NdHNYfXhlH3QIAYPf01uaHnqUV5vGIDtB3mLy7wtJL70Oww= zPk2MbggleczQBgjeuxV7zKrM8xhxP-PGvP4I5vY-fv-n5ced4uq2SSPQ1YkdpAkBAYAoOKBtHv= cXeZ9867_QcLVgPFjoTnPXhYD2nDifXWeCJqFMe5MqF18z1QLdFz8LLmCO75HJC35j-0jaekZo-= W2jChRAdtYTG6BKvIvdNuaOyg7LDvu-HP2vKDpW323cl3pQddI1pzZV35WETrmVevyiV5--r9eT= jJc1lKmkTLbzcSxIec3x72Tji-X_4CQAA__9iSWDu" target=3D"_blank" rel=3D"noopene= r">|&n= bsp;Become_a_Partner | Rates

=
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3D"We

theLender now has 3 Ways to Save on

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1- theSECOND Owner Occupied FULL DOC (1yr and 2yr):

  • Price Incentive: 0.625
    • Minimum Note Rate: 8.250%<= /span>

2- theSECOND Owner Occupied Bank= Statement:

  • Price Incentive: 0.375
  • Minimum = Note Rate: 8.250%
3- theSECOND Non-Owner:

  • Price Incentive: 0.250
    • <= li>Minimum Note Rate: 10.5= 00%

Effective from January 23, 2024, through Fe= bruary 29, 2024

 
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What is theSECOND?

theSECOND is a stan= d alone and piggyback equity second that allows homeowners to access the eq= uity in their homes without losing their low interest rate firsts.

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  • Loan Amounts up to $550k
    • FICOs starting at 660
  • O/O Full Doc max 80% CLTV
  • O/O Bank = Statements max 80% CLTV
  • N/O/O Full Doc max up to 80% CLTV
  • N= /O/O Bank Statement max up to 75% CLTV
  • Max DTI up to 50%
  • Co= mbined Liens up to $2.5MM
  • No Assets required
  • O/O: Use original appraisal within 12 months and Appraisal Rev= iew or New appraisal with AVM is required
  • N/O: Use original apprais= al within 12 months and Appraisal Review or New 2055 appraisal and appraisa= l review
  • Now Allowing 1st lien to have I/O features (Max DTI 45%)
 
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Cameron Leclair

=

(949) 312-5374 | cleclair@thelender.com <= /p>

here. You're receiving this communication fro= m us because you've given Hometown Equity Mortgage, LLC d/b/a theLender you= r email in the past, and we're trying to stay in touch with you. If you pre= fer to contact us in writing, please mail any correspondence to 25531 Comme= rcentre #250 Lake Forest, CA 92630.

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