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Subject: NONI58 - Now for 2-8 Unit Mixed-Use Properties
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QxBIstGptdGwx24FNWDikrSqOcIiiwCpTWzvhWnWzbJqddB7dwG729Cav4QYWWTPWU1llOTPOQY=
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lign=3D"center"=20
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><=
table class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=
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mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbo=
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style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
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eft:0"><table class=3D"image_block block-1" width=3D"100%" border=3D"0" cel=
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space:0;mso-table-rspace:0"><tr><td class=3D"pad" style=3D"width:100%;paddi=
ng-right:0;padding-left:0"><div class=3D"alignment" align=3D"center" style=
=3D"line-height:10px"><div class=3D"fullWidth" style=3D"max-width:700px"><i=
mg=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/thelender/Noni58---Mixed-Use.jpg" style=3D"=
display:block;height:auto;border:0;width:100%" width=3D"700" alt=3D"We are =
here for you, America" title=3D"We are here for you, America"></div></div><=
/td></tr></table></td></tr></tbody></table></td></tr></tbody></table><table=
 class=3D"row row-4" align=3D"center" width=3D"100%" border=3D"0" cellpaddi=
ng=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td =
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;background-color:#fff;vertical=
-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0">
<table class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"pa=
dding-bottom:10px;padding-left:20px;padding-right:20px;padding-top:15px"><d=
iv style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39=
9999999999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;text-align:center;font-size:24px;mso-line-height-alt:28.7=
99999999999997px"><span style=3D"font-size:46px;"><strong>NONI<span style=
=3D"color:#e4002b;">58 </span></strong></span></strong></p><p style=3D"marg=
in:0;text-align:center;font-size:24px;mso-line-height-alt:28.79999999999999=
7px">for Multi-Unit Investment Properties</p></div></div></td></tr></table>=
<table class=3D"divider_block block-2" width=3D"100%" border=3D"0" cellpadd=
ing=3D"10" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div =
class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"95%" style=3D"mso-table-ls=
pace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" style=3D"font-si=
ze:1px;line-height:1px;border-top:2px solid #e4002b"><span>&#8202;</span></=
span></td></tr></table></div></td></tr></table></td></tr></tbody></table></=
td></tr></tbody></table><table class=3D"row row-5" align=3D"center"=20
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><=
table class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:7=
00px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" =
width=3D"16.666666666666668%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"empty_block block=
-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"pad"><div></div></td></tr></table></td><td class=3D"column column-2" w=
idth=3D"66.66666666666667%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:bre=
ak-word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20=
px;padding-right:20px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;mso-line-height-alt:14.399999999999999px"><strong><span s=
tyle=3D"font-size:20px;">5-8 Unit Highlights&nbsp;</span></strong></strong>=
</p><ul style=3D"line-height:1.2;mso-line-height-alt:24px;font-size:15px"><=
li><span style=3D"font-size:15px;">Loan amounts up to $3.5MM</span></li><li=
><span style=3D"font-size:15px;">LTV=E2=80=99s up to max 75%</span>
</li><li><span style=3D"font-size:15px;">Cash in hand up to $1MM</span></li=
><li><span style=3D"font-size:15px;">FICO score as low as 660</span></li><l=
i><span style=3D"font-size:15px;">As low as 24 months seasoning on BK/FC/SS=
/DIL</span></li><li><span style=3D"font-size:15px;">Qualify off ITIA paymen=
t when I/O is selected</span></li><li><span style=3D"font-size:15px;">No tr=
adeline requirements for Borrowers with all 3 credit scores reporting on cr=
edit</span></li><li>
<span style=3D"font-size:15px;">As low as 3 months reserves</span></li><li>=
<span style=3D"font-size:15px;">Only 30 day asset verification required.</s=
pan></li><li><span style=3D"font-size:15px;">Gift funds allowed</span></li>=
</ul></div></div></td></tr></table><table class=3D"text_block block-2" widt=
h=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word=
"><tr><td class=3D"pad"=20
style=3D"padding-bottom:10px;padding-left:20px;padding-right:20px"><div sty=
le=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helveti=
ca Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999999=
9999999px;color:#555;line-height:1.2"><p style=3D"margin:0;mso-line-height-=
alt:14.399999999999999px"><strong><span style=3D"font-size:20px;">2-8 Unit =
Highlights&nbsp;</span></strong></strong></p><ul style=3D"line-height:1.2;m=
so-line-height-alt:24px;font-size:15px"><li>
<span style=3D"font-size:15px;">660 Minimum FICO</span></li><li><span style=
=3D"font-size:15px;">Purchases to 75% LTV</span></li><li><span style=3D"fon=
t-size:15px;">Loan amount to $3.5M</span></li><li><span style=3D"font-size:=
15px;">Minimum loan amount of $200k</span></li><li><span style=3D"font-size=
:15px;">2-8 units allowed</span></li><li><span style=3D"font-size:15px;">Ex=
perienced investors only</span></li><li><span style=3D"font-size:15px;">Cas=
h-out to 70%</span></li><li>
<span style=3D"font-size:15px;">Cash in hand to $1.0M</span></li><li><p sty=
le=3D"margin:0;mso-line-height-alt:18px">General Purpose Commercial or Narr=
ative appraisal required</p></li><li><span style=3D"font-size:15px;">Borrow=
er can be the business occupant</span></li></ul></div></div></td></tr></tab=
le></td><td class=3D"column column-3" width=3D"16.666666666666668%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"empty_block block=
-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"pad"><div></div></td></tr></table></td></tr></tbody></table></td></tr>=
</tbody></table><table class=3D"row row-6" align=3D"center"=20
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><=
table class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbo=
dy><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span>&#8202;</span></span></td></tr></table></div></td></tr></table><table =
class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-b=
ottom:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14p=
x;text-align:center;mso-line-height-alt:16.8px"><span style=3D"font-size:18=
px;"><strong>Cameron Leclair</strong></span></strong></p><p style=3D"margin=
:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><strong>
(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color:#000080;font-size:=
14px;"><strong>cleclair@thelender.com&nbsp;</strong></span></strong></stron=
g></p></div></div></td></tr></table></td></tr></tbody></table></td></tr></t=
body></table><table class=3D"row row-7" align=3D"center" width=3D"100%" bor=
der=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"r=
ow-content stack"=20
align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"p=
resentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;widt=
h:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-=
1" width=3D"100%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weigh=
t:400;text-align:left;vertical-align:top;border-top:0;border-right:0;border=
-bottom:0;border-left:0"><table class=3D"text_block block-1" width=3D"100%"=
 border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-li=
ne-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"=
margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
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KsjMmFkoxjQoUiSkgoAYEKUk5AwdtTCZJFkc_JqfHTkO7cuWl8HrIt1lMjeehhIKyFFWotxm514=
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QAIaVVrhUn3bbJSmtg9OPg9Mi0oBsWXDLWU1pnPhHOfQ4ZZM4q28YkwEY7GxtnvGy8U3JIGkAC8=
BJuRNvO1JlBx6A7juP0741BVyPh3mx1zfdEO4OO1xCXXPFgWuyEtUzLd4rlCd_Xe034lMQ5TmUo=
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aukkM8g_yHUzefiAzzbRf8R3OybF1TjsrKWqnOq-CNkrSwhM_hxwv3fvfcFb68n-4_qxvz43iZV=
0YE8tHtKQxBIstGptdGwx24FNWDikrSqOcIiiwCpTWzvhWnWzbJqddB7dwG729Cav4QYWWTPWU1=
llOTPOQYwads8mu6RJQY73DxndBN8EbPSYLoAFkiQ_mbRfmLKAX0B_Hcfr1JqCf18p3vFOzYeWF=
qoBe1ohLrnQIq3amWqblnrC88Pv6WRO9NGnGqYwFd5ZM81aQacjx33cU98d8XL8CAAD__2DQY60=
" target=3D"_blank" rel=3D"noopener">Mortgage Partner</a>&nbsp;| <a style=
=3D"text-decoration: underline; color: #E4002B;" href=3D"http://email.thele=
nder.com/c/eJxUkL1qwzAUhZ9G2hx0r_4HDSFg6m6lLTSjLF01BtkJtorJ2xeSLl3PcM75vhy0=
tWAVpwBWGCc8SMFpaVO7DzmczOerPwo4vQ_nv_TjfqNwui4tpsYvYXSueCniWLQohTSCiTJbraB=
4Rz7xKaBAJVAAWOm0OCitkwVrsPgyOlWYEu1ClZZM6yFdZz41moccMkLOMtvOJKROORs7Zzx03k=
kYk0IERF7DpbXbxuSRYc-w3_f98K-NYZ-eZztk2PM1xCWvtDMltkZrnZbvFOtjd7v-rIkefDTHq=
Y41bo03mm81NhpyeHvasC_y6_wbAAD__2cNYF0" target=3D"_blank" rel=3D"noopener">=
Contact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-8" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block =
block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><div style=3D"max-width:65px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"65=
" alt=3D"Image" title=3D"Image"></div></div></td></tr></table></td><td clas=
s=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;mso-table-r=
space:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;bor=
der-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;text-align:center" align=3D"center"><div style=
=3D"font-size: 12px; line-height: 14px; font-family: Arial, 'Helvetica Neue=
', Helvetica, sans-serif; color: #555555; text-align: left;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A. theLender, 25531 Commercentre Dr #250., Lake Forest, CA 92630. All loans=
 must meet Hometown Equity Mortgage=E2=80=99s underwriting guidelines. This=
 information is intended for the exclusive use of licensed real estate and =
mortgage lending professionals in accordance with local laws and regulation=
s. Distribution to the general public is prohibited. Loans made or arranged=
 pursuant to the California Financing Law.</span></p>
</div><br />

<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
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