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<span style=3D"color:#ffffff;font-size:14px;"><strong><a style=3D"text-deco=
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_Yzw1Lx-3nwAAAP__GhNgbg" target=3D"_blank" rel=3D"noopener">the Spot </a></=
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Broker<span style=3D"color:#e4002b;font-size:14px;">_</span>Resources </a><=
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l=3D"noopener"><span style=3D"color:#ffffff;font-size:14px;">|</span></a><s=
trong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://em=
ail.thelender.com/c/eJxUkMFq8zAQhJ9GujmsdmUpOuiQ32DwTy-lDaVHWVo3BtkJsorJ2xe=
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=3D"noopener">&nbsp;</a><a style=3D"text-decoration: none; color: #FFFFFF;"=
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-koS9eJQf5AvsXk3xfSLl2f4Tmck3xjLVotyKMFAwolakELT_zok2_N9b-7ALZv_efv-v7YyLfr=
wiGyuPtmBDxjxKgpQWpskATjeXBJOjuogGLyEqQGlAqtUkqfnElqBGXAKiJ3TpUGvlOmJVE5xXU=
WE9PcJw-IUtlmrE0aXa0RhtoZbGoFEEcpqUkmiOzvzNteqUslu0p2x3Gc_rxVspvXwrdwo3oLhR=
cqlexE8WFJhY5Kw85U8rTcYshP_L5-lUhPTZrDlIccdhZM85YDU5_860-Uf-3Lx_U7AAD__w5AY=
3Y" target=3D"_blank" rel=3D"noopener">Become<span style=3D"color:#e4002b;f=
ont-size:14px;">_</span>a<span style=3D"color:#e4002b;font-size:14px;">_</s=
pan>Partner </a></strong><a style=3D"text-decoration: none; color: #FFFFFF;=
" href=3D"http://email.thelender.com/c/eJxUkD1r8zAURn-NtTncK8lSNGjIazD4pUtp=
Q-koS9eJQf5AvsXk3xfSLl2f4Tmck3xjLVotyKMFAwolakELT_zok2_N9b-7ALZv_efv-v7YyLf=
rwiGyuPtmBDxjxKgpQWpskATjeXBJOjuogGLyEqQGlAqtUkqfnElqBGXAKiJ3TpUGvlOmJVE5xX=
UWE9PcJw-IUtlmrE0aXa0RhtoZbGoFEEcpqUkmiOzvzNteqUslu0p2x3Gc_rxVspvXwrdwo3oLh=
RcqlexE8WFJhY5Kw85U8rTcYshP_L5-lUhPTZrDlIccdhZM85YDU5_860-Uf-3Lx_U7AAD__w5A=
Y3Y" target=3D"_blank" rel=3D"noopener">|</a><strong><a style=3D"text-decor=
ation: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkD1r=
8zAURn-NtTncK8lSNGjIazD4pUtpQ-koS9eJQf5AvsXk3xfSLl2f4Tmck3xjLVotyKMFAwolakE=
LT_zok2_N9b-7ALZv_efv-v7YyLfrwiGyuPtmBDxjxKgpQWpskATjeXBJOjuogGLyEqQGlAqtUk=
qfnElqBGXAKiJ3TpUGvlOmJVE5xXUWE9PcJw-IUtlmrE0aXa0RhtoZbGoFEEcpqUkmiOzvzNteq=
Uslu0p2x3Gc_rxVspvXwrdwo3oLhRcqlexE8WFJhY5Kw85U8rTcYshP_L5-lUhPTZrDlIccdhZM=
85YDU5_860-Uf-3Lx_U7AAD__w5AY3Y" target=3D"_blank" rel=3D"noopener">&nbsp;<=
/a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email=
=2Ethelender.com/c/eJxUkL1qwzAURp9G2hyu=
_qNBQ2owuHQpbSgdZemqNsiOsW8xeftC2qXrN3=
yHc3IwzgmnOQbhwIISUmiOC01073No7fXZX0C0b_3n3_p-XzG0t4ViIj6GMoBVKTtzdmoQpghfs=
jM6ewtJynPhU5AgNQiphFNK6ZO3WRVQFpxC9OfMNNCIFZeM2yndZj4Rzn0OIIRUzpTG5uIbLWBo=
vBWmUQCpSIkm28hrGInWnakLkx2T3XEcp39vTHZbJNxHRNqZ7PgW4pI3PJiGnXCr0_KVYn2A99v=
3lvAhiHOc6lDjTpxwXmsk7HN4_c3x1L58XH8CAAD__3dYYOg" target=3D"_blank" rel=3D"=
noopener">Rates</a></strong></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-3" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
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;background-color:#fff;color:#000;width:700px;margin:0 auto" width=3D"700">=
<tbody>
<tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:=
0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;bor=
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"><tr><td class=3D"pad" style=3D"width:100%;padding-right:0;padding-left:0"=
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=20
class=3D"fullWidth" style=3D"max-width:700px"><img src=3D"https://d15k2d11r=
6t6rl.cloudfront.net/public/users/Integrators/3fd3a448-3d02-49a4-af26-a8221=
3fec67e/thelender/theSECONDPlus_tl.jpg" style=3D"display:block;height:auto;=
border:0;width:100%" width=3D"700" alt=3D"We are here for you, America" tit=
le=3D"We are here for you, America"></div></div></td></tr></table></td></tr=
></tbody></table></td></tr></tbody></table><table class=3D"row row-4" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:1px solid #bbb"><spa=
n>&#8202;</span></td></tr></table></div></td></tr></table><table class=3D"t=
ext_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:=
0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-left:20px;p=
adding-right:20px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"font-size:28px;"><strong><span style=3D"color:#e4002b;">=
<span style=3D"color:#313131;">Open more options with</span></span></strong=
></span></p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line-=
height-alt:26.4px">
<span style=3D"font-size:64px;"><strong><span style=3D"color:#e4002b;">theS=
ECOND+</span></strong></span></p></div></div></td></tr></table></td></tr></=
tbody></table></td></tr></tbody></table><table class=3D"row row-5" align=3D=
"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody>=
<tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000;b=
ackground-color:#fff;width:700px;margin:0 auto" width=3D"700"><tbody><tr><t=
d class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-t=
able-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;vertical-a=
lign:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><table =
class=3D"empty_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div>=
</div></td></tr></table></td><td class=3D"column column-2" width=3D"58.3333=
33333333336%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:40=
0;text-align:left;padding-bottom:5px;padding-top:5px;vertical-align:top;bor=
der-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"tex=
t_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=
=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margin:0;mso-l=
ine-height-alt:16.8px"><span style=3D"color:#e4002b;"><strong><span style=
=3D"font-size:22px;">Highlights</span></strong></span></p><ul style=3D"line=
-height:1.2;mso-line-height-alt:26.4px;font-size:16px"><li>
<span style=3D"font-size:16px;"><span style=3D"color:#e4002b;"><strong>Now =
allowing</strong></span> =E2=80=9CAlt Doc=E2=80=9D </span></li><li><span st=
yle=3D"font-size:16px;"><strong><span style=3D"color:#e4002b;">Now allowing=
</span></strong> 1- & 2-year documentation options for all doc types includ=
ing Personal Bank Statements, Business Bank Statements, and 1099 documentat=
ion options.</span></li><li><span style=3D"font-size:16px;">Approved in mor=
e states</span></li><li>
<span style=3D"font-size:16px;">Maximum loan amount up to $500K</span></li>=
<li><span style=3D"font-size:16px;">Minimum loan amount to $75K</span></li>=
<li><span style=3D"font-size:16px;">Cash Out up to $500K</span></li><li><sp=
an style=3D"font-size:16px;">Minimum FICO lowered to 680</span></li><li><sp=
an style=3D"font-size:16px;">2nd homes allowed to 80%</span></li><li><span =
style=3D"font-size:16px;">Investment transactions allowed to 75%</span></li=
><li>
<span style=3D"font-size:16px;">Maximum DTI increased to 50% for LTVs =3D 8=
0%</span></li><li><span style=3D"font-size:16px;">AVMs now allowed for loan=
 amounts =3D $250K&nbsp;</span></li></ul></div></div></td></tr></table></td=
><td class=3D"column column-3" width=3D"16.666666666666668%" style=3D"mso-t=
able-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bo=
ttom:5px;padding-top:5px;vertical-align:top;border-top:0;border-right:0;bor=
der-bottom:0;border-left:0"><table class=3D"empty_block block-1"=20
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D=
"pad"><div></div></td></tr></table></td></tr></tbody></table></td></tr></tb=
ody></table><table class=3D"row row-6" align=3D"center" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-=
content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;border=
-radius:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><t=
d class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-=
table-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;padding-t=
op:5px;vertical-align:top;border-top:0;border-right:0;border-bottom:0;borde=
r-left:0"><table class=3D"empty_block block-1" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div>=
</div></td></tr></table></td></tr></tbody></table></td></tr></tbody></table=
><table class=3D"row row-7" align=3D"center" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-=
lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content sta=
ck" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px;margi=
n:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"1=
00%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-al=
ign:left;background-color:#fff;vertical-align:top;border-top:0;border-right=
:0;border-bottom:0;border-left:0"><table class=3D"divider_block block-1" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=20
class=3D"pad"><div class=3D"alignment" align=3D"center"><table border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_inne=
r" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><sp=
an>&#8202;</span></td></tr></table></div></td></tr></table><table class=3D"=
text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margin:0;font-=
size:14px;text-align:center;mso-line-height-alt:16.8px"><span style=3D"font=
-size:22px;color:#e4002b;"><strong>- Contact me today for full details -</s=
trong></span></p></div></div></td></tr></table><table=20
class=3D"text_block block-3" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-b=
ottom:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div styl=
e=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999=
999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span>=
</p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-a=
lt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color=
:#000080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></sp=
an></p></div></div></td></tr></table></td></tr></tbody></table></td></tr></=
tbody></table><table=20
class=3D"row row-8" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:70=
0px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" w=
idth=3D"100%"=20
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v style=3D"font-family:sans-serif"><div class=20
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style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px">
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rwiGyuPtmBDxjxKgpQWpskATjeXBJOjuogGLyEqQGlAqtUkqfnElqBGXAKiJ3TpUGvlOmJVE5xX=
UWE9PcJw-IUtlmrE0aXa0RhtoZbGoFEEcpqUkmiOzvzNteqUslu0p2x3Gc_rxVspvXwrdwo3oLh=
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">Contact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-9" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block =
block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><div style=3D"max-width:65px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"65=
" alt=3D"Image" title=3D"Image"></div></div></td></tr></table></td><td clas=
s=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;mso-table-r=
space:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;bor=
der-right:0;border-bottom:0;border-left:0"><table=20
class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"fon=
t-family:sans-serif"><div class style=3D"font-size:14px;font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;li=
ne-height:1.2"><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8=
px"><div style=3D"font-size: 12px; line-height: 14px; font-family: Arial, '=
Helvetica Neue', Helvetica, sans-serif; color: #555555; text-align: left;">
<p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current licens=
es, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DBA th=
eLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mortgag=
e Banker License No. BK-1018248. All loans must meet Hometown Equity Mortga=
ge=E2=80=99s underwriting guidelines. This information is intended for the =
exclusive use of licensed real estate and mortgage lending professionals in=
 accordance with local laws and regulations. Distribution to the general pu=
blic is prohibited. Loans made or arranged pursuant to the California Finan=
cing Law.</span></p>
</div>
<br>
<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;">
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