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Subject: theLender Introduces theNONI+ for Experienced Investors
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<span style=3D"color:#ffffff;font-size:14px;"><strong><a style=3D"text-deco=
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eWeucqYwv-XjVM3nuAnAAD__wKTYXk" target=3D"_blank" rel=3D"noopener">&nbsp;</=
a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.=
thelender.com/c/eJxUkLtu6zAQBb9G7GSQS4qPgoVtQIBud5GkSLki17YA6gFqA8F_H8BJk_Y=
UZzCTY-ecckZQVE52Bgx4ELTwxM8hx6v9-BfOUl3fhs_f9f25UbyuC2Ni8Yihs0brm85a-qAx-W=
70DpwD68cA1oopggQjlbLKdl7CKWRpAYO-Sd-ZcTSNkfygQkumekrrLCamecgRyGa0JrWg0bXGm=
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CcsLv69fNdFLk2acylhwZ8E0bwWZhhz__0S5-OEivwMAAP__Wm9imQ" target=3D"_blank" r=
el=3D"noopener">Become<span style=3D"color:#e4002b;font-size:14px;">_</span=
>a<span style=3D"color:#e4002b;font-size:14px;">_</span>Partner </a></stron=
g><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.=
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CcsLv69fNdFLk2acylhwZ8E0bwWZhhz__0S5-OEivwMAAP__Wm9imQ" target=3D"_blank" r=
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zYyjh6j5eurPS17fh8299f9wpXG8rx8xyCgaoBbTOI8GovNFok-3ymG2KBmyScwAFqLR22tlWwa=
krykHszKhaiymhQMUTVVoLbad8W-TMtAwlALkSHeYGTPQNOkxNNJ1uigLyRrWG8ihrmJjvuzBnA=
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vzku7XBRPwEAAP__kChg9A" target=3D"_blank" rel=3D"noopener">Rates</a></stron=
g></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
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<tbody>
<tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:=
0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;bor=
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6t6rl.cloudfront.net/public/users/Integrators/3fd3a448-3d02-49a4-af26-a8221=
3fec67e/thelender/20240115_NONIPlus_tL.jpg" style=3D"display:block;height:a=
uto;border:0;width:100%" width=3D"655" alt=3D"We are here for you, America"=
 title=3D"We are here for you, America"></div></div></td></tr></table></td>=
</tr></tbody></table></td></tr></tbody></table><table class=3D"row row-4" a=
lign=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:655px;marg=
in:0 auto" width=3D"655"><tbody><tr><td class=3D"column column-1" width=3D"=
100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"text_block block-1" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr>=
<td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-ri=
ght:20px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:34px;text-align:center;mso-line-height-alt:40.8=
px"><span style=3D"font-size:28px;"><strong>theNONI+ is designed for that e=
xperienced investor with good credit and properties with a strong debt serv=
ice ratio</strong></span></p></div></div></td></tr></table></td></tr></tbod=
y></table></td></tr></tbody></table><table=20
class=3D"row row-5" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;border-radius:0;col=
or:#000;width:655px;margin:0 auto" width=3D"655"><tbody><tr><td class=3D"co=
lumn column-1" width=3D"16.666666666666668%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"empty_block block=
-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"pad"><div></div></td></tr></table></td><td class=3D"column column-2" w=
idth=3D"83.33333333333333%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"=
presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:bre=
ak-word"><tr><td class=3D"pad" style=3D"padding-bottom:10px;padding-left:5p=
x;padding-right:5px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:34px;mso-line-height-alt:40.8px"><span style=3D=
"font-size:17px;color:#e4002b;"><strong>What's New -</strong></span></p><ul=
 style=3D"line-height:1.2;mso-line-height-alt:20.4px;font-size:15px"><li><s=
pan style=3D"font-size:15px;">Improved Pricing</span></li><li><span style=
=3D"font-size:15px;">Loan amounts to $3.5M</span></li><li>
<span style=3D"font-size:15px;">Min loan amount of $100k</span></li><li><sp=
an style=3D"font-size:15px;">Min DSCR 1.25</span></li><li><span style=3D"fo=
nt-size:15px;">Purchases to 85%</span></li><li><span style=3D"font-size:15p=
x;">Refinances including cash out to 80%</span></li><li><span style=3D"font=
-size:15px;">Rural OK</span></li><li><span style=3D"font-size:15px;">Up to =
20 acres</span></li><li><span style=3D"font-size:15px;">No first time inves=
tors</span></li><li>
<span style=3D"font-size:15px;">Unlimited cash back below 60% LTV</span></l=
i><li><span style=3D"font-size:15px;">No restrictions for unleased properti=
es</span></li><li><span style=3D"font-size:15px;">All other NONI guideline =
apply</span></li></ul></div></div></td></tr></table></td></tr></tbody></tab=
le></td></tr></tbody></table><table class=3D"row row-6" align=3D"center" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;background-color:#fff"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;border-radius:0;color:#000;width:655px;margin=
:0 auto" width=3D"655"><tbody><tr><td class=3D"column column-1" width=3D"10=
0%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"button_block bloc=
k-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td c=
lass=3D"pad"><div class=3D"alignment" align=3D"center"><!--[if mso]>
<v:roundrect xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:w=3D"urn:schem=
as-microsoft-com:office:word" href=3D"http://email.thelender.com/c/eJxU0M1q=
4zAUBeCnkXYyV1eyZC20SAIGD0yGYX6gS9m6qg3yD7ZCmrcvTbvp9hw4HL7oa2ul1Zy8tFBr1Ng=
gp6VM5dFFfzH_frgTyMuf7uUr_fvYyF_WpYSh8NFLY6WVFl1PTWqSRnDJuISaapdiDHzyCKhBSi=
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usXGt" style=3D"height:38px;width:178px;v-text-anchor:middle;" arcsize=3D"1=
1%" stroke=3D"false" fillcolor=3D"#e4002b">
<w:anchorlock/>
<v:textbox inset=3D"0px,0px,0px,0px">
<center style=3D"color:#ffffff; font-family:Arial, sans-serif; font-size:14=
px">
<![endif]-->
<a href=3D"http://email.thelender.com/c/eJxU0M1q4zAUBeCnkXYyV1eyZC20SAIGD0y=
GYX6gS9m6qg3yD7ZCmrcvTbvp9hw4HL7oa2ul1Zy8tFBr1Nggp6VM5dFFfzH_frgTyMuf7uUr_f=
vYyF_WpYSh8NFLY6WVFl1PTWqSRnDJuISaapdiDHzyCKhBSiNN3QBWLoLB4FSCptZ9r5mGMlKmJ=
dJeDevMp0JzFz2SicHoQaAKVmijexGUkyICklXQKBoSz34sZTuYOjFsGbb3cc10hEzVt82PZhPD=
uhRaCsP2tuU1xINhi4CKYQuGYXv9de3Ez1D26U2AqWRdoRL_BVZQbTHx3Ycl7nRnGo5Ce56W1yH=
k5-Vjve0DPWloDlPuczgKLzRvORTqov_9CXluujO8BwAA__-usXGt" target=3D"_blank" st=
yle=3D"text-decoration:none;display:inline-block;color:#ffffff;background-c=
olor:#e4002b;border-radius:4px;width:auto;border-top:0px solid transparent;=
font-weight:400;border-right:0px solid transparent;border-bottom:0px solid =
transparent;border-left:0px solid transparent;padding-top:5px;padding-botto=
m:5px;font-family:Arial, Helvetica Neue, Helvetica, sans-serif;font-size:14=
px;text-align:center;mso-border-alt:none;word-break:keep-all;"><span style=
=3D"padding-left:20px;padding-right:20px;font-size:14px;display:inline-bloc=
k;letter-spacing:normal;"><span style=3D"word-break: break-word; line-heigh=
t: 28px;"><strong>See theNONI+ Matrix</strong></span></span></a>
<!--[if mso]></center></v:textbox></v:roundrect><![endif]--></div></td></tr=
></table></td></tr></tbody></table></td></tr></tbody></table><table class=
=3D"row row-7" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"=
0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-=
table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"=
center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentati=
on"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:655px;margi=
n:0 auto" width=3D"655"><tbody><tr><td class=3D"column column-1" width=3D"1=
00%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-al=
ign:left;background-color:#fff;vertical-align:top;border-top:0;border-right=
:0;border-bottom:0;border-left:0"><table class=3D"divider_block block-1" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=20
class=3D"pad"><div class=3D"alignment" align=3D"center"><table border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_inne=
r" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><sp=
an>&#8202;</span></td></tr></table></div></td></tr></table><table class=3D"=
text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margin:0;font-=
size:14px;text-align:center;mso-line-height-alt:16.8px"><span style=3D"font=
-size:22px;color:#e4002b;"><strong>- Contact me today for full details -</s=
trong></span></p></div></div></td></tr></table><table=20
class=3D"text_block block-3" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-b=
ottom:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div styl=
e=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999=
999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span>=
</p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-a=
lt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color=
:#000080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></sp=
an></p></div></div></td></tr></table></td></tr></tbody></table></td></tr></=
tbody></table><table=20
class=3D"row row-8" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
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n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:65=
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ecgRyGa0JrWg0bXGmrFFHVSbJZDT0mtKN1Hig3nbG31uoG-gP47j9OetgX5eK9_xTu2GlReqDfS=
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OSgnLQGjToUdLCEz-GHK724193BnV9Gz5_0_fHSuF6XzgmlrdA3qeEtgC0OhatRlWK6brk0KP31=
sopIKABpayyrQc8dRksxk4X8K0ZRyMM8I0qLZm2U7rPcmKahxyQbI7WpAZ1dI2xZmyi7lSTAclp=
8JpSkTXcmNdd6LPAXmB_HMfpT5vAPr3ONiiwl1uIS97oEAZ2pq1Oy1eK9bm737-3RE8-muNUxxp=
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ct</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-9" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
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class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
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src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
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ty.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"65=
" alt=3D"Image" title=3D"Image"></div></div></td></tr></table></td><td clas=
s=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;mso-table-r=
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der-right:0;border-bottom:0;border-left:0"><table=20
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elvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;li=
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<p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current licens=
es, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DBA th=
eLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mortgag=
e Banker License No. BK-1018248. All loans must meet Hometown Equity Mortga=
ge=E2=80=99s underwriting guidelines. This information is intended for the =
exclusive use of licensed real estate and mortgage lending professionals in=
 accordance with local laws and regulations. Distribution to the general pu=
blic is prohibited. Loans made or arranged pursuant to the California Finan=
cing Law.</span></p>
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