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Date: Wed, 20 Dec 2023 11:10:45 -0800 (PST)
From: snelson@thelender.com
To: andrew@sterlingcal.com
Message-ID: <zcb.3z10fbb7670ebc5dc84386a19743d24de6c2a8efd49803a517b02ef1db4ebbe356.1103167e24652f311.1703099445803@mail1.zgpvh.zcsend.net>
Subject: Expanding Your Lending Portfolio with theLender's Non-QM Solutions
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Season Greetings ,

Happy Holidays from Sam Nelson, Account Executive at the Lender . I'm reach=
ing out to introduce our innovative Non-QM product offerings because w e un=
derstand that not every borrower fits the mold for traditional financing.

That's why we've developed specialized products like the 5-8 Unit Investmen=
t Property DSCR Mortgage and Bridge Loans without DSCR requirements, design=
ed to cater to borrowers with non-standard credit profiles or complex finan=
cial situations.

By partnering with theLender, you can:
Expand your lending capabilities by o ffer diverse solutions to a wider ran=
ge of clients, including those who might not qualify for conventional loans=
.

Increase your competitive edge by standing out in the market by providing a=
ccess to unique financing options.
Strengthen your portfolio by adding high-potential products that can drive =
growth and profitability.

To get approved for offer our products to your clients, I've included a lin=
k below to our Business Purpose Broker Agreement and Consumer Broker Agreem=
ent.This agreement will enable you to expand your lending capabilities and =
reach a broader customer base.

https://wholesale.thelender.com/wp-content/uploads/2023/10/The-Complete-Bus=
iness-Purpose-Broker-Package.pdf Business Purpose Broker Package

https://wholesale.thelender.com/wp-content/uploads/2023/03/Consumer-Broker-=
package.pdf Consumer / Business Purpose Package

Once the package is completed, please email to snelson@thelender.com and ou=
r Broker Approval team will start the approval process and I am confident t=
hat our Non-QM products will be a valuable assettoyour company's portfolio =
of programs.

If you have any questions or you'd like todiscuss our products further in d=
epth, p lease feel freeto send me an email or give me a call at (949) 981-6=
942

Thank you for your time and consideration.

Sincerely,
Sam Nelson

Hometown Equity Mortgage, LLC (NMLS #133519)
dba theLender. All Rights Reserved.
NMLS #133519. CL =E2=80=93 133519

For licensing information, go to: http://www.nmlsconsumeraccess.org/ http:/=
/www.nmlsconsumeraccess.org/
https://wholesale.thelender.com/licensing/ Licensing [ https://wholesale.th=
elender.com/licensing/ ]| https://wholesale.thelender.com/site-map/ Site Ma=
p [ https://wholesale.thelender.com/site-map/ ]| https://wholesale.thelende=
r.com/privacy/ Privacy [ https://wholesale.thelender.com/privacy/ ]
https://wholesale.thelender.com/feedback/ Anonymous Feedback to theLender [=
 https://wholesale.thelender.com/feedback/ ]

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15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p style=3D"font-family:Arial,verdana;=
font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text=
-align: left; color: rgb(0, 0, 0); font-family: Arial, Helvetica; font-size=
: 12pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color:#=
000000;font-size: 12pt;"><span>

</span></font></p><p style=3D"font-family:Arial,verdana;font-size:12px; col=
or:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left; color=
: rgb(0, 0, 0); font-family: Arial, Helvetica; font-size: 12pt;"><span>

</span></p><p style=3D"font-family:Arial,verdana;font-size:12px; color:#000=
000;padding:0px;margin: 0;line-height: 19pt; text-align: left; color: rgb(0=
, 0, 0); font-family: Arial, Helvetica; font-size: 12pt;"><font face=3D"Ari=
al, Helvetica" style=3D"font-size: 13pt;"><font color=3D"#007c44" style=3D"=
font-weight: bold;">Season </font><b style=3D"color: rgb(254, 7, 19);">Gree=
tings</b>,</font></p><p style=3D"font-family:Arial,verdana;font-size:12px; =
color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left; co=
lor: rgb(0, 0, 0); font-family: Arial, Helvetica; font-size: 12pt;"><font f=
ace=3D"Arial, Helvetica" style=3D"font-size: 13pt;"><br></font></p><p style=
=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0px;mar=
gin: 0;line-height: 19pt; text-align: left; color: rgb(0, 0, 0); font-famil=
y: Arial, Helvetica; font-size: 12pt;"><font face=3D"Arial, Helvetica"></fo=
nt></p><p style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;=
padding:0px;margin: 0;line-height: 19pt; text-align: left; color: rgb(0, 0,=
 0); font-family: Arial, Helvetica; font-size: 12pt;"><font color=3D"#00000=
0" face=3D"Arial, Helvetica" style=3D"font-size: 12pt;color:#000000;"></fon=
t></p><p style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;p=
adding:0px;margin: 0;line-height: 19pt; text-align: left; color: rgb(0, 0, =
0); font-family: Arial, Helvetica; font-size: 12pt;"><font color=3D"#000000=
" face=3D"Arial, Helvetica" style=3D"font-size: 12pt;color:#000000;">Happy =
Holidays from Sam Nelson, Account Executive at <b>the</b></font><font color=
=3D"#fe0713" face=3D"Arial, Helvetica" style=3D"font-size: 12pt;"><b>Lender=
</b></font><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"font-=
size: 12pt;color:#000000;">. </font><span style=3D"font-size: 12pt; backgro=
und-color: transparent;">I'm reaching out to introduce our innovative Non-Q=
M product offerings because w</span><span style=3D"font-size: 12pt; backgro=
und-color: transparent;">e understand that not every borrower fits the mold=
 for traditional financing.</span></p><p style=3D"font-family:Arial,verdana=
;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; tex=
t-align: left; color: rgb(0, 0, 0); font-family: Arial, Helvetica; font-siz=
e: 12pt;"><span style=3D"font-size: 12pt; background-color: transparent;"><=
br></span></p><p style=3D"font-family:Arial,verdana;font-size:12px; color:#=
000000;padding:0px;margin: 0;line-height: 19pt; text-align: left; color: rg=
b(0, 0, 0); font-family: Arial, Helvetica; font-size: 12pt;"><span style=3D=
"background-color: transparent; font-size: 12pt;">That's why we've develope=
d specialized products like the 5-8 Unit Investment Property DSCR Mortgage =
and Bridge Loans without DSCR requirements, designed to cater to borrowers =
with non-standard credit profiles or complex financial situations. </span><=
br></p><p style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;=
padding:0px;margin: 0;line-height: 19pt; text-align: left; color: rgb(0, 0,=
 0); font-family: Arial, Helvetica; font-size: 12pt;"><span style=3D"font-s=
ize: 12pt; background-color: transparent;"><br></span></p><p align=3D"left"=
 style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padding:0=
px;margin: 0;line-height: 19pt; color: rgb(0, 0, 0); font-family: Arial, He=
lvetica; font-size: 12pt; text-align: left;"><span style=3D"font-size: 12pt=
; background-color: transparent;">By partnering with theLender, you can:</s=
pan></p><p style=3D"font-family:Arial,verdana;font-size:12px; color:#000000=
;padding:0px;margin: 0;line-height: 19pt; text-align: left; color: rgb(0, 0=
, 0); font-family: Arial, Helvetica; font-size: 12pt;"><span style=3D"font-=
size: 12pt; background-color: transparent;"><br></span></p><span style=3D"f=
ont-family: Arial, Helvetica; font-size: 12pt; background-color: transparen=
t; color: rgb(0, 0, 0);"><b>Expand your lending capabilities</b> by o</span=
><span style=3D"background-color: transparent; font-family: Arial, Helvetic=
a; font-size: 12pt;">ffer diverse solutions to a wider range of clients,</s=
pan><span style=3D"background-color: transparent; font-family: Arial, Helve=
tica; font-size: 12pt;"> including those who might not qualify for conventi=
onal loans.</span><div><div><font face=3D"Arial, Helvetica"><span style=3D"=
font-size: 16px;"><br></span></font><span style=3D"font-family: Arial, Helv=
etica; font-size: 12pt; background-color: transparent; color: rgb(0, 0, 0);=
"><b>Increase your competitive edge</b> by standing</span><span style=3D"ba=
ckground-color: transparent; font-family: Arial, Helvetica; font-size: 12pt=
;"> out in the market by providing access to unique financing options.</spa=
n></div><div><span style=3D"font-family: Arial, Helvetica; font-size: 12pt;=
 background-color: transparent; color: rgb(0, 0, 0);"><br></span><span styl=
e=3D"font-family: Arial, Helvetica; font-size: 12pt; background-color: tran=
sparent; color: rgb(0, 0, 0);"><b>Strengthen your portfolio </b>by adding</=
span><span style=3D"background-color: transparent; font-family: Arial, Helv=
etica; font-size: 12pt;"> high-potential products that can drive growth and=
 profitability.</span></div><div><font face=3D"Arial, Helvetica"><span styl=
e=3D"font-size: 16px;"><br></span></font><p style=3D"font-family:Arial,verd=
ana;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; =
text-align: left; color: rgb(0, 0, 0); font-family: Arial, Helvetica; font-=
size: 12pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"fon=
t-size: 12pt;color:#000000;"></font></p><p style=3D"font-family:Arial,verda=
na;font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; t=
ext-align: left; color: rgb(0, 0, 0); font-family: Arial, Helvetica; font-s=
ize: 12pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"font=
-size: 12pt;color:#000000;"><span>

</span></font></p><p style=3D"font-family:Arial,verdana;font-size:12px; col=
or:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left; color=
: rgb(0, 0, 0); font-family: Arial, Helvetica; font-size: 12pt;"><font colo=
r=3D"#000000" face=3D"Arial, Helvetica" style=3D"font-size: 12pt;color:#000=
000;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"font-size:=
 12pt;color:#000000;">To get approved for offer our products to your client=
s, I've included a link below to our Business Purpose Broker Agreement and =
Consumer Broker Agreement.This agreement will enable you to  expand your le=
nding capabilities and reach a broader customer base.</font></font></p><p s=
tyle=3D"margin: 0;padding: 0px;font-family:Arial, Helvetica, sans-serif; co=
lor:#000000;line-height:1.7;font-family:Arial,verdana;font-size:12px;paddin=
g:0px;"></p><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"colo=
r: rgb(0, 0, 0); font-size: 12pt; font-family: Arial, Helvetica;">

</font><p style=3D"margin: 0;padding: 0px;font-family:Arial, Helvetica, san=
s-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:=
12px;padding:0px;"></p></div></div></div>
=09=09=09</td></tr>
=09=09</tbody></table>
       =09  </div>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1703089702235" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















=09<table bgcolor=3D"transparent" cellpadding=3D"0" cellspacing=3D"0" heigh=
t=3D"48" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12p=
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        <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:colla=
pse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, san=
s-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7px 15px;bo=
rder-top:none none none;border-bottom:none none none;padding-top:7px;paddin=
g-bottom:7px;padding-right:10px;padding-left:9px;">
        <div class=3D"zpelement-wrapper buttonElem" id=3D"elm_1703089702235=
" style=3D"overflow:hidden;word-wrap:break-word;">
=09    <div class=3D"zpAlignPos" style=3D"text-align:center;">
                <table align=3D"center" cellpadding=3D"0" cellspacing=3D"0"=
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:none;padding:0px;border:0px;margin:0px auto;border-collapse:separate; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">
                <tbody><tr>
                   <td align=3D"center" class=3D"txtsize" style=3D"border-c=
ollapse:collapse; mso-table-lspace:0pt; font-size:12px; mso-table-rspace:0p=
t;font-size:12px;border:0px;padding:0px;color:#ffffff;font-family:Arial;tex=
t-align:center;border-radius:23px;text-align:center;cursor:pointer;">
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                        <a align=3D"center" href=3D"https://mofway-zgph.mai=
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=09=09=09=09=09=09=09<font style=3D"color:#ffffff;display:table-cell;vertic=
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                     =09=09   Business Purpose Broker Package
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            </div>
=09</div>
=09</td></tr></tbody></table>
</td></tr>
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se;" valign=3D"top">

=09=09=09
=09=09 =09       =20
=09=09           =20
=09=09 =20



















=09<table bgcolor=3D"transparent" cellpadding=3D"0" cellspacing=3D"0" heigh=
t=3D"48" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:12p=
x;border:0px;border-collapse:collapse; mso-table-lspace:0pt; mso-table-rspa=
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        <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:colla=
pse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helvetica, san=
s-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7px 15px;bo=
rder-top:none none none;border-bottom:none none none;padding-top:7px;paddin=
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:none;padding:0px;border:0px;margin:0px auto;border-collapse:separate; mso-=
table-lspace:0pt; mso-table-rspace:0pt;">
                <tbody><tr>
                   <td align=3D"center" class=3D"txtsize" style=3D"border-c=
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        =09=09=09=09<![endif]-->
                        <a align=3D"center" href=3D"https://mofway-zgph.mai=
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=09=09=09=09=09=09=09<font style=3D"color:#ffffff;display:table-cell;vertic=
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                     =09=09   Consumer / Business Purpose Package
=09=09=09=09=09=09=09</font>
                        </a>
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                </tbody></table>
            </div>
=09</div>
=09</td></tr></tbody></table>
</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1703089753737" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1703089753737" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:;">
=09    =09<table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" class=3D"=
zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-size:=
12px;padding:0px;border:0px;border-collapse:collapse; mso-table-lspace:0pt;=
 mso-table-rspace:0pt;word-break:break-word;-ms-text-size-adjust: 100%;-web=
kit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:7px;padding-bottom:7px;pa=
dding-right:15px;padding-left:15px;">
             =09    =09=09<div style><p style=3D"font-family:Arial,verdana;=
font-size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text=
-align: left;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"c=
olor:#000000;font-size: 12pt;"><span>

</span></font></p><p style=3D"font-family:Arial,verdana;font-size:12px; col=
or:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><fon=
t color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color:#000000;font-s=
ize: 12pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"font=
-size: 12pt;color:#000000;"><font><font>Once the package is completed, plea=
se email to snelson@thelender.com and our Broker Approval team will start t=
he approval process and </font></font>I am confident that our Non-QM produc=
ts will be a valuable asset&nbsp;to&nbsp;your company's portfolio of progra=
ms.</font></font></p><p style=3D"font-family:Arial,verdana;font-size:12px; =
color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><=
font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"font-size: 12pt; =
font-family: Arial, Helvetica; background-color: transparent;"><br></font><=
/p><p style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padd=
ing:0px;margin: 0;line-height: 19pt; text-align: left;"><font color=3D"#000=
000" face=3D"Arial, Helvetica" style=3D"font-size: 12pt; font-family: Arial=
, Helvetica; background-color: transparent;">If you have any questions or y=
ou'd like to&nbsp;discuss our products further in depth, p</font><span styl=
e=3D"font-size: 12pt; font-family: Arial, Helvetica; background-color: tran=
sparent;">lease feel free&nbsp;to send me an email or</span><span style=3D"=
font-size: 12pt; font-family: Arial, Helvetica; background-color: transpare=
nt;">&nbsp;give me a call at (949) 981-6942</span><br></p><p style=3D"font-=
family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;li=
ne-height: 19pt; text-align: left;"><font color=3D"#000000" face=3D"Arial, =
Helvetica" style=3D"color:#000000;font-size: 12pt;"><font color=3D"#000000"=
 face=3D"Arial, Helvetica" style=3D"font-size: 12pt;color:#000000;"><span s=
tyle=3D"font-size: 12pt; font-family: Arial, Helvetica; background-color: t=
ransparent;"><br></span></font></font></p><p style=3D"margin: 0;padding: 0p=
x;font-family:Arial, Helvetica, sans-serif; color:#000000;line-height:1.7;f=
ont-family:Arial,verdana;font-size:12px;padding:0px;"></p><p style=3D"font-=
family:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;li=
ne-height: 19pt; text-align: left;"><font color=3D"#000000" face=3D"Arial, =
Helvetica" style=3D"color:#000000;font-size: 12pt;"><font color=3D"#000000"=
 face=3D"Arial, Helvetica" style=3D"font-size: 12pt;color:#000000;">Thank y=
ou for your time and consideration.<br></font></font></p><p style=3D"font-f=
amily:Arial,verdana;font-size:12px; color:#000000;padding:0px;margin: 0;lin=
e-height: 19pt; text-align: left;"><font color=3D"#000000" face=3D"Arial, H=
elvetica" style=3D"color:#000000;font-size: 12pt;"><font color=3D"#000000" =
face=3D"Arial, Helvetica" style=3D"font-size: 12pt;color:#000000;"><br></fo=
nt></font></p><p style=3D"font-family:Arial,verdana;font-size:12px; color:#=
000000;padding:0px;margin: 0;line-height: 19pt; text-align: left;"><font co=
lor=3D"#000000" face=3D"Arial, Helvetica" style=3D"color:#000000;font-size:=
 12pt;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"font-siz=
e: 12pt;color:#000000;"><font><font>Sincerely,</font></font></font></font><=
/p><p style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padd=
ing:0px;margin: 0;line-height: 19pt; text-align: left;"><font color=3D"#000=
000" face=3D"Arial, Helvetica" style=3D"color:#000000;font-size: 12pt;"><fo=
nt color=3D"#000000" face=3D"Arial, Helvetica" style=3D"font-size: 12pt;col=
or:#000000;"><font><font>Sam Nelson</font></font></font></font></p><font co=
lor=3D"#000000" face=3D"Arial, Helvetica" style=3D"color:#000000;font-size:=
 12pt;">

</font><p style=3D"margin: 0;padding: 0px;font-family:Arial, Helvetica, san=
s-serif; color:#000000;line-height:1.7;font-family:Arial,verdana;font-size:=
12px;padding:0px;"></p></div>
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       =09  </div>
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ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
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se;" valign=3D"top">

=09    =09<table bgcolor=3D"transparent" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-si=
ze:12px;border:0px;padding:0px;width:100%;border-collapse:collapse; mso-tab=
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transparent;">
=09    <tbody><tr>
=09=09<td class=3D"txtsize" style=3D"border-collapse:collapse; mso-table-ls=
pace:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-tabl=
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            =09<div class=3D"zpelement-wrapper image" coupcmp id=3D"elm_170=
3090348351" prodcmp style=3D";word-wrap:break-word;overflow:hidden;padding:=
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=09=09=09<div>
=09=09        <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspac=
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order-collapse:collapse; mso-table-lspace:0pt; mso-table-rspace:0pt;word-br=
eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
apse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helv=
etica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7=
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15px;padding-left:15px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
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_(1).jpg" class=3D"zpImage" height=3D"auto" hspace=3D"0" size=3D"F" src=3D"=
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0" width=3D"570">
=09=09=09</td></tr>
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=09=09</div>
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</td></tr>
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ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

=09    =09<table bgcolor=3D"transparent" border=3D"0" cellpadding=3D"0" cel=
lspacing=3D"0" style=3D" mso-table-lspace:0pt; mso-table-rspace:0pt;font-si=
ze:12px;border:0px;padding:0px;width:100%;border-collapse:collapse; mso-tab=
le-lspace:0pt; mso-table-rspace:0pt;word-break:break-word;background-color:=
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=09    <tbody><tr>
=09=09<td class=3D"txtsize" style=3D"border-collapse:collapse; mso-table-ls=
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            =09<div class=3D"zpelement-wrapper image" coupcmp id=3D"elm_170=
3096717845" prodcmp style=3D";word-wrap:break-word;overflow:hidden;padding:=
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=09=09=09<div>
=09=09        <table align=3D"left" border=3D"0" cellpadding=3D"0" cellspac=
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eak:break-word;width:100%;text-align:left;">
            =09=09<tbody><tr><td class=3D"paddingcomp" style=3D"border-coll=
apse:collapse; mso-table-lspace:0pt; font-size:12px;font-family:Arial, Helv=
etica, sans-serif; mso-table-rspace:0pt;font-size:12px;border:0px;padding:7=
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25px;padding-left:25px;">
=09=09=09<img align=3D"left" alt=3D"https://stratus.campaign-image.com/imag=
es/1166828000005722521_zc_v1_1703096834188_thelender_red_background.jpg" cl=
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=09=09=09</td></tr>
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</td></tr>
<tr><td class=3D"txtsize" id=3D"elm_1703089545154" style=3D" mso-table-lspa=
ce:0pt; font-size:12px;font-family:Arial, Helvetica, sans-serif; mso-table-=
rspace:0pt;font-size:12px;border:0px;padding:0px 0px;border-collapse:collap=
se;" valign=3D"top">

          <div class=3D"zpelement-wrapper" id=3D"elm_1703089545154" style=
=3D";word-wrap:break-word;overflow:hidden;padding-right:0px;background-colo=
r:#ffffff;">
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cing=3D"0" class=3D"zpAlignPos" style=3D" mso-table-lspace:0pt; mso-table-r=
space:0pt;font-size:12px;padding:0px;border:0px;border-collapse:collapse; m=
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ze-adjust: 100%;-webkit-text-size-adjust: 100%;" width=3D"100%">
=09  =09
            <tbody><tr><td class=3D"paddingcomp" style=3D"border-collapse:c=
ollapse; mso-table-lspace:0pt; mso-table-rspace:0pt;border:0px;padding:7px =
15px;font-size:12pt;font-family:Arial,Helvetica;line-height:19pt;border-top=
:0px none ;   border-bottom:0px none ;padding-top:20px;padding-bottom:20px;=
padding-right:15px;padding-left:15px;">
             =09    =09=09<div componentbgcolor=3D"#ffffff" componentpaddin=
gbottom=3D"20px" componentpaddingleft=3D"15px" componentpaddingright=3D"15p=
x" componentpaddingtop=3D"20px" style=3D"background-color: rgb(255, 255, 25=
5);"><p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12px;=
 color:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: center;=
"><font color=3D"#333333" face=3D"Arial, Helvetica" style=3D"color: rgb(51,=
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<p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; colo=
r:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><fo=
nt color=3D"#000000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0)=
;"><font style><font style><font style><font style><font style><font style>=
<font style=3D"font-size: 9pt;">Hometown Equity Mortgage, LLC (NMLS #133519=
)</font></font></font></font></font></font></font></font></p><p align=3D"ce=
nter" style=3D"font-family:Arial,verdana;font-size:12px; color:#000000;padd=
ing:0px;margin: 0;line-height: 19pt; text-align: center;"><font color=3D"#0=
00000" face=3D"Arial, Helvetica" style=3D"color: rgb(0, 0, 0);"><font><font=
><font><font><font><font><font><font style=3D"font-size: 9pt;">dba theLende=
r. All Rights Reserved.</font></font></font></font></font></font></font></f=
ont></font></p><p align=3D"center" style=3D"font-family:Arial,verdana;font-=
size:12px; color:#000000;padding:0px;margin: 0;line-height: 19pt; text-alig=
n: center;"><font color=3D"#000000" face=3D"Arial, Helvetica" style=3D"colo=
r: rgb(0, 0, 0);"><font><font><font><font><font style=3D"font-size: 9pt;">N=
MLS #133519. CL &ndash; 133519</font></font></font></font></font></font></p=
><p align=3D"center" style=3D"font-family:Arial,verdana;font-size:12px; col=
or:#000000;padding:0px;margin: 0;line-height: 19pt; text-align: center;"><f=
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vetica" style=3D"color: rgb(0, 0, 0);"><font><font><font><font><font style>=
<font style=3D"font-size: 9pt;">For licensing information, go to:&nbsp;<a h=
ref=3D"http://www.nmlsconsumeraccess.org/" rel=3D"noopener noreferrer" styl=
e=3D"text-decoration:underline;color: rgb(51, 51, 51);" target=3D"_blank" z=
curl_name=3D"l_3">www.nmlsconsumeraccess.org</a></font></font></font></font=
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