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fuQdPmXtIZO5qjqixA4QAXntjLwZ6y_dgLDi2Wk-N0fLkwmvmepm2Rc3Cy5gjpw5yAtNC531ryG=
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5U3_tg-6sRvTV5oLqnQIUp42QsJjzn-_opytS7AZwAAAP__j8Rjjw" target=3D"_blank" re=
l=3D"noopener">Become<span style=3D"color:#e4002b;font-size:14px;">_</span>=
a<span style=3D"color:#e4002b;font-size:14px;">_</span>Partner </a></strong=
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fuQdPmXtIZO5qjqixA4QAXntjLwZ6y_dgLDi2Wk-N0fLkwmvmepm2Rc3Cy5gjpw5yAtNC531ryG=
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kedQ4q17-xOugLd_w_vP-v_54Hi7b5KyqDl2yJCNwQmMtzxZB5P3NgfOEwGQV0skII2EAT14Yy8=
GO8tTMBYdW4DcGJCZK2-F90u-r2oRXocSedRYRjQtau9bkwy1XvuupdEGSmQ8s1U1ziKPo9HXhv=
qG-vM8L7_eGur3JHzMzHI01Ks9pq3sfDYGDuG9LttHTvUFPu6fe-aXIK9pqWNNhyjh9VGT8FDi3=
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></span>
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=20
class=3D"fullWidth" style=3D"max-width:700px"><img src=3D"https://d15k2d11r=
6t6rl.cloudfront.net/public/users/Integrators/3fd3a448-3d02-49a4-af26-a8221=
3fec67e/thelender/20231208_GPA_Special_tL.jpg" style=3D"display:block;heigh=
t:auto;border:0;width:100%" width=3D"700" alt=3D"We are here for you, Ameri=
ca" title=3D"We are here for you, America"></div></div></td></tr></table></=
td></tr></tbody></table></td></tr></tbody></table><table class=3D"row row-4=
" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px;marg=
in:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"=
100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:1px solid #bbb"><spa=
n>&#8202;</span></td></tr></table></div></td></tr></table><table class=3D"t=
ext_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:=
0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-left:20px;p=
adding-right:20px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"color:#313131;"><span style=3D"font-size:22px;"><strong>=
'Tis the Season to save some cash</strong></span></span></p><p style=3D"mar=
gin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"color:#313131;"><span style=3D"font-size:22px;"><strong>with=
 theLender's&nbsp;</strong></span></span><span style=3D"color:#313131;"><sp=
an style=3D"font-size:22px;"><strong>G-PA Special. </strong></span></span><=
/p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-al=
t:26.4px"><span style=3D"color:#313131;"><span style=3D"font-size:22px;"><s=
trong>Now&nbsp;</strong></span></span></p><p style=3D"margin:0;font-size:22=
px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"color:#e4002b;font-size:38px;"><strong>WAIVING 100% of the</=
strong></span></p><p style=3D"margin:0;font-size:22px;text-align:center;mso=
-line-height-alt:26.4px"><span style=3D"color:#e4002b;font-size:38px;"><str=
ong>LENDER&nbsp;</strong></span><span style=3D"color:#e4002b;font-size:38px=
;"><strong>ORIGINATION FEES</strong></span></p><p style=3D"margin:0;font-si=
ze:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"color:#313131;"><strong>through the end of the month!&nbsp;<=
/strong></span></p><p style=3D"margin:0;font-size:22px;text-align:center;ms=
o-line-height-alt:14.399999999999999px">&nbsp;</p><p style=3D"margin:0;font=
-size:22px;text-align:center;mso-line-height-alt:26.4px"><span style=3D"fon=
t-size:28px;color:#313131;"><strong><span style>What is G-PA?</span></stron=
g></span></p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line=
-height-alt:26.4px">
<span style=3D"font-size:28px;"><strong><span style=3D"color:#e4002b;">GAP =
PLATFORM ADVANCEMENT</span></strong></span></p><p style=3D"margin:0;font-si=
ze:22px;text-align:center;mso-line-height-alt:26.4px"><span style=3D"font-s=
ize:22px;">A Bridge Loan for First Time Home Buyers, </span></p><p style=3D=
"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px"><spa=
n style=3D"font-size:22px;">First Time Investors,&nbsp;</span><span style=
=3D"font-size:22px;">and Experienced Investors too!</span></p><p=20
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"font-size:10px;">In order to be eligible for this specia=
l, the loan must be submitted on or before December 31, 2023 at 11:59pm EST=
</span></p></div></div></td></tr></table></td></tr></tbody></table></td></t=
r></tbody></table><table class=3D"row row-5" align=3D"center" width=3D"100%=
" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table=20
class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;background-color:#fff;border-radius:0;color:#000;width:700px;m=
argin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=
=3D"25%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;tex=
t-align:left;padding-bottom:5px;vertical-align:top;border-top:0;border-righ=
t:0;border-bottom:0;border-left:0"><table class=3D"empty_block block-1"=20
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D=
"pad"><div></div></td></tr></table></td><td class=3D"column column-2" width=
=3D"58.333333333333336%" style=3D"mso-table-lspace:0;mso-table-rspace:0;fon=
t-weight:400;text-align:left;padding-bottom:5px;padding-top:5px;vertical-al=
ign:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><table c=
lass=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10"=
=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font=
-family:sans-serif"><div class style=3D"font-size:14px;font-family:Arial,He=
lvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;lin=
e-height:1.2"><p style=3D"margin:0;mso-line-height-alt:16.8px"><span style=
=3D"color:#e4002b;"><strong><span style=3D"font-size:22px;">Highlights</spa=
n></strong></span></p><ul=20
style=3D"line-height:1.2;mso-line-height-alt:26.4px;font-size:14px"><li>Fir=
st time homebuyers - allowed</li><li>First Time Investors - allowed</li><li=
>Living Rent free - allowed</li><li>Up to 75% LTV</li><li>Min FICO 650</li>=
<li>No tradeline requirements</li><li>Multi-family OK</li><li>Cash out to 6=
5% LTV</li><li>Foreign National- No credit references required</li><li>Shor=
t Term Rentals OK*</li><li>NO Min DSCR Options</li><li>Vacant units - allow=
ed&nbsp; &nbsp; &nbsp; &nbsp;</li></ul><p=20
style=3D"margin:0;mso-line-height-alt:16.8px"><span style=3D"font-size:11px=
;">*By exception only</span></p></div></div></td></tr></table></td><td clas=
s=3D"column column-3" width=3D"16.666666666666668%" style=3D"mso-table-lspa=
ce:0;mso-table-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;=
padding-top:5px;vertical-align:top;border-top:0;border-right:0;border-botto=
m:0;border-left:0"><table class=3D"empty_block block-1" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div>=
</div></td></tr></table></td></tr></tbody></table></td></tr></tbody></table=
><table class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-=
lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content sta=
ck" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px;margi=
n:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"1=
00%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-al=
ign:left;background-color:#fff;vertical-align:top;border-top:0;border-right=
:0;border-bottom:0;border-left:0"><table class=3D"divider_block block-1" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pres=
entation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=20
class=3D"pad"><div class=3D"alignment" align=3D"center"><table border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%" st=
yle=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_inne=
r" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><sp=
an>&#8202;</span></td></tr></table></div></td></tr></table><table class=3D"=
text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspac=
ing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-serif;mso-li=
ne-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margin:0;font-=
size:14px;text-align:center;mso-line-height-alt:16.8px"><span style=3D"font=
-size:22px;color:#e4002b;"><strong>- Contact me today for full details -</s=
trong></span></p></div></div></td></tr></table><table=20
class=3D"text_block block-3" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-b=
ottom:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div styl=
e=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999=
999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px"><span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span>=
</p><p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-a=
lt:16.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color=
:#000080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></sp=
an></p></div></div></td></tr></table></td></tr></tbody></table></td></tr></=
tbody></table><table=20
class=3D"row row-7" align=3D"center" width=3D"100%" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0=
;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content stack" alig=
n=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"prese=
ntation" style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:70=
0px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" w=
idth=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-l=
eft:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" cell=
padding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
space:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"><di=
v style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
il.thelender.com/c/eJxUkDFrwzAQRn-NtDncSSdLGjSEQMDdStuhoyxdGoPsBPuKyb8vpF26=
fsP3eK8m5z160pzQgwWI1jjNi0zyGGo69R8v8Qh4ehs-_9b3x53T6bZILqKvKZcwRrj0fIklsK3=
ZcilMoVqHBcjpKRkwFg1GDBDIHQh7x5dIDj07gKII5MqNl8rrodxmPQnPQ008WqwjUoc2hI4ymS=
7Y0HdmdNFkQ4HZ6ZauIvdN2aMyZ2XO-74f_r0pc9ZryktdeVcEm_DapuWr5PZkbbfvtfDTiec8t=
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heLender.com</a> | <a style=3D"text-decoration: underline; color: #E4002B;"=
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LRIQzsTFsd568h1Wf7vty3gZ4raUpjzTXtLJmmtSamvsTXn0_O1gX1HQAA__-dAGJ8" target=
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n: underline; color: #E4002B;" href=3D"http://email.thelender.com/c/eJxUkD1=
v8yAURn8NbI64FwgwMESRLPndXrUdOmK4aSzhD-EbWfn3ldIuXZ_hOTqnROscOCMpglNaqaDRSl=
p44udQ4vX88S9cFFzfhs_f9f25UbyuC6fM8h7DmJT31ihAB-GWnTUOKBT0xgUEJaeICjUgBPDKG=
3sycLZ0C8aCI6tUFkbxnSothdopr7OcmOahRBo1lBFMB9r7ziSDndf-3OFoAyY0nsjKGu_M2y70=
RWAvsD-O4_TnTWDfEtPebW0tj8y7wF62mJbS6BBG7UytTstXTvUF39dHy_SSpDlNdaxpZ8k0bzU=
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ttp://email.thelender.com/c/eJxUkD-L4zAQRz-N1TloxpIlFSpCwODrjrsrrhxZk8Qg_0G=
exeTbL2S32fZX_B7v5WidA2cUR3C60zp0aBWvMstrzPHW__sVrhpuf8b_3-vf187xtq1Ck6hn1F=
NGh4FScIZ8TtnfuQdPmXtIZO5qjqixA4QAXntjLwZ6y_dgLDi2Wk-N0fLkwmvmepm2Rc3Cy5gjp=
w5yAtNC531ryGDrO9-3mGxAQuOZrSrxKbIfTXdtcGhwOM_z8uOtwWHZqjzowe1OVVauDQ6qRlpz=
5bMx-hCuZV4fE5U3_tg-6sRvTV5oLqnQIUp42QsJjzn-_opytS7AZwAAAP__j8Rjjw" target=
=3D"_blank" rel=3D"noopener">Mortgage Partner</a>&nbsp;| <a style=3D"text-d=
ecoration: underline; color: #E4002B;" href=3D"http://email.thelender.com/c=
/eJxUkLtu6zAQRL-G7GRwl6RIFiwMAwJ0u4skRUo-1rEAShakDQT_fQA7TdopZuacGq1z4IykCE=
5ppYJGK2nhiR9jjZf-4184K7i8jZ-_6ftjpXi5L5wKy1ssOWsbtL0iBkSi4DGUBK7PWqlik5wiK=
tSAEMArb-zJQG_pGowFR1apIoziGzVaKm2ncp_lxDSPNVLWUDOYDrT3nUkGO69932G2ARMaT2Rl=
izfmdRf6LHAQOBzHcfrTJnAor7MdChzkFtNSNzqEUTvT1qblq6T23N3v31uhJx_NaWq5pZ0l07y=
2xDTW-P9l42xdgJ8AAAD__8m8X2M" target=3D"_blank" rel=3D"noopener">Contact</a=
>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-8" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block =
block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><div style=3D"max-width:65px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:100%" width=3D"65=
" alt=3D"Image" title=3D"Image"></div></div></td></tr></table></td><td clas=
s=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;mso-table-r=
space:0;font-weight:400;text-align:left;vertical-align:top;border-top:0;bor=
der-right:0;border-bottom:0;border-left:0"><table=20
class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"fon=
t-family:sans-serif"><div class style=3D"font-size:14px;font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;li=
ne-height:1.2"><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8=
px"><div style=3D"font-size: 12px; line-height: 14px; font-family: Arial, '=
Helvetica Neue', Helvetica, sans-serif; color: #555555; text-align: left;">
<p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current licens=
es, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DBA th=
eLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mortgag=
e Banker License No. BK-1018248. All loans must meet Hometown Equity Mortga=
ge=E2=80=99s underwriting guidelines. This information is intended for the =
exclusive use of licensed real estate and mortgage lending professionals in=
 accordance with local laws and regulations. Distribution to the general pu=
blic is prohibited. Loans made or arranged pursuant to the California Finan=
cing Law.</span></p>
</div>
<br>
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