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class=3D"fullWidth" src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/use=
rs/Integrators/3fd3a448-3d02-49a4-af26-a82213fec67e/thelender/NonQM---Bank-=
Statement-Qualifier.jpg" style=3D"display:block;height:auto;border:0;max-wi=
dth:700px;width:100%" width=3D"700" alt=3D"We are here for you, America" ti=
tle=3D"We are here for you, America"></div></td></tr></table></td></tr></tb=
ody></table></td></tr></tbody></table><table class=3D"row row-4" align=3D"c=
enter" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"text_block block-1" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr>=
<td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-ri=
ght:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div=20
class style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-s=
ize:12px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.=
2"><p style=3D"margin:0;text-align:center;mso-line-height-alt:14.3999999999=
99999px"><span style=3D"color:#e4002b;"><strong><span style=3D"font-size:34=
px;">BANK STATEMENT QUALIFIER</span></strong></span></p><p style=3D"margin:=
0;text-align:center;mso-line-height-alt:40.8px">
<span style=3D"color:#000000;font-size:20px;"><strong><span style>For those=
 who are self-employed and looking to own a home</span></strong></span></p>=
</div></div></td></tr></table><table class=3D"text_block block-2" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation=
" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr=
><td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-r=
ight:20px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><ul=
 style=3D"line-height:1.2;mso-line-height-alt:14.399999999999999px;font-siz=
e:18px"><li><span style=3D"font-size:18px;">Personal and Business Bank Stat=
ements allowed</span></li><li><span style=3D"font-size:18px;">12 month and =
24 month Bank Statement options</span></li><li><p style=3D"margin:0;mso-lin=
e-height-alt:21.599999999999998px">Max LTV (purchase only)
</p><ul style=3D"line-height:1.2;mso-line-height-alt:21.599999999999998px;f=
ont-size:18px"><li><p style=3D"margin:0;mso-line-height-alt:21.599999999999=
998px">Up to 90% on Non QHEM Plus</p></li><li><p style=3D"margin:0;mso-line=
-height-alt:21.599999999999998px">Up to 85% on standard Non QHEM</p></li></=
ul></li><li><span style=3D"font-size:18px;">2nd Home and Investment propert=
ies up to 80% LTV</span></li><li><span style=3D"font-size:18px;">Loan amoun=
ts up to $4MM</span></li><li>
<span style=3D"font-size:18px;">Non-Warrantable Condos allowed</span></li><=
li><span style=3D"font-size:18px;">DTI up to 55%</span></li><li><span style=
=3D"font-size:18px;">Credit scores down to 600</span></li><li><span style=
=3D"font-size:18px;">Recent Credit Events Allowed</span></li><li>7/6 and 10=
/6 ARM, 30, and 40 yr I/O option not fixed</li><li><span style=3D"font-size=
:18px;">Multiple financed properties allowed</span></li></ul></div></div></=
td></tr></table></td></tr></tbody></table></td></tr></tbody>
</table><table class=3D"row row-5" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"m=
so-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-co=
ntent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;co=
lor:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td class=3D"c=
olumn column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span>&#8202;</span></td></tr></table></div></td></tr></table><table class=
=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cells=
pacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rs=
pace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-bottom=
:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14p=
x;text-align:center;mso-line-height-alt:16.8px"><span style=3D"font-size:18=
px;"><strong>Cameron Leclair</strong></span></p><p style=3D"margin:0;font-s=
ize:14px;text-align:center;mso-line-height-alt:16.8px">
<strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color:#000080;fo=
nt-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></span></p></di=
v></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></tab=
le><table class=3D"row row-6" align=3D"center" width=3D"100%" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-content s=
tack" align=3D"center" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr>=
<td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"text_bl=
ock block-1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"=
0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-li=
ne-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"=
margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
il.thelender.com/c/eJxUkD1r8zAURn-NtTncq28NGkJ4A8720pbS8Uq6aQyyY2wVk39fSLt0=
fYbncE6Jxjl0WnBEB6islcYKntvYHkOJJ_t2CUfA08vw8bu-PhaOp_vcKDdxi15dU2E0zidy5BE=
4EztfKASNBUmMUYJUiArQaY32ADJpDwa8yteACjoN7caV58LrId8nMTaehhKLzzkgmJ4s5l5zlr=
33aHtKoFMwwSCQqPHW2rJ16tjJcyfP-74f_rx18izWSHNZee80bI3XOs6fmeqTtd2_1sxPJ55or=
KnS1kTjaanUeCjx_08B-W94v3wHAAD__y3wXKQ" target=3D"_blank" rel=3D"noopener">=
theLender.com</a> | <a style=3D"text-decoration: underline; color: #E4002B;=
" href=3D"http://email.thelender.com/c/eJxU0M2K4zAQBOCnkW4O6taPpYMOIazBuS27=
yzJHWWpPDLId7A4mbz-QGQbm-h2qqCrRti20RlKEVoF2Dq2TtPDEz77Ei_t3DWcFlz_925f-fd4=
pXtaFU2Z5izoFjaM1DtBD9mMp2WsKweWQwohBThEVagCtoDUG3EnhYLyyyus8BtBKGMU3qrQU2k=
55neXENPclFp9zAGWb5CA3hjI23oNr0qDMEGywoJKs8cZ834U-C-wEdsdxnH6kCezSsD64-VaBn=
dxiWspGhzBqZ9rqtLznVF_t-_rYMr1W0pymOtS0s2Sa7zUx9SX-_vwEf_X_rx8BAAD__2DCYp4"=
 target=3D"_blank" rel=3D"noopener">About Us</a>&nbsp;| <a style=3D"text-de=
coration: underline; color: #E4002B;" href=3D"http://email.thelender.com/c/=
eJxUkL2K4zAURp9G6hzu1Z-tQkUIa3C6ZXcYppSlm4lB_kG-weTtBzLTTPsV3-GcHGzbYmskBWw=
BtXPKOkkLT_wccri4t6s_A17-DR8_6__nRuGyLhwTy3vwkND60RsYvQPslMvZOnczpJGMi3IKCp=
RG1ICtMehOoEbTgYVOp5tHDcIA36nQkqme0jrLiWkecshdSh7BNtFhagwl1XQduiaOYEZvvUWIs=
oQ787YLfRaqF6o_juP0602ovkamvdnqmh-Jd6F6WUNccqVDGNiZapmWzxTLC76vj5roJUlznMpY=
4s6Sad5KZBpy-PudRP0Z3q9fAQAA__-YaWHl" target=3D"_blank" rel=3D"noopener">Pr=
oducts</a>&nbsp;| <a style=3D"text-decoration: underline; color: #E4002B;" =
href=3D"http://email.thelender.com/c/eJxUkL1qwzAURp_G2hzu1Z-tQUMINThbaUvpKE=
vXiUH-Qb7F5O0LaZeu3_AdzkneNA02WpDHBlBZK40VtPDEjz75i_24ujPg5a3_-lvfHxv5y7pwi=
CzuHiNYa8HBIO04Bo2JVNIuRGsHakYjJi9BKkQF2GiN9gRy0C0YaFUcHSqoNPCdMi2Jyimus5iY=
5j751MboEEwdLMZaU5R126KtwwB6cMYZhCCyvzNve6XOlewq2R3Hcfr3VsluXgvfwo3qLRReqFS=
yE8WHJRU6Kg07U8nTcoshP_H7-l0iPTVpDlMecthZMM1bDkx98q-_UeRL_3n9CQAA__8Kn2Nd" =
target=3D"_blank" rel=3D"noopener">Mortgage Partner</a>&nbsp;| <a style=3D"=
text-decoration: underline; color: #E4002B;" href=3D"http://email.thelender=
=2Ecom/c/eJxUkL1qwzAUhZ9G2hzu1b8HDSHU4G=
ylLaWjfHXdGGQn2Comb19IunQ9wznn-3K03qM3=
kiN6QO2csk7yUqd673M8uY9zewQ8vfVff-n7_cbxdF1qoiovEbQPg2tHqwlJW01aj2kcsw80jMR=
eTlGB0oga0BuD7gBqMAEsBE1jixqEgXrhwkvm9UDXWU6V5z7HHIhaBNskh9QYJtWEgK5JA5ihta=
1FSLLES623TeijUJ1Q3b7vh39tQnX0PNsooTq5xrTklXdhYKu8lmn5plQeu9v1ZyV-8PGcpjKUt=
FVZeb6VVLnP8fVpQ730n-ffAAAA__-AA2CU" target=3D"_blank" rel=3D"noopener">Con=
tact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-7" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block =
block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;max-width:65px;width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;text-align:center" align=3D"center"><div style=
=3D"font-size: 12px; line-height: 14px; font-family: Arial, 'Helvetica Neue=
', Helvetica, sans-serif; color: #555555; text-align: left;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
</div><br />

<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;">
  <p style=3D"font-size: 12px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">We hope you found the content of this message to be i=
nformative. If you'd rather not receive emails like this from us in the fut=
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xoujz8f6dGxyPp2SKUtsTqaYUCGAi8Q20cXLyuRz8XyfzTCZP63q73R36Ww-b5sodUyOuT0wjK0=
4WIIPhE5VysEYbkkKOksVZ4nLAQMlhGIyZYyIGwyKpZjjlOpDRihGDMej9bYxtr_RbUhctGFlcp=
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akq8Qs5Jvx_DS2RH9mgiB6K4UAmFklIgu6oq_6_BCy7sN3r_eD7LiTQ3F8BA2v9XTMy1hM-yrzV=
BX_lLebdt99elV2Hrt-EkB_isQvh-yQTqvvBxi0ueyMb39QAwP0fbeNW9a-uuoQ3vutb1-nh8Xo=
g2dl9GuTF5-WcByVd3_CQAA___tCc0f" target=3D"_blank" style=3D"background-colo=
r: rgb(255, 255, 255);">here</a>. You're receiving this communication from =
us because you've given Hometown Equity Mortgage, LLC d/b/a theLender your =
email in the past, and we're trying to stay in touch with you. If you prefe=
r to contact us in writing, please mail any correspondence to 25531 Commerc=
entre #250 Lake Forest, CA 92630.</span></p>
</div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody><=
/table></td></tr></tbody></table><!-- End --></body></html><br /><img src=
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