Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id aCj3Ha7VQ2UhCQQAchKAPA (envelope-from ) for ; Thu, 02 Nov 2023 12:00:30 -0500 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Thu, 02 Nov 2023 12:00:30 -0500 Received: from mail.a91.static.mgsend.net ([104.130.123.91]:24326) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.96.2) (envelope-from ) id 1qyb3V-0016xt-2r for andrew@sterlingcal.com; Thu, 02 Nov 2023 12:00:30 -0500 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1698944411; x=1698951611; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=vGhd0O9NBcKn9IhA0oLHGvyd6zyowKWcC+coRduxuBw=; b=aCrXTGt4p7F5Ips3Zypkh/8dYupzq1RyeAgofR6EDJRwlXstE8heHD1JOHb0484LRJjdMMLSA318OMs2EzWJgOb4PLCumW8FFwhiKxiHw3KgWPv5boCpOGDFw9ujifGrhJLoiLwDrhSD9+3MvqIUSjiUg4LExofzOIvp1bTJpxfnS9eWOGITvuAaeVzTRtKWzo8e+Vbp1+Kh2Not0Wkf/557cNHR4yQvKZXLu5F8kVuqjfEjQbPzqt4spISKH5U/MlWs072U6OG4Y32UkRX1o02k9YKVo9CJMJdBYMX1B5eHqYdgMWfF8cfhSD9xxk7R+kp3rcXWh3iuFieKt/9RIA== X-Mailgun-Sending-Ip: 104.130.123.91 X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: from ( []) by 48997760529a with HTTP id 6543d58f4e1935d1d1b03c52; Thu, 02 Nov 2023 16:59:59 GMT Sender: cleclair@thelender.com Date: Thu, 02 Nov 2023 16:59:59 +0000 Mime-Version: 1.0 Subject: NonQM Asset Qualifier From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "8c272407-bfb6-474b-8452-cfd0cc6027e1", "sourceType": "emailblast", "templateId": "Q6UJ9A02EIWE"} Message-Id: <20231102165959.bc97c3fe78af0a81@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=0.9 X-Spam-Score: 9 X-Spam-Bar: / X-Spam-Flag: NO
<= table=20 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"= cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta= ble-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700">
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=
A= SSET QUALIFIER

For those sitting on stacks of cash and are<= /strong>

looking t= o push their savings to work for them.

  • Option = 1 | 60 months
    • Minimum Eligible Assets required are the le= ssor of $1,000,000 or 150% of the loan amount
    • Qualifying income based upon Total Assets Eligible for De= pletion, less down payment, less out of pocket closing costs, less required= reserves, divided by 60.
    • Ma= ximum DTI 43%
    • Opti= on 2 | 84 months
      • No Minimum Eligible Assets amount is required.
      • Qualifying income based upon Total Assets Eli= gible for Depletion, less down payment, less out of pocket closing costs, l= ess required reserves, divided by 84.
      • Maximum DTI 43%
    <= ul style=3D"line-height:1.2;mso-line-height-alt:21.599999999999998px;font-s= ize:18px">
  • Loan amounts up to $4MM
  • Non-Warrantable Condos allowed
  • No income documentation necess= ary
  • Credit scores as low as = 600
  • Recent credit events allowed
    • All occupancy types allowed7/6 and 10/6 ARM, 30, and 40 FRM
  • M= ultiple financed properties allowed


    •  

    = Elig= ible asset sources   

    • Checking
    • Savi= ngs
    • Money Market Accounts
    • Stocks
    • Bonds
    • Mutual Funds
    • R= etirement Assets
    =
     

    Cameron Leclair

    =

    (949) 312-5374 | cleclair@thelender.com <= /p>

    theLender.com | About Us | P= roducts | Mortgage Partner | Contact

    here. You're receiving this communication from = us because you've given Hometown Equity Mortgage, LLC d/b/a theLender your = email in the past, and we're trying to stay in touch with you. If you prefe= r to contact us in writing, please mail any correspondence to 25531 Commerc= entre #250 Lake Forest, CA 92630.

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    3D'clear'