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class=3D"fullWidth" src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/use=
rs/Integrators/3fd3a448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/aqt=
l.jpg" style=3D"display:block;height:auto;border:0;max-width:700px;width:10=
0%" width=3D"700" alt=3D"We are here for you, America" title=3D"We are here=
 for you, America"></div></td></tr></table></td></tr></tbody></table></td><=
/tr></tbody></table><table class=3D"row row-4" align=3D"center" width=3D"10=
0%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=
=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td =
class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;font-weight:400;text-align:left;background-color:#fff;vertical=
-align:top;border-top:0;border-right:0;border-bottom:0;border-left:0">
<table class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"pa=
dding-bottom:10px;padding-left:20px;padding-right:20px;padding-top:15px"><d=
iv style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39=
9999999999999px;color:#555;line-height:1.2"><p=20
style=3D"margin:0;text-align:center;mso-line-height-alt:14.399999999999999p=
x"><span style=3D"color:#e4002b;"><strong><span style=3D"font-size:34px;">A=
SSET QUALIFIER</span></strong></span></p><p style=3D"margin:0;text-align:ce=
nter;mso-line-height-alt:40.8px"><span style=3D"color:#000000;font-size:20p=
x;"><strong><span style>For those sitting on stacks of cash and are</span><=
/strong></span></p><p style=3D"margin:0;text-align:center;mso-line-height-a=
lt:24px">
<span style=3D"color:#000000;font-size:20px;"><strong><span style>looking t=
o push their savings to work for them.</span></strong></span></p></div></di=
v></td></tr></table><table class=3D"text_block block-2" width=3D"100%" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D=
"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=
=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-right:20px"=
><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><ul=
 style=3D"line-height:1.2;mso-line-height-alt:14.399999999999999px"><li><sp=
an style=3D"color:#e4002b;"><strong><span style=3D"font-size:18px;">Option =
1 | 60 months</span></strong></span><ul style=3D"line-height:1.2;mso-line-h=
eight-alt:21.599999999999998px;font-size:18px"><li>
<span style=3D"font-size:18px;">Minimum Eligible Assets required are the le=
ssor of $1,000,000 or 150% of the loan amount</span></li><li><span style=3D=
"font-size:18px;">Qualifying income based upon Total Assets Eligible for De=
pletion, less down payment, less out of pocket closing costs, less required=
 reserves, divided by 60.</span></li><li><span style=3D"font-size:18px;">Ma=
ximum DTI 43%</span></li></ul></li></ul><ul style=3D"line-height:1.2;mso-li=
ne-height-alt:21.599999999999998px"><li>
<span style=3D"color:#e4002b;"><strong><span style=3D"font-size:18px;">Opti=
on 2 | 84 months</span></strong></span><ul style=3D"line-height:1.2;mso-lin=
e-height-alt:21.599999999999998px;font-size:18px"><li><span style=3D"font-s=
ize:18px;">No Minimum Eligible Assets amount is required.</span></li><li><s=
pan style=3D"font-size:18px;">Qualifying income based upon Total Assets Eli=
gible for Depletion, less down payment, less out of pocket closing costs, l=
ess required reserves, divided by 84.</span></li><li>
<span style=3D"font-size:18px;">Maximum DTI 43%</span></li></ul></li></ul><=
ul style=3D"line-height:1.2;mso-line-height-alt:21.599999999999998px;font-s=
ize:18px"><li><span style=3D"font-size:18px;">Loan amounts up to $4MM</span=
></li><li><span style=3D"font-size:18px;">Non-Warrantable Condos allowed</s=
pan></li><li><span style=3D"font-size:18px;">No income documentation necess=
ary</span></li><li><span style=3D"font-size:18px;">Credit scores as low as =
600</span></li><li>
<span style=3D"font-size:18px;">Recent credit events allowed</span></li><li=
><span style=3D"font-size:18px;">All occupancy types allowed</span></li><li=
>7/6 and 10/6 ARM, 30, and 40 FRM</li><li><span style=3D"font-size:18px;">M=
ultiple financed properties allowed</span></li></ul><p style=3D"margin:0;ms=
o-line-height-alt:21.599999999999998px"><br></p><p style=3D"margin:0;font-s=
ize:18px;mso-line-height-alt:14.399999999999999px">&nbsp;</p><p=20
style=3D"margin:0;font-size:18px;mso-line-height-alt:21.599999999999998px">=
<span style=3D"font-size:18px;"><strong><span style=3D"color:#e4002b;">Elig=
ible asset sources</span></strong> &nbsp;&nbsp;</span></p><ul style=3D"line=
-height:1.2;mso-line-height-alt:21.599999999999998px"><li><span style=3D"fo=
nt-size:18px;">Checking</span></li><li><span style=3D"font-size:18px;">Savi=
ngs</span></li><li><span style=3D"font-size:18px;">Money Market Accounts</s=
pan></li><li><span style=3D"font-size:18px;">Stocks</span></li>
<li><span style=3D"font-size:18px;">Bonds</span></li><li><span style=3D"fon=
t-size:18px;">Mutual Funds</span></li><li><span style=3D"font-size:18px;">R=
etirement Assets</span></li></ul></div></div></td></tr></table></td></tr></=
tbody></table></td></tr></tbody></table><table class=3D"row row-5" align=3D=
"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody>=
<tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0"=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%" style=3D"m=
so-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;backgr=
ound-color:#fff;vertical-align:top;border-top:0;border-right:0;border-botto=
m:0;border-left:0"><table class=3D"divider_block block-1" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div =
class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"95%" style=3D"mso-table-ls=
pace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" style=3D"font-si=
ze:1px;line-height:1px;border-top:2px solid #e4002b"><span>&#8202;</span></=
td></tr></table></div></td></tr></table><table class=3D"text_block block-2"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-b=
reak:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:20px;padding=
-left:10px;padding-right:10px;padding-top:10px"><div style=3D"font-family:s=
ans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,Helvetica,s=
ans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px;color:#55=
5;line-height:1.2"><p style=3D"margin:0;font-size:14px;text-align:center;ms=
o-line-height-alt:16.8px">
<span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span></p>=
<p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:1=
6.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color:#00=
0080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></span><=
/p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbod=
y></table><table class=3D"row row-6" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px;marg=
in:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"=
100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-l=
eft:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" cell=
padding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
space:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"><di=
v style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
il.thelender.com/c/eJxUkM1q6zAQRp_G2jloxiNZWmgRQgK-u0tbSpf6GTcG2Qn2FJO3L6Td=
dPstvsM5JZi-h54UB7De9ES6d4oXmeQxlHCyb__8UcPpZfj4XV8fdw6n2yIxi7qGLjvwusNiTHK=
jjdGgLWM0WTtvwYKaAmrstEcLVgO4g8kUfSY_GuMhp9SQlitXXgqvh3yb1SQ8DyUQJ04m6TY5gJ=
ZoTG3qM7UaO4uFctIIqoaryH1rumODlwYv-74f_rw1eFFriEtZeW9Ib8JrnZbPHOuTtd2-1sxPJ=
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er">theLender.com</a> | <a style=3D"text-decoration: underline; color: #E40=
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39tLW0qP-lg3BvkDe4PJvy-kpdDrc5hhJntjrbYoyevGGYuobCtp5pEfffaX5u2fOyt9eek_fvT=
1sZK_LDOHxPLmAUyd9ZCbRGBii0NLbXIRa8hkTUhy9KCgVg4a3Sit25NJGFxCNxjjdIpRoOIbFZ=
ozbae0THJkmvrskSJFE1UVW60rxCFW0SasFNQNZExRgZbF35jXXdRnAZ2A7jiO0580AV2Iy52rX=
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Qw" target=3D"_blank" rel=3D"noopener">About Us</a>&nbsp;| <a style=3D"text=
-decoration: underline; color: #E4002B;" href=3D"http://email.thelender.com=
/c/eJxU0L9q8zAUBfCnsTYHSb6SrUFDCDH42z7aUjrqSteNQf6DfIPJ25emXbqe4Xc4J3nTtqoF=
QV5ZZ1oA2XaCFp74MSR_sW__3Fmqy8vw8Zu-Pjbyl3XhEFncPNlxbKQBG5PqUMXkGhMMakNSNxa=
lmLyWupFOW2WlUt3JRAgughuNcSoiViD5RpmWROUU11lMTPOQPBASGpQ1dkrVACPW2Eaov12dIK=
LUSmR_Y972qjlXuq90fxzH6Y9W6b4Epr3eyprukfdK96L4sKRCRwVyZyp5Wj5jyM_yfb2XSM-RN=
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r">Products</a>&nbsp;| <a style=3D"text-decoration: underline; color: #E400=
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pbSUY_rxCA_kG8x-feFtEvXb_gO52SvrZVWcfTSOG2VErbjuNBEjyH7i_l4cWchL2_D19_6_tjQ=
X9aFQiJ-94hta2SnW3AYrJN5VNpaSAKCceOIfPIgoBUOjDRCyu6kkwouKTdq7WSKkSlBdyy4ZKy=
ntM58IpyH7BVGjDqKJnZSNkqNsYk2qUZAayCrFAVIXvydaNtZe2bQM-iP4zj9e2PQz2ulW7hhs4=
VKC1YGPa8-LLniwZTYCWuZllsK5Ynf1--a8KmJc5hKLGEnTjhvJRAO2b_-RoHr8Hn9CQAA__-mp=
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e=3D"text-decoration: underline; color: #E4002B;" href=3D"http://email.thel=
ender.com/c/eJxUkL1qwzAUhZ9G2hyurv6iQUMIMbhbaUvpqJ-bxiA7wb7F5O0LSZeuZzjnfF-=
N1nvljaSoXLDeGPB7STOPfB9qPLqPl3AAdXwbvv7S9_uN4vE6cyosL1EnxAC6eAvaBu2T8gDobb=
DOh1KDHCMCagjolAOl9jtbTArFhLO1QZWchQG-UKO50rIr10mOTNNQo6FM2Wbo8l6pzphz7rIvp=
gPUDqspGVDJFi_Mt1Xog8BeYL9t2-5fm8C-PM92KLCXS0xzXWgTBlampY3zd0ntsbtef5ZCDz6a=
0thySytLpunWEtNQ4-vTBp6Gz9NvAAAA__-uI1_b" target=3D"_blank" rel=3D"noopener=
">Contact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-7" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block =
block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;max-width:65px;width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;text-align:center" align=3D"center"><div style=
=3D"font-size: 12px; line-height: 14px; font-family: Arial, 'Helvetica Neue=
', Helvetica, sans-serif; color: #555555; text-align: left;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
</div><br />

<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;">
  <p style=3D"font-size: 12px; line-height: 14px; margin: 0;"><span style=
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vDj6fKxPxyplUYQiGugUhQmLKIVRHOjeG78UKt2Fz_fJFqLdY9Fe06dl1Olu6D2XPjil8kgVJwx=
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91oudeFSqsvC3xbNLe_AwAA__-p4dA0" target=3D"_blank" style=3D"background-colo=
r: rgb(255, 255, 255);">here</a>. You're receiving this communication from =
us because you've given Hometown Equity Mortgage, LLC d/b/a theLender your =
email in the past, and we're trying to stay in touch with you. If you prefe=
r to contact us in writing, please mail any correspondence to 25531 Commerc=
entre #250 Lake Forest, CA 92630.</span></p>
</div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody><=
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