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class=3D"fullWidth" src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/use=
rs/Integrators/3fd3a448-3d02-49a4-af26-a82213fec67e/thelender/202300901_GPA=
_Special_tL.jpg" style=3D"display:block;height:auto;border:0;max-width:700p=
x;width:100%" width=3D"700" alt=3D"We are here for you, America" title=3D"W=
e are here for you, America"></div></td></tr></table></td></tr></tbody></ta=
ble></td></tr></tbody></table><table class=3D"row row-4" align=3D"center" w=
idth=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:1px solid #bbb"><spa=
n>&#8202;</span></td></tr></table></div></td></tr></table><table class=3D"t=
ext_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacin=
g=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:=
0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-left:20px;p=
adding-right:20px"><div style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"color:#313131;"><span style=3D"font-size:22px;"><strong>=
You can save some cash this September </strong></span></span></p><p style=
=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"color:#313131;"><span style=3D"font-size:22px;"><strong>with=
 theLender's&nbsp;</strong></span></span><span style=3D"color:#313131;"><sp=
an style=3D"font-size:22px;"><strong>G-PA Special. </strong></span></span><=
/p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-al=
t:26.4px"><span style=3D"color:#313131;"><span style=3D"font-size:22px;"><s=
trong>Now&nbsp;</strong></span></span></p><p style=3D"margin:0;font-size:22=
px;text-align:center;mso-line-height-alt:26.4px">
<span style=3D"color:#e4002b;font-size:38px;"><strong>WAIVING ORIGINATION F=
EES</strong></span></p><p style=3D"margin:0;font-size:22px;text-align:cente=
r;mso-line-height-alt:26.4px"><span style=3D"color:#313131;"><strong>throug=
h the end of the month!&nbsp;</strong></span></p><p style=3D"margin:0;font-=
size:22px;text-align:center;mso-line-height-alt:14.399999999999999px">&nbsp=
;</p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-=
alt:26.4px">
<span style=3D"font-size:28px;color:#313131;"><strong><span style>What is G=
-PA?</span></strong></span></p><p style=3D"margin:0;font-size:22px;text-ali=
gn:center;mso-line-height-alt:26.4px"><span style=3D"font-size:28px;"><stro=
ng><span style=3D"color:#e4002b;">GAP PLATFORM ADVANCEMENT</span></strong><=
/span></p><p style=3D"margin:0;font-size:22px;text-align:center;mso-line-he=
ight-alt:26.4px"><span style=3D"font-size:22px;">A Bridge Loan for First Ti=
me Home Buyers, </span></p><p=20
style=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4=
px"><span style=3D"font-size:22px;">First Time Investors,&nbsp;</span><span=
 style=3D"font-size:22px;">and Experienced Investors too!</span></p><p styl=
e=3D"margin:0;font-size:22px;text-align:center;mso-line-height-alt:26.4px">=
<span style=3D"font-size:10px;">In order to be eligible for this special, t=
he loan must be submitted between September 1 and September 30, 2023 at 11:=
59pm EST</span></p></div></div></td></tr></table></td></tr>
</tbody></table></td></tr></tbody></table><table class=3D"row row-5" align=
=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=
 role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbo=
dy><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tab=
le-lspace:0;mso-table-rspace:0;color:#000;background-color:#fff;border-radi=
us:0;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;padding-bottom:5px;vertical-ali=
gn:top;border-top:0;border-right:0;border-bottom:0;border-left:0"><table cl=
ass=3D"empty_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" c=
ellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tabl=
e-rspace:0"><tr><td class=3D"pad"><div></div></td></tr></table></td><td cla=
ss=3D"column column-2" width=3D"58.333333333333336%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"text_block block-=
1" width=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:br=
eak-word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif"><div =
class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;mso-line-height-alt:16.8px"><span style=3D"color:#e4002b;"><strong><spa=
n style=3D"font-size:22px;">Highlights</span></strong></span></p><ul style=
=3D"line-height:1.2;mso-line-height-alt:26.4px;font-size:14px"><li>First ti=
me homebuyers - allowed</li><li>First Time Investors - allowed</li><li>Livi=
ng Rent free - allowed</li><li>Up to 75% LTV</li><li>
Min FICO 650</li><li>No tradeline requirements</li><li>Multi-family OK</li>=
<li>Cash out to 65% LTV</li><li>Foreign National- No credit references requ=
ired</li><li>Short Term Rentals OK*</li><li>NO Min DSCR Options</li><li>Vac=
ant units - allowed&nbsp; &nbsp; &nbsp; &nbsp;</li></ul><p style=3D"margin:=
0;mso-line-height-alt:16.8px"><span style=3D"font-size:11px;">*By exception=
 only</span></p></div></div></td></tr></table></td><td class=3D"column colu=
mn-3" width=3D"16.666666666666668%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;padding-bottom:5px;padding-top:5px;vertical-align:top;border-top:0;bord=
er-right:0;border-bottom:0;border-left:0"><table class=3D"empty_block block=
-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D=
"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td clas=
s=3D"pad"><div></div></td></tr></table></td></tr></tbody></table></td></tr>=
</tbody></table><table class=3D"row row-6" align=3D"center"=20
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><=
table class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbo=
dy><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"divider_block block-1" width=
=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"present=
ation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad=
"><div class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_in=
ner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b"><=
span>&#8202;</span></td></tr></table></div></td></tr></table><table class=
=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"10" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"font-fam=
ily:sans-serif"><div class=20
style=3D"font-size:14px;font-family:Arial,Helvetica Neue,Helvetica,sans-ser=
if;mso-line-height-alt:16.8px;color:#555;line-height:1.2"><p style=3D"margi=
n:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px"><span styl=
e=3D"font-size:22px;color:#e4002b;"><strong>- Contact me today for full det=
ails -</strong></span></p></div></div></td></tr></table><table class=3D"tex=
t_block block-3" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad" style=3D"padding-bottom:20px;padding-left:10px;padding-rig=
ht:10px;padding-top:10px"><div style=3D"font-family:sans-serif"><div class =
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px">
<span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span></p>=
<p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:1=
6.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color:#00=
0080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></span><=
/p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbod=
y></table><table class=3D"row row-7" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px;marg=
in:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"=
100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-l=
eft:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" cell=
padding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
space:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"><di=
v style=3D"font-family:sans-serif"><div class=20
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px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
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24yDYRQLi0UzJgesgAtngAeHAUXIgojgELv6CDYJepcpSZD2Mt9lMKnNfUsxjZuZLm33wLbrgWi=
br2iE6KjIU9jiYmq6q963pjo07N-687_vh31vjzmZNeSmr7A3CprLWafkac32yttv3OsrTSeY81=
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kLtq9DAQRp_G6rxIY10LFcuCwX_3k6RIKWvGWYN8QZ7F7NsHNmnSfsV3OAejcU45LSgqG7SSRms=
paOWZnwPGm_34F65S3d6Gz9_1_blTvG0rp8ziHsm7UZEnxCl4GZL2U9cRuM5n6DSgmCNI6GSQTl=
kjtbz4QMk658JoPZpJN1rynQqtSPWSt0XMTMuAMaScvPdTm4w1rQYLrXcK2jGAQxrRGz2KEu_M-=
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UxZwRSUzmB67KGgBjCAFhxAMHgHOScNuocIXjkLBi4hEjrvfcwuFHs3wgA_qdJaqF2mbZEz0zKW=
FHHCEMK9Q-tsZ7TTXfBKdzlqXyiXYE2WNT2Z90P0V6EHoYfzPC8_3oQelq3xAx_U7dh4pSb0IFv=
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decoration: underline; color: #E4002B;" href=3D"http://email.thelender.com/=
c/eJxUkLtu6zAQRL9G7GQsV8tXwcIwIEC3u0hSpCS1q1gAJRsSA8F_H8BOk3aKmTmHo3FOO1ISt=
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HQRw2hogOPkgyTrnQraezUQNQb1KkZVlO423Rc1VloFjSGPy3k9tMta0hBZb7zS2OaBjyewNZVX=
itdb73nTnBvsG--M4Tn_aGuzH19kWG-zVFtPKmxwNwV5lK_P6Naby3N1v39soTz5Z0lxySXtVVZ=
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a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-8" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block =
block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;max-width:65px;width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"10"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;word-break:break-word"><tr><td class=3D"pad"><div style=3D"fon=
t-family:sans-serif"><div class style=3D"font-size:14px;font-family:Arial,H=
elvetica Neue,Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;li=
ne-height:1.2"><p style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8=
px"><div style=3D"font-size: 12px; line-height: 14px; font-family: Arial, '=
Helvetica Neue', Helvetica, sans-serif; color: #555555; text-align: left;">
<p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=3D"=
font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current licens=
es, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DBA th=
eLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mortgag=
e Banker License No. BK-1018248. All loans must meet Hometown Equity Mortga=
ge=E2=80=99s underwriting guidelines. This information is intended for the =
exclusive use of licensed real estate and mortgage lending professionals in=
 accordance with local laws and regulations. Distribution to the general pu=
blic is prohibited. Loans made or arranged pursuant to the California Finan=
cing Law.</span></p>
</div>
<br>
<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;">
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