<= table=20 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"= cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta= ble-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700">

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the Spot | <= /a>Appraisals | Brok= er_Resources |<= a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.the= lender.com/c/eJxUkLuK8zAUhJ9G6hx0dI0KFUnA4L_791KkPJKONwbZMbIWk7dfSLbZdhhm-L= 4cjHPgNKcA1ksAZYTitLSpPYYcLvbznz8JuLwP19_047FSuNyXhqnxW0CCPMbskiWT8wjGeinRW= wfRx1E4PgUppBJHMGAUaHWwQvjslR9BCzKjYVq0GxVaMtVDus98ajQPOUgghWnEjqxOnXaQOh9T= 6gRiFGB0PmLkJdxaWzemTkz2TPb7vh_-rDHZV9ru3zXRxmTPa8AlV9qZFlujWqblK2F5_r5aTz6= acSqx4NZ4o3kt2GjI4f_Lxvnter7-BAAA__95sWKV" target=3D"_blank" rel=3D"noopene= r"> Become_a_Partne= r | Ra= tes

theLender is waiving

100%

of the origination fee on all

Cal= HFA loans

submitted between Aug 15^=
th and Sept 15^th, 2023.

(Applies to Wholesale loans only)

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You can now help your low-to-moderate-incom= e California borrowers, who are looking to purchase a single-family home, w= ith our new

CalHFA

Down Paym= ent Assistance Program*

which provides low-interest home financing as well as down paym= ent and closing cost assistance for homebuyers in California.

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Up to 105% LTV
FICOs as low as 640
100% of your closing costs paid when usi= ng the ZIP in conjunction with the CalPlus**
DTI as high as 50%
Manual Underwrites OK
Manufactured Homes OK
100% Down = Payment Assistance with the MyHome Assistance program

&= nbsp;

*Program only available in C= alifornia

**Subject to avai= lability

<= span>

- Contact me today for full det= ails -

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Cameron Leclair

(949) 312-5374 | cleclair@thelender.com <= /p>

= theLender.com | About Us | Produ= cts | Mortgage Partner | Cont= act

Equal Housing Opportunity NMLS #133519 For current licens= es, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DBA th= eLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mortgag= e Banker License No. BK-1018248. All loans must meet Hometown Equity Mortga= ge=E2=80=99s underwriting guidelines. This information is intended for the = exclusive use of licensed real estate and mortgage lending professionals in= accordance with local laws and regulations. Distribution to the general pu= blic is prohibited. Loans made or arranged pursuant to the California Finan= cing Law.

We hope you found the content of this message to be infor= mative. If you'd rather not receive emails like this from us in the future,= you can be removed from our list by clicking here. You're receiving this communication from us bec= ause you've given Hometown Equity Mortgage, LLC d/b/a theLender your email = in the past, and we're trying to stay in touch with you. If you prefer to c= ontact us in writing, please mail any correspondence to 25531 Commercentre = #250 Lake Forest, CA 92630.