Return-Path: <bounce+d073f3.577174-andrew=sterlingcal.com@thelender.com>
Delivered-To: andrew@sterlingcal.com
Received: from reseller401.webserversystems.com
	by reseller401.webserversystems.com with LMTP
	id yFc8MNQR1WTPwQUAchKAPA
	(envelope-from <bounce+d073f3.577174-andrew=sterlingcal.com@thelender.com>)
	for <andrew@sterlingcal.com>; Thu, 10 Aug 2023 11:35:32 -0500
Return-path: <bounce+d073f3.577174-andrew=sterlingcal.com@thelender.com>
Envelope-to: andrew@sterlingcal.com
Delivery-date: Thu, 10 Aug 2023 11:35:32 -0500
Received: from pc234-199.mailgun.net ([143.55.234.199]:55769)
	by reseller401.webserversystems.com with esmtps  (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256
	(Exim 4.94.2)
	(envelope-from <bounce+d073f3.577174-andrew=sterlingcal.com@thelender.com>)
	id 1qU8dI-001aAa-7H
	for andrew@sterlingcal.com; Thu, 10 Aug 2023 11:35:32 -0500
DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com;
 q=dns/txt; s=krs; t=1691685315; x=1691692515; h=Content-Transfer-Encoding:
 Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version:
 Date: Sender: Sender; bh=hB2H2iiySIhjsoWJ9LkTRJwzQMZJYahfBeZ1/lwUi2M=;
 b=wI6JNn+XE4LsgXUx/fC1YPenY08vUbFcNfwVF6FrHFNgeAGOcsZQ2uZMSAq2hs92QmGpnSZYUkSx3BpbJcx+JHFrp7k87reJOydpMl3PAyjDOD8U3rAVIYiNMAmilMPxY2J3p5RJSf7Qg30Aup0MmFyCvtLigGZ6OkeE0dezGLcfFuvCqtz5grSm2vQ0PPZrDXfDR4f4x7eXxLIQphgWoO4tJP37wotuEDYoGCIGjuW516M1t5sUKjSgnOjy0FCEVRAf+OGaZ6M2i0P9rCLTg0u7TaoB9pF0F7KpZg6Dr0ZIgsTIyeZteiup+45ohwdL6BJJ4w0OjwBAn4uRytQMEA==
X-Mailgun-Sending-Ip: 143.55.234.199
X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ==
Received: from <unknown> (<unknown> []) by 0ff8060371f6 with HTTP id
 64d511c3924f41242c9170ea; Thu, 10 Aug 2023 16:35:15 GMT
Sender: cleclair@thelender.com
Date: Thu, 10 Aug 2023 16:35:15 +0000
Mime-Version: 1.0
Subject: theNADA: When "nothing" is all you need
From: cleclair@thelender.com
To: andrew@sterlingcal.com
X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId":
 "ae66cc57-bb2d-492c-bc0a-a442933dae6c", "sourceType": "emailblast",
 "templateId": "Q6UJ9A02HD3B"}
Message-Id: <20230810163515.bd3b681316dc2799@thelender.com>
Content-Type: text/html; charset="utf-8"
Content-Transfer-Encoding: quoted-printable
X-Spam-Status: No, score=-0.1
X-Spam-Score: 0
X-Spam-Bar: /
X-Spam-Flag: NO

<!DOCTYPE html><html xmlns:v=3D"urn:schemas-microsoft-com:vml" xmlns:o=3D"u=
rn:schemas-microsoft-com:office:office" lang=3D"en"><head><title></title><m=
eta http-equiv=3D"Content-Type" content=3D"text/html; charset=3Dutf-8"><met=
a name=3D"viewport" content=3D"width=3Ddevice-width,initial-scale=3D1"><!--=
[if mso]><xml><o:OfficeDocumentSettings><o:PixelsPerInch>96</o:PixelsPerInc=
h><o:AllowPNG/></o:OfficeDocumentSettings></xml><![endif]--><style>
*{box-sizing:border-box}body{margin:0;padding:0}a[x-apple-data-detectors]{c=
olor:inherit!important;text-decoration:inherit!important}#MessageViewBody a=
{color:inherit;text-decoration:none}p{line-height:inherit}.desktop_hide,.de=
sktop_hide table{mso-hide:all;display:none;max-height:0;overflow:hidden}.im=
age_block img+div{display:none} @media (max-width:720px){.image_block img.f=
ullWidth{max-width:100%!important}.mobile_hide{display:none}.row-content{wi=
dth:100%!important}.stack .column{width:100%;display:block}.mobile_hide{min=
-height:0;max-height:0;max-width:0;overflow:hidden;font-size:0}.desktop_hid=
e,.desktop_hide table{display:table!important;max-height:none!important}}
</style></head><body style=3D"background-color:#f5f5f5;margin:0;padding:0;-=
webkit-text-size-adjust:none;text-size-adjust:none"><table class=3D"nl-cont=
ainer" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=
=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;background=
-color:#f5f5f5"><tbody><tr><td><table class=3D"row row-1" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><=
table=20
class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"=
 cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta=
ble-rspace:0;color:#000;width:700px;margin:0 auto" width=3D"700"><tbody><tr=
><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:0;m=
so-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border=
-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_=
block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D=
"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><=
td class=3D"pad" style=3D"width:100%;padding-right:0;padding-left:0"><div c=
lass=3D"alignment" align=3D"center" style=3D"line-height:10px"><a href=3D"h=
ttp://email.thelender.com/c/eJxUkLtu6zAQBb-G7GSQy5dYsPD1hRGlC5IUKUnuOhZAyYK=
0geC_D-CkSXuKM5jB5ELQwUpK2kfte2e0kzTzyPcB08m_P8ej0qfX4eN3fbsvlE63mXNleU2eKM=
YYLgU1hFCcod5DiGjVBcgSyTGBAqN6rbQ3TrtDQVN8r432WCHEKKziKzWakdZDvU1yZJoGTJm8r=
9WFrhTAzkaoXakqd9laiMZgJl9lS1fmZRPmKOAs4Lzv--HPm4CzXFOecaVdWLUxrW2cP2tuD9Z2=
-1orPZxoymMrLW8smaalZaYB08tPAXj6b_59BwAA__-V7F1o" target=3D"_blank" style=
=3D"outline:none" tabindex=3D"-1"><img src=3D"https://d15k2d11r6t6rl.cloudf=
ront.net/public/users/Integrators/3fd3a448-3d02-49a4-af26-a82213fec67e/ADMI=
N/theLender/thelenderlogo-red-emails-large.png"=20
style=3D"display:block;height:auto;border:0;max-width:280px;width:100%" wid=
th=3D"280" alt=3D"the Lender" title=3D"the Lender"></a></div></td></tr></ta=
ble></td></tr></tbody></table></td></tr></tbody></table><table class=3D"row=
 row-2" align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-r=
space:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"center"=
 border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px;margi=
n:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"1=
00%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-al=
ign:left;background-color:#e4002b;vertical-align:top;border-top:0;border-ri=
ght:0;border-bottom:0;border-left:0"><table class=3D"text_block block-1" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pres=
entation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><=
td class=3D"pad"><div style=3D"font-family:sans-serif"><div class style=3D"=
font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-li=
ne-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"=
margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8px">
<span style=3D"color:#ffffff;font-size:14px;"><strong><a style=3D"text-deco=
ration: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkLl=
u5DAQBb-GzDTgfQQMZmchrDYzbAcOm2TbEkAdkNoQ5u8NjJ04fcErVNVkvZfecEzSRemC1dJyXG=
ii-1DTzb3-j1chb8_D28_6ct8w3daFoBAfEzgDRoMQRXqP4T0aG4IMFrXQGcHwKSmhtAhSSKett=
JdcdXZBaulqUT5GZgSN2HCpuF_KOvOJcB5qAnSuFOu7nFXtTFSly0VAB8aoqHUFdIW3NBJtB9NX=
pnqm-vM8L7_emOppxO7YVmKq53uCpe54MiMOwr1Ny0eB9sAe6-de8KGHM0wtNziIE85bA8Khpqf=
vGOrfX_3nKwAA__82g2C4" target=3D"_blank" rel=3D"noopener">the Spot </a></st=
rong><a style=3D"text-decoration:none;color:#ffffff;" href=3D"http://email.=
thelender.com/c/eJxUkLlu5DAQBb-GzDTgfQQMZmchrDYzbAcOm2TbEkAdkNoQ5u8NjJ04fcE=
rVNVkvZfecEzSRemC1dJyXGii-1DTzb3-j1chb8_D28_6ct8w3daFoBAfEzgDRoMQRXqP4T0aG4=
IMFrXQGcHwKSmhtAhSSKettJdcdXZBaulqUT5GZgSN2HCpuF_KOvOJcB5qAnSuFOu7nFXtTFSly=
0VAB8aoqHUFdIW3NBJtB9NXpnqm-vM8L7_emOppxO7YVmKq53uCpe54MiMOwr1Ny0eB9sAe6-de=
8KGHM0wtNziIE85bA8KhpqfvGOrfX_3nKwAA__82g2C4" target=3D"_blank" rel=3D"noop=
ener"><span style=3D"font-size:14px;">|</span></a><strong><a style=3D"text-=
decoration: none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJx=
UkLlu5DAQBb-GzDTgfQQMZmchrDYzbAcOm2TbEkAdkNoQ5u8NjJ04fcErVNVkvZfecEzSRemC1d=
JyXGii-1DTzb3-j1chb8_D28_6ct8w3daFoBAfEzgDRoMQRXqP4T0aG4IMFrXQGcHwKSmhtAhSS=
KettJdcdXZBaulqUT5GZgSN2HCpuF_KOvOJcB5qAnSuFOu7nFXtTFSly0VAB8aoqHUFdIW3NBJt=
B9NXpnqm-vM8L7_emOppxO7YVmKq53uCpe54MiMOwr1Ny0eB9sAe6-de8KGHM0wtNziIE85bA8K=
hpqfvGOrfX_3nKwAA__82g2C4" target=3D"_blank" rel=3D"noopener">&nbsp;</a><a =
style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.thele=
nder.com/c/eJxUkLtu6zAQBb-G7GTwIZJSwcLXF0KULkhSpFzurmMB1AMiA8F_H8BJk_YUZzBD=
0YWgQys5at9r3zmrneSlTvU-Urz49-f-rPTldfz4Xd_uG8fLulTAKm_xyhRCFwich9Qpj0F1mNB=
SMsrzFeQUjTJWdVppb512p0Q2-U5b7QlN6HvRqnrjzAvxfsJ1llPleaQI7D2iC01Khpq2N9gkVN=
BA25reWgL2KHO81boVYc_CDMIMx3Gc_rwJM8C27TAVyEWYQe4RFtr5EK0qlfc8LZ8I-QEu69eO_=
BDkGaacMpQqK89bhsojxZefHObpv_33HQAA__8Z8WLY" target=3D"_blank" rel=3D"noope=
ner">Appraisals </a></strong><a style=3D"text-decoration:none;color:#ffffff=
;" href=3D"http://email.thelender.com/c/eJxUkLtu6zAQBb-G7GTwIZJSwcLXF0KULkh=
SpFzurmMB1AMiA8F_H8BJk_YUZzBD0YWgQys5at9r3zmrneSlTvU-Urz49-f-rPTldfz4Xd_uG8=
fLulTAKm_xyhRCFwich9Qpj0F1mNBSMsrzFeQUjTJWdVppb512p0Q2-U5b7QlN6HvRqnrjzAvxf=
sJ1llPleaQI7D2iC01Khpq2N9gkVNBA25reWgL2KHO81boVYc_CDMIMx3Gc_rwJM8C27TAVyEWY=
Qe4RFtr5EK0qlfc8LZ8I-QEu69eO_BDkGaacMpQqK89bhsojxZefHObpv_33HQAA__8Z8WLY" t=
arget=3D"_blank" rel=3D"noopener">|</a><strong><a style=3D"text-decoration:=
 none; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkLtu6zAQBb=
-G7GTwIZJSwcLXF0KULkhSpFzurmMB1AMiA8F_H8BJk_YUZzBD0YWgQys5at9r3zmrneSlTvU-U=
rz49-f-rPTldfz4Xd_uG8fLulTAKm_xyhRCFwich9Qpj0F1mNBSMsrzFeQUjTJWdVppb512p0Q2=
-U5b7QlN6HvRqnrjzAvxfsJ1llPleaQI7D2iC01Khpq2N9gkVNBA25reWgL2KHO81boVYc_CDMI=
Mx3Gc_rwJM8C27TAVyEWYQe4RFtr5EK0qlfc8LZ8I-QEu69eO_BDkGaacMpQqK89bhsojxZefHO=
bpv_33HQAA__8Z8WLY" target=3D"_blank" rel=3D"noopener">&nbsp;</a><a style=
=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.thelender.=
com/c/eJxUkDFPwzAQhX-NvaWyz7EdDx5KUUTYEDAw2ndXGslJo8Qo6r9HallYn57e0_dRtN5r3=
0qO2gXtOmu0lTzXsd4Giif3-RqOSp_eh6-_9OO2cDxd55qwyks8M5DT3J3JA1LuvMPOc7YpELIz=
Xo4RFBjVaaWdsdoeMpnsOm20IwQfgmhVvXDhmXg94HWSY-VpoJjYOUTrm5yBmjYANhlValLbQjC=
GEjuUJV5qXTZhjgJ6Af2-74d_awL6lbfrz4q8CejlGtNMK--iVVvltYzzN6Zy_3207nw8pbHkkr=
YqK09LSZUHim8PG_DybJ5-AwAA___RAmKZ" target=3D"_blank" rel=3D"noopener">Brok=
er<span style=3D"color:#e4002b;font-size:14px;">_</span>Resources </a></str=
ong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://emai=
l.thelender.com/c/eJxUkDFPwzAQhX-NvaWyz7EdDx5KUUTYEDAw2ndXGslJo8Qo6r9HallYn=
57e0_dRtN5r30qO2gXtOmu0lTzXsd4Giif3-RqOSp_eh6-_9OO2cDxd55qwyks8M5DT3J3JA1Lu=
vMPOc7YpELIzXo4RFBjVaaWdsdoeMpnsOm20IwQfgmhVvXDhmXg94HWSY-VpoJjYOUTrm5yBmjY=
ANhlValLbQjCGEjuUJV5qXTZhjgJ6Af2-74d_awL6lbfrz4q8CejlGtNMK--iVVvltYzzN6Zy_3=
207nw8pbHkkrYqK09LSZUHim8PG_DybJ5-AwAA___RAmKZ" target=3D"_blank" rel=3D"no=
opener"><span style=3D"color:#ffffff;font-size:14px;">|</span></a><strong><=
a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.the=
lender.com/c/eJxUkDFPwzAQhX-NvaWyz7EdDx5KUUTYEDAw2ndXGslJo8Qo6r9HallYn57e0_=
dRtN5r30qO2gXtOmu0lTzXsd4Giif3-RqOSp_eh6-_9OO2cDxd55qwyks8M5DT3J3JA1LuvMPOc=
7YpELIzXo4RFBjVaaWdsdoeMpnsOm20IwQfgmhVvXDhmXg94HWSY-VpoJjYOUTrm5yBmjYANhlV=
alLbQjCGEjuUJV5qXTZhjgJ6Af2-74d_awL6lbfrz4q8CejlGtNMK--iVVvltYzzN6Zy_3207nw=
8pbHkkrYqK09LSZUHim8PG_DybJ5-AwAA___RAmKZ" target=3D"_blank" rel=3D"noopene=
r">&nbsp;</a><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"ht=
tp://email.thelender.com/c/eJxUkL1u4zAQBp9G7GRwlyIlFix8Pgin64IkRcoVubYFUD-g=
NhD89gGcNGm_4hvMpGDbFtpGcQDnwXXWgFW8yCSPIYWLe__vzxour8PHz_r22Dhc1kUoirqHERF=
8Cxyt11cmMkYTYGM4ku2u4NQUUKPRHWhwxoI9jcmMrgMDLkVsva8aLXfOvCQup7jOahKehxSInY=
vRtvU4Yqobj7Eeo6aamga9MYnYRZXDXWTbK3OusK-wP47j9Outwn5ei9zoxvVGRRYuFfaqBFpS4=
aNq9C5c8rTcIuUnfl8_S-SnJs805THTLkp43jIJDym8fEfBf3_Nn68AAAD__7qEZFI" target=
=3D"_blank" rel=3D"noopener">Become<span style=3D"color:#e4002b;font-size:1=
4px;">_</span>a<span style=3D"color:#e4002b;font-size:14px;">_</span>Partne=
r </a></strong><a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"=
http://email.thelender.com/c/eJxUkL1u4zAQBp9G7GRwlyIlFix8Pgin64IkRcoVubYFUD=
-gNhD89gGcNGm_4hvMpGDbFtpGcQDnwXXWgFW8yCSPIYWLe__vzxour8PHz_r22Dhc1kUoirqHE=
RF8Cxyt11cmMkYTYGM4ku2u4NQUUKPRHWhwxoI9jcmMrgMDLkVsva8aLXfOvCQup7jOahKehxSI=
nYvRtvU4Yqobj7Eeo6aamga9MYnYRZXDXWTbK3OusK-wP47j9Outwn5ei9zoxvVGRRYuFfaqBFp=
S4aNq9C5c8rTcIuUnfl8_S-SnJs805THTLkp43jIJDym8fEfBf3_Nn68AAAD__7qEZFI" targe=
t=3D"_blank" rel=3D"noopener">|</a><strong><a style=3D"text-decoration: non=
e; color: #FFFFFF;" href=3D"http://email.thelender.com/c/eJxUkL1u4zAQBp9G7G=
RwlyIlFix8Pgin64IkRcoVubYFUD-gNhD89gGcNGm_4hvMpGDbFtpGcQDnwXXWgFW8yCSPIYWLe=
__vzxour8PHz_r22Dhc1kUoirqHERF8Cxyt11cmMkYTYGM4ku2u4NQUUKPRHWhwxoI9jcmMrgMD=
LkVsva8aLXfOvCQup7jOahKehxSInYvRtvU4Yqobj7Eeo6aamga9MYnYRZXDXWTbK3OusK-wP47=
j9Outwn5ei9zoxvVGRRYuFfaqBFpS4aNq9C5c8rTcIuUnfl8_S-SnJs805THTLkp43jIJDym8fE=
fBf3_Nn68AAAD__7qEZFI" target=3D"_blank" rel=3D"noopener">&nbsp;</a><a styl=
e=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.thelender=
=2Ecom/c/eJxUkL1OxDAQBp_G7nKy1z-JCxfHoY=
jQIaCgtNcLieTkomRRdG-PdNDQfsU3minRta1u=
raSofdC-c0Y7SQtPfBtKvPj353BW-vI6fPytb7eV4uW6cEKWYywdKeUho4MAVoWg0EAOaEyrzWd=
QcoqgwKhOK-2N0-6Ui8m-00b7gtCGIKzikSothbYTXmc5Mc1DiYm8R3RtkzOUxgbAJqNKTbIWgj=
ElkUdZ48i87sKcBfQC-uM4Tv_eBPRbYtpHIt4F9HKLaSkbHcKqnWmr0_KFqd7B-_V7Q7oL0pymm=
mvaWTLNa01MQ4kvvzng6dE8_AQAAP__usVhWA" target=3D"_blank" rel=3D"noopener">R=
ates</a></strong></span>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-3" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;background-color:#fff;color:#000;width:700px;margin:0 auto" width=3D"700">=
<tbody>
<tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:=
0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;bor=
der-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D"ima=
ge_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
"><tr><td class=3D"pad" style=3D"width:100%;padding-right:0;padding-left:0"=
><div class=3D"alignment" align=3D"center" style=3D"line-height:10px"><img=
=20
class=3D"fullWidth" src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/use=
rs/Integrators/3fd3a448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/tln=
ada.jpg" style=3D"display:block;height:auto;border:0;max-width:700px;width:=
100%" width=3D"700" alt=3D"We are here for you, America" title=3D"We are he=
re for you, America"></div></td></tr></table></td></tr></tbody></table></td=
></tr></tbody></table><table class=3D"row row-4" align=3D"center" width=3D"=
100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbod=
y><tr><td><table class=3D"row-content stack" align=3D"center" border=3D"0" =
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;border-top:0;border-right:0;bo=
rder-bottom:0;border-left:0"><table class=3D"text_block block-1" width=3D"1=
00%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr>=
<td class=3D"pad" style=3D"padding-bottom:10px;padding-left:20px;padding-ri=
ght:20px;padding-top:15px"><div style=3D"font-family:sans-serif"><div=20
class style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-s=
ize:12px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.=
2"><p style=3D"margin:0;text-align:center;mso-line-height-alt:14.3999999999=
99999px"><span style=3D"color:#e4002b;"><strong><span style=3D"font-size:34=
px;">Meet theNADA</span></strong></span></p><p style=3D"margin:0;text-align=
:center;mso-line-height-alt:40.8px">
<span style=3D"color:#000000;font-size:20px;"><span style>theLender has gon=
e to the drawing board and come back with nothing.</span></span></p><p styl=
e=3D"margin:0;text-align:center;mso-line-height-alt:24px"><span style=3D"co=
lor:#000000;font-size:20px;"><span style>That=E2=80=99s right, absolutely n=
othing!</span></span></p><p style=3D"margin:0;text-align:center;mso-line-he=
ight-alt:24px"><span style=3D"color:#000000;font-size:20px;"><span style>An=
d we think it=E2=80=99s going to change the industry.</span></span></p><p=
=20
style=3D"margin:0;text-align:center;mso-line-height-alt:14.399999999999999p=
x">&nbsp;</p><p style=3D"margin:0;text-align:center;mso-line-height-alt:24p=
x"><span style=3D"color:#000000;font-size:20px;"><span style>Meet theNADA.<=
/span></span></p><p style=3D"margin:0;text-align:center;mso-line-height-alt=
:24px"><span style=3D"color:#000000;font-size:20px;"><span style>Nothing Do=
wn, 100% FHA Purchase Financing.</span></span></p><p style=3D"margin:0;text=
-align:center;mso-line-height-alt:24px">
<span style=3D"color:#000000;font-size:20px;"><span style>One submission, o=
ne approval and one closing.</span></span></p><p style=3D"margin:0;text-ali=
gn:center;mso-line-height-alt:14.399999999999999px">&nbsp;</p><p style=3D"m=
argin:0;text-align:center;mso-line-height-alt:24px"><span style=3D"color:#e=
4002b;"><strong><span style=3D"font-size:20px;"><span style>FHA DPA PROGRAM=
 FEATURES 100% CLTV</span></span></strong></span></p><p style=3D"margin:0;t=
ext-align:center;mso-line-height-alt:24px">
<strong><span style=3D"color:#000000;font-size:20px;"><span style>96.5% FHA=
 | 3.5% 2nd Mortgage</span></span></strong></p><p style=3D"margin:0;mso-lin=
e-height-alt:14.399999999999999px">&nbsp;</p></div></div></td></tr></table>=
<table class=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;=
mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"=20
style=3D"padding-bottom:10px;padding-left:20px;padding-right:20px;padding-t=
op:15px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;text-align:center;mso-line-height-alt:14.399999999999999px"><span style=3D=
"color:#e4002b;font-size:20px;"><strong><span style>Program Features</span>=
</strong></span></p><p=20
style=3D"margin:0;text-align:center;mso-line-height-alt:14.399999999999999p=
x">&nbsp;</p><ul style=3D"line-height:1.2;mso-line-height-alt:24px"><li><sp=
an style=3D"font-size:18px;">680 FICO Min</span></li><li><span style=3D"fon=
t-size:18px;">DTI per AUS</span></li><li><p style=3D"margin:0;mso-line-heig=
ht-alt:21.599999999999998px"><span style=3D"font-size:18px;">Loan amount pe=
r county limits.&nbsp;</span></p></li><li><span style=3D"font-size:18px;">F=
irst Time Homebuyer OK</span></li><li>
<span style=3D"font-size:18px;">Homeowner Education (at least one borrower)=
 required</span></li><li><span style=3D"font-size:18px;">Follow FHA guideli=
nes and </span><span style=3D"font-size:18px;">DU findings</span></li><li><=
span style=3D"font-size:18px;">2nd payment included in DTI</span></li><li><=
span style=3D"font-size:18px;">Seller Contributions: FHA up to 6%</span></l=
i><li><span style=3D"font-size:18px;">Non Occupying Co-Borrowers </span><sp=
an style=3D"font-size:18px;">Allowed</span></li><li>
<span style=3D"font-size:18px;">Lender or borrower paid compensation option=
s available</span></li><li><span style=3D"font-size:18px;">DACA Borrowers e=
ligible</span></li></ul></div></div></td></tr></table></td></tr></tbody></t=
able></td></tr></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><=
table class=3D"row-content stack" align=3D"center" border=3D"0"=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px;margin:0 auto" width=
=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%" style=3D"m=
so-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;backgr=
ound-color:#fff;vertical-align:top;border-top:0;border-right:0;border-botto=
m:0;border-left:0"><table class=3D"divider_block block-1" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"presentation"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"pad"><div =
class=3D"alignment" align=3D"center"><table border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" width=3D"95%" style=3D"mso-table-ls=
pace:0;mso-table-rspace:0"><tr><td class=3D"divider_inner" style=3D"font-si=
ze:1px;line-height:1px;border-top:2px solid #e4002b"><span>&#8202;</span></=
td></tr></table></div></td></tr></table><table class=3D"text_block block-2"=
 width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-b=
reak:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:20px;padding=
-left:10px;padding-right:10px;padding-top:10px"><div style=3D"font-family:s=
ans-serif"><div class style=3D"font-family:Arial,Helvetica Neue,Helvetica,s=
ans-serif;font-size:12px;mso-line-height-alt:14.399999999999999px;color:#55=
5;line-height:1.2"><p style=3D"margin:0;font-size:14px;text-align:center;ms=
o-line-height-alt:16.8px">
<span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span></p>=
<p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:1=
6.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color:#00=
0080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></span><=
/p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbod=
y></table><table class=3D"row row-6" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px;marg=
in:0 auto" width=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"=
100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top;border-top:0;border-right:0;border-bottom:0;border-l=
eft:0"><table class=3D"text_block block-1" width=3D"100%" border=3D"0" cell=
padding=3D"10" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-l=
space:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"><di=
v style=3D"font-family:sans-serif"><div class=20
style=3D"font-family:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12=
px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
il.thelender.com/c/eJxUkLtu6zAQBb-G7GSQy5dYsPD1hRGlC5IUKUnuOhZAyYK0geC_D-Ck=
SXuKM5jB5ELQwUpK2kfte2e0kzTzyPcB08m_P8ej0qfX4eN3fbsvlE63mXNleU2eKMYYLgU1hFC=
cod5DiGjVBcgSyTGBAqN6rbQ3TrtDQVN8r432WCHEKKziKzWakdZDvU1yZJoGTJm8r9WFrhTAzk=
aoXakqd9laiMZgJl9lS1fmZRPmKOAs4Lzv--HPm4CzXFOecaVdWLUxrW2cP2tuD9Z2-1orPZxoy=
mMrLW8smaalZaYB08tPAXj6b_59BwAA__-V7F1o" target=3D"_blank" rel=3D"noopener"=
>theLender.com</a> | <a style=3D"text-decoration: underline; color: #E4002B=
;" href=3D"http://email.thelender.com/c/eJxU0L1u4zAQBOCnITsZ_KdZsPD5IJyuC5I=
UKZfcTSyAkgxpDcFvH8AJAqT9ihnMYPYx6ugkZR2SDkdvtZc088j3AfM5vP5PJ6XPz8Pbt77cr5=
TPy8xQWV6yd8UioEsxACVAAyG8x2QxhmIdRTlmo4xVR610sF77Q0FbwlFbHbCamJJwii_UaEZaD=
3WZ5Mg0DZiBQqjVx64Ug51LpnalKujAOZOsRaBQZcsX5usm7EmYXph-3_fDrzRheijLjbsfFaaX=
a4YZV9qFUxvT2sb5o0J7tG_Lba30WEkTjK002FgyTdcGTAPmp69PzL-_9s9nAAAA__-clWQq" t=
arget=3D"_blank" rel=3D"noopener">About Us</a>&nbsp;| <a style=3D"text-deco=
ration: underline; color: #E4002B;" href=3D"http://email.thelender.com/c/eJ=
xUkL1u7CAQRp_GdF4BYzAUFHv3yorTRUmKlMBMspbwj_CsrH37SJs0ab_iOzoHg-l71XeCgrJeW=
WdAGUELT3wfMVzs-7M_S3V5HT9-17f7RuGyLhwzi2uQziqLBlTK0mEE94kaHHnQQJIgiSloqUE6=
JZUFo8wpISTrFCiLWffeN53kKxVakOopr7OYmOYRQyRrczZ9m5LGtvM6tynL2Mau0x4AI9ksSrg=
yb3sD50YPjR6O4zj9eWv0UCPT3m51xVvmvdGDqCEuWOloOrkz1TItXzmWB3xfbzXTQ5LmOJVU4s=
6Cad5KZBoxvPwk0U__4d93AAAA___J5GNv" target=3D"_blank" rel=3D"noopener">Prod=
ucts</a>&nbsp;| <a style=3D"text-decoration: underline; color: #E4002B;" hr=
ef=3D"http://email.thelender.com/c/eJxUkL1u4zAQBp9G7GRwlyIlFix8Pgin64IkRcoV=
ubYFUD-gNhD89gGcNGm_4hvMpGDbFtpGcQDnwXXWgFW8yCSPIYWLe__vzxour8PHz_r22Dhc1kU=
oirqHERF8Cxyt11cmMkYTYGM4ku2u4NQUUKPRHWhwxoI9jcmMrgMDLkVsva8aLXfOvCQup7jOah=
KehxSInYvRtvU4Yqobj7Eeo6aamga9MYnYRZXDXWTbK3OusK-wP47j9Outwn5ei9zoxvVGRRYuF=
faqBFpS4aNq9C5c8rTcIuUnfl8_S-SnJs805THTLkp43jIJDym8fEfBf3_Nn68AAAD__7qEZFI"=
 target=3D"_blank" rel=3D"noopener">Mortgage Partner</a>&nbsp;| <a style=3D=
"text-decoration: underline; color: #E4002B;" href=3D"http://email.thelende=
r.com/c/eJxUkDFu6zAQRE9DdjLIJbUSCxb-_hCidEGSIiW5u4kFULIhMRB8-wB2mrRTzMx7HNu=
us53XEi0Gi33rbKtlqVO9jRxP-P4cjsaeXseP3_TtdpV4uiw1UdXniJ4oELKxvpfMOXcemR16sc=
CfWfQUwYAzvTUWXWvbQ2aXsbfOIhN0IShv6lmKLCzrgS6znqrMI8ckiERt1-QM3PgA1GQyqUneQ=
3COkyDpEs-1XjfljgoGBcO-74c_bQoGepxtQMGg15gWXmVX3mxV1jItX5TKfXe7fK8kdz6Z01Ry=
SVvVVeZrSVVGji8PG_D03_37CQAA__-HPWHw" target=3D"_blank" rel=3D"noopener">Co=
ntact</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-7" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px;margin:0 auto" width=3D"700"><tbody><tr><td=20
class=3D"column column-1" width=3D"25%" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-top:0=
;border-right:0;border-bottom:0;border-left:0"><table class=3D"image_block =
block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" ro=
le=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td=
 class=3D"pad" style=3D"width:100%"><div class=3D"alignment" align=3D"cente=
r" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;max-width:65px;width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;text-align:center" align=3D"center"><div style=
=3D"font-size: 12px; line-height: 14px; font-family: Arial, 'Helvetica Neue=
', Helvetica, sans-serif; color: #555555; text-align: left;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
</div><br />

<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
: #555555; text-align: left;">
  <p style=3D"font-size: 12px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">We hope you found the content of this message to be i=
nformative. If you'd rather not receive emails like this from us in the fut=
ure, you can be removed from our list by clicking <a href=3D"http://email.t=
helender.com/c/eJyMks9ymzochZ9G7JyRfkICFiwSc7lxJqGDU5fgnf4lxpaAgtwYP30H251m=
2Y0WZz4dzTdHOmVRRKIwMCnhCeExo4QFpvWNn1Y6XfLNU3KPyfJ1Vd_S71Nv0mXXeqF8sEuFBql=
o8h5LFsfwrvW7UpFMMAOIE8PioEkBA8UxwYRTRtid1FTymFDCtYIoSVCI_c5Y02oz3KnOBY03bq=
VTYThXikULKUEvwgTUQiosFiIMIaFUC8NVYNOd9_2I6D2CHEH-t8l1g_8QH6b5qQY39yLIlW1M6=
xHkXe-7o78TY39CND-YCdGshOSo_8_3eslyWeW9zPqddOtp-6bvFV1b5U69dHpfV5_HGhL_zeW2=
2G_39XlDn6un5sWVvsgOUz2Rpj4_7J6r_3CRrdjLuTjU1QbqTwSM6tvBZ8tGI5r9i-fMz-zXPRB=
wfwnJNcRhydZzOPVmRq8TIeD9hULAtfAC0ayu2EG5H7R8LPD27WkUFWtryMdnV_ySrxtaQjFuq2=
KsKzuVj-tuW52sdGurGraXgP8IuNtDxonGSitGHwypaPVgPlGIR28G27QfStjLqGN3HJS5fJ4vF=
7xxvRXerHRaXi3gMaMPvwMAAP__NGDRsA" target=3D"_blank" style=3D"background-co=
lor: rgb(255, 255, 255);">here</a>. You're receiving this communication fro=
m us because you've given Hometown Equity Mortgage, LLC d/b/a theLender you=
r email in the past, and we're trying to stay in touch with you. If you pre=
fer to contact us in writing, please mail any correspondence to 25531 Comme=
rcentre #250 Lake Forest, CA 92630.</span></p>
</div></div></td></tr></table></td></tr></tbody></table></td></tr></tbody><=
/table></td></tr></tbody></table><!-- End --></body></html><br /><img src=
=3D'https://thelender.mortgageiqcrm.com/client/service.aspx?action=3Dopen&k=
ey=3Dae66cc57-bb2d-492c-bc0a-a442933dae6c' alt=3D'clear' />
