Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id CBjeKWwhdmQ/qgQAchKAPA (envelope-from ) for ; Tue, 30 May 2023 11:16:44 -0500 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Tue, 30 May 2023 11:16:44 -0500 Received: from mail.a91.static.mgsend.net ([104.130.123.91]:42953) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.94.2) (envelope-from ) id 1q421c-001JBs-5K for andrew@sterlingcal.com; Tue, 30 May 2023 11:16:44 -0500 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1685463387; x=1685470587; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=zb0da6Tr560c1beJ+pOv9cRFx5a/H0HIu22a25YIN2Q=; b=N2YZwlKFYqMtOZx8Y2iuXTHbgEz0w3y5lRMPzzLt6TCulSLZl9YaWkOQrYyFXCrr7wlOo2FewEWGrJ1ty4jOrTu0U4zxcGlLe/RNxn0cW3Cfb4mgcp8kKg016JmvuCpVV8HpsHDBzaJNMHCSz09aNjqMzyM7K/cGfxLDc/baXmkQIssZwUM6D+OGrXIGbmaH3sMPCAaqGkqvjKiadLFlTJ1KMfAX+5fMWeidr4YV9QMSGJhyl859O6Ttl7LGX145ktUE5vtUa88qKqUDvZxbafsrh+WGNcMCeV6W5D4IhcHZ0JRNFpTCPT3x+QZdSvavXzYsfDXFiv7yCGLXLXcjdw== X-Mailgun-Sending-Ip: 104.130.123.91 X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: from ( []) by b9cb07105124 with HTTP id 6476215927ac0e053d2ce3f4; Tue, 30 May 2023 16:16:25 GMT Sender: cleclair@thelender.com Date: Tue, 30 May 2023 16:16:25 +0000 Mime-Version: 1.0 Subject: theLender - Price Incentive on theSECOND From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "ce8e845a-1ee1-4212-b22f-a0c016ee9046", "sourceType": "emailblast", "templateId": "Q6UJ9A0A6TP7"} Message-Id: <20230530161625.46a5c932658989a9@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=-0.1 X-Spam-Score: 0 X-Spam-Bar: / X-Spam-Flag: NO

<= table=20 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"= cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta= ble-rspace:0;color:#000;width:700px" width=3D"700">

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the Spot | Appraisals | Broker_Resources <= a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.the= lender.com/c/eJxUkD1r8zAUhX-NtDlIV1cfHjSEgMHv9JamQ0dZumkMshPkW0z-fSHp0vVwOI= fnKdF6rz1KitoFi86Y4CWtPPNjLPHkPv71R6VP7-Pnb3p-3CmebiunzPIazYSIkyW8-OBsQKvSl= L3OQDpgLlrOERQYZY3STjuwB3TJ5t6As6EPfeoFKr5SpbVQO-TbImemZSwxU6CANnWaSHcIGroJ= 4NIllZV2RL1CJ2u8Mt83YY4CBgHDvu-HP2sChkbb7btl2gQMssW0lka7QLUxtTqvXznV5--r9eS= jJc11qmljybTca2IaS3x72Ti683__EwAA__88kGCh" target=3D"_blank" rel=3D"noopene= r">|&n= bsp;Become_= a_Partner <= /strong>| Rates<= /strong>

Is your client looking to acces= s the equity in their home without impacting their primary mortgage interes= t rate?

theLender has you= covered!

Introducing

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A stand alone and piggyback equity = second that allows homeowners to access the equity in their homes without l= osing their low interest rate firsts.

And now, theLender introduces a

.375 Price Incentive

for theSECOND*

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Loan Amounts up to $450k
FICOs starting at 660
O/O Full Doc max 80% CLTV
O/O Bank Statements max 80% CLTV

N/O/O Full Doc max up to 80% CLTV

N/O/O Bank Statement max up to 70%= CLTV
Max DTI up to 50%

O/O: Use original appraisal within 12 months and Appraisal = Review or New appraisal with AVM is required
N/O: Use original appraisal within 12 month= s and Appraisal Review or New 2055 appraisal and appraisal review
Combined Liens up to $2MM
No Assets required
Now Allowing 1st lien to have I/O features (Max = DTI 45%)

* Price Incentive ends May 31, 2023.

Applies to theSECOND OO and theSECON= D NOO Programs Only.

Loan amounts $150k or higher and CLTV o= f 75% or lower.

Cameron Leclair

(949) 312-5374 | cleclair@thelender.com

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t= heLender.com | About Us | Products= | Mortgage Partner | Contact

here. You're receiving this communication fr= om us because you've given Hometown Equity Mortgage, LLC d/b/a theLender yo= ur email in the past, and we're trying to stay in touch with you. If you pr= efer to contact us in writing, please mail any correspondence to 25531 Comm= ercentre #250 Lake Forest, CA 92630.