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ors/3fd3a448-3d02-49a4-af26-a82213fec6=
7e/ADMIN/editor_images/tlnada.jpg" style=3D"display:block;height:auto;borde=
r:0;width:700px;max-width:100%" width=3D"700" alt=3D"We are here for you, A=
merica" title=3D"We are here for you, America"></div></td></tr></table></td=
></tr></tbody></table></td></tr></tbody></table><table class=3D"row row-4" =
align=3D"center" width=3D"100%" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px" wid=
th=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;background-color:#fff;vertical-align:top;padding-top:0;padding-bottom:0=
;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class=3D=
"text_block block-1" width=3D"100%" border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspac=
e:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-bottom:10=
px;padding-left:20px;padding-right:20px;padding-top:15px"><div=20
style=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helv=
etica Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.39999=
9999999999px;color:#555;line-height:1.2"><p style=3D"margin:0;text-align:ce=
nter;mso-line-height-alt:14.399999999999999px"><span style=3D"color:#e4002b=
;"><strong><span style=3D"font-size:34px;">Meet theNADA</span></strong></sp=
an></p><p style=3D"margin:0;text-align:center;mso-line-height-alt:40.8px">
<span style=3D"color:#000000;font-size:20px;"><span style>theLender has gon=
e to the drawing board and come back with nothing.</span></span></p><p styl=
e=3D"margin:0;text-align:center;mso-line-height-alt:24px"><span style=3D"co=
lor:#000000;font-size:20px;"><span style>That=E2=80=99s right, absolutely n=
othing!</span></span></p><p style=3D"margin:0;text-align:center;mso-line-he=
ight-alt:24px"><span style=3D"color:#000000;font-size:20px;"><span style>An=
d we think it=E2=80=99s going to change the industry.</span></span></p><p=
=20
style=3D"margin:0;text-align:center;mso-line-height-alt:14.399999999999999p=
x">&nbsp;</p><p style=3D"margin:0;text-align:center;mso-line-height-alt:24p=
x"><span style=3D"color:#000000;font-size:20px;"><span style>Meet theNADA.<=
/span></span></p><p style=3D"margin:0;text-align:center;mso-line-height-alt=
:24px"><span style=3D"color:#000000;font-size:20px;"><span style>Nothing Do=
wn, 100% FHA Purchase Financing.</span></span></p><p style=3D"margin:0;text=
-align:center;mso-line-height-alt:24px">
<span style=3D"color:#000000;font-size:20px;"><span style>One submission, o=
ne approval and one closing.</span></span></p><p style=3D"margin:0;text-ali=
gn:center;mso-line-height-alt:14.399999999999999px">&nbsp;</p><p style=3D"m=
argin:0;text-align:center;mso-line-height-alt:24px"><span style=3D"color:#e=
4002b;"><strong><span style=3D"font-size:20px;"><span style>FHA DPA PROGRAM=
 FEATURES 100% CLTV</span></span></strong></span></p><p style=3D"margin:0;t=
ext-align:center;mso-line-height-alt:24px">
<strong><span style=3D"color:#000000;font-size:20px;"><span style>96.5% FHA=
 | 3.5% 2nd Mortgage | 100% CLTV</span></span></strong></p><p style=3D"marg=
in:0;mso-line-height-alt:14.399999999999999px">&nbsp;</p></div></div></td><=
/tr></table><table class=3D"text_block block-2" width=3D"100%" border=3D"0"=
 cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tab=
le-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class=3D"pad"=
=20
style=3D"padding-bottom:10px;padding-left:20px;padding-right:20px;padding-t=
op:15px"><div style=3D"font-family:sans-serif"><div class style=3D"font-fam=
ily:Arial,Helvetica Neue,Helvetica,sans-serif;font-size:12px;mso-line-heigh=
t-alt:14.399999999999999px;color:#555;line-height:1.2"><p style=3D"margin:0=
;text-align:center;mso-line-height-alt:14.399999999999999px"><span style=3D=
"color:#e4002b;font-size:20px;"><strong><span style>Program Features</span>=
</strong></span></p><p=20
style=3D"margin:0;text-align:center;mso-line-height-alt:14.399999999999999p=
x">&nbsp;</p><ul style=3D"line-height:1.2;mso-line-height-alt:24px"><li><sp=
an style=3D"font-size:18px;">680 FICO Min</span></li><li><span style=3D"fon=
t-size:18px;">DTI per AUS</span></li><li><p style=3D"margin:0;mso-line-heig=
ht-alt:21.599999999999998px"><span style=3D"font-size:18px;">Loan amount pe=
r county limits.&nbsp;</span></p></li><li><span style=3D"font-size:18px;">F=
irst Time Homebuyer OK</span></li><li>
<span style=3D"font-size:18px;">Homeowner Education (at least one borrower)=
 required</span></li><li><span style=3D"font-size:18px;">Follow FHA guideli=
nes and </span><span style=3D"font-size:18px;">DU findings</span></li><li><=
span style=3D"font-size:18px;">2nd payment included in DTI</span></li><li><=
span style=3D"font-size:18px;">Seller Contributions: FHA up to 6%</span></l=
i><li><span style=3D"font-size:18px;">Non Occupying Co-Borrowers </span><sp=
an style=3D"font-size:18px;">Allowed</span></li><li>
<span style=3D"font-size:18px;">Lender or borrower paid compensation option=
s available</span></li><li><span style=3D"font-size:18px;">DACA Borrowers e=
ligible</span></li></ul></div></div></td></tr></table></td></tr></tbody></t=
able></td></tr></tbody></table><table class=3D"row row-5" align=3D"center" =
width=3D"100%" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><=
table class=3D"row-content stack" align=3D"center" border=3D"0"=20
cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-tabl=
e-lspace:0;mso-table-rspace:0;color:#000;width:700px" width=3D"700"><tbody>=
<tr><td class=3D"column column-1" width=3D"100%" style=3D"mso-table-lspace:=
0;mso-table-rspace:0;font-weight:400;text-align:left;background-color:#fff;=
vertical-align:top;padding-top:0;padding-bottom:0;border-top:0;border-right=
:0;border-bottom:0;border-left:0"><table class=3D"divider_block block-1" wi=
dth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0"=20
role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><=
td class=3D"pad"><div class=3D"alignment" align=3D"center"><table border=3D=
"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" width=3D"95%"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0"><tr><td class=3D"divider_i=
nner" style=3D"font-size:1px;line-height:1px;border-top:2px solid #e4002b">=
<span>&#8202;</span></td></tr></table></div></td></tr></table><table class=
=3D"text_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0;word-break:break-word"><tr><td class=3D"pad" style=3D"padding-b=
ottom:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div styl=
e=3D"font-family:sans-serif"><div class style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;font-size:12px;mso-line-height-alt:14.399999999=
999999px;color:#555;line-height:1.2"><p style=3D"margin:0;font-size:14px;te=
xt-align:center;mso-line-height-alt:16.8px">
<span style=3D"font-size:18px;"><strong>Cameron Leclair</strong></span></p>=
<p style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:1=
6.8px"><strong>(949) 312-5374</strong>&nbsp;|&nbsp;<span style=3D"color:#00=
0080;font-size:14px;"><strong>cleclair@thelender.com&nbsp;</strong></span><=
/p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbod=
y></table><table class=3D"row row-6" align=3D"center" width=3D"100%" border=
=3D"0" cellpadding=3D"0"=20
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tbody><tr><td><table class=3D"row-content stack" align=3D"cen=
ter" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation"=
 style=3D"mso-table-lspace:0;mso-table-rspace:0;color:#000;width:700px" wid=
th=3D"700"><tbody><tr><td class=3D"column column-1" width=3D"100%"=20
style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:l=
eft;vertical-align:top;padding-top:0;padding-bottom:0;border-top:0;border-r=
ight:0;border-bottom:0;border-left:0"><table class=3D"text_block block-1" w=
idth=3D"100%" border=3D"0" cellpadding=3D"10" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"mso-table-lspace:0;mso-table-rspace:0;word-break:break-=
word"><tr><td class=3D"pad"><div style=3D"font-family:sans-serif"><div clas=
s=20
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px;mso-line-height-alt:14.399999999999999px;color:#555;line-height:1.2"><p =
style=3D"margin:0;font-size:14px;text-align:center;mso-line-height-alt:16.8=
px">
<a style=3D"text-decoration: underline; color: #E4002B;" href=3D"http://ema=
il.thelender.com/c/eJxUkDFPwzAQRn9NvKXynS-2GTyUooqwIWBgvNoXGslJq-RQ1H-PVFhY=
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QRtDCEz8GDFf7_v98kXB9HT5-1rfHRuG6LhwTi1vwo0WdpdRZEpyVRDzbmLIFROdHk8UUlFRaGu=
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A4YOXIoZ2yanqBpjEJqIFBuFaKDNPhurZQl35m0X7UXoXuj-OI7Trzeh-3mtfIs3arZYeaEqdC9=
riAtWOoRRO1Mt03JLsTzx-_pZEz01aY5TGUvcWTLNW4lMA4aX7yj639_2z1cAAAD__1_qZPk" t=
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ext-decoration: underline; color: #E4002B;" href=3D"http://email.thelender.=
com/c/eJxUkL1OwzAUhZ_G3lL53lz_dPBQiiLChoCB0bGvaSQnjRKjqG-P1LKwnuGc833Ja2vBk=
mQPxqEBA4okz3Wstz75s_l8PZ4UnN_7r7_047awP1_nGmKVF-84kAnHQQ-WnXEcyZFSlGzMAyrN=
cvSosFWEFiwC0cFxVqCtddpBBhwEqXrhwnPi9RCvkxwrT33yGmwMObVNjkE1RAmakDg0KiWCNrt=
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ct</a>
</p></div></div></td></tr></table></td></tr></tbody></table></td></tr></tbo=
dy></table><table class=3D"row row-7" align=3D"center" width=3D"100%" borde=
r=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"=
mso-table-lspace:0;mso-table-rspace:0"><tbody><tr><td><table class=3D"row-c=
ontent stack" align=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=
=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-table-rspace:0=
;color:#333;width:700px" width=3D"700"><tbody><tr><td class=3D"column colum=
n-1"=20
width=3D"25%" style=3D"mso-table-lspace:0;mso-table-rspace:0;font-weight:40=
0;text-align:left;vertical-align:top;border-top:0;border-right:0;border-bot=
tom:0;border-left:0"><table class=3D"image_block block-2" width=3D"100%" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
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idth:100%;padding-right:0;padding-left:0"><div class=3D"alignment" align=3D=
"center" style=3D"line-height:10px"><img=20
src=3D"https://d15k2d11r6t6rl.cloudfront.net/public/users/Integrators/3fd3a=
448-3d02-49a4-af26-a82213fec67e/ADMIN/editor_images/Equal_Housing_Opportuni=
ty.png" style=3D"display:block;height:auto;border:0;width:65px;max-width:10=
0%" width=3D"65" alt=3D"Image" title=3D"Image"></div></td></tr></table></td=
><td class=3D"column column-2" width=3D"75%" style=3D"mso-table-lspace:0;ms=
o-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;border-=
top:0;border-right:0;border-bottom:0;border-left:0"><table=20
class=3D"html_block block-2" width=3D"100%" border=3D"0" cellpadding=3D"0" =
cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-tab=
le-rspace:0"><tr><td class=3D"pad"><div style=3D"font-family:Arial,Helvetic=
a Neue,Helvetica,sans-serif;text-align:center" align=3D"center"><div style=
=3D"font-size: 12px; line-height: 14px; font-family: Arial, 'Helvetica Neue=
', Helvetica, sans-serif; color: #555555; text-align: left;">
  <p style=3D"font-size: 14px; line-height: 14px; margin: 0;"><span style=
=3D"font-size: 12px;">Equal Housing Opportunity NMLS #133519 For current li=
censes, visit www.nmlsconsumeraccess.com. Hometown Equity Mortgage, LLC, DB=
A theLender, 25531 Commercentre Dr #250, Lake Forest, CA 92630. Arizona Mor=
tgage Banker License No. BK-1018248. All loans must meet Hometown Equity Mo=
rtgage=E2=80=99s underwriting guidelines. This information is intended for =
the exclusive use of licensed real estate and mortgage lending professional=
s in accordance with local laws and regulations. Distribution to the genera=
l public is prohibited. Loans made or arranged pursuant to the California F=
inancing Law. </span></p>
</div><br />

<div style=3D"font-size: 11px; line-height: 14px; font-family: Arial; color=
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  <p style=3D"font-size: 12px; line-height: 14px; margin: 0;"><span style=
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lor: rgb(255, 255, 255);">here</a>. You're receiving this communication fro=
m us because you've given Hometown Equity Mortgage, LLC d/b/a theLender you=
r email in the past, and we're trying to stay in touch with you. If you pre=
fer to contact us in writing, please mail any correspondence to 25531 Comme=
rcentre #250 Lake Forest, CA 92630.</span></p>
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