Return-Path: Delivered-To: andrew@sterlingcal.com Received: from reseller401.webserversystems.com by reseller401.webserversystems.com with LMTP id GOH/HzglOGQF/w4AchKAPA (envelope-from ) for ; Thu, 13 Apr 2023 10:52:24 -0500 Return-path: Envelope-to: andrew@sterlingcal.com Delivery-date: Thu, 13 Apr 2023 10:52:24 -0500 Received: from pc234-199.mailgun.net ([143.55.234.199]:53110) by reseller401.webserversystems.com with esmtps (TLS1.2) tls TLS_ECDHE_RSA_WITH_AES_128_GCM_SHA256 (Exim 4.94.2) (envelope-from ) id 1pmzFH-004A0c-Ve for andrew@sterlingcal.com; Thu, 13 Apr 2023 10:52:24 -0500 DKIM-Signature: a=rsa-sha256; v=1; c=relaxed/relaxed; d=thelender.com; q=dns/txt; s=krs; t=1681401127; x=1681408327; h=Content-Transfer-Encoding: Content-Type: Message-Id: To: To: From: From: Subject: Subject: Mime-Version: Date: Sender: Sender; bh=886az8hTrGhMUzfMp2zjo7lN/wWMnRTKJkJlvdds3YM=; b=EDLmuM3kUbXVm68Hq9yn5Pkv2/shefTjP4E2t4R7VedtENDtFdLleUIEMdsiBIpJyBwq9daBzJ5/J5ZzWAmoJsLPlYBzAAbd3gxlJajkqabOGtrs4k610Q+RoW2dFhd20VpzqbyZLva7PK6xYD1BlgBMCcjvBgd173vYlXTUCN49KEIxZccE+l9wS+sb5cXEfVo/PCyg7ZgG9w5L5I0YA/ux52tjQGlyAlOFss2uzbDFa7osccJQJrpalEd1WV1+jTocVgkfs9bwWgg8m3hIMX7EcwvdGUCY+xTYv4Cv2qObQg/90qkkCoBxXO1cUTYjzuTC9u1lJoOw+S/BqTEBbw== X-Mailgun-Sending-Ip: 143.55.234.199 X-Mailgun-Sid: WyIxNWYwNSIsImFuZHJld0BzdGVybGluZ2NhbC5jb20iLCI1NzcxNzQiXQ== Received: from ( []) by 48a838d240f8 with HTTP id 6438252751af93c97b54defb; Thu, 13 Apr 2023 15:52:07 GMT Sender: cleclair@thelender.com Date: Thu, 13 Apr 2023 15:52:07 +0000 Mime-Version: 1.0 Subject: theLender | We've Enhanced our Non QM Products! From: cleclair@thelender.com To: andrew@sterlingcal.com X-Mailgun-Variables: {"entityId": "C6UJ9A01CSIY", "entityType": "Contact", "itemId": "160d485c-28d5-46e1-b13e-cf72171936dc", "sourceType": "emailblast", "templateId": "Q6UJ9A07TPGS"} Message-Id: <20230413155207.debb7a0cae4fd849@thelender.com> Content-Type: text/html; charset="utf-8" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=0.9 X-Spam-Score: 9 X-Spam-Bar: / X-Spam-Flag: NO
<= table=20 class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding=3D"0"= cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;mso-ta= ble-rspace:0;color:#000;width:700px" width=3D"700">
3D"the
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the Spot <= /strong>|&= nbsp;Appraisals | <= a style=3D"text-decoration: none; color: #FFFFFF;" href=3D"http://email.the= lender.com/c/eJxUkMFq8zAQhJ9GujloZVmyDzqEgH_8n1qSHnqUdteNQXaCvcXk7QtJL70Oww= zfR7EJAYLTHMG34AyADZoXmeQxUDz5j__d0cDpPHz-ppfHnePptkhC0ddonKeQfT2OkLEJbesSp= -wAO86IZPUUrbG1cVBD01gTDsQ5h2QwsRupdZ1yRq5ceCFeD3ib9SQ8DxTBG3Jtg5VtqamcZ6gy= 1FzhGCwE6GpPqEu8itw3VR-V7ZXt930__FlTtl95u32vyJuyvV5jWmjlXTmzCa9lWr4wlefvq_X= k4zlNJZe0iRae7yUJDxTfXzbC5e3f-ScAAP__sLViiQ" target=3D"_blank" rel=3D"noope= ner">Broker_Resources = | Become_a_Partner | Rates

<= /tr>
3D"We
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We've made some major updates to our NonQM products!

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<= table class=3D"row-content stack" align=3D"center" border=3D"0" cellpadding= =3D"0" cellspacing=3D"0" role=3D"presentation" style=3D"mso-table-lspace:0;= mso-table-rspace:0;background-color:#fff;border-radius:0;color:#000;width:7= 00px" width=3D"700">

Enhanced LTVs:

  • Increased the maximum LTV for 680 FICO to 90% up to $1M
  • Increased the LTV for 2nd home and investme= nt refinances to 80%

600 FICO = Enhancements:

  • Increased the maximum LT= V for purchases to 75%
  • Incre= ased the maximum LTV for rate & term refinances to 70%
  • Increased the maximum LTV for cash= -out refinances with to 65%

Re= serves

  • No reserves required for LTV = =3D 80% LTV
  • 3 months reserve= s are required for LTVs > 80%
Credit Enhancements:

  • No tradeline requirements when borrower has 3 FICO scores
  • No canceled rent check required on p= rivate party VORs
  • Condotel a= re now allowed
  • Loan amounts down to 100k
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Contact your Account Executive at theLender or visit theLender.com for full details.

<= /tr>
 

Cameron Leclair

=

(949) 312-5374 | cleclair@thelender.com <= /p>

here. You're receiving this communication f= rom us because you've given Hometown Equity Mortgage, LLC d/b/a theLender y= our email in the past, and we're trying to stay in touch with you. If you p= refer to contact us in writing, please mail any correspondence to 25531 Com= mercentre #250 Lake Forest, CA 92630.

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