Subject: LoanWyse - We're the DCSR Eggs-perts! | InvestorWyse X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GIAj=2FD+pNLfol8FvqTYU4Ps55m6e99wMJi9WaHe?= =?us-ascii?Q?HVVObgFOOnu9nExyfjpmrWEYu8yNO26nKnJLJwA?= =?us-ascii?Q?0YwSTpFpzKawFMcTnJCGZRWwb17wb5Zuk5jjPNR?= =?us-ascii?Q?20du9EtUKztkjpy4bXvQ9J4HEK484Yao6TUrQTm?= =?us-ascii?Q?vzfwkVxKY7AHwmVJw=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNRqwiGf8NHFYH9C1C?= =?us-ascii?Q?e0p25ImKw3TVy=2FmoxTFC6KwHAtL30J9uyJF7E9P?= =?us-ascii?Q?6XQNYsNa7yaVg0WCsp=2F6CwY2OFMgjIhUEI40lBR?= =?us-ascii?Q?wN=2FpNj0CsVBCP?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB8k?= =?us-ascii?Q?f9XrwYQGA12JBhgBqMXG-2FbaImK-2BoJrcKhzN?= =?us-ascii?Q?RKD693AGan4L4A-2B9j2mOCxyo-2Bcx69nhJ14C?= =?us-ascii?Q?yo0H1MHfkg4lUFwU2WFF8Jtmg841obLUz-2FXZw?= =?us-ascii?Q?jYLbj-2BanAhQfjWtE6yB7pk39qgmG6a9dYFSwy?= =?us-ascii?Q?NVqGroW7qwE-2BSNUmZC8Ks1lHHLLqEHOoWeN8H?= =?us-ascii?Q?xpgk1Ng8R9jil3mR-2FUPyXlwVAGnUqP5MAb-2F?= =?us-ascii?Q?tTEByfV3hBKe4zFNA7AjVodm57pmJ0kmVM3nO1Q?= =?us-ascii?Q?GihEfoauVCQgxpXhAYvGa=3E?= X-Spam-Status: No, score=4.0 X-Spam-Score: 40 X-Spam-Bar: ++++ X-Spam-Flag: NO

No DTI or Employement Verified

Qualify With Only RENTAL IN= COME!

We Close FAST! 10-DAYS Guar= anteed!*

InvestorWyse

Loan Program

Loans up to $3.5MM
Cash-Out up to = $1MM
Minimum FICO 620
Purchase up to = 80% LTV
R&T up to <= span style=3D"color:#197ebd">75% LTV
Cash-Out up to = 75% LTV
Interest Only <= span style=3D"color:#197ebd">Available
Fixed and ARMs = Available
40-Year Option = Available
0x60x12 OK

Check out our Matrices for more details: Product Matrices

Contact us TODAY with your scenario!

Need an Exception?

LoanWyse approves exceptio= ns upfront giving you peace of mind knowing that your loan will reach the c= losing table without any last-minute surprises.

InvestorWyse

DSCR - No Ratio

Minimum FICO= 620
DSCR Down to= 0.75
Loans up to = $3.5mm
Purchase up = to 80% LTV
R&T/Cash= -Out up to 75% LTV
No DTI/Emplo= yment Verfiied
First-Time I= nvestors OK

AltWyse

Alternative Documentation

Minimum FICO= 660
Loans up to = $4mm
Max Cash-Out= Unlimited
Purchase up = to 90% LTV
R&T/Cash= -Out up to 80% LTV
30 & 40-= Year I/O Available
Multiple Qua= lification Options

CommercialWyse

5+ Units DSCR - No Ratio

Minimum FICO= 660
Loans up to = $2mm
Purchase up = to 75% LTV
R&T/Cash= -Out up to 70% LTV
5-8 Units Re= sidential
2-8 Units Mi= xed Use
Min DSCR >= ;=3D 1.0

EquityWyse

Close-End Seconds

Credit Score= Down to 660
Max Loan Amo= unt $450k
Max Combined= Lien $2mm
Full Doc Max= CLTV 90%
Bank Stmt Ma= x CLTV 85%
DTI up to 50= %
No Reserves = or Assets Required

CreditWyse= +

Imperfect Credit | Full Doc

Minimum FICO= 600
Max Loan Amo= unt is $3mm
Max Cash-Out= Unlimited
Purchase up = to 85% LTV
R&T/Cash= -Out up to 80%
BK / FC / SS= / DIL / Mod OK
1x30x12 / 0x= 60x12 OK

CreditWyse

Imperfect Credit | Alt Doc

Minimum FICO= 600
Max Loan Amo= unt is $3mm
Max Cash-Out= Unlimited
Purchase up = to 85% LTV
R&T/Cash= -Out up to 80%
BK / FC / SS= / DIL / Mod OK
1x30x12 / 0x= 60x12 OK

PrimeWyse = Jumbo

High Balance | Full Doc

Minimum FICO= 680
Loans up to = $3mm
15-Year &= ; 30-Year Fixed
Purchase/R&a= mp;T up to 85% LTV
Cash-Out up = to 80% LTV
DTI up to 45= %
Cash-Out up = to $500K

PrimeWyse

High Balance | Full Doc

Minimum FICO= 660
Loans up to = $4mm
Fixed and AR= Ms
Purchase up = to 90% LTV<
R&T/Cash= -Out up to 80% LTV
DTI up to 55= %
40-Year I/O<= /span>

ITINWyse

For ITIN / DACA Borrowers

No SSN or Ci= tizenship OK
Minimum FICO= 660
Loans up to = $1.5mm
15-Year &= ; 30-Year Fixed
Max DTI to 4= 3%
Cash-Out as = Reserve
Interest Onl= y Available

ForeignWyse

Foreign Investments Made Easy

FICO Not Req= uired
Loans up to = $2mm
15, 30, 40 Y= ear Fixed
5/6, 5/7 ARM=
Purchase up = to 70% LTV
R&T/Cash= -Out up to 65% LTV
Interest Onl= y Available

AgencyWyse

Conventional Loans

Minimum FICO 620
Full Documentation
Loans up to $726,200
Up to 80% LTV
Purchase/R&T or Cash-out
All Occupancy Types

www.loanwyse.com

Reginald Peterson

9494019864

reginald.peterson@loanwyse.com

©2023 OptionWide Financial Corporation d/= b/a LoanWyse., NMLS# 1724453. This email is for informational purposes only= and is intended for industry professionals only. This is not an advertisem= ent to extend credit as defined by TILA/Regulation Z nor an application for= credit as defined by RESPA/Regulation X. All applications are subject to u= nderwriting guidelines and approval based upon the credit, assets, value of= subject property and borrower’s ability to repay. Not all applicants= are eligible for or qualify for all products offered. All market data and = other information is not warranted as to completeness or accuracy and progr= ams, rates, terms and conditions are subject to change without notice. This= email is not intended as an offer or solicitation for the purchase or sale= of any financial instrument or as an official confirmation of a transactio= n. Not available in all states. Please check our website for licensing info= rmation.

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