) id 1pk6OY-000F0p-J5 for andrew@sterlingcal.com; Wed, 05 Apr 2023 11:54:03 -0500 DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed; d=loanwyse.com; h=content-transfer-encoding:content-type:from:mime-version:subject:to: list-unsubscribe:cc:content-type:from:subject:to; s=s1; bh=pZLEElkoIfMxgU9FKSRx0dXqNWHMOTwPPhS7prgjsi0=; b=ERF9gUKYWS/Q7A5+nllo8NDOLaCJcLwSVmi0yVyZGZ1u4iaRzSm9QaKn6k8Fkoe0B1LH rJokIoVTI+XYsEwMNaPK4I1tsDy+k8WdOa5vCHUfj7AvbuxKzygAxXwMkag1TB3LM32+hX tOkA0w6AS1APk0TK6yHWOTtIUzX3M4MpoR7O5Za6+FsClzOByGFQUwuqHdLC2pkFrsOrVs Phq2gJ2XwosXf0kqE9xZQH52ntauQyarsObdoXnIMijoi9Nb4JAicjHOALqY67MlPZI4+r HU+WWDUyKJ+nHUDQ4n2nIjsHRbzqq+A0HsCump9LH7cZgn4JWjG3k3u6/B2BnUSg== Received: by filterdrecv-84fc64c8c4-bslfb with SMTP id filterdrecv-84fc64c8c4-bslfb-1-642DA79F-20 2023-04-05 16:53:51.559852991 +0000 UTC m=+3691163.214731788 Received: from ODc4ODAzNg (unknown) by geopod-ismtpd-14 (SG) with HTTP id 1ope3PHjTDiyc8zeSaMGiw Wed, 05 Apr 2023 16:53:51.441 +0000 (UTC) Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset=us-ascii Date: Wed, 05 Apr 2023 16:53:51 +0000 (UTC) From: reginald.peterson@loanwyse.com Mime-Version: 1.0 Message-ID: <1ope3PHjTDiyc8zeSaMGiw@geopod-ismtpd-14> Subject: LoanWyse - Hop on the Homeownership Train with ITINWyse X-SG-EID: =?us-ascii?Q?hMGXXLowOTDklZBcF26u8sEwbXIsN0oJQmGSgvv3v8iVtghTe=2F70lQgx=2FcRmUA?= =?us-ascii?Q?GIAqQ=2FRdGQiMBLsZpAAqv0ve3dba5xaMufC5yZk?= =?us-ascii?Q?7ZiKjTcrJhBBHZtnADB84kXp77PKS0YB8bt1P1u?= =?us-ascii?Q?KJgvhb+KZtmvM7e5cV2nCKWYZ1P9Wa+7ImjPR++?= =?us-ascii?Q?0y6U7+q1=2FgQX5ldjwdp+1OdPIIh2xbudHACIf2F?= =?us-ascii?Q?LtvtvFV4+tT2Ehzzw=3D?= X-SG-ID: =?us-ascii?Q?N2C25iY2uzGMFz6rgvQsb8raWjw0ZPf1VmjsCkspi=2FKBKOO6ZI1cVqf4jxyZ3x?= =?us-ascii?Q?RTeIJ49nk=2F7JQ63lHu9VffNcEAhOVlpXqA32vrH?= =?us-ascii?Q?hqqrVxQYRgbbVCZfYIXcqumLJdxtFYMe1N69Wzt?= =?us-ascii?Q?eZirk90854yRI8xGi40EitNgxx4sklRcJHxd+Xj?= =?us-ascii?Q?k3F0nUqCsWyAG?= To: andrew@sterlingcal.com X-Entity-ID: /YtWH7++UXWi8JKj3B98Xg== List-Unsubscribe: =?us-ascii?Q?=3Cmailto=3Aunsubscribe=40em1656=2Eloanwyse=2Ecom=3Fsubject=3Dhttps=3A=2F=2Fu87880?= =?us-ascii?Q?36=2Ect=2Esendgrid=2Enet=2Fwf=2Funsubscribe*q*upn?= =?us-ascii?Q?=3DO7ROD4svS-2BWtZVG4Rcp0Qt9NW-2F4-2B8SWT?= =?us-ascii?Q?n3ErF8IYfmUcrFzTNOsni28y8NvCg5F9yKwbbLx?= =?us-ascii?Q?jQPvzIxyH28aqnWmzJnl7d-2FMg3uIvfVwCcB-2?= =?us-ascii?Q?Fjrjwmttg1kXqPuoeNNcbMlfgDOpOcHJxJItvFE?= =?us-ascii?Q?x6ZlmK39qCIqqoDxXX998deOFg9fIQjaWHst14I?= =?us-ascii?Q?vGoKDU-2FsdAdVD2y0cZUJIlel2mJKLPJBMcXqp?= =?us-ascii?Q?n13s6RdcNQ08dz7MPwQaWwj5558gs8xSLsf7w5k?= =?us-ascii?Q?KIza8CBnQOz7hZpPL9ejdZu-2Ft-2Fagoy0yAi5?= =?us-ascii?Q?U8eAaZKhVjjAkYrrD4EgVslh0h4DCQxukb0kn4u?= =?us-ascii?Q?kCXc1YndYEq36iEJKCc55Y4BUA1yjQPSCjOyA9C?= =?us-ascii?Q?DUY4Y7B5jw7=3E?= X-Spam-Status: No, score=3.0 X-Spam-Score: 30 X-Spam-Bar: +++ X-Spam-Flag: NO

Hop on the
Homeownership Train!

ITINWyse

For ITIN / DACA Eligible Borrowers

No SSN or Citiz= enship OK
Minimum FICO 660
Loan Amounts up= to $1.5mm
Purchase/R&= T up to 80% LTV
Cash-Out up to = 70% LTV
Max DTI 43%
Interest Only <= span style=3D"color:#0d7861">Available
15-Year/30-Year= Fixed Available

Check out our Matrices for more details: Product Matrices

Contact us TODAY with your scenario!

Need an Exception?

LoanWyse approves exceptio= ns upfront so you can have peace of mind with the status of your file and a= void surprises down the line.

InvestorWyse

DSCR - No Ratio

Minimum FICO 620
DSCR Down to 0.75
Loans up to $3.5mm
Purchase up to 80% LTV
R&T/Cash-Out up to 75% LTV
No DTI/Employment Verfiied
First-Time Investors OK

AltWyse

Alternative Documentation

Minimum FICO 660
Loans up to $4mm
Max Cash-Out Unlimited
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
30 & 40-Year I/O Available
Multiple Qualification Options

CommercialWyse

5+ Units DSCR - No Ratio

Minimum FICO 660
Loans up to $2mm
Purchase up to 75% LTV
R&T/Cash-Out up to 70% LTV
5-8 Units Residential
2-8 Units Mixed Use
Min DSCR >=3D 1.0

EquityWyse

Close-End Seconds

Credit Score Down to 660
Max Loan Amount $450k
Max Combined Lien $2mm
Full Doc Max CLTV 90%
Bank Stmt Max CLTV 85%
DTI up to 50%
No Reserves or Assets Required

CreditWyse= +

Imperfect Credit | Full Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK
1x30x12 / 0x60x12 OK

CreditWyse

Imperfect Credit | Alt Doc

Minimum FICO 600
Max Loan Amount is $3mm
Max Cash-Out Unlimited
Purchase up to 85% LTV
R&T/Cash-Out up to 80%
BK / FC / SS / DIL / Mod OK
1x30x12 / 0x60x12 OK

PrimeWyse = Jumbo

High Balance | Full Doc

Minimum FICO 680
Loans up to $3mm
15-Year & 30-Year Fixed
Purchase/R&T up to 85% LTV
Cash-Out up to 80% LTV
DTI up to 45%
Cash-Out up to $500K

PrimeWyse

High Balance | Full Doc

Minimum FICO 660
Loans up to $4mm
Fixed and ARMs
Purchase up to 90% LTV
R&T/Cash-Out up to 80% LTV
DTI up to 55%
40-Year I/O

ITINWyse

For ITIN / DACA Borrowers

No SSN or Citizenship OK
Minimum FICO 660
Loans up to $1.5mm
15-Year & 30-Year Fixed
Max DTI to 43%
Cash-Out as Reserve
Interest Only Available

ForeignWyse

Foreign Investments Made Easy

FICO Not Required
Loans up to $2mm
15, 30, 40 Year Fixed
DTI up to 50%
Purchase up to 75% LTV
Interest Only Available
Fixed & ARMS Available

AgencyWyse

Conventional Loans

Minimum FICO 620
Full Documentation
Loans up to $726,200
Up to 80% LTV
Purchase/R&T or Cash-out
All Occupancy Types

www.loanwyse.com

Reginald Peterson

9494019864

reginald.peterson@loanwyse.com

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